Mazda CX-30 Insurance Rates

The average insurance rates for a Mazda CX-30 are $1,372 a year with full coverage. Comprehensive costs approximately $260 each year, collision insurance costs $512, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $2,986. Teenage drivers cost the most to insure at up to $5,230 a year.

Average premium for full coverage: $1,372

Policy rates by type of insurance:

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and CX-30 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Mazda CX-30 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $787
• Drivers who choose higher $1,000 deductibles will pay $176 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,372
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,712
• Drivers who are prone to accidents and violations could pay around $2,986
• Policy cost that insures a 16-year-old driver can cost $5,230 a year

View Chart as Image

Auto insurance rates for a Mazda CX-30 also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,200 a year. View Rates by Age

Your home state makes a big difference in Mazda CX-30 insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $520 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Mazda CX-30 Insurance

Finding cheaper rates on insurance for a Mazda CX-30 not only requires being a low-risk driver, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Compare prices once a year by requesting quotes from direct companies, and also from local insurance agencies.

The items below are a quick review of the data that was raised in the charts and tables above.

• You may be able to save around $170 per year just by quoting online in advance
• Insureds who purchase more liability coverage will pay an extra $490 every year to go from a 30/60 limit to the 250/500 level
• Teen drivers have the highest car insurance rates, as much as $436 each month if the policy includes full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,610 more per year to insure their CX-30