Mazda CX-50 Insurance Rates

Estimated insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive costs on average $336 a year, collision insurance costs $626, and liability coverage costs around $372. A policy with only liability insurance costs as low as $438 a year, and a high-risk policy costs around $3,228. Teen drivers pay the most at up to $5,458 a year.

Average premium for full coverage: $1,492

Premium estimates by type of coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and CX-50 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $850
• Using higher $1,000 deductibles will save around $1,272 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,492
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,916
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,228
• An auto insurance policy for full coverage for a teenage driver may cost $5,458 or more

View Chart as Image

Car insurance prices for a Mazda CX-50 also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-50 insurance rates. A driver around age 40 might see prices as low as $1,070 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,010 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut prices by as much as $650 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than average. View High Risk Driver Rates

How to Find the Best Cheap Mazda CX-50 Insurance

Finding better rates on auto insurance requires having a decent driving record, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to compare rates every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a quick review of the coverage data covered in the above illustrations.

• You may be able to save as much as $180 per year just by quoting early and online
• Increasing policy deductibles can save around $650 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $455 per month if full coverage is included
• Drivers with a DUI or reckless driving violation may be required to pay an average of $1,740 more each year than a driver with a clean driving record