Lexus IS F Insurance Rates

The average insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive costs approximately $214, collision insurance costs $308, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,486. 16-year-old drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different IS F trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.

The examples above show why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $687
• Using higher $1,000 deductibles will save $120 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles for physical damage coverage will increase the cost to $1,382
• Higher-risk drivers with multiple tickets or accidents could pay around $2,486
• Policy cost for full coverage for a teenage driver with full coverage can cost $4,516 or more

Insurance rates for a Lexus IS F also range considerably based on your risk profile, the trim level of your IS F, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see rates as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles could cut rates by as much as $350 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can be around 42% to 135% more than the average rate. View High Risk Driver Rates

How to Find Affordable Lexus IS F Insurance

Finding cheaper rates on auto insurance requires being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at every policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a brief review of the data touched on in this article.

• Consumers who purchase more liability coverage will pay around $520 each year to increase from a 30/60 limit to 250/500 limits
• Drivers can save around $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Teen drivers are expensive to insure, costing up to $376 each month for full coverage