Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year including full coverage. Comprehensive insurance costs around $214, collision insurance costs $308, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,486 or more. Teens receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine auto insurance rates.

These examples highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lexus IS F insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $687
• Using higher $1,000 deductibles will save about $120 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,154
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $228 a year
• Drivers with serious driving violations could pay at least $2,486
• The cost for full coverage for a teen driver with full coverage can be $4,516 or more

Insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the model of your IS F, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $350 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can be anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Lexus IS F Insurance

Saving money on Lexus IS F insurance requires being safe and accident-free, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a condensed summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $130 per year just by shopping early and online
• High-risk drivers with multiple at-fault accidents pay on average $1,330 more every year than a low-risk driver
• Increasing deductibles can save around $350 each year
• Youthful drivers are charged the highest rates, as much as $376 per month including comprehensive and collision insurance