Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage insurance. Comprehensive costs an estimated $336 a year, collision insurance costs $626, and liability insurance is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $3,228. Teens receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates broken down by individual coverage type:

Full coverage includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and CX-50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Mazda CX-50 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $850
• Raising to $1,000 deductibles will save approximately $1,272 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,492
• Selecting low $100 deductibles will increase the cost to $1,916
• Higher-risk drivers with serious driving violations could pay up to $3,228
• The cost for full coverage for a teen driver can cost as much as $5,458

View Chart as Image

Auto insurance rates for a Mazda CX-50 can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,400 a year. View Rates by Age

Where you live also has a big influence on Mazda CX-50 insurance rates. A middle-age driver might find rates as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,010 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $650 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,800 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Mazda CX-50 Insurance

Saving money on Mazda CX-50 insurance consists of being a low-risk driver, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a summary of the ideas that were covered in the charts and tables above.

• Teen drivers are the costliest to insure, costing up to $455 per month if they have full coverage
• High-risk drivers who have multiple accidents or major violations pay on average $1,740 more annually to insure their CX-50
• Increasing deductibles can save around $650 each year
• It is possible to save approximately $180 per year just by quoting early and online