Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,254 a year for full coverage insurance. Comprehensive insurance costs an estimated $256, collision insurance costs $366, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,696 or more. Teenage drivers pay the most at up to $4,804 a year.

Average premium for full coverage: $1,254

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the effect of geographic area on insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $741
• Drivers who choose higher $1,000 deductibles will pay approximately $142 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,254
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $270 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,696
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $4,804 a year

Insurance prices for a Lexus LX 570 also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

Where you choose to live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,690 on average in Florida, New York, and Michigan.

Using high physical damage deductibles could save up to $420 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Lexus LX 570 Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a quick rundown of the material that was covered in the above illustrations.

• Consumers who want more liability protection will pay an extra $520 annually to go from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers are expensive to insure, with premiums being up to $400 per month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions may have to pay on average $1,440 more annually than a low-risk driver
• Increasing policy deductibles can save approximately $400 each year