Land Rover LR4 Insurance Rates

The average insurance prices for a Land Rover LR4 are $1,130 every 12 months for full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $284, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,428 or more. Teens cost the most to insure at up to $4,424 a year.

Average premium for full coverage: $1,130

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and for different LR4 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance prices.

The examples above show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $678
• Choosing higher $1,000 deductibles can save $114 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,130
• Selecting more expensive low deductibles for comp and collision coverage costs an extra $218 every year
• Unlucky drivers with serious driving violations could pay around $2,428
• Policy cost to insure a teen driver with full coverage can cost $4,424 each year

View Chart as Image

Car insurance rates for a Land Rover LR4 also range considerably based on liability limits and deductibles, your driver profile, and the model of your LR4.

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Land Rover LR4 insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,610 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Land Rover LR4 Insurance

Finding cheaper rates on car insurance takes being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Take the time to compare rates at least every other year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers who have multiple accidents or major violations may pay on average $1,300 more per year to insure their LR4
• Drivers can save around $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $325 each year
• Policyholders who purchase more liability coverage will pay approximately $520 each year to raise limits from a 30/60 limit to a 250/500 level