Mazda CX-50 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-50 are $1,492 annually for full coverage. Comprehensive costs an estimated $336, collision insurance costs $626, and liability is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs around $3,228. 16-year-old drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates broken down by individual coverage:

Price estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for different CX-50 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have fewer accident claims than congested cities. The price range example below illustrates how location impacts insurance prices.

The ranges above show why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Mazda CX-50 insurance rates for other coverage scenarios.

• The best full coverage rate is $850
• Choosing higher $1,000 deductibles can save approximately $220 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,492
• Buying more expensive low deductibles for comp and collision coverage will cost $1,916
• Higher-risk drivers with multiple tickets or accidents could pay up to $3,228
• The price with full coverage for a 16-year-old driver with full coverage can cost as much as $5,458 each year

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Insurance prices for a Mazda CX-50 are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,800 to $2,400 additional each year, depending on your age. High-risk driver insurance ranges from 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $650 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Mazda CX-50 insurance prices. A good driver about age 40 could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or at least $2,130 on average in New York, Louisiana, and Michigan.

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How to Buy Cheaper Mazda CX-50 Insurance

Getting lower rates on insurance for a Mazda CX-50 takes being a low-risk driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every other policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the ideas that were touched on above.

• Teen drivers are expensive to insure, with premiums as much as $455 a month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,740 more annually to insure their CX-50
• Increasing physical damage deductibles could save up to $650 each year
• Drivers can save approximately $180 per year just by shopping early and online