Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $308, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,486 or more. 16-year-old drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different IS F trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $687
• Raising to $1,000 deductibles will save $120 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles will cost an extra $228 each year
• Unlucky drivers with multiple tickets or accidents could pay around $2,486
• The price for full coverage for a teenage driver with full coverage can cost $4,516

Insurance prices for a Lexus IS F are also quite variable based on your driving record, the trim level of your IS F, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in also has a big influence on Lexus IS F insurance rates. A middle-age driver might find prices as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles can reduce prices by up to $350 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 additional each year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Lexus IS F Insurance

Getting lower rates on auto insurance consists of being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the ideas that were raised in the charts and tables above.

• Youthful drivers are the costliest to insure, with premiums as much as $376 a month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents may pay on average $1,330 more per year than a low-risk driver
• Increasing physical damage deductibles can save around $350 each year
• Drivers can save around $130 per year just by shopping early and online