Mazda CX-30 Insurance Rates

U.S. average insurance prices for a Mazda CX-30 are $1,372 every 12 months for full coverage. Comprehensive costs around $260 each year, collision insurance costs $512, and liability is estimated at $442. Liability-only insurance costs approximately $496 a year, and high-risk driver insurance costs around $2,986. Teenage drivers pay the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Price estimates for individual coverage:

Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and CX-30 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

The ranges above show why all drivers should get quotes for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mazda CX-30 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $787
• Choosing higher $1,000 deductibles can save about $176 a year
• The average price for the average middle-age driver using $500 deductibles is $1,372
• Using low deductibles for comp and collision coverage increases the price to $1,712
• Unlucky drivers who are prone to accidents and violations could pay at least $2,986
• The price to insure a teen driver can be $5,230 each year

View Chart as Image

Car insurance prices for a Mazda CX-30 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $520 every year, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Mazda CX-30 insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Cheapest Mazda CX-30 Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a recap of the ideas that were touched on above.

• Teenage drivers are the costliest to insure, with premiums as much as $436 a month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents may pay on average $1,610 more every year for auto insurance
• Increasing physical damage deductibles could save as much as $525 each year
• Drivers can save up to $170 per year just by quoting online in advance