Lexus IS F Insurance Rates

Average insurance prices for a Lexus IS F are $1,154 every 12 months with full coverage. Comprehensive insurance costs approximately $214, collision insurance costs $308, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,486 or more. Teenage drivers receive the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different IS F trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance prices.

These examples demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $687
• Drivers who choose higher $1,000 deductibles will pay $120 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,154
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $228 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,486
• The cost to insure a teen driver with full coverage can cost $4,516 a year

Insurance rates for a Lexus IS F can also vary considerably based on policy deductibles and limits, your driving record, and the model of your IS F.

Using high physical damage deductibles could save up to $350 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,400 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

How to Shop for the Right Lexus IS F Insurance

Saving money on car insurance not only requires being safe and accident-free, but also having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at least once a year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a quick rundown of the primary concepts that were touched on above.

• You may be able to save around $130 per year just by shopping early and online
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,330 more per year than a low-risk driver
• Increasing deductibles could save as much as $350 each year
• Youthful drivers are the costliest to insure, with premiums as much as $376 per month if full coverage is included