Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive costs around $214, collision insurance costs $308, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,486. Teenage drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different IS F trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best discount rate is $687
• Raising to $1,000 deductibles will save about $120 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,154
• Using more expensive low deductibles bumps up the cost to $1,382
• Unlucky drivers who are prone to accidents and violations could pay at least $2,486
• The price that insures a teenage driver with full coverage can be $4,516

Insurance prices for a Lexus IS F are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on Lexus IS F insurance rates. A middle-age driver might find prices as low as $760 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,650 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can reduce prices by up to $350 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus IS F Insurance

Getting lower rates on auto insurance consists of having a decent driving record, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare prices at every policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a review of the data touched on above.

• Consumers who may need additional liability coverage will pay an extra $520 each year to raise from a low limit to the 250/500 level
• Drivers can save up to $130 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $350 each year
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $376 a month if full coverage is included