Lexus LX 570 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 5, 2024
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U.S. average insurance prices for a Lexus LX 570 are $1,206 every 12 months including full coverage. Comprehensive insurance costs an estimated $242 each year, collision insurance costs $332, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,588 or more. Teens pay the highest rates at up to $4,648 a year.
Average premium for full coverage: $1,206
Price estimates broken down by individual coverage:
These estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and LX 570 models.
Price Range from Low to High
Using a middle-aged driver as an example, Lexus LX 570 insurance prices range from the cheapest price of $522 for just liability insurance to a high rate of $2,588 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.
The ranges above highlight why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Lexus LX 570 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $716
- Raising to $1,000 deductibles will save approximately $130 every year
- The average price for the average middle-age driver who has $500 deductibles is $1,206
- Selecting low deductibles costs an extra $248 annually
- Drivers with serious driving violations could pay up to $2,588
- The price to insure a 16-year-old driver can cost as much as $4,648
Insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates
The state you live in also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $920 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,720 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $922 | -$284 | -23.5% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,372 | $166 | 13.8% |
| Colorado | $1,152 | -$54 | -4.5% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,364 | $158 | 13.1% |
| Florida | $1,510 | $304 | 25.2% |
| Georgia | $1,110 | -$96 | -8.0% |
| Hawaii | $866 | -$340 | -28.2% |
| Idaho | $814 | -$392 | -32.5% |
| Illinois | $898 | -$308 | -25.5% |
| Indiana | $906 | -$300 | -24.9% |
| Iowa | $812 | -$394 | -32.7% |
| Kansas | $1,146 | -$60 | -5.0% |
| Kentucky | $1,644 | $438 | 36.3% |
| Louisiana | $1,782 | $576 | 47.8% |
| Maine | $742 | -$464 | -38.5% |
| Maryland | $992 | -$214 | -17.7% |
| Massachusetts | $964 | -$242 | -20.1% |
| Michigan | $2,092 | $886 | 73.5% |
| Minnesota | $1,008 | -$198 | -16.4% |
| Mississippi | $1,442 | $236 | 19.6% |
| Missouri | $1,068 | -$138 | -11.4% |
| Montana | $1,294 | $88 | 7.3% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,270 | $64 | 5.3% |
| North Carolina | $694 | -$512 | -42.5% |
| North Dakota | $988 | -$218 | -18.1% |
| Ohio | $832 | -$374 | -31.0% |
| Oklahoma | $1,238 | $32 | 2.7% |
| Oregon | $1,102 | -$104 | -8.6% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,606 | $400 | 33.2% |
| South Carolina | $1,090 | -$116 | -9.6% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,054 | -$152 | -12.6% |
| Texas | $1,452 | $246 | 20.4% |
| Utah | $892 | -$314 | -26.0% |
| Vermont | $824 | -$382 | -31.7% |
| Virginia | $722 | -$484 | -40.1% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,104 | -$102 | -8.5% |
| Wisconsin | $834 | -$372 | -30.8% |
| Wyoming | $1,074 | -$132 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| 2023 Lexus LX 570 | $430 | $814 | $416 | $1,818 |
| 2022 Lexus LX 570 | $414 | $780 | $430 | $1,782 |
| 2021 Lexus LX 570 | $392 | $752 | $442 | $1,744 |
| 2020 Lexus LX 570 | $376 | $698 | $452 | $1,684 |
| 2019 Lexus LX 570 | $362 | $658 | $456 | $1,634 |
| 2018 Lexus LX 570 | $346 | $590 | $460 | $1,554 |
| 2017 Lexus LX 570 | $324 | $542 | $460 | $1,484 |
| 2016 Lexus LX 570 | $312 | $508 | $464 | $1,442 |
| 2015 Lexus LX 570 | $306 | $474 | $474 | $1,412 |
| 2014 Lexus LX 570 | $282 | $440 | $474 | $1,354 |
| 2013 Lexus LX 570 | $274 | $400 | $478 | $1,310 |
| 2011 Lexus LX 570 | $242 | $332 | $474 | $1,206 |
| 2010 Lexus LX 570 | $234 | $298 | $468 | $1,158 |
Rates are averaged for all Lexus LX 570 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Lexus LX 570 Insurance
Getting lower rates on insurance for a Lexus LX 570 consists of being a low-risk driver, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The items below are a brief summary of the information touched on in the above illustrations.
- You may be able to save approximately $140 per year just by quoting online in advance
- Teen drivers are expensive to insure, possibly costing $387 a month if full coverage is included
- Increasing physical damage deductibles could save as much as $375 each year
- Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,380 more annually to insure their LX 570
- Insureds who want more liability coverage will pay approximately $520 per year to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,648 |
| 20 | $2,742 |
| 30 | $1,240 |
| 40 | $1,206 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,340 |
| $500 | $1,206 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,301 |
| 100/300 | $1,419 |
| 250/500 | $1,727 |
| 100 CSL | $1,348 |
| 300 CSL | $1,609 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,588 |
| 20 | $4,368 |
| 30 | $2,626 |
| 40 | $2,588 |
| 50 | $2,472 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $48 |
| Advance Quote | $55 |
| Online Quote | $84 |
| Total Discounts | $490 |
Discounts are estimated and may not be available from every company or in every state.
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