Mazda CX-7 Insurance Rates

Estimated insurance prices for a Mazda CX-7 are $1,084 every 12 months for full coverage. Comprehensive costs an estimated $190, collision costs $258, and liability coverage costs $478. A liability-only policy costs as little as $526 a year, with high-risk insurance costing around $2,330. Teen drivers pay the most at $4,300 a year or more.

Average premium for full coverage: $1,084

Premium estimates broken down by type of coverage:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all CX-7 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The example below illustrates how your location can change insurance prices.

These rate differences show why everyone should compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Mazda CX-7 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $652
• Drivers who choose higher $1,000 deductibles will pay approximately $104 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,084
• Choosing pricier low deductibles for comprehensive and collision insurance increases the price to $1,276
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,330 or more
• An auto insurance policy to insure a teenage driver for full coverage can cost as much as $4,300 a year

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Auto insurance prices for a Mazda CX-7 also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing high deductibles could save up to $300 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $430 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,300 to $1,800 in extra premium annually, depending on your age. Mazda CX-7 insurance for high-risk drivers can cost around 42% to 134% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Mazda CX-7 insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or as much as $1,550 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Mazda CX-7 Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around every other policy renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

Below you'll find a quick rundown of the ideas that were illustrated above.

• Youthful drivers are the costliest to insure, as much as $358 per month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions pay on average $1,250 more annually than a low-risk driver
• Increasing policy deductibles could save as much as $300 each year
• Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date