Lexus LX 570 Insurance Rates

Estimated insurance prices for a Lexus LX 570 are $1,206 every 12 months for full coverage. Comprehensive costs on average $242 a year, collision insurance costs $332, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,588. Teen drivers pay the most at up to $4,648 a year.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $716
• Using higher $1,000 deductibles will save around $1,076 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,206
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,454
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,588
• An auto insurance policy to insure a teenage driver may cost $4,648 or more

Insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your LX 570.

Choosing high deductibles could cut prices by as much as $380 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,720 on average in Michigan, Louisiana, and New York.

How to Shop for the Best Cheap Lexus LX 570 Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every time your policy renews by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

Below is a quick review of the information touched on in this article.

• Drivers can save as much as $140 per year just by quoting early and online
• Teenage drivers pay higher prices, as much as $387 per month if full coverage is included
• Increasing policy deductibles could save as much as $375 each year
• Drivers with a DUI or reckless driving violation pay an average of $1,380 more each year for auto insurance
• Consumers who require higher levels of liability will pay about $520 each year to increase from 30/60 bodily injury limits to a 250/500 level