Mazda CX-90 Insurance Rates

The average insurance rates for a Mazda CX-90 are $1,594 a year including full coverage. Comprehensive insurance costs around $376 a year, collision insurance costs $688, and liability insurance costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs $3,448 or more. Teenage drivers cost the most to insure at up to $5,764 a year.

Average premium for full coverage: $1,594

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and CX-90 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Mazda CX-90 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $904
• Using higher $1,000 deductibles will save about $1,352 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,594
• Using low $100 deductibles for physical damage coverage will cost an extra $470 a year
• Drivers who are prone to accidents and violations could pay at least $3,448
• Policy cost for full coverage for a teen driver can be $5,764 or more

View Chart as Image

Insurance rates for a Mazda CX-90 also range considerably based on your risk profile, the model of your CX-90, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,700 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see rates as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,280 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $720 each year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,900 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Mazda CX-90 Insurance

Finding cheaper rates on Mazda CX-90 insurance requires avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the primary concepts that were touched on in this article.

• You may be able to save up to $200 per year just by quoting early and online
• High-risk drivers with multiple at-fault accidents pay on average $1,850 more every year for car insurance
• Increasing comprehensive and collision deductibles can save around $700 each year
• Teenagers are charged the highest rates, with premiums being up to $480 each month including comprehensive and collision insurance