Lexus LX 570 Insurance Rates

Average auto insurance rates for a Lexus LX 570 are $1,206 annually with full coverage. Comprehensive costs on average $242, collision insurance costs $332, and liability is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,588. Teen drivers receive the highest rates at up to $4,648 a year.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Rate estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all LX 570 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The example below illustrates how rural and urban location affects car insurance rates.

These examples demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $716
• Raising to $1,000 deductibles will save around $130 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,206
• Choosing pricier low deductibles will cost $1,454
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,588
• The cost with full coverage for a teen driver for full coverage may cost $4,648

Insurance rates for a Lexus LX 570 can also vary considerably based on the trim level of your LX 570, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,400 to $2,000 additional per year, depending on your age. Lexus LX 570 insurance for high-risk drivers is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $380 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Lexus LX 570 insurance prices. A middle-age driver might find rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,630 on average in Florida, Michigan, and New York.

How to Buy the Best Lexus LX 570 Insurance

Saving money on car insurance consists of having a good driving record, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around every other policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a brief recap of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger pay higher rates, with premiums as much as $387 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations pay an average of $1,380 more each year to buy Lexus LX 570 insurance
• Increasing deductibles could save up to $375 each year
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date