Lexus LX 570 Insurance Rates

U.S. average insurance prices for a Lexus LX 570 are $1,254 every 12 months for full coverage insurance. Comprehensive insurance costs around $256, collision costs $366, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,696 or more. Teenage drivers pay the highest rates at $4,804 a year or more.

Average premium for full coverage: $1,254

Price estimates for individual coverage:

Price estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all LX 570 models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $741
• Using higher $1,000 deductibles will save about $142 each year
• The average price for the average middle-age driver using $500 deductibles is $1,254
• Using pricier low deductibles for physical damage coverage costs an extra $270 a year
• Drivers who are prone to accidents and violations could pay at least $2,696 or more
• The price to insure a teen driver for full coverage can be $4,804 or more

Insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $420 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 additional each year, depending on your age. Lexus LX 570 insurance for high-risk drivers can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,690 on average in Michigan, New York, and Florida.

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices may be quite different.

How to Shop for Cheaper Lexus LX 570 Insurance

Getting lower rates on Lexus LX 570 insurance requires having a good driving record, having above-average credit, not filing small claims, and taking advantage of discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a condensed summary of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger are charged the highest prices, as much as $400 a month if full coverage is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,440 more every year to buy Lexus LX 570 insurance
• Increasing physical damage deductibles could save as much as $400 each year
• It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date