Land Rover LR4 Insurance Rates

Average insurance prices for a Land Rover LR4 are $1,130 every 12 months for full coverage insurance. Comprehensive costs on average $214 a year, collision insurance costs $284, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,428. Teenage drivers receive the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and LR4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas tend to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

These examples illustrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Raising to $1,000 deductibles will save around $1,016 each year
• The average price for a 40-year-old driver with $500 deductibles is $1,130
• Using low $100 deductibles increases the price to $1,348
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,428
• The cost to insure a teen driver may cost $4,424

View Chart as Image

Insurance rates for a Land Rover LR4 can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your LR4.

Using high physical damage deductibles can reduce rates by up to $340 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Land Rover LR4 insurance prices. A middle-age driver might find rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Land Rover LR4 Insurance

Saving money on car insurance consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to compare rates every time your policy renews by getting price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a brief recap of the information presented in the illustrations above.

• It is possible to save as much as $130 per year just by quoting early and online
• Drivers age 20 and younger pay the highest rates, costing up to $369 per month if they have full coverage
• Increasing deductibles could save as much as $325 each year
• Higher risk drivers who tend to receive serious violations pay on average $1,300 more each year to buy Land Rover LR4 insurance
• Policyholders who require increased levels of liability coverage will pay an extra $520 annually to raise from a minimum limit to a 250/500 level