Mazda CX-50 Insurance Rates

U.S. average insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive costs an estimated $336 each year, collision insurance costs $626, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs around $3,228. Teens pay the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and CX-50 models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.

The ranges above highlight why all drivers should compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Mazda CX-50 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $850
• Drivers who choose higher $1,000 deductibles will pay approximately $220 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,492
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,916
• Drivers with serious driving violations could pay up to $3,228
• The price for full coverage for a 16-year-old driver can cost as much as $5,458 a year

View Chart as Image

Insurance prices for a Mazda CX-50 are also quite variable based on your driving record, the model of your CX-50, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age

The state you live in makes a big difference in Mazda CX-50 insurance prices. A 40-year-old driver could pay as low as $1,140 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,130 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $650 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,800 to $2,400 extra each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Best Mazda CX-50 Insurance

Getting lower rates on insurance for a Mazda CX-50 not only requires being a low-risk driver, but also maintaining good credit, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a brief recap of the ideas that were illustrated above.

• Teen drivers are charged the highest prices, possibly costing $455 a month for full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,740 more annually to insure their CX-50
• Increasing physical damage deductibles can save around $650 each year
• You may be able to save approximately $180 per year just by quoting online in advance