Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year for full coverage insurance. Comprehensive insurance costs an estimated $214 each year, collision insurance costs $308, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,486 or more. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and IS F models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities. The graphic below illustrates the difference location can make on insurance prices.

These examples illustrate why all drivers should compare rates quotes for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Lexus IS F insurance rates for other coverage scenarios.

• The best full coverage rate is $687
• Raising to $1,000 deductibles will save approximately $120 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Buying low deductibles will cost an additional $228 annually
• Drivers with multiple tickets or accidents could pay up to $2,486
• The cost that insures a 16-year-old driver can cost as much as $4,516

Auto insurance rates for a Lexus IS F can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 in extra premium per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on Lexus IS F insurance prices. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles can reduce rates by up to $350 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus IS F Insurance

Saving money on insurance for a Lexus IS F consists of having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Comparison shop once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a review of the data that was touched on in this article.

• It is possible to save approximately $130 per year just by quoting online in advance
• Insureds who want additional liability coverage will pay around $520 annually to raise from a minimum limit to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, costing up to $376 per month if the policy includes full coverage
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,330 more annually than a driver with a clean driving record