Land Rover LR4 Insurance Rates

Estimated insurance rates for a Land Rover LR4 are $1,130 a year for full coverage insurance. Comprehensive insurance costs approximately $214, collision costs $284, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,428 or more. Teenage drivers pay the most at $4,424 a year or more.

Average premium for full coverage: $1,130

Premium estimates by type of coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for different LR4 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates how location impacts auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $678
• Using higher $1,000 deductibles will save $114 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,130
• Using more expensive low deductibles for physical damage coverage will cost an additional $218 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,428 or more
• An auto insurance policy that insures a teenage driver with full coverage can cost $4,424 or more

View Chart as Image

Insurance prices for a Land Rover LR4 also have a wide range based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can be around 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see prices as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $340 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Land Rover LR4 Insurance

Finding better rates on auto insurance requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Compare prices at every other renewal by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

Below you'll find a quick rundown of the concepts that were touched on above.

• Drivers with reckless driving or DUI convictions could be charged and average of $1,300 more per year than a low-risk driver
• Youthful drivers are expensive to insure, with premiums being up to $369 per month if full coverage is included
• It is possible to save around $130 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $325 each year
• It is possible to save around $130 per year simply by shopping early and online