Mazda CX-50 Insurance Rates

The average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage insurance. Comprehensive insurance costs an estimated $336 a year, collision costs $626, and liability costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $3,228 or more. Teenage drivers cost the most to insure at $5,458 a year or more.

Average premium for full coverage: $1,492

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and CX-50 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above illustrate why it is important to compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Mazda CX-50 insurance rates for other coverage scenarios.

• The best discount rate is $850
• Using higher $1,000 deductibles will save approximately $1,272 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,492
• Using low $100 deductibles for physical damage coverage will cost an additional $424 every year
• Drivers who are prone to accidents and violations could pay up to $3,228 or more
• Policy cost that insures a teen driver can cost as much as $5,458 or more

View Chart as Image

Auto insurance rates for a Mazda CX-50 also range considerably based on the trim level of your CX-50, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,800 to $2,400 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,400 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-50 insurance prices. A driver around age 40 might see rates as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,010 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $650 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

How to Find the Best Mazda CX-50 Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare prices at every other renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

The items below are a brief recap of the concepts that were covered in the above illustrations.

• Higher risk drivers who tend to receive serious violations may have to pay on average $1,740 more annually to insure their CX-50
• Teen drivers are the costliest to insure, possibly costing $455 each month if the policy includes full coverage
• It is possible to save approximately $180 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $650 each year
• It is possible to save approximately $180 per year simply by quoting early and online