Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,154 annually for full coverage. Comprehensive costs around $214 a year, collision insurance costs $308, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,486. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population tend to have fewer accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $687
• Raising to $1,000 deductibles will save about $1,034 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,154
• Buying low $100 deductibles will cost $1,382
• Unlucky drivers with multiple tickets or accidents could pay at least $2,486
• The cost with full coverage for a teenage driver can be $4,516

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $350 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Lexus IS F insurance rates. A middle-age driver might find rates as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

How to Buy Cheap Lexus IS F Insurance

Saving money on auto insurance consists of being safe and accident-free, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to compare rates at least once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief summary of the primary concepts that were presented in the illustrations above.

• Drivers can save up to $130 per year just by quoting early and online
• Drivers that tend to have accidents or serious violations pay an average of $1,330 more every year than a low-risk driver
• Increasing deductibles could save up to $350 each year
• Youthful drivers are charged the highest rates, costing as high as $376 per month if they have full coverage