Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $512, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,986. Teens receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $512
Liability $442

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and CX-30 trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the low end price of $496 for a discount liability-only rate to a high of $2,986 for high-risk insurance.

Liability Only $496
Full Coverage $1,372
High Risk $2,986

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

These examples show why it is important to compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Mazda CX-30 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $787
  • Using higher $1,000 deductibles will save approximately $1,196 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,372
  • Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,712
  • High-risk insureds with serious driving violations could pay up to $2,986
  • The cost that insures a 16-year-old driver can cost as much as $5,230 or more

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance rates range from $787 to $5,230 for full coverage

Car insurance rates for a Mazda CX-30 can also vary considerably based on the trim level of your CX-30, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,562 $190 13.8%
Colorado $1,310 -$62 -4.5%
Connecticut $1,410 $38 2.8%
Delaware $1,552 $180 13.1%
Florida $1,714 $342 24.9%
Georgia $1,266 -$106 -7.7%
Hawaii $984 -$388 -28.3%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,030 $658 48.0%
Maine $846 -$526 -38.3%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,098 -$274 -20.0%
Michigan $2,382 $1,010 73.6%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,642 $270 19.7%
Missouri $1,216 -$156 -11.4%
Montana $1,474 $102 7.4%
Nebraska $1,080 -$292 -21.3%
Nevada $1,642 $270 19.7%
New Hampshire $986 -$386 -28.1%
New Jersey $1,534 $162 11.8%
New Mexico $1,214 -$158 -11.5%
New York $1,444 $72 5.2%
North Carolina $790 -$582 -42.4%
North Dakota $1,122 -$250 -18.2%
Ohio $946 -$426 -31.0%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,310 -$62 -4.5%
Rhode Island $1,830 $458 33.4%
South Carolina $1,240 -$132 -9.6%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,652 $280 20.4%
Utah $1,016 -$356 -25.9%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $520 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $294 $566 $398 $1,416
2023 Mazda CX-30 $284 $552 $416 $1,410
2022 Mazda CX-30 $274 $530 $430 $1,392
2021 Mazda CX-30 $260 $512 $442 $1,372
2020 Mazda CX-30 $250 $474 $452 $1,334

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-30 Insurance

Saving money on insurance for a Mazda CX-30 requires being a safe and courteous driver, having a positive credit history, eliminating unneeded coverage, and possibly higher deductibles. Compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a quick review of the material that was covered above.

  • Insureds who want higher levels of liability will pay approximately $490 each year to increase from a minimum limit to the 250/500 level
  • Teenage drivers have the highest car insurance rates, costing as high as $436 per month if full coverage is purchased
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,610 more annually for auto insurance
  • Increasing deductibles can save approximately $525 each year

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,230
20 $3,188
30 $1,424
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,552
$500 $1,372
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,460
100/300 $1,571
250/500 $1,858
100 CSL $1,505
300 CSL $1,748
500 CSL $1,925

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,454
20 $5,086
30 $3,044
40 $2,986
50 $2,854
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $62
Advance Quote $68
Online Quote $97
Total Discounts $585
Rate after discounts $787

Discounts are estimated and may not be available from every company or in every state.

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