Lexus IS F Insurance Rates

Estimated insurance prices for a Lexus IS F are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs on average $214 a year, collision insurance costs $308, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,486 or more. Teen drivers pay the most at up to $4,516 a year.

Average premium for full coverage: $1,154

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and IS F trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why it is important to compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Lexus IS F insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $687
• Drivers who choose higher $1,000 deductibles will pay around $1,034 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,154
• Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $228 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,486
• An auto insurance policy to insure a teen driver may cost $4,516 a year

Insurance prices for a Lexus IS F also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your IS F.

Choosing high deductibles could save up to $350 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Lexus IS F insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,560 on average in Michigan, New York, and Florida.

How to Shop for More Affordable Lexus IS F Insurance

Finding better rates on car insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Set aside time to shop around at least every other year by getting price quotes from direct insurance companies, and also from several local insurance agents.

The points below are a summary of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,330 more each year to insure a Lexus IS F
• It is possible to save as much as $130 per year just by quoting early and online
• Increasing policy deductibles could save as much as $350 each year
• Policyholders who require increased liability limits will pay about $520 annually to go from 30/60 bodily injury limits to a 250/500 level