Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive insurance costs on average $242 a year, collision costs $332, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,588 or more. Teens receive the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save around $1,076 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,206
• Selecting low $100 deductibles for physical damage coverage will cost an extra $248 annually
• High-risk insureds with serious driving violations could pay upwards of $2,588 or more
• The cost for full coverage for a 16-year-old driver may cost $4,648 or more

Car insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,600 a year. View Rates by Age

Where you live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,630 on average in Florida, Michigan, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $380 annually, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be from 43% to 130% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes from multiple companies. Each insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.

How to Find the Cheapest Lexus LX 570 Insurance

Saving money on insurance for a Lexus LX 570 requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

The list below is a recap of the ideas that were covered in the charts and tables above.

• Teenagers are expensive to insure, with premiums as much as $387 per month if full coverage is included
• Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,380 more each year for car insurance
• Increasing deductibles can save around $375 each year
• You may be able to save as much as $140 per year simply by quoting early and online