Mazda CX-7 Insurance Rates
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UPDATED: Jun 3, 2024
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The average insurance prices for a Mazda CX-7 are $1,044 every 12 months for full coverage. Comprehensive costs an estimated $176 each year, collision costs $236, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,246. Teens cost the most to insure at $4,174 a year or more.
Average premium for full coverage: $1,044
Policy rates broken down by type of insurance:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and CX-7 models.
Price Range Variability
For the normal driver, Mazda CX-7 insurance rates go from the cheapest price of $522 for minimum levels of liability insurance to a high rate of $2,246 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects insurance prices.
The examples above show why all drivers should compare rates for a targeted area and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Mazda CX-7 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $632
- Drivers who choose higher $1,000 deductibles will pay approximately $94 a year
- The average price for a good driver age 40 who has $500 deductibles is $1,044
- Selecting low deductibles for comprehensive and collision insurance increases the price to $1,222
- High-risk insureds with serious driving violations could pay up to $2,246 or more
- Policy cost to insure a teenage driver can cost as much as $4,174 a year
Insurance rates for a Mazda CX-7 also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could save up to $280 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,200 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 128% more than the average policy. View High Risk Driver Rates
Your home state makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,490 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $996 | -$48 | -4.6% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,182 | $138 | 13.2% |
| Florida | $1,306 | $262 | 25.1% |
| Georgia | $964 | -$80 | -7.7% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $706 | -$338 | -32.4% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $786 | -$258 | -24.7% |
| Iowa | $706 | -$338 | -32.4% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,426 | $382 | 36.6% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $874 | -$170 | -16.3% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,122 | $78 | 7.5% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $752 | -$292 | -28.0% |
| New Jersey | $1,168 | $124 | 11.9% |
| New Mexico | $924 | -$120 | -11.5% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $996 | -$48 | -4.6% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $914 | -$130 | -12.5% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $932 | -$112 | -10.7% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every company calculates rates differently, and rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mazda CX-7 SV 2WD | $990 | $83 |
| Mazda CX-7 Sport 2WD | $1,012 | $84 |
| Mazda CX-7 Touring 2WD | $1,030 | $86 |
| Mazda CX-7 Touring 4WD | $1,052 | $88 |
| Mazda CX-7 Grand Touring 2WD | $1,086 | $91 |
| Mazda CX-7 Grand Touring 4WD | $1,086 | $91 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mazda CX-7 | $190 | $258 | $478 | $1,084 |
| 2011 Mazda CX-7 | $176 | $236 | $474 | $1,044 |
| 2010 Mazda CX-7 | $166 | $214 | $474 | $1,012 |
| 2007 Mazda CX-7 | $156 | $178 | $452 | $944 |
Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Mazda CX-7 Insurance
Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at least every other year by getting quotes from direct carriers, and also from several local insurance agents.
The list below is a summary of the car insurance concepts presented in the illustrations above.
- Drivers who have multiple accidents or major violations pay on average $1,200 more annually for car insurance
- Drivers can save approximately $120 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles could save as much as $275 each year
- Consumers who want higher liability limits will pay approximately $520 each year to go from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,174 |
| 20 | $2,384 |
| 30 | $1,064 |
| 40 | $1,044 |
| 50 | $958 |
| 60 | $938 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,181 |
| 100/300 | $1,299 |
| 250/500 | $1,607 |
| 100 CSL | $1,228 |
| 300 CSL | $1,489 |
| 500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,886 |
| 20 | $3,804 |
| 30 | $2,266 |
| 40 | $2,246 |
| 50 | $2,148 |
| 60 | $2,124 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $412 |
Discounts are estimated and may not be available from every company or in every state.
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