Mazda CX-50 Insurance Rates

U.S. average insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive insurance costs around $336 each year, collision insurance costs $626, and liability is estimated at $372. A policy with just liability insurance costs approximately $438 a year, and coverage for high-risk drivers costs $3,228 or more. 16-year-old drivers pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and CX-50 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how location impacts auto insurance rates.

The ranges above highlight why all drivers should get quotes for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mazda CX-50 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $850
• Choosing higher $1,000 deductibles can save about $220 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,492
• Buying low deductibles for comp and collision coverage will cost an additional $424 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $3,228
• The price that insures a teen driver can be $5,458 each year

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Insurance prices for a Mazda CX-50 are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,800 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,400 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mazda CX-50 insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,130 on average in Michigan, New York, and Louisiana.

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Opting for high physical damage deductibles can save as much as $650 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Mazda CX-50 Insurance

Getting lower rates on car insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Comparison shop at least every other year by quoting rates from direct car insurance companies, and also from local insurance agencies.

The points below are a brief review of the car insurance concepts touched on above.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,740 more every year to insure a Mazda CX-50
• You may be able to save up to $180 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $650 each year
• Policyholders who may need increased liability limits will pay around $410 per year to raise limits from a low limit to the 250/500 level