Mazda CX-90 Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for a Mazda CX-90 are $1,594 a year with full coverage. Comprehensive costs an estimated $376, collision insurance costs $688, and liability is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $3,448. Teens cost the most to insure at up to $5,764 a year.
Average premium for full coverage: $1,594
Policy rates broken down by type of insurance:
Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all CX-90 models.
Price Range Variability
For an average driver, Mazda CX-90 insurance rates range from the low end price of $438 for just the minimum liability insurance to the much higher price of $3,448 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on insurance prices.
The examples above demonstrate why everyone should compare rates quotes for a targeted area, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mazda CX-90 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $904
- Raising to $1,000 deductibles will save approximately $242 annually
- The estimated price for a good driver age 40 who has $500 deductibles is $1,594
- Selecting pricier low deductibles bumps up the cost to $2,064
- At-risk drivers with serious driving violations could pay up to $3,448
- Policy cost that insures a teen driver for full coverage can cost as much as $5,764
Insurance rates for a Mazda CX-90 also range considerably based on the model of your CX-90, your age and driving habits, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you may be forking out $1,900 to $2,500 extra every year, depending on your age. Mazda CX-90 insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $5,700 a year. View Rates by Age
Your home state also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find rates as low as $1,150 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,150 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,442 | -$152 | -9.5% |
| Alaska | $1,224 | -$370 | -23.2% |
| Arizona | $1,322 | -$272 | -17.1% |
| Arkansas | $1,594 | -$0 | 0.0% |
| California | $1,818 | $224 | 14.1% |
| Colorado | $1,524 | -$70 | -4.4% |
| Connecticut | $1,638 | $44 | 2.8% |
| Delaware | $1,806 | $212 | 13.3% |
| Florida | $1,996 | $402 | 25.2% |
| Georgia | $1,472 | -$122 | -7.7% |
| Hawaii | $1,146 | -$448 | -28.1% |
| Idaho | $1,078 | -$516 | -32.4% |
| Illinois | $1,188 | -$406 | -25.5% |
| Indiana | $1,200 | -$394 | -24.7% |
| Iowa | $1,076 | -$518 | -32.5% |
| Kansas | $1,516 | -$78 | -4.9% |
| Kentucky | $2,176 | $582 | 36.5% |
| Louisiana | $2,362 | $768 | 48.2% |
| Maine | $984 | -$610 | -38.3% |
| Maryland | $1,316 | -$278 | -17.4% |
| Massachusetts | $1,276 | -$318 | -19.9% |
| Michigan | $2,770 | $1,176 | 73.8% |
| Minnesota | $1,336 | -$258 | -16.2% |
| Mississippi | $1,910 | $316 | 19.8% |
| Missouri | $1,414 | -$180 | -11.3% |
| Montana | $1,712 | $118 | 7.4% |
| Nebraska | $1,258 | -$336 | -21.1% |
| Nevada | $1,912 | $318 | 19.9% |
| New Hampshire | $1,150 | -$444 | -27.9% |
| New Jersey | $1,782 | $188 | 11.8% |
| New Mexico | $1,412 | -$182 | -11.4% |
| New York | $1,680 | $86 | 5.4% |
| North Carolina | $918 | -$676 | -42.4% |
| North Dakota | $1,304 | -$290 | -18.2% |
| Ohio | $1,100 | -$494 | -31.0% |
| Oklahoma | $1,638 | $44 | 2.8% |
| Oregon | $1,460 | -$134 | -8.4% |
| Pennsylvania | $1,522 | -$72 | -4.5% |
| Rhode Island | $2,126 | $532 | 33.4% |
| South Carolina | $1,444 | -$150 | -9.4% |
| South Dakota | $1,346 | -$248 | -15.6% |
| Tennessee | $1,398 | -$196 | -12.3% |
| Texas | $1,922 | $328 | 20.6% |
| Utah | $1,180 | -$414 | -26.0% |
| Vermont | $1,092 | -$502 | -31.5% |
| Virginia | $956 | -$638 | -40.0% |
| Washington | $1,232 | -$362 | -22.7% |
| West Virginia | $1,462 | -$132 | -8.3% |
| Wisconsin | $1,104 | -$490 | -30.7% |
| Wyoming | $1,422 | -$172 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $720 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-90 | $344 | $656 | $398 | $1,556 |
Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mazda CX-90 Insurance
Finding cheaper rates on car insurance consists of being a low-risk driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates at every other renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The items below are a brief review of the concepts that were covered in the above illustrations.
- Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,850 more annually to insure their CX-90
- Teen drivers are charged the highest rates, as much as $480 each month if full coverage is included
- You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save approximately $700 each year
- You may be able to save approximately $200 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,674 |
| 30 | $1,678 |
| 40 | $1,594 |
| 50 | $1,454 |
| 60 | $1,426 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,844 |
| $500 | $1,594 |
| $1,000 | $1,352 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,594 |
| 50/100 | $1,668 |
| 100/300 | $1,761 |
| 250/500 | $2,003 |
| 100 CSL | $1,706 |
| 300 CSL | $1,910 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,258 |
| 20 | $5,842 |
| 30 | $3,536 |
| 40 | $3,448 |
| 50 | $3,286 |
| 60 | $3,256 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $690 |
Discounts are estimated and may not be available from every company or in every state.
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