Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance prices for a Mazda CX-90 are $1,594 every 12 months including full coverage. Comprehensive insurance costs on average $376 a year, collision costs $688, and liability insurance costs $372. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing $3,448 or more. 16-year-old drivers pay the highest rates at $5,764 a year or more.

Average premium for full coverage: $1,594

Price estimates by individual coverage:

Comprehensive $376
Collision $688
Liability $372

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and CX-90 trim levels.

Price Range from Low to High

For the normal driver, Mazda CX-90 insurance prices go from the cheapest price of $438 for just liability insurance to a high of $3,448 for a driver who has had serious violations or accidents.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

The ranges above highlight why it is important to compare rates based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $904
  • Drivers who choose higher $1,000 deductibles will pay around $1,352 every year
  • The average price for the average middle-age driver with $500 deductibles is $1,594
  • Buying low $100 deductibles for comprehensive and collision insurance costs an extra $470 a year
  • High risk drivers with multiple tickets or accidents could pay upwards of $3,448 or more
  • The price to insure a teen driver may cost $5,764 a year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing full coverage Mazda CX-90 insurance prices range from $904 to $5,764

Car insurance prices for a Mazda CX-90 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your CX-90.

Opting for high physical damage deductibles could save up to $720 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,500 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $5,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,900 to $2,500 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Mazda CX-90 insurance rates. A 40-year-old driver could pay as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,280 on average in Michigan, New York, and Louisiana.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different.

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Mazda CX-90 Insurance

Getting lower rates on Mazda CX-90 insurance not only requires being a good driver, but also maintaining a good credit score, being claim-free, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a summary of the ideas that were presented in the illustrations above.

  • Drivers age 16 to 20 are expensive to insure, possibly costing $480 a month if the policy includes full coverage
  • High-risk drivers who have multiple accidents or major violations may pay on average $1,850 more each year than a safer driver
  • Increasing physical damage deductibles could save as much as $700 each year
  • You may be able to save as much as $200 per year simply by quoting early and online

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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