Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year with full coverage. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $512, and liability insurance costs around $442. A liability-only policy costs as low as $496 a year, and high-risk insurance costs $2,986 or more. 16-year-old drivers receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates broken down by individual coverage type:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and CX-30 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations tend to have lower incidents of collision claims than congested cities. The diagram below illustrates how your location can change insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Mazda CX-30 insurance rates for other coverage scenarios.

• The best full coverage rate is $787
• Using higher $1,000 deductibles will save approximately $1,196 annually
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,372
• Buying low $100 deductibles for physical damage coverage will cost an additional $340 a year
• Drivers with multiple tickets or accidents could pay up to $2,986
• The cost that insures a teen driver can cost as much as $5,230 or more

View Chart as Image

Insurance rates for a Mazda CX-30 can also vary considerably based on the trim level of your CX-30, your age and driving habits, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you may be forking out $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,200 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-30 insurance rates. A driver around age 40 might see rates as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $520 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Mazda CX-30 Insurance

Saving money on Mazda CX-30 insurance requires having a good driving record, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Comparison shop at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a quick review of the data illustrated above.

• Drivers who want increased levels of liability coverage will pay around $490 every year to increase from a minimum limit to the 250/500 level
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing deductibles can save approximately $525 each year
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $436 per month if full coverage is included