Kia Sephia Insurance Rates

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Written by:

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by Jeffrey Johnson

Insurance Lawyer

Reviewed by:

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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Reviewed by Michelle Robbins

Licensed Insurance Agent

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UPDATED: Jun 2, 2023

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Shopping for auto insurance through online providers can be fast and easy, in addition you can save money. The most important part is getting as many rate quotes as possible so you can get every company's rates.

If shopping for auto insurance online is new to you, you may be confused by the hoards of auto insurance companies offering insurance. There are several ways to compare quotes and find the best price. The quickest method to find competitive Kia Sephia insurance cost consists of shopping online. This is very easy and can be done by completing this short form.

Criteria which help determine

Car insurance premiums for a Kia Sephia can be significantly different depending on several factors. A few of these criteria are:

A clean driving record keeps rates low
Better credit means lower rates
Where you reside can make a big difference
How many miles you drive
Your gender can raise or lower rates
Low deductibles cost more
NTSB crash rating for your vehicle
Your occupation
Insurance coverage level
Owning a home can lower rates

An additional factor that will help determine Kia Sephia insurance quotes is the year of the vehicle. Older cars and trucks have a much lower replacement value than newer models so repair costs tend to be lower which may result in lower rates. Although newer models may have safety features included like tire pressure monitors, sideview assist mirrors, active head restraints, and adaptive cruise control that may help give discounted rates.

Liability auto insurance

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage protection

another vehicle or an object, but not an animal. . , . .

Comprehensive coverages

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

Uninsured Motorist or Underinsured Motorist insurance

This coverage . , . .

Medical expense insurance

bills ambulance fees, surgery, and doctor visits. . .

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