Land Rover LR4 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR4 are $1,130 annually including full coverage. Comprehensive costs approximately $214, collision costs $284, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,428. Teenage drivers pay the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance prices. Rural locations have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay $114 every year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,130
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,348
• High-risk insureds who are prone to accidents and violations could pay around $2,428 or more
• The price with full coverage for a teenage driver with full coverage can cost $4,424 a year

View Chart as Image

Insurance prices for a Land Rover LR4 are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $340 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Land Rover LR4 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Every company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Land Rover LR4 Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having good credit, being claim-free, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following items are a quick review of the data raised in the charts and tables above.

• Consumers who purchase additional liability coverage will pay an extra $520 per year to go from a low limit to higher 250/500 limits
• You may be able to save around $130 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $325 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $369 a month if they have full coverage