Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year for full coverage insurance. Comprehensive costs approximately $214, collision insurance costs $308, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,486. Teen drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Rates are based on $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all IS F models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

These examples illustrate why everyone should compare rates quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $687
• Raising to $1,000 deductibles will save $120 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Choosing pricier low deductibles will increase the cost to $1,382
• Drivers with multiple violations and an at-fault accident could pay around $2,486
• The cost for full coverage for a 16-year-old driver for full coverage can cost $4,516

Car insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

Where you live also has a big influence on Lexus IS F insurance prices. A middle-age driver might find rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

Choosing high deductibles can reduce rates by up to $350 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Lexus IS F insurance for high-risk drivers is expensive and can cost from 42% to 135% more than average. View High Risk Driver Rates

How to Find the Best Cheap Lexus IS F Insurance

Saving money on insurance for a Lexus IS F consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Make time to compare rates at least once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The next list is a quick review of the primary concepts that were touched on in this article.

• It is possible to save around $130 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,330 more per year to buy Lexus IS F insurance
• Increasing deductibles can save around $350 each year
• Drivers age 20 and younger pay the highest auto insurance rates, costing up to $376 per month if full coverage is included