Lexus NX 300h Insurance Rates

Average insurance rates for a Lexus NX 300h are $1,314 a year including full coverage. Comprehensive costs approximately $250, collision insurance costs $446, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, and high-risk insurance costs around $2,852. 16-year-old drivers receive the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all NX 300h models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how where you live affects auto insurance prices.

These examples highlight why everyone should get quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Lexus NX 300h insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $762
• Choosing higher $1,000 deductibles can save $158 every year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,314
• Buying pricier low deductibles for comp and collision coverage will increase the cost to $1,622
• Drivers with multiple tickets or accidents could pay around $2,852
• The cost for full coverage for a teenage driver for full coverage can cost $5,046 each year

View Chart as Image

Insurance rates for a Lexus NX 300h can also vary considerably based on your driver profile, the model of your NX 300h, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Where you live plays a big part in determining prices for Lexus NX 300h insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $470 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Lexus NX 300h insurance for high-risk drivers ranges around 44% to 136% more than the average rate. View High Risk Driver Rates

How to Find the Right Lexus NX 300h Insurance

Saving money on auto insurance takes having a good driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The next list is a quick rundown of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger are expensive to insure, as much as $421 per month for full coverage
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,540 more per year to buy Lexus NX 300h insurance
• Increasing deductibles can save around $475 each year
• You may be able to save around $160 per year just by quoting online well ahead of the renewal date