Mazda CX-50 Insurance Rates

Average auto insurance rates for a Mazda CX-50 are $1,492 annually including full coverage. Comprehensive insurance costs on average $336 a year, collision insurance costs $626, and liability insurance costs $372. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs $3,228 or more. 16-year-old drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and CX-50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

These examples highlight why it is important to compare rates based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $850
• Drivers who choose higher $1,000 deductibles will pay around $1,272 every year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,492
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $424 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $3,228
• The cost with full coverage for a teen driver may cost $5,458 a year

View Chart as Image

Auto insurance rates for a Mazda CX-50 can also vary considerably based on the trim level of your CX-50, your driving characteristics, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $5,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,800 to $2,400 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $650 each year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,130 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy the Right Mazda CX-50 Insurance

Saving money on Mazda CX-50 insurance not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save as much as $180 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions pay on average $1,740 more each year than a low-risk driver
• Increasing deductibles could save up to $650 each year
• Youthful drivers are charged the highest rates, as much as $455 per month if full coverage is included