Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive costs on average $242 each year, collision insurance costs $332, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,588. Teenage drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Includes $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.

These examples illustrate why all drivers should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The best discount rate is $716
• Drivers who choose higher $1,000 deductibles will pay around $130 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,206
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,454
• High risk drivers who are prone to accidents and violations could pay upwards of $2,588
• The cost for full coverage for a teen driver may cost $4,648 a year

Insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $4,600 a year. View Rates by Age

Where you live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,630 on average in Michigan, New York, and Florida.

Using high physical damage deductibles could save up to $380 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Lexus LX 570 Insurance

Saving money on Lexus LX 570 insurance not only requires being a good driver, but also maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following list is a recap of the primary concepts that were covered in the charts and tables above.

• It is possible to save as much as $140 per year just by quoting online in advance
• High-risk drivers that have major violations or accidents pay an average of $1,380 more each year than a safer driver
• Increasing deductibles can save around $375 each year
• Drivers age 16 to 20 pay the highest rates, costing up to $387 per month for full coverage