Nissan Ariya Insurance Rates

The average insurance rates for a Nissan Ariya are $1,832 a year including full coverage. Comprehensive costs on average $370 each year, collision insurance costs $626, and liability coverage costs $598. Liability-only coverage costs as little as $688 a year, and high-risk coverage costs around $3,948. Teenage drivers cost the most to insure at up to $6,954 a year.

Average premium for full coverage: $1,832

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and Ariya models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

The examples above highlight why all drivers should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Nissan Ariya insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,075
• Drivers who choose higher $1,000 deductibles will pay around $228 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,832
• Using low deductibles for comprehensive and collision insurance will increase the cost to $2,268
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,948
• Policy cost for full coverage for a teenage driver may cost $6,954 a year

View Chart as Image

Insurance rates for a Nissan Ariya also range considerably based on your risk profile, the model of your Ariya, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $6,900 a year. View Rates by Age

Your home state makes a big difference in Nissan Ariya insurance rates. A 40-year-old driver could pay as low as $1,400 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,610 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $670 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $538 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $2,100 to $3,000 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 128% more than a normal policy. View High Risk Driver Rates

How to Find the Best Nissan Ariya Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Make time to compare rates every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below is a brief recap of the coverage data touched on in this article.

• You may be able to save as much as $220 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $675 each year
• Teenage drivers pay higher rates, with premiums being up to $580 each month including comprehensive and collision insurance
• Drivers who tend to receive serious violations may pay on average $2,120 more each year for auto insurance