Mazda CX-50 Insurance Rates

Average insurance prices for a Mazda CX-50 are $1,492 every 12 months for full coverage. Comprehensive insurance costs around $336, collision insurance costs $626, and liability coverage costs $372. Liability-only coverage costs as little as $438 a year, and high-risk coverage costs $3,228 or more. Teens receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates for individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all CX-50 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.

These examples show why everyone should compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Mazda CX-50 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $850
• Drivers who choose higher $1,000 deductibles will pay about $220 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,492
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $424 each year
• High-risk insureds with serious driving violations could pay at least $3,228
• The cost to insure a teenage driver for full coverage can be $5,458 a year

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Car insurance rates for a Mazda CX-50 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $650 a year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,800 to $2,400 extra per year, depending on your age. Mazda CX-50 insurance for high-risk drivers can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,130 on average in Michigan, Louisiana, and New York.

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How to Shop for More Affordable Mazda CX-50 Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Make time to compare rates at least every other year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the car insurance concepts touched on in this article.

• Drivers who have multiple accidents or major violations may pay on average $1,740 more every year for auto insurance
• Drivers can save up to $180 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $650 each year
• Consumers who may need higher levels of liability will pay approximately $410 each year to go from a minimum limit to a 250/500 level