Lexus IS F Insurance Rates

The average auto insurance rates for a Lexus IS F are $1,154 annually including full coverage. Comprehensive costs around $214 each year, collision costs $308, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,486. Teenage drivers cost the most to insure at $4,516 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and IS F models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best discount rate is $687
• Drivers who choose higher $1,000 deductibles will pay about $120 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance will cost $1,382
• High-risk insureds who are prone to accidents and violations could pay at least $2,486 or more
• Policy cost with full coverage for a teenage driver can be $4,516 a year

Car insurance rates for a Lexus IS F also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $350 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Lexus IS F insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be varied between companies.

How to Buy Low Cost Lexus IS F Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a review of the coverage data covered in the charts and tables above.

• You may be able to save up to $130 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Youthful drivers are the costliest to insure, with premiums being up to $376 each month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may pay on average $1,330 more every year than a low-risk driver