Mazda CX-50 Insurance Rates

The average auto insurance rates for a Mazda CX-50 are $1,492 annually for full coverage. Comprehensive costs on average $336 a year, collision costs $626, and liability insurance costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing around $3,228. Teens cost the most to insure at $5,458 a year or more.

Average premium for full coverage: $1,492

Policy rates by type of insurance:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and CX-50 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates how location impacts car insurance rates.

The examples above show why it is important to compare rates based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $850
• Drivers who choose higher $1,000 deductibles will pay around $1,272 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,492
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,916
• High risk drivers with serious driving violations could pay upwards of $3,228 or more
• Policy cost with full coverage for a teen driver may cost $5,458 a year

View Chart as Image

Insurance rates for a Mazda CX-50 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,400 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $650 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,130 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company calculates rates differently, and rates will be varied between companies.

How to Buy the Best Mazda CX-50 Insurance

Finding cheaper rates on Mazda CX-50 insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a brief recap of the ideas that were touched on above.

• Teen drivers pay higher rates, costing up to $455 each month if they have full coverage
• High-risk drivers who tend to receive serious violations may be required to pay an average of $1,740 more each year to insure their CX-50
• Increasing comprehensive and collision deductibles could save up to $650 each year
• Drivers can save as much as $180 per year simply by quoting early and online