Lexus IS F Insurance Rates

Estimated insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs around $214 a year, collision insurance costs $308, and liability coverage is estimated at $474. A policy with only liability insurance costs approximately $522 a year, and a high-risk policy costs around $2,486. Teenage drivers pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and IS F trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best discount rate is $687
• Choosing higher $1,000 deductibles can save about $1,034 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,154
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,382
• Drivers who are prone to accidents and violations could pay at least $2,486
• An auto insurance policy for full coverage for a teenage driver can be $4,516 each year

Car insurance prices for a Lexus IS F also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Lexus IS F insurance rates. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

Using high physical damage deductibles can save as much as $350 a year, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Lexus IS F Insurance

Finding better rates on auto insurance takes being a low-risk driver, having above-average credit, being claim-free, and consideration of higher deductibles. Spend time shopping around every year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a recap of the coverage data touched on above.

• You may be able to save up to $130 per year just by quoting early and online
• Increasing policy deductibles can save around $350 each year
• Teen drivers are the costliest to insure, possibly costing $376 per month if full coverage is included
• Drivers that have major violations or accidents pay an average of $1,330 more every year to insure their IS F