Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,372 a year including full coverage. Comprehensive costs approximately $260 each year, collision insurance costs $512, and liability insurance costs $442. A policy with just liability insurance costs as little as $496 a year, and coverage for high-risk drivers costs around $2,986. Teen drivers pay the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Price estimates by individual coverage:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and CX-30 models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $787
• Drivers who choose higher $1,000 deductibles will pay $176 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,372
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,712
• High risk drivers with multiple violations and an at-fault accident could pay around $2,986
• The price that insures a teen driver can cost $5,230 a year

View Chart as Image

Insurance prices for a Mazda CX-30 are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,960 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $520 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Mazda CX-30 Insurance

Getting lower rates on Mazda CX-30 insurance not only requires having a good driving record, but also having above-average credit, being claim-free, and possibly raising deductibles. Shop around at least once a year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The next list is a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save around $170 per year just by quoting online in advance
• High-risk drivers that tend to have accidents or serious violations will likely pay on average $1,610 more per year to buy Mazda CX-30 insurance
• Increasing physical damage deductibles can save approximately $525 each year
• Drivers age 20 and younger are expensive to insure, possibly costing $436 a month if full coverage is included