Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive costs approximately $242 a year, collision costs $332, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,588. Teens receive the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Rural locations tend to have lower incidents of collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects auto insurance prices.

These examples demonstrate why it is important to get quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $716
• Choosing higher $1,000 deductibles can save $1,076 annually
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,206
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,454
• Higher-risk drivers with serious driving violations could pay around $2,588 or more
• The cost that insures a 16-year-old driver can cost $4,648 each year

Insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Lexus LX 570 insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,630 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from multiple companies. Each auto insurer calculates rates differently, so the rates can be significantly different.

How to Find More Affordable Lexus LX 570 Insurance

Saving money on insurance for a Lexus LX 570 takes having a good driving record, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Compare rates at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save around $140 per year simply by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,380 more per year to buy Lexus LX 570 insurance
• Increasing deductibles can save approximately $375 each year
• Drivers age 20 and younger are expensive to insure, with premiums as much as $387 per month if full coverage is included