Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs around $214, collision insurance costs $308, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,486. Teenage drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best discount rate is $687
• Using higher $1,000 deductibles will save about $120 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,154
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,382
• Drivers who are prone to accidents and violations could pay at least $2,486
• The cost for full coverage for a teen driver with full coverage can be $4,516 or more

Car insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

Using high physical damage deductibles could cut rates by as much as $350 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Lexus IS F Insurance

Saving money on car insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every couple of years by requesting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The list below is a review of the material that was raised in the charts and tables above.

• Policyholders who may need higher liability limits will pay an extra $520 every year to increase from a minimum limit to 250/500 limits
• Teenagers are the costliest to insure, with premiums as much as $376 per month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay an average of $1,330 more every year for car insurance
• Increasing deductibles can save around $350 each year