Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive costs an estimated $242 each year, collision insurance costs $332, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,588. Teens pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates broken down by individual coverage:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Lexus LX 570 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $716
• Raising to $1,000 deductibles will save approximately $130 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,206
• Selecting low deductibles bumps up the cost to $1,454
• At-risk drivers with serious driving violations could pay up to $2,588
• The price that insures a teen driver can cost as much as $4,648

Insurance prices for a Lexus LX 570 are also quite variable based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

The state you live in also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,630 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus LX 570 Insurance

Getting lower rates on car insurance consists of being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates once a year by getting quotes from direct companies, and also from insurance agencies where you live.

The items below are a review of the data that was raised in the charts and tables above.

• You may be able to save approximately $140 per year just by quoting online in advance
• Policyholders who want more liability coverage will pay approximately $520 every year to raise from a low limit to the 250/500 level
• Teen drivers are expensive to insure, costing up to $387 a month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,380 more annually to insure their LX 570