Land Rover LR4 Insurance Rates

The average insurance rates for a Land Rover LR4 are $1,130 a year including full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $284, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,428 or more. Teen drivers cost the most to insure at up to $4,424 a year.

Average premium for full coverage: $1,130

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all LR4 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $678
• Choosing higher $1,000 deductibles can save $114 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,130
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $218 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,428
• Policy cost that insures a teen driver for full coverage can cost $4,424 each year

View Chart as Image

Car insurance rates for a Land Rover LR4 also range considerably based on the model of your LR4, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,900 extra every year, depending on your age. Land Rover LR4 insurance for high-risk drivers ranges as much as 43% to 128% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR4 insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,610 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $340 every year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Land Rover LR4 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Shop around at every policy renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a quick rundown of the data illustrated above.

• Policyholders who purchase higher liability limits will pay about $520 per year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save around $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Teenagers pay the highest auto insurance rates, with premiums being up to $369 each month if full coverage is purchased