Mazda CX-7 Insurance Rates

Estimated insurance rates for a Mazda CX-7 are $964 a year including full coverage. Comprehensive insurance costs an estimated $158 a year, collision costs $188, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,068 or more. Teen drivers pay the most at $3,900 a year or more.

Average premium for full coverage: $964

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-7 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

These rate differences highlight why it is important to compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $591
• Using higher $1,000 deductibles will save approximately $884 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $964
• Choosing low $100 deductibles for physical damage coverage will cost an additional $150 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,068 or more
• An auto insurance policy that insures a teenage driver can cost as much as $3,900 or more

View Chart as Image

Auto insurance prices for a Mazda CX-7 also have a wide range based on the trim level of your CX-7, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,100 to $1,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 41% to 127% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda CX-7 insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,380 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $230 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mazda CX-7 Insurance

Finding better rates on auto insurance requires avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Shop around every year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a quick rundown of the coverage data covered in the charts and tables above.

• You may be able to save approximately $110 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $225 each year
• Drivers under the age of 20 are the costliest to insure, with the cost nearing $325 per month if the policy includes full coverage
• Drivers with reckless driving or DUI convictions could be charged and average of $1,100 more annually to insure a Mazda CX-7