Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage insurance. Comprehensive insurance costs approximately $242, collision insurance costs $332, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,588 or more. 16-year-old drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Prices include $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities. The example below illustrates how location impacts auto insurance prices.

These examples illustrate why everyone should compare prices using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $716
• Using higher $1,000 deductibles will save $130 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,206
• Buying pricier low deductibles for physical damage coverage will cost an extra $248 every year
• Drivers with multiple tickets or accidents could pay around $2,588
• The cost for full coverage for a teen driver for full coverage can cost $4,648 or more

Insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,630 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles could cut rates by as much as $380 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Lexus LX 570 insurance for high-risk drivers can be as much as 43% to 130% more than the average rate. View High Risk Driver Rates

How to Find the Right Lexus LX 570 Insurance

Saving money on car insurance requires not taking risks behind the wheel, maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every other policy renewal by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a quick rundown of the ideas that were touched on above.

• Teens are expensive to insure, costing up to $387 per month for full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,380 more per year for LX 570 insurance
• Increasing deductibles can save around $375 each year
• It is possible to save around $140 per year just by quoting online well ahead of the renewal date