Lexus LX 570 Insurance Rates

The average insurance rates for a Lexus LX 570 are $1,206 a year with full coverage. Comprehensive insurance costs on average $242 a year, collision insurance costs $332, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,588 or more. Teen drivers cost the most to insure at up to $4,648 a year.

Average premium for full coverage: $1,206

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and LX 570 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas. The diagram below illustrates how where you live affects car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Lexus LX 570 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $716
• Drivers who choose higher $1,000 deductibles will pay around $1,076 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,206
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $248 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,588
• Policy cost that insures a teenage driver may cost $4,648 a year

Insurance rates for a Lexus LX 570 also range considerably based on the trim level of your LX 570, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,600 a year. View Rates by Age

Your home state makes a big difference in Lexus LX 570 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,630 on average in Florida, Michigan, and New York.

Choosing high deductibles could save up to $380 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Lexus LX 570 Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Shop around every other policy renewal by getting rate quotes from direct companies, and also from several local insurance agents.

The following list is a quick review of the ideas that were touched on in the above illustrations.

• Drivers age 16 to 20 pay higher rates, as much as $387 each month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation pay on average $1,380 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save as much as $140 per year just by quoting early and online