Lexus LX 570 Insurance Rates

The average insurance prices for a Lexus LX 570 are $1,206 every 12 months for full coverage. Comprehensive insurance costs an estimated $242 each year, collision costs $332, and liability is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,588 or more. Teenage drivers cost the most to insure at $4,648 a year or more.

Average premium for full coverage: $1,206

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and LX 570 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities.

The graphic below illustrates how your location can change insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Lexus LX 570 insurance rates for other coverage scenarios.

• The best discount rate is $716
• Raising to $1,000 deductibles will save approximately $130 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,206
• Using low deductibles costs an extra $248 annually
• Drivers who are prone to accidents and violations could pay up to $2,588 or more
• Policy cost to insure a 16-year-old driver can cost as much as $4,648

Insurance rates for a Lexus LX 570 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $380 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find rates as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,720 on average in New York, Louisiana, and Michigan.

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

How to Shop for the Best Lexus LX 570 Insurance

Finding cheaper rates on insurance for a Lexus LX 570 consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around every couple of years by getting quotes from direct carriers, and also from several local insurance agents.

The items below are a brief recap of the material that was illustrated above.

• Insureds who want more liability coverage will pay an extra $520 each year to raise from a 30/60 limit to a 250/500 level
• Teen drivers are expensive to insure, costing up to $387 each month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay on average $1,380 more annually to insure their LX 570
• Increasing comprehensive and collision deductibles could save as much as $375 each year