Lexus LX 570 Insurance Rates

U.S. average insurance prices for a Lexus LX 570 are $1,206 every 12 months with full coverage. Comprehensive costs on average $242 a year, collision insurance costs $332, and liability is $474. Liability-only insurance costs around $522 a year, and high-risk driver insurance costs around $2,588. Teens pay the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and LX 570 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $716
• Raising to $1,000 deductibles will save around $1,076 annually
• The average price for the average middle-age driver with $500 deductibles is $1,206
• Selecting low $100 deductibles increases the price to $1,454
• Drivers with serious driving violations could pay upwards of $2,588
• The price to insure a 16-year-old driver may cost $4,648

Car insurance prices for a Lexus LX 570 are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your LX 570.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $380 annually, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,630 on average in Florida, Michigan, and New York.

How to Shop for the Cheapest Lexus LX 570 Insurance

Getting lower rates on insurance for a Lexus LX 570 consists of being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a recap of the material that was covered above.

• Insureds who require more liability protection will pay approximately $520 every year to raise from a low limit to a 250/500 level
• Youthful drivers are expensive to insure, costing up to $387 a month if the policy includes full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,380 more each year than a low-risk driver
• Increasing physical damage deductibles could save as much as $375 each year