Lexus IS F Insurance Rates

Estimated insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs approximately $214 each year, collision insurance costs $308, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,486. Teens pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and IS F models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance prices.

These rate differences demonstrate why all drivers should compare rates quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $687
• Raising to $1,000 deductibles will save $120 annually
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,154
• Selecting low deductibles bumps up the cost to $1,382
• Drivers with serious driving violations could pay around $2,486
• An auto insurance policy that insures a 16-year-old driver can cost $4,516

Insurance prices for a Lexus IS F also have a wide range based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus IS F insurance prices. A middle-age driver might find prices as low as $830 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,560 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Lexus IS F Insurance

Finding better rates on insurance for a Lexus IS F consists of having a good driving record, having above-average credit, being claim-free, and possibly raising deductibles. Compare rates every year by getting quotes from direct companies, and also from local insurance agencies.

The next list is a quick rundown of the coverage data illustrated above.

• You may be able to save around $130 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $350 each year
• Drivers age 20 and younger are expensive to insure, possibly costing $376 per month if full coverage is included
• Drivers considered higher risk with reckless driving or DUI convictions may have to pay on average $1,330 more per year to buy Lexus IS F insurance