Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year including full coverage. Comprehensive insurance costs approximately $214 a year, collision costs $284, and liability insurance is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,428 or more. Teens pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $678
• Raising to $1,000 deductibles will save $1,016 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Selecting low $100 deductibles will cost an extra $218 a year
• Higher-risk drivers with serious driving violations could pay around $2,428 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,424

View Chart as Image

Auto insurance prices for a Land Rover LR4 also have a wide range based on your driving characteristics, the model of your LR4, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live also has a big influence on Land Rover LR4 insurance rates. A middle-age driver might find prices as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $340 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,300 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 128% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR4 Insurance

Finding better rates on Land Rover LR4 insurance consists of avoiding accidents and violations, having good credit, refrain from filing small claims, and not having any coverage lapses. Make time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief review of the data touched on in this article.

• Drivers who purchase higher liability limits will pay approximately $520 per year to raise from 30/60 bodily injury limits to 250/500 limits
• You may be able to save around $130 per year simply by quoting early and online
• Increasing policy deductibles can save around $325 each year
• Teenagers have the highest car insurance prices, with the cost nearing $369 per month if they have full coverage