Land Rover LR4 Insurance Rates

U.S. average insurance prices for a Land Rover LR4 are $1,130 every 12 months with full coverage. Comprehensive insurance costs on average $214, collision costs $284, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing $2,428 or more. Teenage drivers pay the highest rates at $4,424 a year or more.

Average premium for full coverage: $1,130

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for different LR4 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Land Rover LR4 insurance rates for different risk profiles and scenarios.

• The best discount rate is $678
• Drivers who choose higher $1,000 deductibles will pay around $114 annually
• The average price for the average middle-age driver with $500 deductibles is $1,130
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $218 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,428 or more
• The price to insure a teen driver with full coverage may cost $4,424 a year

View Chart as Image

Car insurance prices for a Land Rover LR4 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your LR4.

Using high physical damage deductibles could save up to $340 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,300 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Land Rover LR4 insurance prices. A 40-year-old driver could pay as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,530 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Land Rover LR4 Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around at least once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $130 per year simply by shopping early and online
• Higher risk drivers with multiple at-fault accidents may pay on average $1,300 more each year than a low-risk driver
• Increasing physical damage deductibles could save as much as $325 each year
• Youthful drivers are expensive to insure, costing up to $369 a month if the policy includes full coverage