Kia Telluride Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance rates for a Kia Telluride are $1,432 a year with full coverage. Comprehensive costs an estimated $320, collision costs $612, and liability is estimated at $364. Liability-only coverage costs approximately $416 a year, with high-risk coverage costing around $3,114. Teenage drivers pay the most at $5,238 a year or more.

Average premium for full coverage: $1,432

Premium estimates broken down by type of coverage:

Comprehensive $320
Collision $612
Liability $364

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Telluride models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Kia Telluride go from as low as $416 for your basic liability-only policy to the much higher price of $3,114 for a high-risk insurance policy.

Liability Only $416
Full Coverage $1,432
High Risk $3,114

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.

The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,074
Small Cities $1,504
Large Cities $1,933

These rate differences demonstrate why everyone should get quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Kia Telluride insurance rates for other coverage scenarios.

  • The best discount rate is $807
  • Choosing higher $1,000 deductibles can save approximately $210 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,432
  • Using pricier low deductibles for comp and collision coverage will increase the cost to $1,848
  • Unlucky drivers who are prone to accidents and violations could pay up to $3,114 or more
  • An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $5,238 each year

View Chart as Image

Kia Telluride insurance cost comparison chart
Column chart showing full coverage Kia Telluride insurance rates range from $807 to $5,238

Insurance prices for a Kia Telluride also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $5,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Kia Telluride insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,940 on average in New York, Michigan, and Florida.

Kia Telluride Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$136 -9.5%
Alaska $1,100 -$332 -23.2%
Arizona $1,188 -$244 -17.0%
Arkansas $1,432 -$0 0.0%
California $1,634 $202 14.1%
Colorado $1,368 -$64 -4.5%
Connecticut $1,472 $40 2.8%
Delaware $1,622 $190 13.3%
Florida $1,792 $360 25.1%
Georgia $1,326 -$106 -7.4%
Hawaii $1,030 -$402 -28.1%
Idaho $974 -$458 -32.0%
Illinois $1,068 -$364 -25.4%
Indiana $1,082 -$350 -24.4%
Iowa $966 -$466 -32.5%
Kansas $1,360 -$72 -5.0%
Kentucky $1,956 $524 36.6%
Louisiana $2,124 $692 48.3%
Maine $886 -$546 -38.1%
Maryland $1,184 -$248 -17.3%
Massachusetts $1,144 -$288 -20.1%
Michigan $2,490 $1,058 73.9%
Minnesota $1,202 -$230 -16.1%
Mississippi $1,718 $286 20.0%
Missouri $1,272 -$160 -11.2%
Montana $1,538 $106 7.4%
Nebraska $1,128 -$304 -21.2%
Nevada $1,718 $286 20.0%
New Hampshire $1,034 -$398 -27.8%
New Jersey $1,602 $170 11.9%
New Mexico $1,268 -$164 -11.5%
New York $1,510 $78 5.4%
North Carolina $824 -$608 -42.5%
North Dakota $1,174 -$258 -18.0%
Ohio $988 -$444 -31.0%
Oklahoma $1,470 $38 2.7%
Oregon $1,314 -$118 -8.2%
Pennsylvania $1,366 -$66 -4.6%
Rhode Island $1,912 $480 33.5%
South Carolina $1,300 -$132 -9.2%
South Dakota $1,210 -$222 -15.5%
Tennessee $1,254 -$178 -12.4%
Texas $1,728 $296 20.7%
Utah $1,062 -$370 -25.8%
Vermont $980 -$452 -31.6%
Virginia $858 -$574 -40.1%
Washington $1,108 -$324 -22.6%
West Virginia $1,314 -$118 -8.2%
Wisconsin $990 -$442 -30.9%
Wyoming $1,276 -$156 -10.9%

View Chart as Image

Kia Telluride insurance rates by U.S. city

Using high physical damage deductibles can save as much as $630 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,700 to $2,300 extra annually, depending on your age. Kia Telluride insurance for high-risk drivers ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Kia Telluride Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia Telluride $358 $660 $332 $1,486
2023 Kia Telluride $344 $656 $338 $1,474
2022 Kia Telluride $332 $640 $354 $1,462
2021 Kia Telluride $320 $612 $364 $1,432
2020 Kia Telluride $304 $592 $376 $1,408

Rates are averaged for all Kia Telluride models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Kia Telluride Insurance

Finding better rates on car insurance takes being a safe and courteous driver, maintaining good credit, being claim-free, and taking advantage of discounts. Set aside time to shop around at least every other year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a brief recap of the car insurance concepts raised in the charts and tables above.

  • Higher risk drivers who tend to receive serious violations may pay on average $1,680 more annually for auto insurance
  • You may be able to save approximately $180 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $625 each year
  • Policyholders who want higher levels of liability will pay an extra $400 every year to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Kia Telluride Insurance Rates by Driver Age
Driver Age Premium
16 $5,238
20 $3,318
30 $1,504
40 $1,432
50 $1,310
60 $1,286

Full coverage, $500 deductibles

Rates by Deductible

Kia Telluride Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,848
$250 $1,654
$500 $1,432
$1,000 $1,222

Full coverage, driver age 40

Rates by Liability Limit

Kia Telluride Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,432
50/100 $1,505
100/300 $1,596
250/500 $1,832
100 CSL $1,541
300 CSL $1,741
500 CSL $1,887

Full coverage, driver age 40

Rates for High Risk Drivers

Kia Telluride Insurance Rates for High Risk Drivers
Age Premium
16 $7,516
20 $5,284
30 $3,194
40 $3,114
50 $2,970
60 $2,944

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $111
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $74
Online Quote $104
Total Discounts $625
Rate after discounts $807

Discounts are estimated and may not be available from every company or in every state.

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