Mazda CX-30 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-30 are $1,392 annually with full coverage. Comprehensive costs on average $274 each year, collision insurance costs $530, and liability insurance costs around $430. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $3,024. Teenage drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Price estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and CX-30 models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best discount rate is $797
• Using higher $1,000 deductibles will save around $182 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,392
• Using low deductibles for physical damage coverage will cost $1,748
• Drivers who are prone to accidents and violations could pay upwards of $3,024
• The price with full coverage for a teen driver may cost $5,264 or more

View Chart as Image

Car insurance prices for a Mazda CX-30 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $540 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda CX-30 insurance rates. A driver around age 40 might see prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,880 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy Cheaper Mazda CX-30 Insurance

Getting lower rates on Mazda CX-30 insurance requires being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every other policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a condensed summary of the ideas that were covered above.

• Teenage drivers are expensive to insure, costing up to $439 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents pay an average of $1,630 more each year for auto insurance
• Increasing physical damage deductibles could save up to $550 each year
• You may be able to save as much as $170 per year just by quoting online in advance