Mazda CX-7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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The average insurance rates for a Mazda CX-7 are $964 a year for full coverage. Comprehensive insurance costs on average $158 a year, collision insurance costs $188, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,068 or more. Teen drivers cost the most to insure at up to $3,900 a year.

Average premium for full coverage: $964

Policy rates by type of insurance:

Comprehensive $158
Collision $188
Liability $460

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and CX-7 trim levels.

Price Range Variability

For the average driver, Mazda CX-7 insurance rates range from as low as $510 for just the minimum liability insurance to a high of $2,068 for a high-risk driver policy.

Liability Only $510
Full Coverage $964
High Risk $2,068

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location impacts car insurance rates.

Rural Areas $723
Small Cities $1,012
Large Cities $1,301

The examples above show why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Mazda CX-7 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $591
  • Using higher $1,000 deductibles will save around $884 a year
  • The average rate for a good driver age 40 with $500 deductibles is $964
  • Choosing low $100 deductibles for physical damage coverage will cost an extra $150 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,068
  • Policy cost for full coverage for a 16-year-old driver may cost $3,900 or more

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing Mazda CX-7 insurance prices range from $591 to $3,900 for full coverage

Car insurance rates for a Mazda CX-7 also range considerably based on your risk profile, the trim level of your CX-7, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-7 insurance prices. A driver around age 40 might see rates as low as $640 a year in states like Idaho, Maine, and Iowa, or as much as $1,380 on average in Michigan, Louisiana, and New York.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $874 -$90 -9.3%
Alaska $740 -$224 -23.2%
Arizona $802 -$162 -16.8%
Arkansas $964 -$0 0.0%
California $1,098 $134 13.9%
Colorado $924 -$40 -4.1%
Connecticut $990 $26 2.7%
Delaware $1,092 $128 13.3%
Florida $1,206 $242 25.1%
Georgia $890 -$74 -7.7%
Hawaii $692 -$272 -28.2%
Idaho $654 -$310 -32.2%
Illinois $718 -$246 -25.5%
Indiana $726 -$238 -24.7%
Iowa $650 -$314 -32.6%
Kansas $916 -$48 -5.0%
Kentucky $1,316 $352 36.5%
Louisiana $1,426 $462 47.9%
Maine $596 -$368 -38.2%
Maryland $794 -$170 -17.6%
Massachusetts $772 -$192 -19.9%
Michigan $1,676 $712 73.9%
Minnesota $808 -$156 -16.2%
Mississippi $1,154 $190 19.7%
Missouri $854 -$110 -11.4%
Montana $1,036 $72 7.5%
Nebraska $760 -$204 -21.2%
Nevada $1,156 $192 19.9%
New Hampshire $696 -$268 -27.8%
New Jersey $1,080 $116 12.0%
New Mexico $854 -$110 -11.4%
New York $1,016 $52 5.4%
North Carolina $556 -$408 -42.3%
North Dakota $790 -$174 -18.0%
Ohio $668 -$296 -30.7%
Oklahoma $990 $26 2.7%
Oregon $884 -$80 -8.3%
Pennsylvania $920 -$44 -4.6%
Rhode Island $1,288 $324 33.6%
South Carolina $874 -$90 -9.3%
South Dakota $814 -$150 -15.6%
Tennessee $844 -$120 -12.4%
Texas $1,162 $198 20.5%
Utah $714 -$250 -25.9%
Vermont $660 -$304 -31.5%
Virginia $578 -$386 -40.0%
Washington $746 -$218 -22.6%
West Virginia $884 -$80 -8.3%
Wisconsin $668 -$296 -30.7%
Wyoming $862 -$102 -10.6%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $230 annually, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can be from 41% to 127% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $920 $77
Mazda CX-7 Sport 2WD $936 $78
Mazda CX-7 Touring 2WD $954 $80
Mazda CX-7 Touring 4WD $972 $81
Mazda CX-7 Grand Touring 2WD $998 $83
Mazda CX-7 Grand Touring 4WD $998 $83

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2007 Mazda CX-7 $158 $188 $460 $964

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Mazda CX-7 Insurance

Finding cheaper rates on insurance for a Mazda CX-7 requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following items are a quick rundown of the information touched on above.

  • Drivers can save as much as $110 per year just by quoting early and online
  • 16 to 18-year-old drivers are expensive to insure, costing up to $325 each month if full coverage is included
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • Drivers considered higher risk with reckless driving or DUI convictions will pay on average $1,100 more each year than a driver with a clean driving record
  • Insureds who require additional liability coverage will pay about $510 each year to increase from a 30/60 limit to 250/500 limits

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $3,900
20 $2,198
30 $978
40 $964
50 $886
60 $866

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,114
$250 $1,046
$500 $964
$1,000 $884

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $964
50/100 $1,090
100/300 $1,205
250/500 $1,504
100 CSL $1,136
300 CSL $1,389
500 CSL $1,573

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,480
20 $3,496
30 $2,082
40 $2,068
50 $1,976
60 $1,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $127

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $57
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $41
Online Quote $64
Total Discounts $373
Rate after discounts $591

Discounts are estimated and may not be available from every company or in every state.

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