Land Rover LR4 Insurance Rates

U.S. average insurance rates for a Land Rover LR4 are $1,130 a year for full coverage. Comprehensive insurance costs around $214, collision costs $284, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,428 or more. Teens pay the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Land Rover LR4 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $678
• Drivers who choose higher $1,000 deductibles will pay about $114 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,130
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $218 each year
• High-risk insureds with serious driving violations could pay at least $2,428 or more
• The price for full coverage for a teenage driver with full coverage can be $4,424 a year

View Chart as Image

Insurance prices for a Land Rover LR4 are also quite variable based on your driving record, the trim level of your LR4, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,400 a year. View Rates by Age

The state you live in makes a big difference in Land Rover LR4 insurance rates. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,610 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $340 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Every company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Land Rover LR4 Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also maintaining good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a brief review of the data that was presented in the illustrations above.

• Drivers can save up to $130 per year simply by shopping early and online
• Consumers who may need additional liability coverage will pay approximately $520 each year to go from a low limit to 250/500 limits
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $369 a month for full coverage
• Drivers with DUI or reckless driving convictions may be required to pay an average of $1,300 more every year than a driver with a clean driving record