Mazda CX-90 Insurance Rates

The average auto insurance rates for a Mazda CX-90 are $1,594 annually for full coverage. Comprehensive insurance costs an estimated $376 each year, collision insurance costs $688, and liability is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $3,448 or more. 16-year-old drivers cost the most to insure at up to $5,764 a year.

Average premium for full coverage: $1,594

Policy rates broken down by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and CX-90 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The graphic below illustrates how location impacts insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mazda CX-90 insurance rates for other coverage scenarios.

• The best full coverage rate is $904
• Raising to $1,000 deductibles will save approximately $242 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,594
• Buying low deductibles costs an additional $470 every year
• At-risk drivers with multiple tickets or accidents could pay up to $3,448
• Policy cost with full coverage for a teen driver can cost as much as $5,764

View Chart as Image

Insurance rates for a Mazda CX-90 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $720 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mazda CX-90 insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Iowa, Maine, and Idaho, or at least $2,280 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Best Cheap Mazda CX-90 Insurance

Finding cheaper rates on car insurance consists of having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a quick review of the primary concepts that were touched on above.

• Drivers can save approximately $200 per year just by quoting online in advance
• Higher risk drivers with a DUI or reckless driving violation may pay on average $1,850 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $700 each year
• 16 to 18-year-old drivers are charged the highest rates, costing up to $480 each month including comprehensive and collision insurance