Lexus IS F Insurance Rates

The average insurance rates for a Lexus IS F are $1,154 a year with full coverage. Comprehensive costs approximately $214 each year, collision insurance costs $308, and liability coverage is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,486. Teenage drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and IS F models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

The examples above demonstrate why all drivers should compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Lexus IS F insurance rates for additional coverage and risk scenarios.

• The best discount rate is $687
• Raising to $1,000 deductibles will save $120 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low deductibles will increase the cost to $1,382
• Unlucky drivers who are prone to accidents and violations could pay around $2,486
• Policy cost for full coverage for a teenage driver can cost $4,516

Insurance rates for a Lexus IS F also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on Lexus IS F insurance rates. A middle-age driver might find rates as low as $830 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,560 on average in New York, Michigan, and Florida.

Using high physical damage deductibles can reduce rates by up to $350 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Lexus IS F Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and consideration of higher deductibles. Invest the time to shop around every other policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the ideas that were illustrated above.

• Youthful drivers are the costliest to insure, as much as $376 each month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay on average $1,330 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $350 each year
• You may be able to save around $130 per year just by quoting online in advance