Lexus IS-350 Insurance Rates

You are not alone if you ever asked yourself, “Is Lexus expensive to insure?” Prices vary from model to model and this article is focused on Lexus IS 350 insurance rates, which amount to $1,624 a year for full coverage.

In order to help you in your search for affordable Lexus IS 350 insurance costs, we’ve prepared this comprehensive guide. This article will detail exactly how Lexus IS 350 insurance rates are determined so you can shop for a policy like an expert.

You can even start comparing Lexus IS 350 quotes right now by taking advantage of our free online tool.

Buying auto insurance by quoting online is simple to do and at the same time you can save money. The critical component is to get as many rate quotes as possible in order to have the best prices.

Shopping online for auto insurance is challenging if you have never used online quoting. But don't let that discourage you because it's actually quite easy. Finding a lower price on Lexus IS-350 insurance is a fairly straight forward process. Consumers just need to take a little time getting comparison quotes online with multiple companies. This can be accomplished by comparing rates here.

Car insurance premiums for a Lexus IS-350 can fluctuate considerably subject to many criteria. Taken into consideration are:

• More performance equals higher cost
• Accidents raise premiums
• Multiple policies can save money
• Use of your vehicle
• Special coverage such as replacement cost
• Your claim history
• Having continuous coverage saves you money
• Whether you rent or own your home

An additional factor that helps determine Lexus IS-350 insurance rates is the year of the vehicle. Older models have a reduced actual cash value than newer models so repair costs tend to be lower which can decrease annual premiums. Although newer models may have safety features included like blind-spot warning system, sideview assist mirrors, tire pressure monitors, and pedestrian detection which may lower rates.

Liability coverages - damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision insurance - an object or car. . , . .

Comprehensive auto insurance - that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Uninsured Motorist or Underinsured Motorist insurance - This . , . .

Coverage for medical payments - expenses doctor visits, EMT expenses, and X-ray expenses. . .

To this point, you might have picked up on the fact that insurance companies consider a wide assortment of factors when quoting potential policyholders. That’s what makes it difficult to nail down things like the average insurance cost for a 16-year-old male or average cost of a Lexus.

You can discover what Lexus IS 350 insurance rates are available to you by using our free quote tool below.

What are the safety ratings of the Lexus IS 350?

Insurance companies will look at the safety features and ratings of the model you drive in order to help them determine how much to charge for your Lexus IS 350 insurance cost.

Take a look at the following safety ratings of the Lexus IS 350 with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Lexus IS 350 received the highest mark possible in each category that was tested.

Lexus IS 350 Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door luxury car, the Lexus IS 350 has a lighter curb weight compared to some larger vehicles on the road. While some insurance companies might see this as less favorable, you can see how the Lexus IS 350 stacks up to similar models to see if you’re getting a good insurance deal.

Take a look at the following similar models to see how their average insurance rates compare to the Lexus IS 350.

• Acura TLX
• BMW 4 Series
• Jaguar F-Type

When it comes down to the figures, the IIHS reports that the Lexus IS 350 has a property damage loss percentage of -14 percent, which is better than the average for this vehicle class.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Lexus IS 350 insurance quotes from multiple companies today.