Lexus IS F Insurance Rates

U.S. average insurance prices for a Lexus IS F are $1,154 every 12 months including full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $308, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,486 or more. 16-year-old drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all IS F models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than congested cities. The example below illustrates how location impacts auto insurance prices.

The ranges above highlight why everyone should compare rates using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $687
• Drivers who choose higher $1,000 deductibles will pay $120 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,154
• Buying pricier low deductibles for comprehensive and collision insurance costs an extra $228 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,486
• The price to insure a teen driver for full coverage can cost $4,516 a year

Auto insurance prices for a Lexus IS F are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your IS F.

Opting for high physical damage deductibles could save up to $350 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 in extra premium each year, depending on your age. Lexus IS F insurance for high-risk drivers can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,650 on average in Louisiana, New York, and Michigan.

How to Shop for the Right Lexus IS F Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a good credit score, being claim-free, and possibly higher deductibles. Spend time shopping around at every policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a quick rundown of the data touched on above.

• Policyholders who purchase an increased level of liability coverage will pay around $520 per year to go from a low limit to a 250/500 level
• You may be able to save around $130 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $350 each year
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $376 a month if comprehensive and collision insurance is included