Land Rover LR4 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR4 are $1,130 annually for full coverage. Comprehensive insurance costs on average $214, collision costs $284, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,428 or more. Teenage drivers pay the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,130
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $218 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,428 or more
• The price with full coverage for a teen driver with full coverage may cost $4,424 a year

View Chart as Image

Insurance prices for a Land Rover LR4 are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $340 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Land Rover LR4 insurance rates. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,610 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Land Rover LR4 Insurance

Getting lower rates on Land Rover LR4 insurance not only requires having a decent driving record, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Invest the time to shop around every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following items are a quick review of the material that was illustrated above.

• Drivers who require additional liability coverage will pay an extra $520 each year to go from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers pay the highest prices, with premiums as much as $369 a month including comprehensive and collision insurance
• High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,300 more each year than a driver with a clean driving record
• Increasing physical damage deductibles could save up to $325 each year