Land Rover Range Rover Sport Insurance Rates

U.S. average insurance rates for a Land Rover Range Rover Sport are $1,254 a year including full coverage. Comprehensive costs approximately $256 a year, collision costs $366, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,696. Teenage drivers pay the highest rates at $4,804 a year or more.

Average premium for full coverage: $1,254

Price estimates by individual coverage:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Range Rover Sport trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The ranges above highlight why it is important to compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover Range Rover Sport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $741
• Using higher $1,000 deductibles will save $1,112 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,254
• Using low $100 deductibles for physical damage coverage will increase the cost to $1,524
• High-risk insureds who are prone to accidents and violations could pay around $2,696 or more
• The price for full coverage for a 16-year-old driver can cost $4,804 or more

View Chart as Image

Insurance prices for a Land Rover Range Rover Sport are also quite variable based on your driving record, the model of your Range Rover Sport, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

The state you live in has a huge impact on Land Rover Range Rover Sport insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $420 annually, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be from 44% to 134% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

How to Find Cheaper Land Rover Range Rover Sport Insurance

Getting lower rates on insurance for a Land Rover Range Rover Sport requires being a safe and courteous driver, maintaining good credit, being claim-free, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a condensed summary of the ideas that were covered in the charts and tables above.

• Teenage drivers are expensive to insure, possibly costing $400 a month for full coverage
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,440 more per year for auto insurance
• Increasing physical damage deductibles can save around $400 each year
• You may be able to save around $150 per year simply by quoting early and online