Nissan Ariya Insurance Rates

Average insurance rates for a Nissan Ariya are $1,836 a year including full coverage. Comprehensive costs approximately $384 a year, collision insurance costs $630, and liability coverage is estimated at $584. Liability-only coverage costs approximately $678 a year, and high-risk coverage costs around $3,956. Teen drivers receive the highest rates at up to $6,936 a year.

Average premium for full coverage: $1,836

Rate estimates by individual coverage type:

Prices include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Ariya trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

These examples highlight why it is important to get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan Ariya insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,079
• Choosing higher $1,000 deductibles can save $1,606 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,836
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $2,284
• Drivers with multiple violations and an at-fault accident could pay around $3,956
• The cost that insures a teenage driver can cost $6,936 each year

View Chart as Image

Car insurance rates for a Nissan Ariya can also vary considerably based on the trim level of your Ariya, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $2,100 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 127% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,700 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $6,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Ariya insurance rates. A good driver about age 40 could pay as low as $1,410 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $680 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $525 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Nissan Ariya Insurance

Saving money on auto insurance takes avoiding accidents and violations, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Shop around at least every other year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The list below is a quick rundown of the car insurance concepts presented in the illustrations above.

• Drivers with reckless driving or DUI convictions will likely pay on average $2,120 more per year for car insurance
• You may be able to save around $220 per year just by quoting early and online
• Increasing deductibles can save approximately $675 each year
• Consumers who purchase higher liability limits will pay about $640 per year to raise limits from a minimum limit to the 250/500 level