Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Mazda CX-90 are $1,594 every 12 months including full coverage. Comprehensive costs on average $376 each year, collision insurance costs $688, and liability coverage is estimated at $372. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $3,448. Teens pay the most at up to $5,764 a year.

Average premium for full coverage: $1,594

Premium estimates by type of coverage:

Comprehensive $376
Collision $688
Liability $372

Estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and CX-90 models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Mazda CX-90 range from the cheapest price of $438 for just liability coverage to a high rate of $3,448 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These rate differences highlight why all drivers should get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Mazda CX-90 insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $904
  • Choosing higher $1,000 deductibles can save around $242 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,594
  • Selecting low deductibles for comp and collision coverage increases the price to $2,064
  • Drivers with serious driving violations could pay upwards of $3,448
  • An auto insurance policy to insure a teenage driver may cost $5,764 each year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing Mazda CX-90 insurance rates range from $904 to $5,764 for full coverage

Insurance prices for a Mazda CX-90 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your CX-90.

Choosing higher comprehensive and collision insurance deductibles can save as much as $720 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,900 to $2,500 additional annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 133% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Mazda CX-90 insurance rates. A good driver about age 40 could pay as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,280 on average in Michigan, New York, and Louisiana.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city
Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $344 $656 $398 $1,556

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Mazda CX-90 Insurance

Finding better rates on auto insurance takes having a good driving record, having above-average credit, refrain from filing small claims, and dropping full coverage on older vehicles. Make time to compare rates once a year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The next list is a review of the data that was touched on in this article.

  • You may be able to save as much as $200 per year just by quoting online in advance
  • Consumers who require increased levels of liability coverage will pay approximately $410 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
  • Drivers age 20 and younger pay higher prices, with the cost nearing $480 per month if full coverage is included
  • Drivers who have several accidents or serious violations may pay on average $1,850 more each year to buy Mazda CX-90 insurance

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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