Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year including full coverage. Comprehensive costs approximately $214, collision costs $284, and liability coverage is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing around $2,428. Teen drivers pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all LR4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

These rate differences highlight why everyone should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $678
• Raising to $1,000 deductibles will save $114 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Choosing pricier low deductibles will increase the cost to $1,348
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,428 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost $4,424

View Chart as Image

Car insurance prices for a Land Rover LR4 also have a wide range based on your driving characteristics, the model of your LR4, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR4 insurance rates. A middle-age driver might find prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $340 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,900 extra annually, depending on your age. Land Rover LR4 insurance for high-risk drivers is expensive and can cost around 43% to 128% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR4 Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having above-average credit, refrain from filing small claims, and avoiding coverage lapses. Invest time comparing rates every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a summary of the material that was covered in the charts and tables above.

• Consumers who purchase more liability coverage will pay about $520 per year to raise from 30/60 bodily injury limits to 250/500 limits
• Teen drivers pay the highest auto insurance prices, with the cost nearing $369 per month if full coverage is included
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,300 more per year to insure their LR4
• Increasing policy deductibles can save around $325 each year