Lexus LX 570 Insurance Rates

Average insurance rates for a Lexus LX 570 are $1,206 a year including full coverage. Comprehensive insurance costs around $242 a year, collision insurance costs $332, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,588 or more. Teens receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates for individual coverage type:

Rate estimates include $500 deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and LX 570 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples highlight why it is important to compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Lexus LX 570 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $716
• Drivers who choose higher $1,000 deductibles will pay about $1,076 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,206
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $248 each year
• High-risk insureds with serious driving violations could pay at least $2,588
• The cost that insures a teenage driver can be $4,648 a year

Auto insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

Where you live makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,720 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could save up to $380 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Lexus LX 570 Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $140 per year just by quoting early and online
• Drivers who tend to receive serious violations may have to pay on average $1,380 more every year for LX 570 insurance
• Increasing deductibles can save approximately $375 each year
• Teens are expensive to insure, as much as $387 per month if the policy includes full coverage