Mazda CX-50 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-50 are $1,492 annually with full coverage. Comprehensive costs on average $336, collision insurance costs $626, and liability insurance costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs around $3,228. Teens pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all CX-50 models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have fewer collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $850
• Using higher $1,000 deductibles will save around $220 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,492
• Selecting pricier low deductibles for physical damage coverage will cost $1,916
• Drivers with serious driving violations could pay upwards of $3,228
• The price with full coverage for a teen driver for full coverage may cost $5,458 or more

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Auto insurance prices for a Mazda CX-50 are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,800 to $2,400 in extra premium each year, depending on your age. Mazda CX-50 insurance for high-risk drivers can be anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $650 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda CX-50 insurance rates. A driver around age 40 might see prices as low as $1,070 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,010 on average in Florida, Michigan, and New York.

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How to Buy the Right Mazda CX-50 Insurance

Getting lower rates on Mazda CX-50 insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a quick rundown of the coverage data covered above.

• You may be able to save as much as $180 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $650 each year
• Drivers age 16 to 20 are charged the highest prices, costing up to $455 a month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,740 more each year than a safer driver