Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 5, 2024
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Average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive insurance costs around $242, collision costs $332, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,588 or more. 16-year-old drivers receive the highest rates at $4,648 a year or more.
Average premium for full coverage: $1,206
Rate estimates for individual coverage type:
Prices are based on $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for different LX 570 trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the low end price of $522 for the bare minimum liability coverage to a much higher rate of $2,588 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities.
The price range example below illustrates how your location can change auto insurance rates.
These examples show why anyone shopping for car insurance should compare rates quotes for a specific zip code, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $716
- Raising to $1,000 deductibles will save about $130 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,206
- Buying more expensive low deductibles will cost an additional $248 a year
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,588 or more
- The cost that insures a teen driver with full coverage can be $4,648
Insurance rates for a Lexus LX 570 can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,600 a year. View Rates by Age
Where you live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find rates as low as $790 a year in states like Idaho, Maine, and Iowa, or at least $1,720 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $922 | -$284 | -23.5% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,372 | $166 | 13.8% |
| Colorado | $1,152 | -$54 | -4.5% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,364 | $158 | 13.1% |
| Florida | $1,510 | $304 | 25.2% |
| Georgia | $1,110 | -$96 | -8.0% |
| Hawaii | $866 | -$340 | -28.2% |
| Idaho | $814 | -$392 | -32.5% |
| Illinois | $898 | -$308 | -25.5% |
| Indiana | $906 | -$300 | -24.9% |
| Iowa | $812 | -$394 | -32.7% |
| Kansas | $1,146 | -$60 | -5.0% |
| Kentucky | $1,644 | $438 | 36.3% |
| Louisiana | $1,782 | $576 | 47.8% |
| Maine | $742 | -$464 | -38.5% |
| Maryland | $992 | -$214 | -17.7% |
| Massachusetts | $964 | -$242 | -20.1% |
| Michigan | $2,092 | $886 | 73.5% |
| Minnesota | $1,008 | -$198 | -16.4% |
| Mississippi | $1,442 | $236 | 19.6% |
| Missouri | $1,068 | -$138 | -11.4% |
| Montana | $1,294 | $88 | 7.3% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,270 | $64 | 5.3% |
| North Carolina | $694 | -$512 | -42.5% |
| North Dakota | $988 | -$218 | -18.1% |
| Ohio | $832 | -$374 | -31.0% |
| Oklahoma | $1,238 | $32 | 2.7% |
| Oregon | $1,102 | -$104 | -8.6% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,606 | $400 | 33.2% |
| South Carolina | $1,090 | -$116 | -9.6% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,054 | -$152 | -12.6% |
| Texas | $1,452 | $246 | 20.4% |
| Utah | $892 | -$314 | -26.0% |
| Vermont | $824 | -$382 | -31.7% |
| Virginia | $722 | -$484 | -40.1% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,104 | -$102 | -8.5% |
| Wisconsin | $834 | -$372 | -30.8% |
| Wyoming | $1,074 | -$132 | -10.9% |
Opting for high physical damage deductibles can reduce rates by up to $380 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know your exact price is to compare rates from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2023 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2022 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2021 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2020 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2019 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2018 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2017 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2016 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2015 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2014 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2013 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2011 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
| 2010 Lexus LX 570 | $234 | $298 | $468 | $1,158 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Lexus LX 570 Insurance
Saving money on Lexus LX 570 insurance consists of not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and taking advantage of discounts. Comparison shop every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a brief review of the ideas that were illustrated above.
- Teens are charged the highest rates, costing as high as $387 per month if comprehensive and collision insurance is included
- High-risk drivers with DUI or reckless driving convictions pay on average $1,380 more every year for LX 570 insurance
- Increasing deductibles can save approximately $375 each year
- Drivers can save up to $140 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,648 |
| 20 | $2,742 |
| 30 | $1,240 |
| 40 | $1,206 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,340 |
| $500 | $1,206 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,301 |
| 100/300 | $1,419 |
| 250/500 | $1,727 |
| 100 CSL | $1,348 |
| 300 CSL | $1,609 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,588 |
| 20 | $4,368 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,472 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $84 |
| Total Discounts | $490 |
Discounts are estimated and may not be available from every company or in every state.
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