Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage. Comprehensive costs around $336 a year, collision insurance costs $626, and liability costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $3,228. 16-year-old drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and CX-50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.

These examples show why it is important to compare prices for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Mazda CX-50 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $850
• Using higher $1,000 deductibles will save about $1,272 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,492
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,916
• High-risk insureds with multiple tickets or accidents could pay at least $3,228
• The cost that insures a 16-year-old driver can be $5,458 or more

View Chart as Image

Insurance rates for a Mazda CX-50 can also vary considerably based on the trim level of your CX-50, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,400 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-50 insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Idaho, Maine, and Iowa, or at least $2,130 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $650 annually, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Mazda CX-50 Insurance

Saving money on insurance for a Mazda CX-50 requires having a decent driving record, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Comparison shop at least once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a condensed summary of the primary concepts that were covered in the charts and tables above.

• Drivers can save up to $180 per year just by quoting early and online
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,740 more every year than a driver with a clean driving record
• Increasing deductibles can save approximately $650 each year
• 16 to 18-year-old drivers pay higher rates, costing as high as $455 per month if full coverage is included