Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive insurance costs approximately $242, collision insurance costs $332, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, and coverage for high-risk drivers costs $2,588 or more. Teens receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save $130 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,206
• Selecting more expensive low deductibles for physical damage coverage will cost an additional $248 each year
• Higher-risk drivers with serious driving violations could pay around $2,588
• The cost that insures a teenage driver with full coverage can cost $4,648 or more

Insurance rates for a Lexus LX 570 can also vary considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 additional per year, depending on your age. High-risk driver insurance can be around 43% to 130% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,630 on average in Florida, New York, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $380 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Lexus LX 570 Insurance

Saving money on auto insurance requires having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a brief summary of the information raised in the charts and tables above.

• It is possible to save around $140 per year just by shopping early and online
• 16 to 18-year-old drivers are the costliest to insure, costing up to $387 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $375 each year
• Drivers that tend to have accidents or serious violations could be charged and average of $1,380 more per year than a driver with a clean driving record
• Consumers who purchase additional liability coverage will pay approximately $520 annually to increase from a minimum limit to the 250/500 level