Lincoln MKC Insurance Rates

The average insurance rates for a Lincoln MKC are $1,334 a year including full coverage. Comprehensive costs approximately $250, collision insurance costs $470, and liability coverage is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs around $2,900. Teenage drivers cost the most to insure at up to $5,118 a year.

Average premium for full coverage: $1,334

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all MKC models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.

The examples above highlight why everyone should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Lincoln MKC insurance rates for additional coverage and risk scenarios.

• The best discount rate is $769
• Choosing higher $1,000 deductibles can save $164 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,334
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,652
• Drivers who are prone to accidents and violations could pay around $2,900
• Policy cost that insures a teenage driver for full coverage can cost $5,118 each year

View Chart as Image

Insurance rates for a Lincoln MKC also range considerably based on the model of your MKC, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Lincoln MKC insurance for high-risk drivers ranges around 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Lincoln MKC insurance rates. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,900 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $490 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Lincoln MKC Insurance

Finding cheaper rates on auto insurance takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices at least once a year by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The items below are a review of the primary concepts that were illustrated above.

• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Drivers who have several accidents or serious violations will likely pay on average $1,570 more per year to insure their MKC
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Teen drivers are expensive to insure, with premiums being up to $427 each month if full coverage is included