Mazda CX-50 Insurance Rates

U.S. average insurance prices for a Mazda CX-50 are $1,492 every 12 months for full coverage insurance. Comprehensive costs an estimated $336, collision insurance costs $626, and liability insurance costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $3,228. Teen drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates broken down by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different CX-50 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Mazda CX-50 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $850
• Drivers who choose higher $1,000 deductibles will pay approximately $220 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,492
• Choosing more expensive low deductibles for comprehensive and collision insurance increases the price to $1,916
• High risk drivers with multiple violations and an at-fault accident could pay up to $3,228
• The price to insure a teen driver with full coverage can cost as much as $5,458 a year

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Insurance prices for a Mazda CX-50 are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $650 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $5,400 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,800 to $2,400 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,010 on average in Florida, New York, and Michigan.

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How to Shop for the Best Cheap Mazda CX-50 Insurance

Getting lower rates on Mazda CX-50 insurance not only requires avoiding accidents and violations, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at every policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a quick review of the data covered above.

• Drivers who want higher liability limits will pay about $410 annually to go from a low limit to a 250/500 level
• It is possible to save approximately $180 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $650 each year
• Teenagers are charged the highest prices, as much as $455 a month if they have full coverage