Mazda CX-50 Insurance Rates

U.S. average insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive insurance costs an estimated $336, collision insurance costs $626, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,228 or more. Teen drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates broken down by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different CX-50 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Mazda CX-50 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $850
• Drivers who choose higher $1,000 deductibles will pay approximately $220 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,492
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $424 annually
• Drivers with multiple violations and an at-fault accident could pay up to $3,228
• The price for full coverage for a 16-year-old driver with full coverage can cost as much as $5,458 a year

View Chart as Image

Insurance prices for a Mazda CX-50 are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with a clean driving record and high deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-50 insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,010 on average in New York, Michigan, and Florida.

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Choosing high deductibles could save up to $650 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,800 to $2,400 extra each year, depending on your age. High-risk driver insurance can cost from 44% to 135% more than average. View High Risk Driver Rates

How to Find Low Cost Mazda CX-50 Insurance

Getting lower rates on insurance for a Mazda CX-50 not only requires being a safe and courteous driver, but also maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by getting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a review of the data illustrated above.

• Insureds who want higher levels of liability will pay about $410 every year to go from a low limit to 250/500 limits
• You may be able to save approximately $180 per year just by shopping early and online
• Increasing physical damage deductibles can save around $650 each year
• Teenage drivers are charged the highest prices, costing up to $455 a month for full coverage