Mazda CX-50 Insurance Rates

Estimated insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive insurance costs an estimated $336, collision costs $626, and liability costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $3,228 or more. Teenage drivers pay the most at $5,458 a year or more.

Average premium for full coverage: $1,492

Premium estimates broken down by type of coverage:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all CX-50 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on insurance prices.

These rate differences highlight why everyone should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Mazda CX-50 insurance rates for other coverage scenarios.

• The best discount rate is $850
• Using higher $1,000 deductibles will save approximately $220 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,492
• Using pricier low deductibles for physical damage coverage will cost an additional $424 every year
• Drivers who are prone to accidents and violations could pay up to $3,228 or more
• An auto insurance policy that insures a teen driver for full coverage can cost as much as $5,458 or more

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Insurance prices for a Mazda CX-50 also have a wide range based on the model of your CX-50, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,800 to $2,400 additional annually, depending on your age. Mazda CX-50 insurance for high-risk drivers can be as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,400 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-50 insurance prices. A driver around age 40 might see prices as low as $1,140 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,130 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles could cut prices by as much as $650 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

How to Find Cheap Mazda CX-50 Insurance

Finding better rates on car insurance requires having a good driving record, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The next list is a brief summary of the data touched on in this article.

• Policyholders who want increased levels of liability coverage will pay an extra $410 per year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save approximately $180 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $650 each year
• Drivers age 20 and younger are expensive to insure, with the cost nearing $455 per month if comprehensive and collision insurance is included