Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive costs an estimated $242, collision insurance costs $332, and liability insurance is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,588. Teenage drivers pay the most at up to $4,648 a year.

Average premium for full coverage: $1,206

Premium estimates broken down by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The example below illustrates how location impacts insurance prices.

These rate differences show why everyone should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $716
• Raising to $1,000 deductibles will save approximately $130 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,206
• Using pricier low deductibles bumps up the cost to $1,454
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,588
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $4,648

Insurance prices for a Lexus LX 570 also have a wide range based on the model of your LX 570, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,400 to $2,000 extra annually, depending on your age. Lexus LX 570 insurance for high-risk drivers is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,720 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can reduce prices by up to $380 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Lexus LX 570 Insurance

Finding better rates on Lexus LX 570 insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices at every policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The list below is a brief recap of the data touched on above.

• Drivers who want higher liability limits will pay an extra $520 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $375 each year
• Teenagers are charged the highest prices, as much as $387 per month if full coverage is included