Lexus LX 570 Insurance Rates

Estimated insurance rates for a Lexus LX 570 are $1,206 a year for full coverage. Comprehensive insurance costs approximately $242, collision costs $332, and liability coverage costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,588 or more. Teenage drivers pay the most at $4,648 a year or more.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

Full coverage includes $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all LX 570 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences show why everyone should compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Lexus LX 570 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $716
• Using higher $1,000 deductibles will save $130 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,206
• Using pricier low deductibles for physical damage coverage will cost an extra $248 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,588 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost $4,648 or more

Insurance prices for a Lexus LX 570 also have a wide range based on your driving characteristics, the trim level of your LX 570, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live has a huge impact on Lexus LX 570 insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,720 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles could cut prices by as much as $380 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 extra annually, depending on your age. Lexus LX 570 insurance for high-risk drivers can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

How to Find More Affordable Lexus LX 570 Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, maintaining good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a summary of the coverage data raised in the charts and tables above.

• Drivers can save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $375 each year
• Teens are expensive to insure, as much as $387 per month for full coverage
• Drivers who have multiple accidents or major violations may pay on average $1,380 more per year for LX 570 insurance