Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage insurance. Comprehensive costs approximately $336 each year, collision insurance costs $626, and liability coverage is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $3,228. Teen drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and CX-50 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Mazda CX-50 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $850
• Choosing higher $1,000 deductibles can save $220 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,492
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,916
• Drivers with multiple violations and an at-fault accident could pay around $3,228
• The cost for full coverage for a teenage driver can cost $5,458 each year

View Chart as Image

Car insurance rates for a Mazda CX-50 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,400 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $5,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Mazda CX-50 insurance rates. A good driver about age 40 could pay as low as $980 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,010 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $650 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,800 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 135% more than average. View High Risk Driver Rates

How to Find More Affordable Mazda CX-50 Insurance

Saving money on auto insurance takes being a good driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following list is a summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save around $180 per year just by quoting online in advance
• Drivers who have multiple accidents or major violations may pay on average $1,740 more per year than a safer driver
• Increasing deductibles can save around $650 each year
• Drivers age 16 to 20 pay the highest auto insurance rates, costing up to $455 per month if full coverage is included