Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year including full coverage. Comprehensive costs an estimated $214 a year, collision insurance costs $308, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,486. Teens pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and IS F trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects insurance prices.

The ranges above highlight why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lexus IS F insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $687
• Raising to $1,000 deductibles will save approximately $1,034 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,154
• Selecting low $100 deductibles bumps up the cost to $1,382
• Drivers with serious driving violations could pay up to $2,486
• The price that insures a 16-year-old driver can cost as much as $4,516

Auto insurance prices for a Lexus IS F are also quite variable based on the trim level of your IS F, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

The state you live in also has a big influence on Lexus IS F insurance prices. A middle-age driver might find prices as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,650 on average in Louisiana, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Lexus IS F Insurance

Getting lower rates on insurance for a Lexus IS F consists of being a good driver, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare rates once a year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a recap of the data that was touched on in the above illustrations.

• You may be able to save approximately $130 per year just by quoting early and online
• Insureds who want an increased level of liability coverage will pay approximately $520 per year to raise from a low limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, possibly costing $376 a month if the policy includes full coverage
• Drivers considered higher risk that have major violations or accidents could be charged and average of $1,330 more annually than a safer driver