Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,154 annually for full coverage insurance. Comprehensive costs approximately $214 each year, collision insurance costs $308, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,486. Teen drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $687
• Raising to $1,000 deductibles will save $120 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing low deductibles will cost $1,382
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,486
• The cost with full coverage for a teen driver can cost $4,516

Car insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $350 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Lexus IS F insurance prices. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

How to Buy More Affordable Lexus IS F Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Set aside time to compare rates every couple of years by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a summary of the material that was covered above.

• Policyholders who purchase higher levels of liability will pay about $520 annually to raise from a minimum limit to higher 250/500 limits
• Teenage drivers pay the highest auto insurance rates, costing up to $376 per month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,330 more per year for auto insurance
• Increasing deductibles could save up to $350 each year