Kia Rondo Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Do you need to find cheap rates for your Kia Rondo? Our guide will help you understand how insurers calculate vehicle rates. We cover everything from typical premiums to the average sale price of a Kia Rondo.

Our guide to Kia Rondo insurance rates will also discuss the safety features of the vehicle and how this can impact rates, so you will understand the risks and benefits of driving a Kia Rondo.

Ready to start saving? Enter your ZIP code in our free rate tool to find cheap car insurance rates for your Kia Rondo.

Average insurance rates for a Kia Rondo are $862 a year including full coverage. Comprehensive insurance costs approximately $140, collision insurance costs $184, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $1,852 or more. Teenage drivers receive the highest rates at up to $3,466 a year.

Average premium for full coverage: $862

Rate estimates by individual coverage type:

Comprehensive $140
Collision $184
Liability $402

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Rondo trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $446 for a discount liability-only rate to a much higher rate of $1,852 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $862
High Risk $1,852

Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference location can make on auto insurance prices.

Rural Areas $647
Small Cities $905
Large Cities $1,164

These examples highlight why anyone shopping for car insurance should compare prices using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Kia Rondo insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $524
  • Using higher $1,000 deductibles will save $74 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $862
  • Using more expensive low deductibles for physical damage coverage will cost an additional $140 every year
  • Drivers who are prone to accidents and violations could pay around $1,852
  • The cost that insures a teen driver with full coverage can cost $3,466 or more

View Chart as Image

Kia Rondo insurance cost comparison chart
Column chart showing Kia Rondo insurance prices range from $524 to $3,466 for full coverage

Car insurance rates for a Kia Rondo can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,000 to $1,500 extra per year, depending on your age. High-risk driver insurance can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $800 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $3,400 a year. View Rates by Age

Where you live has a huge impact on Kia Rondo insurance prices. A driver around age 40 might see rates as low as $660 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,230 on average in Louisiana, New York, and Michigan.

Kia Rondo Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $780 -$82 -9.5%
Alaska $660 -$202 -23.4%
Arizona $714 -$148 -17.2%
Arkansas $862 -$0 0.0%
California $982 $120 13.9%
Colorado $822 -$40 -4.6%
Connecticut $884 $22 2.6%
Delaware $974 $112 13.0%
Florida $1,076 $214 24.8%
Georgia $798 -$64 -7.4%
Hawaii $618 -$244 -28.3%
Idaho $584 -$278 -32.3%
Illinois $640 -$222 -25.8%
Indiana $650 -$212 -24.6%
Iowa $580 -$282 -32.7%
Kansas $818 -$44 -5.1%
Kentucky $1,174 $312 36.2%
Louisiana $1,276 $414 48.0%
Maine $532 -$330 -38.3%
Maryland $712 -$150 -17.4%
Massachusetts $686 -$176 -20.4%
Michigan $1,494 $632 73.3%
Minnesota $722 -$140 -16.2%
Mississippi $1,032 $170 19.7%
Missouri $762 -$100 -11.6%
Montana $926 $64 7.4%
Nebraska $676 -$186 -21.6%
Nevada $1,032 $170 19.7%
New Hampshire $622 -$240 -27.8%
New Jersey $964 $102 11.8%
New Mexico $760 -$102 -11.8%
New York $908 $46 5.3%
North Carolina $496 -$366 -42.5%
North Dakota $708 -$154 -17.9%
Ohio $594 -$268 -31.1%
Oklahoma $882 $20 2.3%
Oregon $788 -$74 -8.6%
Pennsylvania $820 -$42 -4.9%
Rhode Island $1,148 $286 33.2%
South Carolina $782 -$80 -9.3%
South Dakota $726 -$136 -15.8%
Tennessee $754 -$108 -12.5%
Texas $1,038 $176 20.4%
Utah $638 -$224 -26.0%
Vermont $588 -$274 -31.8%
Virginia $516 -$346 -40.1%
Washington $664 -$198 -23.0%
West Virginia $788 -$74 -8.6%
Wisconsin $594 -$268 -31.1%
Wyoming $768 -$94 -10.9%

View Chart as Image

Kia Rondo insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $220 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Kia Rondo Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Kia Rondo LX $862 $72
Kia Rondo LX $862 $72
Kia Rondo LX $862 $72

Rates assume 2009 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Kia Rondo Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Kia Rondo $140 $184 $402 $862
2008 Kia Rondo $132 $166 $402 $836
2007 Kia Rondo $128 $150 $398 $812

Rates are averaged for all Kia Rondo models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Kia Rondo Insurance

Saving money on car insurance requires avoiding accidents and violations, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare prices once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The list below is a review of the data that was touched on in this article.

  • You may be able to save around $100 per year just by shopping early and online
  • Policyholders who purchase higher liability limits will pay an extra $440 per year to increase from a minimum limit to the 250/500 level
  • Teenagers pay the highest auto insurance rates, as much as $289 per month if full coverage is purchased
  • Higher risk drivers who have several accidents or serious violations will likely pay on average $990 more per year for car insurance

By shopping online and increasing your deductible, you could save almost $400 on car insurance for your Kia Rondo. However, prices can increase if you have a poor driving record, you are a newly licensed driver, or you upgrade your liability coverage.

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How does the size and class of the Kia Rondo affect liability car insurance rates?

We’ve mentioned liability insurance, but we haven’t fully explained what liability coverage covers, as liability coverage is made up of two different parts designed to protect you if you cause an accident. Bodily injury liability will pay for the other driver’s medical bills, while property damage liability will pay for the other driver’s vehicle repair costs. Watch the video below for more information about liability insurance.

So how exactly does the size and class of your vehicle affect liability rates? Simply put, if you have a large vehicle that rams through other vehicles in a crash, there will be more damage to others than to yourself. The plus side to this, of course, is that you will be safer in a vehicle that inflicts damage rather than being the vehicle crumpled on the side of the road.

The Kia Rondo is classified as a small minivan. Model years were made from 2007 to 2010, and Kia hasn’t brought it back since then. We want to make sure that Kia Rondo wasn’t discontinued because of major issues, so we are going to take a look at the Insurance Institute for Highway Safety’s (IIHS) insurance losses by make and model.

  • Kia Rondo Property Damage Liability Loss: -10 percent
  • Kia Rondo Bodily Injury Liability Loss: -19 percent

Both of these liability losses are average among small minivans. A negative loss is always a good indicator, as means insurers have paid out only a few claims (or none) for that vehicle model. So owners of Kia Rondo may see a lower rate on their liability insurance compared to other cars they’ve owned.

What does liability insurance cost for a Kia Rondo?

To give you an idea of what you’ll be paying for liability insurance on your Kia Rondo, we went ahead and collected rate data from Geico. Our sample quote was based on a 40-year-old male driver in Pennsylvania with a bachelor’s degree, a clean driving record, and a full coverage policy (with a $500 deductible). Our sample driver owns his vehicle and travels an average of 13,000 miles a year.

Take a look at the bodily injury costs below for six-month premiums. We’ve collected rates for three different coverage levels.

  • Low ($15,000/$30,000): $36.96
  • Medium ($100,000/$200,000): $75.77
  • High ($500,000/$500,000): $121.97

If you upgrade from low to high bodily injury coverage on your Kia Rondo, it will cost you about $85, or $14 a month. This isn’t too bad. The increases for property damage liability rates are fairly low too, as you can see from the list below.

  • Low ($5,000): $437.35
  • Medium ($20,000): $466.70
  • High ($100,000): $488.14

The upgrade from low to high property damage liability only costs $51, which is less than $10 a month. So if you own a Kia Rondo, you can get the best property damage and bodily injury liability protection possible for only an average of $22 a month. Paying a little extra each month will prevent huge accident bills in the future.

What are the safety features and ratings of the Kia Rondo?

Quite a few car commercials focus on the safety features of a car, especially when the commercial subject is a parent letting their teenager drive off for the first time. However, it’s not just teens that benefit from safety features like collision avoidance and backup cameras. Any driver can use these features to help them drive safer, which is why insurers love safety features.

Watch the video below to learn about some of the highlights of the Kia Rondo, such as quick braking and fog lights.

Insurers will look for any features that help prevent crashes, protect drivers in crashes, or prevent theft. The more features there are on your vehicle, the better the discount. According to, the safety features on a 2009 Kia Rondo are:

  • Crash prevention: anti-lock brakes and stability control.
  • Crash protection: front-impact airbags, side-impact airbags, overhead airbags, seatbelt pretensioners, and anti-whiplash headrests.
  • Theft prevention: ignition disable device.

The Kia Rondo has some great safety features. It has multiple airbags (including overhead), which are vital in a crash and aren’t always included in cars. It also has anti-lock brakes and stability control, which can help prevent skidding and hydroplaning. Insurers will take all of these features into consideration when they calculate your discount.

In addition to safety features, the crash rating of a vehicle is also important to insurers. While the IIHS did a crash test on the 2010 Kia Rondo, the test only focused on the crashworthiness of the head restraints and seats, which the IIHS rated as good (the highest rating). This is great, and it may result in insurers taking a bit off your premium.

Do you know which cars are cheapest to insure? Insurers will also look at the overall fatalities of different vehicle types to determine rates (small minivans are classified as cars on the IIHS’s fatality study by vehicle type). The IIHS found that in 2018, there were 48 driver car deaths per million vehicles. This is higher than driver deaths for both pickups (34 per million vehicles) and SUVs (23 per million vehicles).

The death rates are also higher for cars for all occupant deaths. In 2018, there were 69 car deaths per million vehicles, compared to 32 SUV deaths and 42 pickup deaths. Since cars have the highest number of fatalities, we want to take a look at the IIHS’s 2018 data on fatalities by crash type for cars.

  • Frontal Impact: 7,433 fatalities
  • Side Impact: 3,568 fatalities
  • Rear Impact: 834 fatalities
  • Other (mostly rollovers): 1,303 fatalities

The various crash types make up a total of 13,138 fatalities and also show that frontal impacts and side impacts are the most dangerous in cars. The total number of car fatalities is also very high compared to the total SUV fatalities (5,035) and pickup fatalities (4,369).

While the higher number of car fatalities is likely partially due to ownership, as fewer people have SUVs and pickups. Because insurers look at these numbers, however, better safety ratings on your car will help lower insurance ratings.

What is the MSRP of the Kia Rondo?

You may have seen MSRP before, whether it’s tagged on your car or your new pair of shoes. MSRP means the manufacturer suggested retail price, and it is what sellers will base their final price on. Sellers usually won’t sell a car at the MSRP price and will mark down the price. Still, a high MSRP means a more expensive price.

Kelley Blue Book (KBB) doesn’t list the MSRP price of the Kia Rondo (as it is an older car), but KBB does list the following prices for a 2010 Kia Rondo:

  • Fair Market Price Range: $3,893 to $6,426
  • Typical Listing Price: $5,581

The fair market price is usually a few thousand dollars less than the MSRP, so the MSRP for a 2010 Kia Rondo is likely around $9,000. What the MSRP is set as will affect both your collision and comprehensive rates, as high MSRPs mean more expensive repair parts.

Since collision and comprehensive insurance both pay to repair your vehicles, insurers will raise prices if the MSRP is high. You may also be forced to carry collision and comprehensive insurance if you lease a car with a high MSRP, as your lender doesn’t want a huge loss if you total or wreck your car.

The insurance losses for collision and comprehensive insurance will also affect your rates, in addition to a high MSRP, as multiple claims paid out on a vehicle model is a red flag to insurers. While the IIHS doesn’t have losses recorded for the Kia Rondo, the overall collision and comprehensive losses for small minivans are average or good.

Since insurers will have to look at overall losses whenever there isn’t data for a specific vehicle, this is good news. High losses mean insurers will charge more, especially if there is also a high MSRP on a vehicle. Since the Kia Rondo has a lower MSRP and the losses for small minivans are fairly good, you shouldn’t see a drastic change in your comprehensive and collision rates.

Now that you’ve reached the end of our guide to the Kia Rondo, you should have a better understanding of how to reduce your rates. We hope you are ready to start shopping around for cheap car insurance on your Kia Rondo. Enter your ZIP code in our free tool to get started.

Rates by Driver Age

Kia Rondo Insurance Rates by Driver Age
Driver Age Premium
16 $3,466
20 $1,968
30 $876
40 $862
50 $792
60 $776

Full coverage, $500 deductibles

Rates by Deductible

Kia Rondo Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,002
$250 $938
$500 $862
$1,000 $788

Full coverage, driver age 40

Rates by Liability Limit

Kia Rondo Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $862
50/100 $942
100/300 $1,043
250/500 $1,304
100 CSL $983
300 CSL $1,204
500 CSL $1,365

Full coverage, driver age 40

Rates for High Risk Drivers

Kia Rondo Insurance Rates for High Risk Drivers
Age Premium
16 $4,886
20 $3,136
30 $1,870
40 $1,852
50 $1,768
60 $1,750

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $115

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $38
Online Quote $58
Total Discounts $338
Rate after discounts $524

Discounts are estimated and may not be available from every company or in every state.

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