Mazda CX-7 Insurance Rates

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UPDATED: Jun 3, 2024

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Average auto insurance rates for a Mazda CX-7 are $1,044 annually including full coverage. Comprehensive costs around $176, collision insurance costs $236, and liability costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs around $2,246. Teenage drivers receive the highest rates at up to $4,174 a year.

Average premium for full coverage: $1,044

Rate estimates for individual coverage type:

Comprehensive $176
Collision $236
Liability $474

Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different CX-7 trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as cheap as $522 for your basic liability-only policy to a much higher rate of $2,246 for high-risk insurance.

Liability Only $522
Full Coverage $1,044
High Risk $2,246

Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Mazda CX-7 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $632
  • Drivers who choose higher $1,000 deductibles will pay about $94 every year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,044
  • Using more expensive low deductibles for comprehensive and collision insurance will cost $1,222
  • Drivers who are prone to accidents and violations could pay at least $2,246
  • The cost with full coverage for a 16-year-old driver with full coverage can be $4,174 a year

View Chart as Image

Mazda CX-7 insurance cost comparison chart
Column chart showing Mazda CX-7 insurance rates range from $632 to $4,174 for full coverage

Auto insurance rates for a Mazda CX-7 can also vary considerably based on the trim level of your CX-7, your driving characteristics, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,200 to $1,800 in extra premium per year, depending on your age. High-risk driver insurance can cost from 43% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-7 insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,490 on average in Michigan, New York, and Louisiana.

Mazda CX-7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $996 -$48 -4.6%
Connecticut $1,074 $30 2.9%
Delaware $1,182 $138 13.2%
Florida $1,306 $262 25.1%
Georgia $964 -$80 -7.7%
Hawaii $750 -$294 -28.2%
Idaho $706 -$338 -32.4%
Illinois $778 -$266 -25.5%
Indiana $786 -$258 -24.7%
Iowa $706 -$338 -32.4%
Kansas $994 -$50 -4.8%
Kentucky $1,426 $382 36.6%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $874 -$170 -16.3%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,122 $78 7.5%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $752 -$292 -28.0%
New Jersey $1,168 $124 11.9%
New Mexico $924 -$120 -11.5%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $996 -$48 -4.6%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $914 -$130 -12.5%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $932 -$112 -10.7%

View Chart as Image

Mazda CX-7 insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Mazda CX-7 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-7 SV 2WD $990 $83
Mazda CX-7 Sport 2WD $1,012 $84
Mazda CX-7 Touring 2WD $1,030 $86
Mazda CX-7 Touring 4WD $1,052 $88
Mazda CX-7 Grand Touring 2WD $1,086 $91
Mazda CX-7 Grand Touring 4WD $1,086 $91

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mazda CX-7 $190 $258 $478 $1,084
2011 Mazda CX-7 $176 $236 $474 $1,044
2010 Mazda CX-7 $166 $214 $474 $1,012
2007 Mazda CX-7 $156 $178 $452 $944

Rates are averaged for all Mazda CX-7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Mazda CX-7 Insurance

Saving money on insurance for a Mazda CX-7 not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The items below are a brief recap of the material that was covered in the charts and tables above.

  • Insureds who may need more liability coverage will pay an extra $520 per year to go from a minimum limit to higher 250/500 limits
  • Teen drivers are expensive to insure, as much as $348 per month if full coverage is included
  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,200 more every year to insure their CX-7
  • Increasing deductibles could save up to $275 each year

Rates by Driver Age

Mazda CX-7 Insurance Rates by Driver Age
Driver Age Premium
16 $4,174
20 $2,384
30 $1,064
40 $1,044
50 $958
60 $938

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,181
100/300 $1,299
250/500 $1,607
100 CSL $1,228
300 CSL $1,489
500 CSL $1,679

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-7 Insurance Rates for High Risk Drivers
Age Premium
16 $5,886
20 $3,804
30 $2,266
40 $2,246
50 $2,148
60 $2,124

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $64
5-yr Claim Free $66
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $412
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

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