Nissan Ariya Insurance Rates

Average insurance rates for a Nissan Ariya are $1,832 a year for full coverage insurance. Comprehensive insurance costs an estimated $370 a year, collision insurance costs $626, and liability insurance costs around $598. A liability-only policy costs as low as $688 a year, and high-risk insurance costs $3,948 or more. Teenage drivers receive the highest rates at up to $6,954 a year.

Average premium for full coverage: $1,832

Rate estimates broken down by individual coverage type:

Includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Ariya trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

These examples illustrate why it is important to compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Nissan Ariya insurance rates for other coverage scenarios.

• The best discount rate is $1,075
• Using higher $1,000 deductibles will save approximately $1,604 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,832
• Using low $100 deductibles for physical damage coverage will cost an additional $436 a year
• Drivers who are prone to accidents and violations could pay up to $3,948
• The cost that insures a teen driver can cost as much as $6,954 or more

View Chart as Image

Insurance rates for a Nissan Ariya can also vary considerably based on the trim level of your Ariya, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $2,100 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,700 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $6,900 a year. View Rates by Age

Where you live has a huge impact on Nissan Ariya insurance rates. A driver around age 40 might see rates as low as $1,200 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,470 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $670 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $538 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Nissan Ariya Insurance

Saving money on Nissan Ariya insurance requires being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a recap of the data touched on in the above illustrations.

• Drivers who want more liability coverage will pay an extra $660 annually to increase from a minimum limit to the 250/500 level
• It is possible to save approximately $220 per year just by quoting early and online
• Increasing deductibles can save approximately $675 each year
• Teen drivers are charged the highest rates, costing up to $580 per month if full coverage is included