Land Rover LR4 Insurance Rates

Estimated insurance prices for a Land Rover LR4 are $1,174 every 12 months including full coverage. Comprehensive insurance costs an estimated $228, collision costs $314, and liability insurance is $474. A policy with only liability insurance costs around $522 a year, with a high-risk policy costing $2,522 or more. 16-year-old drivers pay the most at $4,558 a year or more.

Average premium for full coverage: $1,174

Premium estimates broken down by type of coverage:

These estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all LR4 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why everyone should compare rates quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Land Rover LR4 insurance rates for other coverage scenarios.

• The best full coverage rate is $701
• Raising to $1,000 deductibles will save approximately $126 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,174
• Buying pricier low deductibles costs an extra $234 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,522 or more
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,558

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Car insurance prices for a Land Rover LR4 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $360 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,400 to $1,900 extra annually, depending on your age. Land Rover LR4 insurance for high-risk drivers is expensive and can cost anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Land Rover LR4 insurance rates. A middle-age driver might find prices as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,670 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Land Rover LR4 Insurance

Finding better rates on Land Rover LR4 insurance consists of being a safe and courteous driver, maintaining a good credit score, refrain from filing small claims, and not having any coverage lapses. Set aside time to compare rates at every policy renewal by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief summary of the data covered above.

• Drivers who want higher levels of liability will pay around $520 per year to raise from 30/60 bodily injury limits to a 250/500 level
• You may be able to save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $350 each year
• Teenage drivers have the highest car insurance prices, with the cost nearing $380 per month if the policy includes full coverage