Lexus LX 570 Insurance Rates

U.S. average auto insurance rates for a Lexus LX 570 are $1,206 annually for full coverage insurance. Comprehensive costs approximately $242 a year, collision costs $332, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,588. Teenage drivers pay the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $716
• Drivers who choose higher $1,000 deductibles will pay $1,076 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,206
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,454
• High-risk insureds who are prone to accidents and violations could pay around $2,588 or more
• The price with full coverage for a teenage driver can cost $4,648 a year

Car insurance prices for a Lexus LX 570 are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $380 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,630 on average in Florida, New York, and Michigan.

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every company uses a different method to calculate prices, so rate quotes may be quite different between companies.

How to Buy the Best Cheap Lexus LX 570 Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and avoiding coverage lapses. Invest the time to compare rates every year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a quick review of the coverage data presented in the illustrations above.

• It is possible to save around $140 per year simply by quoting early and online
• Increasing physical damage deductibles could save up to $375 each year
• Drivers age 16 to 20 pay the highest auto insurance prices, as much as $387 a month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation could be forced to pay on average $1,380 more per year than a safer driver