Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,372 a year including full coverage. Comprehensive costs around $260 each year, collision insurance costs $512, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, and coverage for high-risk drivers costs around $2,986. Teen drivers pay the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and CX-30 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above highlight why all drivers should get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mazda CX-30 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $787
• Choosing higher $1,000 deductibles can save about $176 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,372
• Choosing low deductibles for comp and collision coverage bumps up the cost to $1,712
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,986
• The price that insures a teen driver can be $5,230 each year

View Chart as Image

Insurance prices for a Mazda CX-30 are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-30 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,960 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $520 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Mazda CX-30 Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Shop around at every policy renewal by quoting rates from direct car insurance companies, and also from local insurance agencies.

The points below are a quick review of the data covered in the charts and tables above.

• Policyholders who may need increased liability limits will pay about $490 per year to raise limits from a low limit to the 250/500 level
• You may be able to save up to $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $525 each year
• Drivers under the age of 20 pay higher prices, possibly costing $436 a month if full coverage is included