Mazda CX-90 Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Mazda CX-90 are $1,594 a year for full coverage. Comprehensive costs around $376, collision costs $688, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $3,448. Teens pay the most at $5,764 a year or more.

Average premium for full coverage: $1,594

Premium estimates for type of coverage:

Comprehensive $376
Collision $688
Liability $372

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different CX-90 trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Mazda CX-90 go from as low as $438 for just liability coverage to a much higher rate of $3,448 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,594
High Risk $3,448

Insurance Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,196
Small Cities $1,674
Large Cities $2,152

These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated Mazda CX-90 insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $904
  • Choosing higher $1,000 deductibles can save about $242 a year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,594
  • Selecting more expensive low deductibles for comp and collision coverage will increase the cost to $2,064
  • Higher-risk drivers with serious driving violations could pay at least $3,448 or more
  • An auto insurance policy for full coverage for a 16-year-old driver with full coverage can be $5,764 each year

View Chart as Image

Mazda CX-90 insurance cost comparison chart
Column chart showing full coverage Mazda CX-90 insurance rates range from $904 to $5,764

Insurance prices for a Mazda CX-90 also have a wide range based on your driving characteristics, the trim level of your CX-90, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mazda CX-90 insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,280 on average in Michigan, Louisiana, and New York.

Mazda CX-90 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,442 -$152 -9.5%
Alaska $1,224 -$370 -23.2%
Arizona $1,322 -$272 -17.1%
Arkansas $1,594 -$0 0.0%
California $1,818 $224 14.1%
Colorado $1,524 -$70 -4.4%
Connecticut $1,638 $44 2.8%
Delaware $1,806 $212 13.3%
Florida $1,996 $402 25.2%
Georgia $1,472 -$122 -7.7%
Hawaii $1,146 -$448 -28.1%
Idaho $1,078 -$516 -32.4%
Illinois $1,188 -$406 -25.5%
Indiana $1,200 -$394 -24.7%
Iowa $1,076 -$518 -32.5%
Kansas $1,516 -$78 -4.9%
Kentucky $2,176 $582 36.5%
Louisiana $2,362 $768 48.2%
Maine $984 -$610 -38.3%
Maryland $1,316 -$278 -17.4%
Massachusetts $1,276 -$318 -19.9%
Michigan $2,770 $1,176 73.8%
Minnesota $1,336 -$258 -16.2%
Mississippi $1,910 $316 19.8%
Missouri $1,414 -$180 -11.3%
Montana $1,712 $118 7.4%
Nebraska $1,258 -$336 -21.1%
Nevada $1,912 $318 19.9%
New Hampshire $1,150 -$444 -27.9%
New Jersey $1,782 $188 11.8%
New Mexico $1,412 -$182 -11.4%
New York $1,680 $86 5.4%
North Carolina $918 -$676 -42.4%
North Dakota $1,304 -$290 -18.2%
Ohio $1,100 -$494 -31.0%
Oklahoma $1,638 $44 2.8%
Oregon $1,460 -$134 -8.4%
Pennsylvania $1,522 -$72 -4.5%
Rhode Island $2,126 $532 33.4%
South Carolina $1,444 -$150 -9.4%
South Dakota $1,346 -$248 -15.6%
Tennessee $1,398 -$196 -12.3%
Texas $1,922 $328 20.6%
Utah $1,180 -$414 -26.0%
Vermont $1,092 -$502 -31.5%
Virginia $956 -$638 -40.0%
Washington $1,232 -$362 -22.7%
West Virginia $1,462 -$132 -8.3%
Wisconsin $1,104 -$490 -30.7%
Wyoming $1,422 -$172 -10.8%

View Chart as Image

Mazda CX-90 insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $720 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,900 to $2,500 extra annually, depending on your age. High-risk driver insurance ranges from 43% to 133% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to compare prices from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different from one company to the next.

Mazda CX-90 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-90 $358 $660 $390 $1,566

Rates are averaged for all Mazda CX-90 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mazda CX-90 Insurance

Finding better rates on insurance for a Mazda CX-90 takes having a decent driving record, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a recap of the car insurance concepts illustrated above.

  • Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,850 more every year than a driver with a clean driving record
  • Drivers can save up to $200 per year simply by shopping early and online
  • Increasing policy deductibles can save around $700 each year
  • Insureds who may need additional liability coverage will pay approximately $410 each year to raise limits from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Mazda CX-90 Insurance Rates by Driver Age
Driver Age Premium
16 $5,764
20 $3,674
30 $1,678
40 $1,594
50 $1,454
60 $1,426

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-90 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,844
$500 $1,594
$1,000 $1,352

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-90 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,594
50/100 $1,668
100/300 $1,761
250/500 $2,003
100 CSL $1,706
300 CSL $1,910
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-90 Insurance Rates for High Risk Drivers
Age Premium
16 $8,258
20 $5,842
30 $3,536
40 $3,448
50 $3,286
60 $3,256

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $123
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $81
Online Quote $115
Total Discounts $690
Rate after discounts $904

Discounts are estimated and may not be available from every company or in every state.

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