Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive insurance costs an estimated $242 each year, collision costs $332, and liability is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,588 or more. 16-year-old drivers pay the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Price estimates broken down by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and LX 570 models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations have a lower frequency of accident claims than congested cities.

The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above show why all drivers should compare rates quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The best full coverage rate is $716
• Raising to $1,000 deductibles will save approximately $130 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,206
• Buying low deductibles will cost an extra $248 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,588 or more
• The price for full coverage for a teen driver can cost as much as $4,648

Insurance prices for a Lexus LX 570 are also quite variable based on your driving record, the trim level of your LX 570, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $4,600 a year. View Rates by Age

The state you live in also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,720 on average in New York, Louisiana, and Michigan.

Opting for high physical damage deductibles can reduce prices by up to $380 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

How to Find Cheap Lexus LX 570 Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, maintaining good credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates at least every other year by requesting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a brief summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,380 more annually for car insurance
• Drivers can save approximately $140 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $375 each year
• Policyholders who want higher liability limits will pay around $520 each year to raise from a low limit to 250/500 limits