Mitsubishi Mirage G4 Insurance Rates

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Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 27, 2024

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Estimated auto insurance rates for a Mitsubishi Mirage G4 are $1,284 annually for full coverage insurance. Comprehensive costs approximately $250 a year, collision costs $446, and liability coverage costs around $430. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing around $2,782. 16-year-old drivers pay the most at $4,904 a year or more.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Comprehensive $250
Collision $446
Liability $430

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and Mirage G4 trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Mitsubishi Mirage G4 go from as cheap as $486 for just the minimum liability insurance to a high of $2,782 for a high-risk insurance policy.

Liability Only $486
Full Coverage $1,284
High Risk $2,782

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

These rate differences illustrate why it is important to compare prices using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Mitsubishi Mirage G4 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $746
  • Using higher $1,000 deductibles will save $1,126 each year
  • The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,284
  • Buying low $100 deductibles for physical damage coverage will cost $1,592
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,782 or more
  • An auto insurance policy with full coverage for a teenage driver can cost $4,904 or more

View Chart as Image

Mitsubishi Mirage G4 insurance cost comparison chart
Column chart showing full coverage Mitsubishi Mirage G4 insurance rates range from $746 to $4,904

Insurance prices for a Mitsubishi Mirage G4 also have a wide range based on the model of your Mirage G4, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $470 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $387 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Mitsubishi Mirage G4 insurance rates. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.

Mitsubishi Mirage G4 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,162 -$122 -9.5%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,464 $180 14.0%
Colorado $1,228 -$56 -4.4%
Connecticut $1,322 $38 3.0%
Delaware $1,454 $170 13.2%
Florida $1,608 $324 25.2%
Georgia $1,186 -$98 -7.6%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $956 -$328 -25.5%
Indiana $968 -$316 -24.6%
Iowa $868 -$416 -32.4%
Kansas $1,222 -$62 -4.8%
Kentucky $1,752 $468 36.4%
Louisiana $1,902 $618 48.1%
Maine $792 -$492 -38.3%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,028 -$256 -19.9%
Michigan $2,232 $948 73.8%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,140 -$144 -11.2%
Montana $1,382 $98 7.6%
Nebraska $1,014 -$270 -21.0%
Nevada $1,540 $256 19.9%
New Hampshire $926 -$358 -27.9%
New Jersey $1,436 $152 11.8%
New Mexico $1,138 -$146 -11.4%
New York $1,354 $70 5.5%
North Carolina $740 -$544 -42.4%
North Dakota $1,054 -$230 -17.9%
Ohio $888 -$396 -30.8%
Oklahoma $1,320 $36 2.8%
Oregon $1,176 -$108 -8.4%
Pennsylvania $1,228 -$56 -4.4%
Rhode Island $1,714 $430 33.5%
South Carolina $1,164 -$120 -9.3%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,126 -$158 -12.3%
Texas $1,550 $266 20.7%
Utah $952 -$332 -25.9%
Vermont $880 -$404 -31.5%
Virginia $770 -$514 -40.0%
Washington $994 -$290 -22.6%
West Virginia $1,178 -$106 -8.3%
Wisconsin $890 -$394 -30.7%
Wyoming $1,146 -$138 -10.7%

View Chart as Image

Mitsubishi Mirage G4 insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, so the prices will be substantially different between companies.

Mitsubishi Mirage G4 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mitsubishi Mirage G4 $294 $500 $372 $1,324
2023 Mitsubishi Mirage G4 $280 $482 $390 $1,310
2022 Mitsubishi Mirage G4 $270 $478 $398 $1,304
2021 Mitsubishi Mirage G4 $260 $466 $416 $1,300
2020 Mitsubishi Mirage G4 $250 $446 $430 $1,284
2019 Mitsubishi Mirage G4 $238 $430 $442 $1,268

Rates are averaged for all Mitsubishi Mirage G4 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Mitsubishi Mirage G4 Insurance

Finding better rates on auto insurance requires being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates at least every other year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the car insurance concepts covered in the charts and tables above.

  • Drivers who have multiple accidents or major violations could be forced to pay on average $1,500 more per year than a low-risk driver
  • It is possible to save around $150 per year simply by quoting early and online
  • Increasing policy deductibles could save up to $475 each year
  • Consumers who purchase more liability protection will pay around $470 annually to increase from 30/60 bodily injury limits to higher 250/500 limits

Rates by Driver Age

Mitsubishi Mirage G4 Insurance Rates by Driver Age
Driver Age Premium
16 $4,904
20 $2,968
30 $1,332
40 $1,284
50 $1,176
60 $1,152

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Mirage G4 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,592
$250 $1,450
$500 $1,284
$1,000 $1,126

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Mirage G4 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,370
100/300 $1,478
250/500 $1,757
100 CSL $1,413
300 CSL $1,650
500 CSL $1,822

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Mirage G4 Insurance Rates for High Risk Drivers
Age Premium
16 $6,974
20 $4,726
30 $2,834
40 $2,782
50 $2,656
60 $2,632

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $179

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $91
5-yr Claim Free $83
Paid in Full/EFT $56
Advance Quote $62
Online Quote $90
Total Discounts $538
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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