Lexus IS F Insurance Rates

The average insurance prices for a Lexus IS F are $1,154 every 12 months for full coverage. Comprehensive costs an estimated $214 a year, collision insurance costs $308, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,486. 16-year-old drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and IS F trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.

The examples above show why it is important to compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Lexus IS F insurance rates for other coverage scenarios.

• The best full coverage rate is $687
• Raising to $1,000 deductibles will save approximately $1,034 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,154
• Buying low $100 deductibles increases the price to $1,382
• At-risk drivers with multiple tickets or accidents could pay up to $2,486
• Policy cost to insure a teen driver can cost as much as $4,516

Auto insurance rates for a Lexus IS F also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $350 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Lexus IS F insurance prices. A middle-age driver might find rates as low as $760 a year in states like Iowa, Maine, and Idaho, or at least $1,650 on average in New York, Louisiana, and Michigan.

How to Shop for Cheap Lexus IS F Insurance

Finding cheaper rates on car insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates at every other renewal by getting quotes from direct carriers, and also from several local insurance agents.

The following list is a brief summary of the concepts that were presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations pay on average $1,330 more annually than a safer driver
• Drivers age 16 to 20 are the costliest to insure, costing up to $376 each month if comprehensive and collision insurance is included
• Drivers can save approximately $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers can save approximately $130 per year just by quoting early and online