Mazda CX-50 Insurance Rates

The average insurance prices for a Mazda CX-50 are $1,492 every 12 months for full coverage. Comprehensive insurance costs an estimated $336, collision insurance costs $626, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $3,228 or more. Teens cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,492

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different CX-50 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mazda CX-50 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $850
• Drivers who choose higher $1,000 deductibles will pay approximately $220 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,492
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $424 each year
• High-risk insureds with serious driving violations could pay up to $3,228
• Policy cost to insure a teenage driver with full coverage can cost as much as $5,458 a year

View Chart as Image

Car insurance rates for a Mazda CX-50 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $650 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,130 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Low Cost Mazda CX-50 Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct carriers, and also from several local insurance agents.

The following items are a review of the car insurance concepts covered above.

• Drivers who have several accidents or serious violations pay on average $1,740 more annually than a driver with a clean driving record
• Drivers can save approximately $180 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $650 each year
• Consumers who want additional liability coverage will pay approximately $410 each year to go from a 30/60 limit to a 250/500 level