Mazda CX-90 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Mazda CX-90 are $1,594 annually including full coverage. Comprehensive costs an estimated $376 each year, collision costs $688, and liability is $372. A policy with just liability insurance costs around $438 a year, with coverage for high-risk drivers costing around $3,448. Teen drivers receive the highest rates at $5,764 a year or more.
Average premium for full coverage: $1,594
Rate estimates broken down by individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and CX-90 models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $438 for a discount liability-only rate to a high rate of $3,448 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.
The graphic below illustrates how location helps determine insurance prices.
These examples highlight why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Mazda CX-90 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $904
- Raising to $1,000 deductibles will save approximately $242 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,594
- Choosing low deductibles will cost $2,064
- Drivers with multiple violations and an at-fault accident could pay up to $3,448 or more
- The cost with full coverage for a 16-year-old driver can cost as much as $5,764
Insurance rates for a Mazda CX-90 can also vary considerably based on the trim level of your CX-90, your driving characteristics, and liability limits and deductibles.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,900 to $2,500 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $720 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find rates as low as $1,220 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,280 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,442 | -$152 | -9.5% |
| Alaska | $1,224 | -$370 | -23.2% |
| Arizona | $1,322 | -$272 | -17.1% |
| Arkansas | $1,594 | -$0 | 0.0% |
| California | $1,818 | $224 | 14.1% |
| Colorado | $1,524 | -$70 | -4.4% |
| Connecticut | $1,638 | $44 | 2.8% |
| Delaware | $1,806 | $212 | 13.3% |
| Florida | $1,996 | $402 | 25.2% |
| Georgia | $1,472 | -$122 | -7.7% |
| Hawaii | $1,146 | -$448 | -28.1% |
| Idaho | $1,078 | -$516 | -32.4% |
| Illinois | $1,188 | -$406 | -25.5% |
| Indiana | $1,200 | -$394 | -24.7% |
| Iowa | $1,076 | -$518 | -32.5% |
| Kansas | $1,516 | -$78 | -4.9% |
| Kentucky | $2,176 | $582 | 36.5% |
| Louisiana | $2,362 | $768 | 48.2% |
| Maine | $984 | -$610 | -38.3% |
| Maryland | $1,316 | -$278 | -17.4% |
| Massachusetts | $1,276 | -$318 | -19.9% |
| Michigan | $2,770 | $1,176 | 73.8% |
| Minnesota | $1,336 | -$258 | -16.2% |
| Mississippi | $1,910 | $316 | 19.8% |
| Missouri | $1,414 | -$180 | -11.3% |
| Montana | $1,712 | $118 | 7.4% |
| Nebraska | $1,258 | -$336 | -21.1% |
| Nevada | $1,912 | $318 | 19.9% |
| New Hampshire | $1,150 | -$444 | -27.9% |
| New Jersey | $1,782 | $188 | 11.8% |
| New Mexico | $1,412 | -$182 | -11.4% |
| New York | $1,680 | $86 | 5.4% |
| North Carolina | $918 | -$676 | -42.4% |
| North Dakota | $1,304 | -$290 | -18.2% |
| Ohio | $1,100 | -$494 | -31.0% |
| Oklahoma | $1,638 | $44 | 2.8% |
| Oregon | $1,460 | -$134 | -8.4% |
| Pennsylvania | $1,522 | -$72 | -4.5% |
| Rhode Island | $2,126 | $532 | 33.4% |
| South Carolina | $1,444 | -$150 | -9.4% |
| South Dakota | $1,346 | -$248 | -15.6% |
| Tennessee | $1,398 | -$196 | -12.3% |
| Texas | $1,922 | $328 | 20.6% |
| Utah | $1,180 | -$414 | -26.0% |
| Vermont | $1,092 | -$502 | -31.5% |
| Virginia | $956 | -$638 | -40.0% |
| Washington | $1,232 | -$362 | -22.7% |
| West Virginia | $1,462 | -$132 | -8.3% |
| Wisconsin | $1,104 | -$490 | -30.7% |
| Wyoming | $1,422 | -$172 | -10.8% |
With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-90 | $358 | $660 | $390 | $1,566 |
Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mazda CX-90 Insurance
Saving money on insurance for a Mazda CX-90 consists of avoiding accidents and violations, having good credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates every year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The list below is a summary of the coverage data covered in the charts and tables above.
- You may be able to save approximately $200 per year simply by quoting online in advance
- Increasing deductibles could save up to $700 each year
- Teenagers are expensive to insure, as much as $480 per month if they have full coverage
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,850 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,674 |
| 30 | $1,678 |
| 40 | $1,594 |
| 50 | $1,454 |
| 60 | $1,426 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,844 |
| $500 | $1,594 |
| $1,000 | $1,352 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,594 |
| 50/100 | $1,668 |
| 100/300 | $1,761 |
| 250/500 | $2,003 |
| 100 CSL | $1,706 |
| 300 CSL | $1,910 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,258 |
| 20 | $5,842 |
| 30 | $3,536 |
| 40 | $3,448 |
| 50 | $3,286 |
| 60 | $3,256 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $690 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
