Mazda CX-30 Insurance Rates

Estimated insurance prices for a Mazda CX-30 are $1,372 every 12 months with full coverage. Comprehensive costs on average $260 a year, collision insurance costs $512, and liability insurance costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $2,986. 16-year-old drivers pay the most at up to $5,230 a year.

Average premium for full coverage: $1,372

Premium estimates by type of coverage:

Rates are based on $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and CX-30 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why it is important to compare rates based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $787
• Drivers who choose higher $1,000 deductibles will pay around $1,196 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,372
• Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,712
• High risk drivers with multiple tickets or accidents could pay upwards of $2,986
• An auto insurance policy to insure a teen driver may cost $5,230 a year

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Insurance prices for a Mazda CX-30 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your CX-30.

Opting for high physical damage deductibles could save up to $520 each year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Mazda CX-30 insurance rates. A 40-year-old driver could pay as low as $990 a year in states like New Hampshire, Ohio, and Utah, or at least $1,850 on average in Florida, Michigan, and New York.

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How to Shop for the Best Cheap Mazda CX-30 Insurance

Finding better rates on Mazda CX-30 insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The following is a quick review of the coverage data covered above.

• You may be able to save as much as $170 per year just by quoting early and online
• Increasing policy deductibles could save as much as $525 each year
• Teens pay higher prices, possibly costing $436 per month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,610 more each year for CX-30 insurance