Nissan Ariya Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Nissan Ariya are $1,832 a year for full coverage. Comprehensive insurance costs an estimated $370, collision insurance costs $626, and liability costs $598. Buying just liability costs as little as $688 a year, and insurance for high-risk drivers costs $3,948 or more. Teen drivers receive the highest rates at up to $6,954 a year.

Average premium for full coverage: $1,832

Rate estimates broken down by individual coverage type:

Comprehensive $370
Collision $626
Liability $598

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for all Ariya models.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $688 for just liability insurance to the much higher price of $3,948 for a high-risk insurance policy.

Liability Only $688
Full Coverage $1,832
High Risk $3,948

Price Range by Location

Your location can have significant affects on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas. The example below illustrates how location impacts insurance prices.

Rural Areas $1,374
Small Cities $1,924
Large Cities $2,473

These examples show why everyone should compare rates for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Nissan Ariya insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,075
  • Drivers who choose higher $1,000 deductibles will pay approximately $228 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,832
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $436 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,948
  • The cost that insures a teen driver for full coverage can cost as much as $6,954 a year

View Chart as Image

Nissan Ariya insurance cost comparison chart
Column chart showing Nissan Ariya insurance prices range from $1,075 to $6,954 for full coverage

Auto insurance rates for a Nissan Ariya can also vary considerably based on the model of your Ariya, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $2,100 to $3,000 in extra premium per year, depending on your age. Nissan Ariya insurance for high-risk drivers can cost as much as 43% to 128% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,700 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $6,900 a year. View Rates by Age

Where you live makes a big difference in Nissan Ariya insurance prices. A 40-year-old driver could pay as low as $1,210 a year in states like Iowa, Maine, and Idaho, or as much as $2,610 on average in New York, Louisiana, and Michigan.

Nissan Ariya Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,656 -$176 -9.6%
Alaska $1,404 -$428 -23.4%
Arizona $1,518 -$314 -17.1%
Arkansas $1,832 -$0 0.0%
California $2,088 $256 14.0%
Colorado $1,748 -$84 -4.6%
Connecticut $1,880 $48 2.6%
Delaware $2,072 $240 13.1%
Florida $2,290 $458 25.0%
Georgia $1,692 -$140 -7.6%
Hawaii $1,316 -$516 -28.2%
Idaho $1,242 -$590 -32.2%
Illinois $1,366 -$466 -25.4%
Indiana $1,380 -$452 -24.7%
Iowa $1,238 -$594 -32.4%
Kansas $1,738 -$94 -5.1%
Kentucky $2,498 $666 36.4%
Louisiana $2,712 $880 48.0%
Maine $1,130 -$702 -38.3%
Maryland $1,510 -$322 -17.6%
Massachusetts $1,464 -$368 -20.1%
Michigan $3,178 $1,346 73.5%
Minnesota $1,534 -$298 -16.3%
Mississippi $2,192 $360 19.7%
Missouri $1,626 -$206 -11.2%
Montana $1,966 $134 7.3%
Nebraska $1,444 -$388 -21.2%
Nevada $2,192 $360 19.7%
New Hampshire $1,316 -$516 -28.2%
New Jersey $2,046 $214 11.7%
New Mexico $1,624 -$208 -11.4%
New York $1,928 $96 5.2%
North Carolina $1,054 -$778 -42.5%
North Dakota $1,498 -$334 -18.2%
Ohio $1,262 -$570 -31.1%
Oklahoma $1,878 $46 2.5%
Oregon $1,678 -$154 -8.4%
Pennsylvania $1,746 -$86 -4.7%
Rhode Island $2,442 $610 33.3%
South Carolina $1,658 -$174 -9.5%
South Dakota $1,546 -$286 -15.6%
Tennessee $1,604 -$228 -12.4%
Texas $2,204 $372 20.3%
Utah $1,356 -$476 -26.0%
Vermont $1,252 -$580 -31.7%
Virginia $1,098 -$734 -40.1%
Washington $1,416 -$416 -22.7%
West Virginia $1,678 -$154 -8.4%
Wisconsin $1,270 -$562 -30.7%
Wyoming $1,630 -$202 -11.0%

View Chart as Image

Nissan Ariya insurance rates by U.S. city

Choosing high deductibles could save up to $670 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $538 extra every year. View Rates by Deductible or Liability Limit

Nissan Ariya Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Ariya $370 $626 $598 $1,832
2023 Nissan Ariya $356 $610 $624 $1,828

Rates are averaged for all Nissan Ariya models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Nissan Ariya Insurance

Saving money on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Shop around at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the car insurance concepts touched on above.

  • Higher risk drivers with reckless driving or DUI convictions may pay on average $2,120 more annually than a low-risk driver
  • Drivers can save approximately $220 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $675 each year
  • Policyholders who want more liability protection will pay about $660 each year to go from a minimum limit to the 250/500 level

Rates by Driver Age

Nissan Ariya Insurance Rates by Driver Age
Driver Age Premium
16 $6,954
20 $4,214
30 $1,898
40 $1,832
50 $1,674
60 $1,642

Full coverage, $500 deductibles

Rates by Deductible

Nissan Ariya Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,268
$250 $2,066
$500 $1,832
$1,000 $1,604

Full coverage, driver age 40

Rates by Liability Limit

Nissan Ariya Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,832
50/100 $1,952
100/300 $2,101
250/500 $2,490
100 CSL $2,011
300 CSL $2,340
500 CSL $2,580

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Ariya Insurance Rates for High Risk Drivers
Age Premium
16 $9,880
20 $6,698
30 $4,020
40 $3,948
50 $3,768
60 $3,732

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $250

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $95
Homeowner $28
5-yr Accident Free $128
5-yr Claim Free $116
Paid in Full/EFT $79
Advance Quote $87
Online Quote $128
Total Discounts $757
Rate after discounts $1,075

Discounts are estimated and may not be available from every company or in every state.

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