Mazda CX-7 Insurance Rates

Estimated insurance prices for a Mazda CX-7 are $1,084 every 12 months for full coverage insurance. Comprehensive costs on average $190, collision costs $258, and liability coverage costs around $478. Liability-only coverage costs as low as $526 a year, with high-risk coverage costing around $2,330. Teenage drivers pay the most at $4,300 a year or more.

Average premium for full coverage: $1,084

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for all CX-7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than densely populated cities.

The example below illustrates how where you live affects car insurance rates.

These rate differences illustrate why everyone should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Mazda CX-7 insurance rates for different risk profiles and scenarios.

• The best discount rate is $652
• Using higher $1,000 deductibles will save around $104 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,084
• Using pricier low deductibles for physical damage coverage increases the price to $1,276
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,330 or more
• An auto insurance policy to insure a teenage driver for full coverage may cost $4,300 or more

View Chart as Image

Insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your CX-7.

Using high physical damage deductibles could cut prices by as much as $300 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $430 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,300 to $1,800 extra annually, depending on your age. Mazda CX-7 insurance for high-risk drivers can be around 42% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Mazda CX-7 insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Mazda CX-7 Insurance

Finding better rates on auto insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies, and also from several local insurance agents.

The following list is a summary of the concepts that were touched on in the above illustrations.

• Drivers who have multiple accidents or major violations pay on average $1,250 more each year than a safer driver
• Drivers age 16 to 20 pay the highest prices, with premiums being up to $358 per month if they have full coverage
• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $300 each year
• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date