Mazda CX-30 Insurance Rates

Average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $512, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs around $2,986. Teens receive the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Rate estimates broken down by individual coverage type:

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and CX-30 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These examples show why it is important to compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mazda CX-30 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $787
• Using higher $1,000 deductibles will save approximately $1,196 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,372
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,712
• High-risk insureds with serious driving violations could pay up to $2,986
• The cost that insures a 16-year-old driver can cost as much as $5,230 or more

View Chart as Image

Car insurance rates for a Mazda CX-30 can also vary considerably based on the trim level of your CX-30, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,200 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-30 insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,960 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $520 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Mazda CX-30 Insurance

Saving money on insurance for a Mazda CX-30 requires being a safe and courteous driver, having a positive credit history, eliminating unneeded coverage, and possibly higher deductibles. Compare rates every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a quick review of the material that was covered above.

• Insureds who want higher levels of liability will pay approximately $490 each year to increase from a minimum limit to the 250/500 level
• Teenage drivers have the highest car insurance rates, costing as high as $436 per month if full coverage is purchased
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,610 more annually for auto insurance
• Increasing deductibles can save approximately $525 each year