Land Rover LR4 Insurance Rates

U.S. average insurance rates for a Land Rover LR4 are $1,130 a year with full coverage. Comprehensive insurance costs on average $214 a year, collision insurance costs $284, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,428 or more. Teens pay the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $678
• Choosing higher $1,000 deductibles can save around $1,016 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,130
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $218 annually
• Higher-risk drivers with serious driving violations could pay upwards of $2,428
• The price for full coverage for a 16-year-old driver may cost $4,424 each year

View Chart as Image

Car insurance prices for a Land Rover LR4 are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Land Rover LR4 insurance prices. A good driver about age 40 could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $340 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy ranges from 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR4 Insurance

Getting lower rates on insurance for a Land Rover LR4 takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The list below is a brief recap of the information touched on in the above illustrations.

• You may be able to save as much as $130 per year just by quoting early and online
• Teenagers are expensive to insure, costing up to $369 a month if full coverage is included
• Increasing physical damage deductibles can save around $325 each year
• Drivers considered higher risk who tend to receive serious violations may be required to pay an average of $1,300 more each year for car insurance
• Insureds who require higher liability limits will pay approximately $520 every year to raise limits from a low limit to 250/500 limits