Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs approximately $214, collision insurance costs $308, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,486. Teenage drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $687
• Using higher $1,000 deductibles will save $120 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,154
• Using more expensive low deductibles for physical damage coverage will increase the cost to $1,382
• Drivers who are prone to accidents and violations could pay around $2,486
• The cost for full coverage for a teen driver with full coverage can cost $4,516 or more

Car insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

Using high physical damage deductibles could cut rates by as much as $350 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Lexus IS F Insurance

Saving money on car insurance requires avoiding accidents and claims, having above-average credit, eliminating unnecessary coverage, and attention to physical damage deductibles. Take the time to compare rates at every other renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a condensed summary of the concepts that were covered in the above illustrations.

• Higher risk drivers with multiple at-fault accidents pay on average $1,330 more per year to insure a Lexus IS F
• Drivers under the age of 20 pay the highest auto insurance rates, with premiums as much as $376 per month if full coverage is included
• You may be able to save around $130 per year just by shopping early and online
• Increasing deductibles can save around $350 each year
• You may be able to save around $130 per year just by shopping early and online