Nissan Ariya Insurance Rates

Average insurance rates for a Nissan Ariya are $1,832 a year for full coverage insurance. Comprehensive costs approximately $370 a year, collision insurance costs $626, and liability coverage is $598. A liability-only policy costs around $688 a year, and high-risk insurance costs around $3,948. Teenage drivers receive the highest rates at up to $6,954 a year.

Average premium for full coverage: $1,832

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Ariya trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Nissan Ariya insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,075
• Raising to $1,000 deductibles will save $1,604 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,832
• Using low $100 deductibles bumps up the cost to $2,268
• Unlucky drivers who are prone to accidents and violations could pay around $3,948
• The cost that insures a teenage driver can cost $6,954

View Chart as Image

Insurance rates for a Nissan Ariya can also vary considerably based on the trim level of your Ariya, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $2,100 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,700 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $6,900 a year. View Rates by Age

Where you live also has a big influence on Nissan Ariya insurance rates. A middle-age driver might find rates as low as $1,200 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,470 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $670 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $538 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Nissan Ariya Insurance

Saving money on auto insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following list is a brief recap of the material that was covered in the above illustrations.

• Consumers who purchase an increased level of liability coverage will pay an extra $660 annually to raise from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing up to $580 per month if full coverage is included
• Drivers who tend to receive serious violations could be charged and average of $2,120 more per year than a safer driver
• Increasing deductibles can save approximately $675 each year