Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Mazda CX-30 are $1,372 annually with full coverage. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $512, and liability insurance costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs $2,986 or more. Teens receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $512
Liability $442

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and CX-30 models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $496 for a discount liability-only rate to a high rate of $2,986 for a driver who has had serious violations or accidents.

Liability Only $496
Full Coverage $1,372
High Risk $2,986

Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

These examples demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

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Rates by State, City, and Model

The chart below details average Mazda CX-30 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $787
  • Drivers who choose higher $1,000 deductibles will pay approximately $176 annually
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,372
  • Selecting low deductibles for comprehensive and collision insurance costs an additional $340 a year
  • High risk drivers with serious driving violations could pay up to $2,986
  • The cost with full coverage for a teen driver can cost as much as $5,230 a year

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance prices range from $787 to $5,230 for full coverage

Insurance rates for a Mazda CX-30 can also vary considerably based on the trim level of your CX-30, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,600 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $520 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,850 on average in New York, Michigan, and Florida.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,562 $190 13.8%
Colorado $1,310 -$62 -4.5%
Connecticut $1,410 $38 2.8%
Delaware $1,552 $180 13.1%
Florida $1,714 $342 24.9%
Georgia $1,266 -$106 -7.7%
Hawaii $984 -$388 -28.3%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,030 $658 48.0%
Maine $846 -$526 -38.3%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,098 -$274 -20.0%
Michigan $2,382 $1,010 73.6%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,642 $270 19.7%
Missouri $1,216 -$156 -11.4%
Montana $1,474 $102 7.4%
Nebraska $1,080 -$292 -21.3%
Nevada $1,642 $270 19.7%
New Hampshire $986 -$386 -28.1%
New Jersey $1,534 $162 11.8%
New Mexico $1,214 -$158 -11.5%
New York $1,444 $72 5.2%
North Carolina $790 -$582 -42.4%
North Dakota $1,122 -$250 -18.2%
Ohio $946 -$426 -31.0%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,310 -$62 -4.5%
Rhode Island $1,830 $458 33.4%
South Carolina $1,240 -$132 -9.6%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,652 $280 20.4%
Utah $1,016 -$356 -25.9%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city
Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $294 $566 $398 $1,416
2023 Mazda CX-30 $284 $552 $416 $1,410
2022 Mazda CX-30 $274 $530 $430 $1,392
2021 Mazda CX-30 $260 $512 $442 $1,372
2020 Mazda CX-30 $250 $474 $452 $1,334

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Mazda CX-30 Insurance

Saving money on Mazda CX-30 insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a condensed summary of the ideas that were touched on in the above illustrations.

  • Drivers age 16 to 20 are expensive to insure, with premiums as much as $436 per month if they have full coverage
  • High-risk drivers with multiple at-fault accidents pay on average $1,610 more annually than a safer driver
  • Increasing deductibles could save up to $525 each year
  • You may be able to save approximately $170 per year just by quoting online in advance

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,230
20 $3,188
30 $1,424
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,552
$500 $1,372
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,460
100/300 $1,571
250/500 $1,858
100 CSL $1,505
300 CSL $1,748
500 CSL $1,925

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,454
20 $5,086
30 $3,044
40 $2,986
50 $2,854
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $62
Advance Quote $68
Online Quote $97
Total Discounts $585
Rate after discounts $787

Discounts are estimated and may not be available from every company or in every state.

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