Mazda CX-50 Insurance Rates

U.S. average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage. Comprehensive insurance costs an estimated $336 a year, collision insurance costs $626, and liability coverage costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,228 or more. Teen drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and CX-50 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

The ranges above show why it is important to compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mazda CX-50 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $850
• Drivers who choose higher $1,000 deductibles will pay approximately $1,272 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,492
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $424 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,228
• The price for full coverage for a teenage driver can cost as much as $5,458 a year

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Insurance prices for a Mazda CX-50 are also quite variable based on your driving record, the trim level of your CX-50, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or as much as $2,130 on average in New York, Louisiana, and Michigan.

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Choosing high deductibles could save up to $650 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,800 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 135% more than average. View High Risk Driver Rates

How to Find Affordable Mazda CX-50 Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a brief review of the car insurance concepts touched on above.

• Drivers with DUI or reckless driving convictions pay an average of $1,740 more annually to insure a Mazda CX-50
• Drivers can save approximately $180 per year just by quoting early and online
• Increasing physical damage deductibles can save around $650 each year
• Consumers who want increased liability limits will pay about $410 each year to go from a low limit to 250/500 limits