Lexus LX 570 Insurance Rates

U.S. average insurance prices for a Lexus LX 570 are $1,206 every 12 months with full coverage. Comprehensive insurance costs an estimated $242 each year, collision costs $332, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,588 or more. Teen drivers pay the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have more infrequent collision claims than larger metro areas.

The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $716
• Using higher $1,000 deductibles will save approximately $130 annually
• The average price for the average middle-age driver who has $500 deductibles is $1,206
• Choosing low deductibles for physical damage coverage costs an extra $248 every year
• Drivers with multiple violations and an at-fault accident could pay up to $2,588 or more
• The price to insure a teen driver can cost as much as $4,648 or more

Insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving record, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $380 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 130% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,630 on average in New York, Michigan, and Florida.

Since prices can be so different, the best way to find out which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, and prices may be quite different.

How to Shop for the Best Lexus LX 570 Insurance

Getting lower rates on car insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief recap of the information covered in the above illustrations.

• You may be able to save approximately $140 per year simply by quoting online in advance
• Teen drivers are expensive to insure, costing up to $387 a month if full coverage is included
• Increasing physical damage deductibles could save as much as $375 each year
• Higher risk drivers who tend to receive serious violations may pay on average $1,380 more annually to insure their LX 570
• Policyholders who want more liability coverage will pay about $520 every year to increase from a low limit to a 250/500 level