Nissan Ariya Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Nissan Ariya are $1,832 annually with full coverage. Comprehensive costs on average $370, collision insurance costs $626, and liability coverage costs $598. A policy with just liability insurance costs as little as $688 a year, and coverage for high-risk drivers costs around $3,948. Teens receive the highest rates at up to $6,954 a year.

Average premium for full coverage: $1,832

Rate estimates by individual coverage type:

Comprehensive $370
Collision $626
Liability $598

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Ariya models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as cheap as $688 for minimum levels of liability insurance to the much higher price of $3,948 for a driver that may need high-risk insurance.

Liability Only $688
Full Coverage $1,832
High Risk $3,948

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,374
Small Cities $1,924
Large Cities $2,473

These examples demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Nissan Ariya insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,075
  • Drivers who choose higher $1,000 deductibles will pay around $228 annually
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,832
  • Selecting pricier low deductibles for comprehensive and collision insurance will cost $2,268
  • High-risk insureds with serious driving violations could pay upwards of $3,948
  • The cost with full coverage for a teenage driver for full coverage may cost $6,954 a year

View Chart as Image

Nissan Ariya insurance cost comparison chart
Column chart showing Nissan Ariya insurance rates range from $1,075 to $6,954 for full coverage

Insurance rates for a Nissan Ariya can also vary considerably based on the trim level of your Ariya, your driving record, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,700 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $6,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $2,100 to $3,000 additional per year, depending on your age. Nissan Ariya insurance for high-risk drivers can cost around 43% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $670 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $538 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Ariya insurance rates. A 40-year-old driver could pay as low as $1,320 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,470 on average in Florida, Michigan, and New York.

Nissan Ariya Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,656 -$176 -9.6%
Alaska $1,404 -$428 -23.4%
Arizona $1,518 -$314 -17.1%
Arkansas $1,832 -$0 0.0%
California $2,088 $256 14.0%
Colorado $1,748 -$84 -4.6%
Connecticut $1,880 $48 2.6%
Delaware $2,072 $240 13.1%
Florida $2,290 $458 25.0%
Georgia $1,692 -$140 -7.6%
Hawaii $1,316 -$516 -28.2%
Idaho $1,242 -$590 -32.2%
Illinois $1,366 -$466 -25.4%
Indiana $1,380 -$452 -24.7%
Iowa $1,238 -$594 -32.4%
Kansas $1,738 -$94 -5.1%
Kentucky $2,498 $666 36.4%
Louisiana $2,712 $880 48.0%
Maine $1,130 -$702 -38.3%
Maryland $1,510 -$322 -17.6%
Massachusetts $1,464 -$368 -20.1%
Michigan $3,178 $1,346 73.5%
Minnesota $1,534 -$298 -16.3%
Mississippi $2,192 $360 19.7%
Missouri $1,626 -$206 -11.2%
Montana $1,966 $134 7.3%
Nebraska $1,444 -$388 -21.2%
Nevada $2,192 $360 19.7%
New Hampshire $1,316 -$516 -28.2%
New Jersey $2,046 $214 11.7%
New Mexico $1,624 -$208 -11.4%
New York $1,928 $96 5.2%
North Carolina $1,054 -$778 -42.5%
North Dakota $1,498 -$334 -18.2%
Ohio $1,262 -$570 -31.1%
Oklahoma $1,878 $46 2.5%
Oregon $1,678 -$154 -8.4%
Pennsylvania $1,746 -$86 -4.7%
Rhode Island $2,442 $610 33.3%
South Carolina $1,658 -$174 -9.5%
South Dakota $1,546 -$286 -15.6%
Tennessee $1,604 -$228 -12.4%
Texas $2,204 $372 20.3%
Utah $1,356 -$476 -26.0%
Vermont $1,252 -$580 -31.7%
Virginia $1,098 -$734 -40.1%
Washington $1,416 -$416 -22.7%
West Virginia $1,678 -$154 -8.4%
Wisconsin $1,270 -$562 -30.7%
Wyoming $1,630 -$202 -11.0%

View Chart as Image

Nissan Ariya insurance rates by U.S. city
Nissan Ariya Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Ariya $370 $626 $598 $1,832
2023 Nissan Ariya $356 $610 $624 $1,828

Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Nissan Ariya Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates once a year by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a condensed summary of the data that was touched on in this article.

  • You may be able to save as much as $220 per year just by quoting online well ahead of the renewal date
  • Consumers who require more liability coverage will pay approximately $660 every year to go from a minimum limit to higher 250/500 limits
  • Teen drivers pay higher rates, with premiums as much as $580 per month if they have full coverage
  • Drivers with multiple at-fault accidents pay an average of $2,120 more each year to insure their Ariya

Rates by Driver Age

Nissan Ariya Insurance Rates by Driver Age
Driver Age Premium
16 $6,954
20 $4,214
30 $1,898
40 $1,832
50 $1,674
60 $1,642

Full coverage, $500 deductibles

Rates by Deductible

Nissan Ariya Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,268
$250 $2,066
$500 $1,832
$1,000 $1,604

Full coverage, driver age 40

Rates by Liability Limit

Nissan Ariya Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,832
50/100 $1,952
100/300 $2,101
250/500 $2,490
100 CSL $2,011
300 CSL $2,340
500 CSL $2,580

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Ariya Insurance Rates for High Risk Drivers
Age Premium
16 $9,880
20 $6,698
30 $4,020
40 $3,948
50 $3,768
60 $3,732

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $250

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $95
Homeowner $28
5-yr Accident Free $128
5-yr Claim Free $116
Paid in Full/EFT $79
Advance Quote $87
Online Quote $128
Total Discounts $757
Rate after discounts $1,075

Discounts are estimated and may not be available from every company or in every state.

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