Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,254 a year including full coverage. Comprehensive costs around $256 each year, collision insurance costs $366, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,696. 16-year-old drivers receive the highest rates at up to $4,804 a year.

Average premium for full coverage: $1,254

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than congested cities. The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why all drivers should compare rates quotes for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $741
• Raising to $1,000 deductibles will save about $142 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,254
• Buying low deductibles will increase the cost to $1,524
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,696
• The cost for full coverage for a teen driver can be $4,804

Insurance rates for a Lexus LX 570 can also vary considerably based on your driver profile, the model of your LX 570, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,800 a year. View Rates by Age

Where you live also has a big influence on Lexus LX 570 insurance rates. A middle-age driver might find rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,790 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles can reduce rates by up to $420 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Lexus LX 570 Insurance

Saving money on Lexus LX 570 insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

Below you'll find a review of the primary concepts that were covered above.

• You may be able to save up to $150 per year just by quoting online in advance
• High-risk drivers who have several accidents or serious violations pay on average $1,440 more every year than a low-risk driver
• Increasing deductibles can save around $400 each year
• Youthful drivers are charged the highest rates, as much as $400 per month including comprehensive and collision insurance