Mazda CX-90 Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance rates for a Mazda CX-90 are $1,594 a year with full coverage. Comprehensive insurance costs around $376 a year, collision costs $688, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing $3,448 or more. 16-year-old drivers receive the highest rates at $5,764 a year or more.
Average premium for full coverage: $1,594
Rate estimates for individual coverage type:
Rates are based on $500 deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and CX-90 trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $438 for a discount liability-only rate to a high of $3,448 for a driver that may need high-risk insurance.
Price Range by Location
Where you live has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than congested cities.
The diagram below illustrates how location impacts auto insurance rates.
These examples demonstrate why it is important to compare prices for a specific zip code and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Mazda CX-90 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $904
- Using higher $1,000 deductibles will save about $1,352 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,594
- Buying low $100 deductibles for physical damage coverage will cost an extra $470 a year
- Drivers with multiple tickets or accidents could pay at least $3,448 or more
- The cost for full coverage for a teen driver can be $5,764 or more
Auto insurance rates for a Mazda CX-90 can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles could pay as little as $1,500 a year for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $5,700 a year. View Rates by Age
Where you live has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see rates as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or at least $2,150 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,442 | -$152 | -9.5% |
| Alaska | $1,224 | -$370 | -23.2% |
| Arizona | $1,322 | -$272 | -17.1% |
| Arkansas | $1,594 | -$0 | 0.0% |
| California | $1,818 | $224 | 14.1% |
| Colorado | $1,524 | -$70 | -4.4% |
| Connecticut | $1,638 | $44 | 2.8% |
| Delaware | $1,806 | $212 | 13.3% |
| Florida | $1,996 | $402 | 25.2% |
| Georgia | $1,472 | -$122 | -7.7% |
| Hawaii | $1,146 | -$448 | -28.1% |
| Idaho | $1,078 | -$516 | -32.4% |
| Illinois | $1,188 | -$406 | -25.5% |
| Indiana | $1,200 | -$394 | -24.7% |
| Iowa | $1,076 | -$518 | -32.5% |
| Kansas | $1,516 | -$78 | -4.9% |
| Kentucky | $2,176 | $582 | 36.5% |
| Louisiana | $2,362 | $768 | 48.2% |
| Maine | $984 | -$610 | -38.3% |
| Maryland | $1,316 | -$278 | -17.4% |
| Massachusetts | $1,276 | -$318 | -19.9% |
| Michigan | $2,770 | $1,176 | 73.8% |
| Minnesota | $1,336 | -$258 | -16.2% |
| Mississippi | $1,910 | $316 | 19.8% |
| Missouri | $1,414 | -$180 | -11.3% |
| Montana | $1,712 | $118 | 7.4% |
| Nebraska | $1,258 | -$336 | -21.1% |
| Nevada | $1,912 | $318 | 19.9% |
| New Hampshire | $1,150 | -$444 | -27.9% |
| New Jersey | $1,782 | $188 | 11.8% |
| New Mexico | $1,412 | -$182 | -11.4% |
| New York | $1,680 | $86 | 5.4% |
| North Carolina | $918 | -$676 | -42.4% |
| North Dakota | $1,304 | -$290 | -18.2% |
| Ohio | $1,100 | -$494 | -31.0% |
| Oklahoma | $1,638 | $44 | 2.8% |
| Oregon | $1,460 | -$134 | -8.4% |
| Pennsylvania | $1,522 | -$72 | -4.5% |
| Rhode Island | $2,126 | $532 | 33.4% |
| South Carolina | $1,444 | -$150 | -9.4% |
| South Dakota | $1,346 | -$248 | -15.6% |
| Tennessee | $1,398 | -$196 | -12.3% |
| Texas | $1,922 | $328 | 20.6% |
| Utah | $1,180 | -$414 | -26.0% |
| Vermont | $1,092 | -$502 | -31.5% |
| Virginia | $956 | -$638 | -40.0% |
| Washington | $1,232 | -$362 | -22.7% |
| West Virginia | $1,462 | -$132 | -8.3% |
| Wisconsin | $1,104 | -$490 | -30.7% |
| Wyoming | $1,422 | -$172 | -10.8% |
Opting for high physical damage deductibles could cut rates by as much as $720 each year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,900 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-90 | $344 | $656 | $398 | $1,556 |
Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Mazda CX-90 Insurance
Saving money on Mazda CX-90 insurance requires not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Spend time shopping around once a year by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following is a quick review of the data that was touched on above.
- You may be able to save up to $200 per year simply by quoting early and online
- Drivers who may need higher liability limits will pay around $410 every year to increase from a minimum limit to 250/500 limits
- Teens are expensive to insure, with premiums as much as $480 per month if they have full coverage
- High-risk drivers with a DUI or reckless driving violation pay an average of $1,850 more every year for CX-90 insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,674 |
| 30 | $1,678 |
| 40 | $1,594 |
| 50 | $1,454 |
| 60 | $1,426 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,844 |
| $500 | $1,594 |
| $1,000 | $1,352 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,594 |
| 50/100 | $1,668 |
| 100/300 | $1,761 |
| 250/500 | $2,003 |
| 100 CSL | $1,706 |
| 300 CSL | $1,910 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,258 |
| 20 | $5,842 |
| 30 | $3,536 |
| 40 | $3,448 |
| 50 | $3,286 |
| 60 | $3,256 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $690 |
Discounts are estimated and may not be available from every company or in every state.
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