Mazda CX-50 Insurance Rates

U.S. average insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive insurance costs approximately $336 a year, collision insurance costs $626, and liability is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs $3,228 or more. Teenage drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and CX-50 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why it is important to get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Mazda CX-50 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $850
• Choosing higher $1,000 deductibles can save $1,272 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,492
• Using low $100 deductibles for comp and collision coverage will cost an extra $424 every year
• Unlucky drivers who are prone to accidents and violations could pay around $3,228
• The price for full coverage for a teen driver can cost $5,458 each year

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Insurance prices for a Mazda CX-50 are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-50 insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,010 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles can save as much as $650 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,800 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Mazda CX-50 Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every year by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The items below are a brief summary of the coverage data covered above.

• You may be able to save around $180 per year just by quoting early and online
• Increasing physical damage deductibles can save around $650 each year
• Teen drivers are the costliest to insure, costing up to $455 a month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,740 more per year to insure their CX-50