Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive insurance costs around $214 a year, collision insurance costs $308, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,486 or more. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Prices include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

These examples show why it is important to compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $687
• Drivers who choose higher $1,000 deductibles will pay about $1,034 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,154
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $228 every year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,486
• The cost that insures a teen driver can be $4,516 a year

Insurance rates for a Lexus IS F can also vary considerably based on the trim level of your IS F, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles could save up to $350 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Lexus IS F Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop at every other renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below is a quick rundown of the concepts that were touched on in this article.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,330 more every year for auto insurance
• Teenage drivers are charged the highest rates, costing as high as $376 per month if comprehensive and collision insurance is included
• Drivers can save up to $130 per year just by quoting early and online
• Increasing deductibles can save approximately $350 each year
• Drivers can save up to $130 per year just by quoting early and online