Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive insurance costs approximately $336 a year, collision insurance costs $626, and liability insurance costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,228 or more. Teens receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and CX-50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These examples demonstrate why it is important to compare rates using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Mazda CX-50 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $850
• Drivers who choose higher $1,000 deductibles will pay $1,272 annually
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,492
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $424 a year
• High risk drivers with serious driving violations could pay around $3,228
• The cost for full coverage for a teen driver can cost $5,458 a year

View Chart as Image

Insurance rates for a Mazda CX-50 can also vary considerably based on your driver profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,010 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $650 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Right Mazda CX-50 Insurance

Saving money on Mazda CX-50 insurance not only requires having a good driving record, but also having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a quick rundown of the data covered above.

• Drivers who purchase increased levels of liability coverage will pay approximately $410 every year to go from a minimum limit to 250/500 limits
• You may be able to save around $180 per year just by quoting early and online
• Increasing deductibles can save around $650 each year
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $455 per month including comprehensive and collision insurance