Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage. Comprehensive costs around $336 each year, collision insurance costs $626, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $3,228. Teenage drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and CX-50 models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location impacts auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Mazda CX-50 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $850
• Drivers who choose higher $1,000 deductibles will pay about $220 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,492
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,916
• High-risk insureds who are prone to accidents and violations could pay at least $3,228
• The cost for full coverage for a teenage driver can be $5,458 a year

View Chart as Image

Insurance rates for a Mazda CX-50 can also vary considerably based on your driver profile, the trim level of your CX-50, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $5,400 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,130 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $650 a year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,800 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Mazda CX-50 Insurance

Saving money on auto insurance not only requires being a good driver, but also maintaining good credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Spend time shopping around at least once a year by quoting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following list is a brief summary of the primary concepts that were touched on above.

• Drivers can save up to $180 per year just by quoting online in advance
• Drivers that tend to have accidents or serious violations may be required to pay an average of $1,740 more every year than a safer driver
• Increasing deductibles can save around $650 each year
• Drivers age 16 to 20 pay higher rates, costing as high as $455 per month for full coverage