Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year including full coverage. Comprehensive insurance costs an estimated $214 each year, collision insurance costs $308, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,486 or more. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.

These examples highlight why all drivers should compare prices for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Lexus IS F insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $687
• Using higher $1,000 deductibles will save approximately $120 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Selecting low deductibles for physical damage coverage will cost an additional $228 every year
• Drivers with serious driving violations could pay up to $2,486
• The cost that insures a teen driver can cost as much as $4,516 or more

Insurance rates for a Lexus IS F can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $350 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus IS F Insurance

Saving money on car insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates every year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a review of the coverage data touched on in the above illustrations.

• You may be able to save approximately $130 per year just by quoting online in advance
• Increasing deductibles can save approximately $350 each year
• Drivers under the age of 20 are charged the highest rates, as much as $376 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,330 more annually to insure a Lexus IS F