Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year including full coverage. Comprehensive insurance costs on average $260 each year, collision insurance costs $512, and liability costs around $442. A policy with just liability insurance costs as low as $496 a year, and coverage for high-risk drivers costs $2,986 or more. Teenage drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and CX-30 models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

These examples highlight why all drivers should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best discount rate is $787
• Using higher $1,000 deductibles will save around $176 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,372
• Using low deductibles for physical damage coverage will cost an extra $340 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,986
• The cost for full coverage for a teen driver may cost $5,230 or more

View Chart as Image

Insurance rates for a Mazda CX-30 can also vary considerably based on your driver profile, the model of your CX-30, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $520 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,600 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Mazda CX-30 Insurance

Saving money on car insurance requires avoiding accidents and claims, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a review of the primary concepts that were touched on above.

• You may be able to save as much as $170 per year just by quoting online in advance
• Higher risk drivers who have several accidents or serious violations may pay on average $1,610 more each year to insure a Mazda CX-30
• Increasing deductibles can save around $525 each year
• Drivers under the age of 20 pay higher rates, as much as $436 per month including comprehensive and collision insurance