Land Rover LR4 Insurance Rates

Average insurance rates for a Land Rover LR4 are $1,130 a year for full coverage insurance. Comprehensive costs approximately $214 a year, collision insurance costs $284, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $2,428. 16-year-old drivers receive the highest rates at up to $4,424 a year.

Average premium for full coverage: $1,130

Rate estimates by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and LR4 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The diagram below illustrates how where you live affects auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Land Rover LR4 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $678
• Using higher $1,000 deductibles will save $1,016 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,130
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,348
• Higher-risk drivers with multiple tickets or accidents could pay around $2,428
• The cost for full coverage for a teenage driver can cost $4,424 or more

View Chart as Image

Insurance rates for a Land Rover LR4 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,400 a year. View Rates by Age

Where you live has a huge impact on Land Rover LR4 insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $340 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 128% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Land Rover LR4 Insurance

Saving money on auto insurance requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every couple of years by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a brief recap of the material that was touched on in the above illustrations.

• Consumers who purchase higher liability limits will pay around $520 annually to increase from a minimum limit to 250/500 limits
• Teenagers are the costliest to insure, costing up to $369 per month including comprehensive and collision insurance
• Drivers who tend to receive serious violations may pay on average $1,300 more per year for car insurance
• Increasing deductibles can save around $325 each year