Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,392 a year including full coverage. Comprehensive costs around $274 a year, collision insurance costs $530, and liability coverage costs $430. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs around $3,024. Teen drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates for individual coverage:

Prices include $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and CX-30 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Mazda CX-30 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $797
• Drivers who choose higher $1,000 deductibles will pay about $1,210 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,392
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,748
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,024
• The price for full coverage for a teenage driver can be $5,264 a year

View Chart as Image

Auto insurance prices for a Mazda CX-30 are also quite variable based on your driving record, the model of your CX-30, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,990 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $540 a year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,700 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than average. View High Risk Driver Rates

How to Find the Right Mazda CX-30 Insurance

Getting lower rates on auto insurance not only requires having a good driving record, but also having good credit, being claim-free, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a quick rundown of the data raised in the charts and tables above.

• Consumers who may need increased levels of liability coverage will pay about $470 per year to go from a low limit to 250/500 limits
• You may be able to save up to $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $550 each year
• Drivers age 20 and younger are expensive to insure, possibly costing $439 a month if they have full coverage