Nissan Ariya Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Nissan Ariya are $1,832 every 12 months for full coverage. Comprehensive insurance costs on average $370 a year, collision insurance costs $626, and liability coverage costs around $598. A policy with only liability insurance costs as low as $688 a year, and a high-risk policy costs $3,948 or more. Teens pay the most at up to $6,954 a year.

Average premium for full coverage: $1,832

Premium estimates by type of coverage:

Comprehensive $370
Collision $626
Liability $598

Prices include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Ariya trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Nissan Ariya range from the cheapest price of $688 for your basic liability-only policy to a high of $3,948 for a high-risk insurance policy.

Liability Only $688
Full Coverage $1,832
High Risk $3,948

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,374
Small Cities $1,924
Large Cities $2,473

These rate differences show why it is important to compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Nissan Ariya insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,075
  • Using higher $1,000 deductibles will save around $1,604 a year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,832
  • Selecting low $100 deductibles for physical damage coverage costs an extra $436 each year
  • Higher-risk drivers with serious driving violations could pay upwards of $3,948
  • An auto insurance policy to insure a teenage driver may cost $6,954 or more

View Chart as Image

Nissan Ariya insurance cost comparison chart
Column chart showing Nissan Ariya insurance prices range from $1,075 to $6,954 for full coverage

Car insurance prices for a Nissan Ariya also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Ariya.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $670 a year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $538 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged upwards of $6,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $2,100 to $3,000 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 128% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Ariya insurance rates. A driver around age 40 might see prices as low as $1,210 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,610 on average in Michigan, Louisiana, and New York.

Nissan Ariya Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,656 -$176 -9.6%
Alaska $1,404 -$428 -23.4%
Arizona $1,518 -$314 -17.1%
Arkansas $1,832 -$0 0.0%
California $2,088 $256 14.0%
Colorado $1,748 -$84 -4.6%
Connecticut $1,880 $48 2.6%
Delaware $2,072 $240 13.1%
Florida $2,290 $458 25.0%
Georgia $1,692 -$140 -7.6%
Hawaii $1,316 -$516 -28.2%
Idaho $1,242 -$590 -32.2%
Illinois $1,366 -$466 -25.4%
Indiana $1,380 -$452 -24.7%
Iowa $1,238 -$594 -32.4%
Kansas $1,738 -$94 -5.1%
Kentucky $2,498 $666 36.4%
Louisiana $2,712 $880 48.0%
Maine $1,130 -$702 -38.3%
Maryland $1,510 -$322 -17.6%
Massachusetts $1,464 -$368 -20.1%
Michigan $3,178 $1,346 73.5%
Minnesota $1,534 -$298 -16.3%
Mississippi $2,192 $360 19.7%
Missouri $1,626 -$206 -11.2%
Montana $1,966 $134 7.3%
Nebraska $1,444 -$388 -21.2%
Nevada $2,192 $360 19.7%
New Hampshire $1,316 -$516 -28.2%
New Jersey $2,046 $214 11.7%
New Mexico $1,624 -$208 -11.4%
New York $1,928 $96 5.2%
North Carolina $1,054 -$778 -42.5%
North Dakota $1,498 -$334 -18.2%
Ohio $1,262 -$570 -31.1%
Oklahoma $1,878 $46 2.5%
Oregon $1,678 -$154 -8.4%
Pennsylvania $1,746 -$86 -4.7%
Rhode Island $2,442 $610 33.3%
South Carolina $1,658 -$174 -9.5%
South Dakota $1,546 -$286 -15.6%
Tennessee $1,604 -$228 -12.4%
Texas $2,204 $372 20.3%
Utah $1,356 -$476 -26.0%
Vermont $1,252 -$580 -31.7%
Virginia $1,098 -$734 -40.1%
Washington $1,416 -$416 -22.7%
West Virginia $1,678 -$154 -8.4%
Wisconsin $1,270 -$562 -30.7%
Wyoming $1,630 -$202 -11.0%

View Chart as Image

Nissan Ariya insurance rates by U.S. city
Nissan Ariya Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Ariya $370 $626 $598 $1,832
2023 Nissan Ariya $356 $610 $624 $1,828

Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Nissan Ariya Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Take the time to compare rates at least every other year by requesting rates from direct carriers, and also from local independent and exclusive agents.

The following is a quick rundown of the car insurance concepts covered in the above illustrations.

  • Drivers with reckless driving or DUI convictions pay an average of $2,120 more each year for Ariya insurance
  • Drivers can save as much as $220 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $675 each year
  • Consumers who require higher liability limits will pay approximately $660 each year to increase from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Nissan Ariya Insurance Rates by Driver Age
Driver Age Premium
16 $6,954
20 $4,214
30 $1,898
40 $1,832
50 $1,674
60 $1,642

Full coverage, $500 deductibles

Rates by Deductible

Nissan Ariya Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,268
$250 $2,066
$500 $1,832
$1,000 $1,604

Full coverage, driver age 40

Rates by Liability Limit

Nissan Ariya Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,832
50/100 $1,952
100/300 $2,101
250/500 $2,490
100 CSL $2,011
300 CSL $2,340
500 CSL $2,580

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Ariya Insurance Rates for High Risk Drivers
Age Premium
16 $9,880
20 $6,698
30 $4,020
40 $3,948
50 $3,768
60 $3,732

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $250

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $95
Homeowner $28
5-yr Accident Free $128
5-yr Claim Free $116
Paid in Full/EFT $79
Advance Quote $87
Online Quote $128
Total Discounts $757
Rate after discounts $1,075

Discounts are estimated and may not be available from every company or in every state.

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