Mazda CX-50 Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Mazda CX-50 are $1,492 a year with full coverage. Comprehensive costs an estimated $336, collision costs $626, and liability coverage is $372. Liability-only insurance costs around $438 a year, with high-risk driver insurance costing around $3,228. Teen drivers pay the most at $5,458 a year or more.

Average premium for full coverage: $1,492

Premium estimates broken down by type of coverage:

Comprehensive $336
Collision $626
Liability $372

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all CX-50 models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Mazda CX-50 go from as low as $438 for just liability coverage to the much higher price of $3,228 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,492
High Risk $3,228

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The example below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,119
Small Cities $1,567
Large Cities $2,014

These rate differences demonstrate why everyone should compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details estimated Mazda CX-50 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $850
  • Raising to $1,000 deductibles will save approximately $220 annually
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,492
  • Choosing pricier low deductibles will increase the cost to $1,916
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,228 or more
  • An auto insurance policy for full coverage for a teenage driver for full coverage can cost as much as $5,458

View Chart as Image

Mazda CX-50 insurance cost comparison chart
Column chart showing full coverage Mazda CX-50 insurance rates range from $850 to $5,458

Insurance prices for a Mazda CX-50 also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $5,400 a year. View Rates by Age

Where you choose to live also has a big influence on Mazda CX-50 insurance rates. A middle-age driver might find prices as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,010 on average in New York, Michigan, and Florida.

Mazda CX-50 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,346 -$146 -9.8%
Alaska $1,146 -$346 -23.2%
Arizona $1,236 -$256 -17.2%
Arkansas $1,492 -$0 0.0%
California $1,698 $206 13.8%
Colorado $1,424 -$68 -4.6%
Connecticut $1,532 $40 2.7%
Delaware $1,690 $198 13.3%
Florida $1,866 $374 25.1%
Georgia $1,378 -$114 -7.6%
Hawaii $1,070 -$422 -28.3%
Idaho $1,010 -$482 -32.3%
Illinois $1,112 -$380 -25.5%
Indiana $1,122 -$370 -24.8%
Iowa $1,006 -$486 -32.6%
Kansas $1,418 -$74 -5.0%
Kentucky $2,034 $542 36.3%
Louisiana $2,208 $716 48.0%
Maine $920 -$572 -38.3%
Maryland $1,230 -$262 -17.6%
Massachusetts $1,194 -$298 -20.0%
Michigan $2,590 $1,098 73.6%
Minnesota $1,248 -$244 -16.4%
Mississippi $1,786 $294 19.7%
Missouri $1,322 -$170 -11.4%
Montana $1,602 $110 7.4%
Nebraska $1,176 -$316 -21.2%
Nevada $1,788 $296 19.8%
New Hampshire $1,074 -$418 -28.0%
New Jersey $1,666 $174 11.7%
New Mexico $1,320 -$172 -11.5%
New York $1,570 $78 5.2%
North Carolina $858 -$634 -42.5%
North Dakota $1,220 -$272 -18.2%
Ohio $1,030 -$462 -31.0%
Oklahoma $1,532 $40 2.7%
Oregon $1,366 -$126 -8.4%
Pennsylvania $1,424 -$68 -4.6%
Rhode Island $1,990 $498 33.4%
South Carolina $1,352 -$140 -9.4%
South Dakota $1,258 -$234 -15.7%
Tennessee $1,308 -$184 -12.3%
Texas $1,796 $304 20.4%
Utah $1,104 -$388 -26.0%
Vermont $1,022 -$470 -31.5%
Virginia $894 -$598 -40.1%
Washington $1,152 -$340 -22.8%
West Virginia $1,368 -$124 -8.3%
Wisconsin $1,032 -$460 -30.8%
Wyoming $1,328 -$164 -11.0%

View Chart as Image

Mazda CX-50 insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $650 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,800 to $2,400 additional annually, depending on your age. Mazda CX-50 insurance for high-risk drivers is expensive and can cost around 44% to 135% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.

Mazda CX-50 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-50 $320 $600 $390 $1,468

Rates are averaged for all Mazda CX-50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Mazda CX-50 Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a good credit history, being claim-free, and maximizing policy discounts. Set aside time to shop around at every other renewal by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief review of the concepts that were raised in the charts and tables above.

  • Drivers with DUI or reckless driving convictions may pay on average $1,740 more annually than a driver with a clean driving record
  • 16 to 18-year-old drivers are expensive to insure, possibly costing $455 per month including comprehensive and collision insurance
  • You may be able to save approximately $180 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $650 each year
  • You may be able to save approximately $180 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Mazda CX-50 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,446
30 $1,564
40 $1,492
50 $1,362
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-50 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,916
$250 $1,718
$500 $1,492
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-50 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,492
50/100 $1,566
100/300 $1,659
250/500 $1,901
100 CSL $1,604
300 CSL $1,808
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-50 Insurance Rates for High Risk Drivers
Age Premium
16 $7,808
20 $5,478
30 $3,306
40 $3,228
50 $3,078
60 $3,050

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $75
Online Quote $107
Total Discounts $642
Rate after discounts $850

Discounts are estimated and may not be available from every company or in every state.

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