Lexus SC 430 Insurance Rates

Average insurance rates for a Lexus SC 430 are $1,696 a year for full coverage insurance. Comprehensive costs an estimated $432 each year, collision insurance costs $812, and liability coverage is estimated at $316. A policy with just liability insurance costs approximately $376 a year, and coverage for high-risk drivers costs around $3,670. Teen drivers receive the highest rates at up to $5,956 a year.

Average premium for full coverage: $1,696

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and SC 430 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples illustrate why all drivers should get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Lexus SC 430 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $944
• Choosing higher $1,000 deductibles can save approximately $282 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,696
• Choosing low deductibles for comp and collision coverage bumps up the cost to $2,244
• Drivers with multiple violations and an at-fault accident could pay up to $3,670
• The cost that insures a teenage driver can cost as much as $5,956 each year

Insurance rates for a Lexus SC 430 can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $2,000 to $2,700 additional per year, depending on your age. Insurance for high-risk drivers ranges around 45% to 132% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,600 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Lexus SC 430 insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,290 on average in Florida, New York, and Michigan.

Choosing high deductibles can save as much as $830 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $285 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lexus SC 430 Insurance

Saving money on auto insurance takes avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a review of the material that was covered above.

• Consumers who want higher liability limits will pay about $350 annually to raise limits from a minimum limit to the 250/500 level
• Teenagers are expensive to insure, costing up to $496 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may have to pay on average $1,970 more annually for car insurance
• Increasing deductibles can save approximately $825 each year