Lexus LX 570 Insurance Rates

U.S. average insurance rates for a Lexus LX 570 are $1,206 a year including full coverage. Comprehensive costs on average $242 a year, collision costs $332, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,588. Teens pay the highest rates at $4,648 a year or more.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location helps determine car insurance rates.

The ranges above highlight why it is important to compare prices based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $716
• Using higher $1,000 deductibles will save around $1,076 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,206
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,454
• Drivers with serious driving violations could pay upwards of $2,588 or more
• The price that insures a teen driver may cost $4,648 or more

Auto insurance prices for a Lexus LX 570 are also quite variable based on the trim level of your LX 570, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,600 a year. View Rates by Age

The state you live in has a huge impact on Lexus LX 570 insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,720 on average in Michigan, New York, and Louisiana.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $380 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company calculates prices differently, and quoted prices may be quite different.

How to Find the Best Cheap Lexus LX 570 Insurance

Getting lower rates on car insurance requires having a good driving record, maintaining a good credit score, being claim-free, and taking advantage of discounts. Compare rates at every policy renewal by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The next list is a quick review of the data covered in the charts and tables above.

• Policyholders who require increased levels of liability coverage will pay approximately $520 per year to increase from a low limit to the 250/500 level
• You may be able to save as much as $140 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers age 20 and younger are charged the highest prices, possibly costing $387 a month if the policy includes full coverage