Mazda CX-90 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for a Mazda CX-90 are $1,594 every 12 months for full coverage. Comprehensive insurance costs around $376, collision costs $688, and liability insurance costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $3,448 or more. 16-year-old drivers pay the highest rates at $5,764 a year or more.
Average premium for full coverage: $1,594
Price estimates for individual coverage:
Rate estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all CX-90 models.
Price Range from Low to High
For an average driver, Mazda CX-90 insurance prices go from the cheapest price of $438 for your basic liability-only policy to the much higher price of $3,448 for high-risk insurance.
Geographic Price Range
Where you live has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than congested cities.
The example below illustrates the effect of geographic area on auto insurance rates.
The ranges above show why everyone should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Mazda CX-90 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $904
- Using higher $1,000 deductibles will save about $242 a year
- The average price for the average middle-age driver using $500 deductibles is $1,594
- Buying pricier low deductibles for physical damage coverage costs an extra $470 a year
- Drivers with multiple tickets or accidents could pay at least $3,448 or more
- The price to insure a teen driver for full coverage can be $5,764 or more
Car insurance prices for a Mazda CX-90 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.
Opting for high physical damage deductibles could cut prices by as much as $720 each year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles could pay as little as $1,500 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $5,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at least $1,900 to $2,500 extra each year, depending on your age. Mazda CX-90 insurance for high-risk drivers can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Mazda CX-90 insurance rates. A driver around age 40 might see prices as low as $1,050 a year in states like Idaho, Maine, and Iowa, or at least $2,280 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,442 | -$152 | -9.5% |
| Alaska | $1,224 | -$370 | -23.2% |
| Arizona | $1,322 | -$272 | -17.1% |
| Arkansas | $1,594 | -$0 | 0.0% |
| California | $1,818 | $224 | 14.1% |
| Colorado | $1,524 | -$70 | -4.4% |
| Connecticut | $1,638 | $44 | 2.8% |
| Delaware | $1,806 | $212 | 13.3% |
| Florida | $1,996 | $402 | 25.2% |
| Georgia | $1,472 | -$122 | -7.7% |
| Hawaii | $1,146 | -$448 | -28.1% |
| Idaho | $1,078 | -$516 | -32.4% |
| Illinois | $1,188 | -$406 | -25.5% |
| Indiana | $1,200 | -$394 | -24.7% |
| Iowa | $1,076 | -$518 | -32.5% |
| Kansas | $1,516 | -$78 | -4.9% |
| Kentucky | $2,176 | $582 | 36.5% |
| Louisiana | $2,362 | $768 | 48.2% |
| Maine | $984 | -$610 | -38.3% |
| Maryland | $1,316 | -$278 | -17.4% |
| Massachusetts | $1,276 | -$318 | -19.9% |
| Michigan | $2,770 | $1,176 | 73.8% |
| Minnesota | $1,336 | -$258 | -16.2% |
| Mississippi | $1,910 | $316 | 19.8% |
| Missouri | $1,414 | -$180 | -11.3% |
| Montana | $1,712 | $118 | 7.4% |
| Nebraska | $1,258 | -$336 | -21.1% |
| Nevada | $1,912 | $318 | 19.9% |
| New Hampshire | $1,150 | -$444 | -27.9% |
| New Jersey | $1,782 | $188 | 11.8% |
| New Mexico | $1,412 | -$182 | -11.4% |
| New York | $1,680 | $86 | 5.4% |
| North Carolina | $918 | -$676 | -42.4% |
| North Dakota | $1,304 | -$290 | -18.2% |
| Ohio | $1,100 | -$494 | -31.0% |
| Oklahoma | $1,638 | $44 | 2.8% |
| Oregon | $1,460 | -$134 | -8.4% |
| Pennsylvania | $1,522 | -$72 | -4.5% |
| Rhode Island | $2,126 | $532 | 33.4% |
| South Carolina | $1,444 | -$150 | -9.4% |
| South Dakota | $1,346 | -$248 | -15.6% |
| Tennessee | $1,398 | -$196 | -12.3% |
| Texas | $1,922 | $328 | 20.6% |
| Utah | $1,180 | -$414 | -26.0% |
| Vermont | $1,092 | -$502 | -31.5% |
| Virginia | $956 | -$638 | -40.0% |
| Washington | $1,232 | -$362 | -22.7% |
| West Virginia | $1,462 | -$132 | -8.3% |
| Wisconsin | $1,104 | -$490 | -30.7% |
| Wyoming | $1,422 | -$172 | -10.8% |
Since prices can be so different, the only way to know your exact price is to regularly compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Mazda CX-90 | $344 | $656 | $398 | $1,556 |
Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Mazda CX-90 Insurance
Getting lower rates on Mazda CX-90 insurance requires being a low-risk driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a brief recap of the material that was covered in the above illustrations.
- Drivers who may need more liability coverage will pay around $410 each year to increase from a low limit to a 250/500 level
- Teen drivers are the costliest to insure, with premiums as much as $480 a month if the policy includes full coverage
- High-risk drivers who tend to receive serious violations may pay on average $1,850 more every year to insure their CX-90
- Increasing physical damage deductibles could save as much as $700 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,674 |
| 30 | $1,678 |
| 40 | $1,594 |
| 50 | $1,454 |
| 60 | $1,426 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,844 |
| $500 | $1,594 |
| $1,000 | $1,352 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,594 |
| 50/100 | $1,668 |
| 100/300 | $1,761 |
| 250/500 | $2,003 |
| 100 CSL | $1,706 |
| 300 CSL | $1,910 |
| 500 CSL | $2,059 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,258 |
| 20 | $5,842 |
| 30 | $3,536 |
| 40 | $3,448 |
| 50 | $3,286 |
| 60 | $3,256 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $82 |
| Homeowner | $22 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $77 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $690 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
