Lexus IS F Insurance Rates

Average auto insurance rates for a Lexus IS F are $1,154 annually with full coverage. Comprehensive insurance costs around $214, collision insurance costs $308, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs $2,486 or more. Teenage drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all IS F models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

These examples demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best discount rate is $687
• Choosing higher $1,000 deductibles can save about $120 annually
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,154
• Using pricier low deductibles for comp and collision coverage costs an additional $228 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,486
• The cost with full coverage for a teen driver for full coverage can be $4,516 each year

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your driving record, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $1,400 to $1,900 additional per year, depending on your age. Lexus IS F insurance for high-risk drivers ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $350 every year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Lexus IS F insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

How to Buy Cheaper Lexus IS F Insurance

Saving money on car insurance takes being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a condensed summary of the ideas that were covered in the above illustrations.

• Teenage drivers are charged the highest rates, with premiums as much as $376 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,330 more every year for auto insurance
• Increasing deductibles could save up to $350 each year
• You may be able to save up to $130 per year just by quoting online well ahead of the renewal date