Mazda CX-50 Insurance Rates

Estimated insurance prices for a Mazda CX-50 are $1,492 every 12 months with full coverage. Comprehensive costs on average $336 each year, collision insurance costs $626, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $3,228. 16-year-old drivers pay the most at up to $5,458 a year.

Average premium for full coverage: $1,492

Premium estimates by type of coverage:

Prices include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and CX-50 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than congested cities. The graphic below illustrates how your location can change car insurance rates.

These rate differences demonstrate why all drivers should get quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $850
• Choosing higher $1,000 deductibles can save around $220 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,492
• Buying low deductibles for comp and collision coverage increases the price to $1,916
• High-risk insureds with multiple tickets or accidents could pay upwards of $3,228
• An auto insurance policy to insure a teen driver may cost $5,458 each year

View Chart as Image

Auto insurance prices for a Mazda CX-50 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your CX-50.

Opting for high physical damage deductibles can save as much as $650 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,800 to $2,400 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda CX-50 insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like New Hampshire, Ohio, and Utah, or at least $2,010 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Mazda CX-50 Insurance

Finding better rates on Mazda CX-50 insurance takes not taking risks behind the wheel, having a good credit score, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around at every policy renewal by requesting rates from direct companies, and also from local exclusive and independent agents.

The following is a quick rundown of the data illustrated above.

• Drivers who require higher liability limits will pay around $410 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save as much as $180 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $650 each year
• Teens are charged the highest prices, possibly costing $455 per month if comprehensive and collision insurance is included