Land Rover LR4 Insurance Rates

Estimated auto insurance rates for a Land Rover LR4 are $1,130 annually with full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $284, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,428 or more. Teenage drivers pay the most at up to $4,424 a year.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Rural locations are statistically proven to have fewer collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Choosing higher $1,000 deductibles can save $114 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Using more expensive low deductibles for comp and collision coverage costs an additional $218 each year
• Drivers who are prone to accidents and violations could pay around $2,428
• An auto insurance policy with full coverage for a teenage driver with full coverage can cost $4,424 each year

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Insurance prices for a Land Rover LR4 also have a wide range based on the model of your LR4, your driving record, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,300 to $1,900 additional annually, depending on your age. High-risk driver insurance ranges around 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $340 a year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Land Rover LR4 insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,530 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Land Rover LR4 Insurance

Finding better rates on auto insurance takes having a decent driving record, having good credit, being claim-free, and consideration of higher deductibles. Invest the time to shop around at least every other year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The following items are a summary of the car insurance concepts illustrated above.

• Drivers who have multiple accidents or major violations may pay on average $1,300 more per year than a driver with a clean driving record
• You may be able to save around $130 per year just by shopping early and online
• Increasing policy deductibles could save up to $325 each year
• Consumers who purchase additional liability coverage will pay an extra $520 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits