Lexus IS F Insurance Rates

Estimated insurance prices for a Lexus IS F are $1,154 every 12 months with full coverage. Comprehensive insurance costs on average $214 each year, collision insurance costs $308, and liability coverage is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs $2,486 or more. Teen drivers pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and IS F models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Lexus IS F insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $687
• Raising to $1,000 deductibles will save around $120 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,154
• Choosing low deductibles costs an extra $228 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,486
• An auto insurance policy to insure a teenage driver may cost $4,516

Insurance prices for a Lexus IS F also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your IS F.

Choosing high deductibles can reduce prices by up to $350 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Lexus IS F insurance rates. A middle-age driver might find prices as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

How to Shop for the Right Lexus IS F Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every time your policy renews by quoting rates from direct companies, and also from local exclusive and independent agents.

The items below are a quick rundown of the information covered above.

• You may be able to save as much as $130 per year just by quoting online in advance
• Teen drivers pay higher prices, possibly costing $376 per month if full coverage is included
• Increasing policy deductibles could save as much as $350 each year
• Drivers with reckless driving or DUI convictions may pay on average $1,330 more each year to insure their IS F
• Consumers who require more liability coverage will pay about $520 every year to raise from 30/60 bodily injury limits to a 250/500 level