Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year for full coverage insurance. Comprehensive insurance costs approximately $214, collision insurance costs $284, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs $2,428 or more. Teen drivers pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $678
• Using higher $1,000 deductibles will save $114 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $218 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,428
• An auto insurance policy that insures a teen driver with full coverage can cost $4,424 or more

View Chart as Image

Insurance prices for a Land Rover LR4 also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 additional annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 128% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $340 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Land Rover LR4 Insurance

Finding better rates on Land Rover LR4 insurance requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Shop around every time your policy renews by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following is a review of the information touched on in this article.

• It is possible to save around $130 per year just by shopping early and online
• Teens are the costliest to insure, with premiums being up to $369 per month if comprehensive and collision insurance is included
• Increasing policy deductibles can save approximately $325 each year
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,300 more per year for LR4 insurance
• Drivers who purchase higher liability limits will pay about $520 annually to increase from 30/60 bodily injury limits to the 250/500 level