Lexus IS F Insurance Rates

U.S. average insurance rates for a Lexus IS F are $1,154 a year for full coverage. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $308, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,486 or more. Teen drivers pay the highest rates at up to $4,516 a year.

Average premium for full coverage: $1,154

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and IS F trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on insurance rates. More rural locations have lower incidents of accident claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to get quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Lexus IS F insurance rates for other coverage scenarios.

• The lowest rate with discounts is $687
• Choosing higher $1,000 deductibles can save approximately $1,034 a year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $228 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,486
• The price that insures a teen driver can cost as much as $4,516 each year

Auto insurance prices for a Lexus IS F are also quite variable based on the trim level of your IS F, how you drive, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Lexus IS F insurance rates. A good driver about age 40 could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or as much as $1,650 on average in New York, Louisiana, and Michigan.

Choosing high deductibles can save as much as $350 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Lexus IS F Insurance

Getting lower rates on Lexus IS F insurance takes having a decent driving record, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Shop around at least every other year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a quick rundown of the car insurance concepts touched on above.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,330 more annually than a driver with a clean driving record
• Drivers can save approximately $130 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $350 each year
• Drivers who want additional liability coverage will pay about $520 each year to raise limits from a low limit to the 250/500 level