Lexus IS F Insurance Rates

U.S. average insurance prices for a Lexus IS F are $1,154 every 12 months with full coverage. Comprehensive costs on average $214, collision insurance costs $308, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,486. Teen drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all IS F models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Lexus IS F insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $687
• Using higher $1,000 deductibles will save around $120 annually
• The average price for the average middle-age driver with $500 deductibles is $1,154
• Choosing pricier low deductibles for physical damage coverage increases the price to $1,382
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,486
• The price to insure a teen driver for full coverage may cost $4,516 or more

Auto insurance prices for a Lexus IS F are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your IS F.

Choosing high deductibles could cut prices by as much as $350 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. Lexus IS F insurance for high-risk drivers can be anywhere from 42% to 135% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

How to Shop for Cheaper Lexus IS F Insurance

Getting lower rates on Lexus IS F insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the data that was touched on in this article.

• You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
• Drivers who require more liability coverage will pay about $520 every year to increase from a low limit to a 250/500 level
• Teen drivers are charged the highest prices, costing up to $376 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,330 more each year to insure their IS F