Mazda CX-30 Insurance Rates

U.S. average insurance rates for a Mazda CX-30 are $1,372 a year for full coverage. Comprehensive costs on average $260, collision insurance costs $512, and liability costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs around $2,986. 16-year-old drivers pay the highest rates at up to $5,230 a year.

Average premium for full coverage: $1,372

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different CX-30 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than congested cities. The price range example below illustrates how location helps determine car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mazda CX-30 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $787
• Drivers who choose higher $1,000 deductibles will pay around $176 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,372
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,712
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,986
• The price that insures a teen driver with full coverage may cost $5,230 a year

View Chart as Image

Car insurance prices for a Mazda CX-30 are also quite variable based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost as much as 44% to 130% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-30 insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or at least $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $520 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Mazda CX-30 Insurance

Getting lower rates on car insurance not only requires being safe and accident-free, but also having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Comparison shop every couple of years by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a brief review of the material that was covered in the charts and tables above.

• Policyholders who require more liability protection will pay around $490 each year to go from a low limit to the 250/500 level
• Youthful drivers are expensive to insure, with premiums as much as $436 a month if full coverage is purchased
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,610 more each year than a low-risk driver
• Increasing physical damage deductibles can save approximately $525 each year