Lexus LX 570 Insurance Rates

Estimated insurance prices for a Lexus LX 570 are $1,206 every 12 months including full coverage. Comprehensive costs approximately $242 a year, collision costs $332, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,588. Teens pay the most at $4,648 a year or more.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and LX 570 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save $1,076 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,206
• Selecting low $100 deductibles for physical damage coverage increases the price to $1,454
• Drivers with serious driving violations could pay around $2,588 or more
• An auto insurance policy to insure a teen driver can cost $4,648 or more

Insurance prices for a Lexus LX 570 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your LX 570.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $380 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,720 on average in Louisiana, New York, and Michigan.

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes and see which company has the best price. Each insurance company calculates prices differently, so the prices will be substantially different.

How to Shop for the Right Lexus LX 570 Insurance

Finding better rates on car insurance requires being a low-risk driver, having good credit, refrain from filing small claims, and maximizing policy discounts. Take the time to comparison shop at least every other year by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The items below are a quick rundown of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,380 more per year to insure their LX 570
• You may be able to save around $140 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $375 each year
• Policyholders who purchase more liability coverage will pay approximately $520 per year to increase from 30/60 bodily injury limits to a 250/500 level