Lexus IS F Insurance Rates

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UPDATED: May 3, 2024

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Average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs an estimated $214, collision insurance costs $308, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,486. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates broken down by individual coverage type:

Comprehensive $214
Collision $308
Liability $474

These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for all IS F models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $522 for your basic liability-only policy to the much higher price of $2,486 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,154
High Risk $2,486

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

Rural Areas $866
Small Cities $1,212
Large Cities $1,558

These examples demonstrate why everyone should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Information

The chart below details average Lexus IS F insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $687
  • Drivers who choose higher $1,000 deductibles will pay approximately $120 annually
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,154
  • Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,382
  • High-risk insureds with serious driving violations could pay up to $2,486
  • The cost that insures a teenage driver for full coverage can cost as much as $4,516 a year

Auto insurance rates for a Lexus IS F can also vary considerably based on the model of your IS F, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,400 to $1,900 in extra premium per year, depending on your age. Lexus IS F insurance for high-risk drivers can cost around 42% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

Where you live makes a big difference in Lexus IS F insurance rates. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,560 on average in New York, Michigan, and Florida.

Lexus IS F Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,044 -$110 -9.5%
Alaska $884 -$270 -23.4%
Arizona $958 -$196 -17.0%
Arkansas $1,154 -$0 0.0%
California $1,316 $162 14.0%
Colorado $1,102 -$52 -4.5%
Connecticut $1,186 $32 2.8%
Delaware $1,306 $152 13.2%
Florida $1,446 $292 25.3%
Georgia $1,064 -$90 -7.8%
Hawaii $830 -$324 -28.1%
Idaho $778 -$376 -32.6%
Illinois $860 -$294 -25.5%
Indiana $868 -$286 -24.8%
Iowa $778 -$376 -32.6%
Kansas $1,098 -$56 -4.9%
Kentucky $1,574 $420 36.4%
Louisiana $1,706 $552 47.8%
Maine $712 -$442 -38.3%
Maryland $950 -$204 -17.7%
Massachusetts $922 -$232 -20.1%
Michigan $2,006 $852 73.8%
Minnesota $966 -$188 -16.3%
Mississippi $1,382 $228 19.8%
Missouri $1,024 -$130 -11.3%
Montana $1,240 $86 7.5%
Nebraska $910 -$244 -21.1%
Nevada $1,384 $230 19.9%
New Hampshire $830 -$324 -28.1%
New Jersey $1,288 $134 11.6%
New Mexico $1,024 -$130 -11.3%
New York $1,216 $62 5.4%
North Carolina $666 -$488 -42.3%
North Dakota $946 -$208 -18.0%
Ohio $796 -$358 -31.0%
Oklahoma $1,186 $32 2.8%
Oregon $1,056 -$98 -8.5%
Pennsylvania $1,102 -$52 -4.5%
Rhode Island $1,540 $386 33.4%
South Carolina $1,046 -$108 -9.4%
South Dakota $974 -$180 -15.6%
Tennessee $1,012 -$142 -12.3%
Texas $1,392 $238 20.6%
Utah $854 -$300 -26.0%
Vermont $790 -$364 -31.5%
Virginia $690 -$464 -40.2%
Washington $894 -$260 -22.5%
West Virginia $1,056 -$98 -8.5%
Wisconsin $800 -$354 -30.7%
Wyoming $1,028 -$126 -10.9%

Choosing higher comprehensive and collision insurance deductibles could save up to $350 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Lexus IS F Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Lexus IS F $250 $410 $474 $1,292
2013 Lexus IS F $244 $372 $478 $1,252
2011 Lexus IS F $214 $308 $474 $1,154
2010 Lexus IS F $208 $278 $468 $1,112

Rates are averaged for all Lexus IS F models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Lexus IS F Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Compare rates every time your policy renews by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief summary of the information touched on in the above illustrations.

  • You may be able to save approximately $130 per year just by quoting online well ahead of the renewal date
  • Teen drivers are the costliest to insure, with premiums as much as $376 per month if the policy includes full coverage
  • Increasing deductibles can save approximately $350 each year
  • Drivers that tend to have accidents or serious violations could be forced to pay on average $1,330 more annually to insure their IS F
  • Consumers who want more liability coverage will pay approximately $520 every year to go from a minimum limit to the 250/500 level

Rates by Driver Age

Lexus IS F Insurance Rates by Driver Age
Driver Age Premium
16 $4,516
20 $2,638
30 $1,186
40 $1,154
50 $1,058
60 $1,036

Full coverage, $500 deductibles

Rates by Deductible

Lexus IS F Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,382
$250 $1,278
$500 $1,154
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Lexus IS F Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,154
50/100 $1,249
100/300 $1,367
250/500 $1,675
100 CSL $1,296
300 CSL $1,557
500 CSL $1,747

Full coverage, driver age 40

Rates for High Risk Drivers

Lexus IS F Insurance Rates for High Risk Drivers
Age Premium
16 $6,390
20 $4,206
30 $2,518
40 $2,486
50 $2,376
60 $2,352

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $156

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $75
5-yr Claim Free $73
Paid in Full/EFT $45
Advance Quote $53
Online Quote $80
Total Discounts $467
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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