Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year for full coverage insurance. Comprehensive insurance costs approximately $214, collision insurance costs $308, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs $2,486 or more. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Includes $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $687
• Raising to $1,000 deductibles will save $120 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Buying more expensive low deductibles will cost an extra $228 each year
• Unlucky drivers with multiple tickets or accidents could pay around $2,486
• The cost for full coverage for a teenage driver with full coverage can cost $4,516

Insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live also has a big influence on Lexus IS F insurance rates. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles can reduce rates by up to $350 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 135% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Lexus IS F Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at every other renewal by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a recap of the concepts that were touched on in this article.

• Drivers that have major violations or accidents may pay on average $1,330 more per year for IS F insurance
• Teens are expensive to insure, costing up to $376 per month for full coverage
• It is possible to save around $130 per year just by shopping early and online
• Increasing deductibles can save around $350 each year
• It is possible to save around $130 per year just by shopping early and online