Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $214 a year, collision insurance costs $308, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,486. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities. The diagram below illustrates how rural and urban location affects insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Lexus IS F insurance rates for other coverage scenarios.

• The best full coverage rate is $687
• Using higher $1,000 deductibles will save approximately $1,034 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,382
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,486
• The cost that insures a teenage driver can cost as much as $4,516 or more

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see rates as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,560 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles could cut rates by as much as $350 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Lexus IS F Insurance

Saving money on auto insurance requires having a good driving record, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Comparison shop at every other renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief recap of the concepts that were raised in the charts and tables above.

• Drivers who tend to receive serious violations may have to pay on average $1,330 more annually to buy Lexus IS F insurance
• Drivers age 20 and younger are charged the highest rates, costing up to $376 per month if full coverage is included
• It is possible to save approximately $130 per year just by quoting early and online
• Increasing deductibles can save approximately $350 each year
• It is possible to save approximately $130 per year just by quoting early and online