Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,392 a year for full coverage insurance. Comprehensive costs around $274 a year, collision insurance costs $530, and liability coverage costs $430. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs around $3,024. Teen drivers pay the highest rates at up to $5,264 a year.

Average premium for full coverage: $1,392

Price estimates for individual coverage:

Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and CX-30 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above illustrate why it is important to compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-30 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $797
• Drivers who choose higher $1,000 deductibles will pay about $1,210 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,392
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,748
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,024
• The price that insures a teenage driver can be $5,264 a year

View Chart as Image

Car insurance prices for a Mazda CX-30 are also quite variable based on the trim level of your CX-30, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,880 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $540 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Mazda CX-30 Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a positive credit history, not filing small claims, and consideration of higher deductibles. Shop around at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a summary of the data covered above.

• Consumers who may need higher levels of liability will pay about $470 annually to go from a low limit to the 250/500 level
• It is possible to save up to $170 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $550 each year
• Teenage drivers are the costliest to insure, as much as $439 a month if full coverage is purchased