Mazda CX-50 Insurance Rates

Estimated insurance rates for a Mazda CX-50 are $1,492 a year for full coverage. Comprehensive costs around $336 a year, collision insurance costs $626, and liability coverage costs around $372. A policy with only liability insurance costs as low as $438 a year, and a high-risk policy costs around $3,228. 16-year-old drivers pay the most at up to $5,458 a year.

Average premium for full coverage: $1,492

Premium estimates for type of coverage:

Prices are based on $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and CX-50 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences show why it is important to compare prices for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mazda CX-50 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $850
• Using higher $1,000 deductibles will save about $1,272 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,492
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,916
• Higher-risk drivers with multiple tickets or accidents could pay at least $3,228
• An auto insurance policy for full coverage for a teenage driver can be $5,458 or more

View Chart as Image

Car insurance prices for a Mazda CX-50 also have a wide range based on your driving characteristics, the trim level of your CX-50, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-50 insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Idaho, Maine, and Iowa, or at least $2,130 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $650 a year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,800 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 135% more than the average rate. View High Risk Driver Rates

How to Find Affordable Mazda CX-50 Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, not filing small claims, and consideration of higher deductibles. Make time to compare rates every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a brief review of the material that was touched on in this article.

• Consumers who may need higher liability limits will pay around $410 each year to increase from 30/60 bodily injury limits to 250/500 limits
• Teens are the costliest to insure, as much as $455 per month if full coverage is included
• Drivers with DUI or reckless driving convictions may be required to pay an average of $1,740 more every year for CX-50 insurance
• Increasing policy deductibles can save around $650 each year