Lexus SC 430 Insurance Rates

Estimated auto insurance rates for a Lexus SC 430 are $1,696 annually with full coverage. Comprehensive costs approximately $432 a year, collision insurance costs $812, and liability is estimated at $316. Liability-only coverage costs approximately $376 a year, and high-risk coverage costs around $3,670. 16-year-old drivers pay the most at up to $5,956 a year.

Average premium for full coverage: $1,696

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and SC 430 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations are statistically proven to have fewer collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences demonstrate why it is important to get quotes using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Lexus SC 430 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $944
• Choosing higher $1,000 deductibles can save $1,414 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,696
• Buying low $100 deductibles for comp and collision coverage will cost $2,244
• Unlucky drivers with multiple tickets or accidents could pay around $3,670
• An auto insurance policy with full coverage for a teen driver can cost $5,956 each year

Insurance prices for a Lexus SC 430 also have a wide range based on the model of your SC 430, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,600 annually on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $2,000 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $830 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $285 more per year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Lexus SC 430 insurance prices. A good driver about age 40 could pay as low as $1,220 a year in states like Utah, Ohio, and New Hampshire, or at least $2,290 on average in New York, Michigan, and Florida.

How to Buy Low Cost Lexus SC 430 Insurance

Finding better rates on car insurance takes being a good driver, having a good credit history, being claim-free, and possibly raising deductibles. Invest the time to compare rates every couple of years by requesting rates from direct companies, and also from your local independent and exclusive agents.

The following list is a review of the material that was presented in the illustrations above.

• Policyholders who purchase an increased level of liability coverage will pay around $350 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, possibly costing $496 per month including comprehensive and collision insurance
• Higher risk drivers who have several accidents or serious violations may pay on average $1,970 more per year than a safer driver
• Increasing policy deductibles could save up to $825 each year