Lexus IS F Insurance Rates

Estimated insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $308, and liability is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs $2,486 or more. Teenage drivers pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all IS F models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences show why everyone should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $687
• Choosing higher $1,000 deductibles can save $120 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage will cost an additional $228 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,486
• An auto insurance policy that insures a teen driver for full coverage can cost $4,516 each year

Car insurance prices for a Lexus IS F also have a wide range based on the model of your IS F, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra annually, depending on your age. Lexus IS F insurance for high-risk drivers ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus IS F insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can save as much as $350 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Lexus IS F Insurance

Finding better rates on car insurance takes having a good driving record, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Compare prices every other policy renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The next list is a recap of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger pay the highest auto insurance prices, as much as $376 per month if full coverage is purchased
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,330 more per year to buy Lexus IS F insurance
• Increasing policy deductibles can save approximately $350 each year
• Drivers can save around $130 per year just by quoting online well ahead of the renewal date