Mazda CX-30 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Mazda CX-30 are $1,372 a year with full coverage. Comprehensive costs approximately $260 a year, collision insurance costs $512, and liability is estimated at $442. Buying just liability costs approximately $496 a year, and insurance for high-risk drivers costs around $2,986. Teenage drivers pay the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Price estimates by individual coverage:

Comprehensive $260
Collision $512
Liability $442

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and CX-30 trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Mazda CX-30 insurance prices range from as low as $496 for liability-only coverage to a high of $2,986 for a driver who requires high-risk insurance.

Liability Only $496
Full Coverage $1,372
High Risk $2,986

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

The ranges above demonstrate why it is important to get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $787
  • Choosing higher $1,000 deductibles can save $1,196 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,372
  • Using low $100 deductibles for comp and collision coverage will increase the cost to $1,712
  • Unlucky drivers who are prone to accidents and violations could pay around $2,986
  • The price for full coverage for a teen driver can cost $5,230 each year

View Chart as Image

Mazda CX-30 insurance cost comparison chart
Column chart showing Mazda CX-30 insurance rates range from $787 to $5,230 for full coverage

Insurance prices for a Mazda CX-30 are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-30 insurance prices. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

Mazda CX-30 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,562 $190 13.8%
Colorado $1,310 -$62 -4.5%
Connecticut $1,410 $38 2.8%
Delaware $1,552 $180 13.1%
Florida $1,714 $342 24.9%
Georgia $1,266 -$106 -7.7%
Hawaii $984 -$388 -28.3%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,030 $658 48.0%
Maine $846 -$526 -38.3%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,098 -$274 -20.0%
Michigan $2,382 $1,010 73.6%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,642 $270 19.7%
Missouri $1,216 -$156 -11.4%
Montana $1,474 $102 7.4%
Nebraska $1,080 -$292 -21.3%
Nevada $1,642 $270 19.7%
New Hampshire $986 -$386 -28.1%
New Jersey $1,534 $162 11.8%
New Mexico $1,214 -$158 -11.5%
New York $1,444 $72 5.2%
North Carolina $790 -$582 -42.4%
North Dakota $1,122 -$250 -18.2%
Ohio $946 -$426 -31.0%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,310 -$62 -4.5%
Rhode Island $1,830 $458 33.4%
South Carolina $1,240 -$132 -9.6%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,652 $280 20.4%
Utah $1,016 -$356 -25.9%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Mazda CX-30 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $520 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Mazda CX-30 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-30 $294 $566 $398 $1,416
2023 Mazda CX-30 $284 $552 $416 $1,410
2022 Mazda CX-30 $274 $530 $430 $1,392
2021 Mazda CX-30 $260 $512 $442 $1,372
2020 Mazda CX-30 $250 $474 $452 $1,334

Rates are averaged for all Mazda CX-30 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mazda CX-30 Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a recap of the concepts that were touched on in the above illustrations.

  • Higher risk drivers that have major violations or accidents pay on average $1,610 more per year to insure a Mazda CX-30
  • Drivers under the age of 20 are the costliest to insure, costing up to $436 a month including comprehensive and collision insurance
  • You may be able to save around $170 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $525 each year
  • You may be able to save around $170 per year just by quoting early and online

Rates by Driver Age

Mazda CX-30 Insurance Rates by Driver Age
Driver Age Premium
16 $5,230
20 $3,188
30 $1,424
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-30 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,552
$500 $1,372
$1,000 $1,196

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-30 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,460
100/300 $1,571
250/500 $1,858
100 CSL $1,505
300 CSL $1,748
500 CSL $1,925

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-30 Insurance Rates for High Risk Drivers
Age Premium
16 $7,454
20 $5,086
30 $3,044
40 $2,986
50 $2,854
60 $2,828

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $101
5-yr Claim Free $89
Paid in Full/EFT $62
Advance Quote $68
Online Quote $97
Total Discounts $585
Rate after discounts $787

Discounts are estimated and may not be available from every company or in every state.

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