Lexus IS F Insurance Rates

The average insurance rates for a Lexus IS F are $1,154 a year for full coverage insurance. Comprehensive insurance costs on average $214 each year, collision insurance costs $308, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,486 or more. Teens cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and IS F models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Lexus IS F insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $687
• Drivers who choose higher $1,000 deductibles will pay around $120 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,154
• Selecting low deductibles for comprehensive and collision insurance will cost an extra $228 annually
• Drivers with serious driving violations could pay upwards of $2,486
• Policy cost for full coverage for a 16-year-old driver may cost $4,516 a year

Auto insurance rates for a Lexus IS F also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,560 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could save up to $350 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

How to Find Cheap Lexus IS F Insurance

Finding cheaper rates on insurance for a Lexus IS F not only requires being safe and accident-free, but also having good credit, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief summary of the data that was illustrated above.

• It is possible to save as much as $130 per year just by quoting online in advance
• Insureds who require more liability protection will pay approximately $520 annually to go from a 30/60 limit to 250/500 limits
• Youthful drivers are charged the highest rates, possibly costing $376 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,330 more each year than a low-risk driver