Mazda CX-50 Insurance Rates

The average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage. Comprehensive insurance costs on average $336 each year, collision insurance costs $626, and liability is $372. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs $3,228 or more. Teenage drivers cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,492

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and CX-50 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The best discount rate is $850
• Raising to $1,000 deductibles will save around $220 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,492
• Using low deductibles will cost an extra $424 annually
• Drivers who are prone to accidents and violations could pay upwards of $3,228
• Policy cost for full coverage for a 16-year-old driver may cost $5,458

View Chart as Image

Auto insurance rates for a Mazda CX-50 also range considerably based on your risk profile, the trim level of your CX-50, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $5,400 a year. View Rates by Age

Your home state also has a big influence on Mazda CX-50 insurance prices. A middle-age driver might find rates as low as $980 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,130 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $650 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find the Right Mazda CX-50 Insurance

Finding cheaper rates on insurance for a Mazda CX-50 consists of having a decent driving record, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least every other year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following items are a quick rundown of the car insurance concepts touched on above.

• Drivers considered higher risk with reckless driving or DUI convictions will pay on average $1,740 more each year than a driver with a clean driving record
• Drivers can save as much as $180 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $650 each year
• Insureds who require additional liability coverage will pay an extra $410 each year to raise from a 30/60 limit to 250/500 limits