Lexus IS F Insurance Rates

Average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs on average $214, collision insurance costs $308, and liability costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs around $2,486. 16-year-old drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all IS F models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than congested cities. The example below illustrates the difference location can make on car insurance rates.

These examples demonstrate why everyone should compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Lexus IS F insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $687
• Using higher $1,000 deductibles will save around $120 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,154
• Buying pricier low deductibles for physical damage coverage will increase the cost to $1,382
• Drivers with multiple tickets or accidents could pay upwards of $2,486
• The cost for full coverage for a teen driver for full coverage may cost $4,516 or more

Insurance rates for a Lexus IS F can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

Where you live has a huge impact on Lexus IS F insurance prices. A driver around age 40 might see rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

Opting for high physical damage deductibles could cut rates by as much as $350 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 additional per year, depending on your age. Lexus IS F insurance for high-risk drivers can be as much as 42% to 135% more than the average rate. View High Risk Driver Rates

How to Find Cheaper Lexus IS F Insurance

Saving money on car insurance requires having a decent driving record, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every year by getting quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The following items are a condensed summary of the coverage data touched on in this article.

• You may be able to save as much as $130 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $350 each year
• 16 to 18-year-old drivers pay higher rates, with premiums as much as $376 per month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,330 more each year than a driver with a clean driving record