Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Average insurance rates for a Nissan Armada are $1,266 a year for full coverage insurance. Comprehensive costs approximately $270, collision insurance costs $484, and liability costs $376. Liability-only coverage costs as little as $426 a year, and high-risk coverage costs around $2,742. Teen drivers receive the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,266

Rate estimates by individual coverage type:

Comprehensive $270
Collision $484
Liability $376

Price estimates include $500 deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for all Armada models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as low as $426 for just the minimum liability insurance to the much higher price of $2,742 for high-risk insurance.

Liability Only $426
Full Coverage $1,266
High Risk $2,742

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These examples illustrate why everyone should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $725
  • Drivers who choose higher $1,000 deductibles will pay $170 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,266
  • Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,598
  • Drivers with multiple violations and an at-fault accident could pay around $2,742
  • The cost for full coverage for a 16-year-old driver for full coverage can cost $4,716 a year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance rates range from $725 to $4,716 for full coverage

Car insurance rates for a Nissan Armada can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Where you live makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,710 on average in Florida, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $972 -$294 -23.2%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,208 -$58 -4.6%
Connecticut $1,300 $34 2.7%
Delaware $1,432 $166 13.1%
Florida $1,582 $316 25.0%
Georgia $1,172 -$94 -7.4%
Hawaii $910 -$356 -28.1%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,724 $458 36.2%
Louisiana $1,874 $608 48.0%
Maine $780 -$486 -38.4%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,200 $934 73.8%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,358 $92 7.3%
Nebraska $996 -$270 -21.3%
Nevada $1,516 $250 19.7%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,332 $66 5.2%
North Carolina $728 -$538 -42.5%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,146 -$120 -9.5%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,526 $260 20.5%
Utah $936 -$330 -26.1%
Vermont $862 -$404 -31.9%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $876 -$390 -30.8%
Wyoming $1,126 -$140 -11.1%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Choosing high deductibles could save up to $510 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $339 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 extra per year, depending on your age. Nissan Armada insurance for high-risk drivers can cost from 45% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,230 $103
Nissan Armada SE 4WD $1,266 $106
Nissan Armada Titanium 2WD $1,266 $106
Nissan Armada Titanium 4WD $1,266 $106
Nissan Armada Platinum 2WD $1,306 $109
Nissan Armada Platinum 4WD $1,342 $112

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $270 $484 $376 $1,266
2012 Nissan Armada $194 $284 $402 $1,016
2011 Nissan Armada $190 $258 $406 $990
2007 Nissan Armada $158 $188 $390 $872
2006 Nissan Armada $156 $178 $384 $854
2005 Nissan Armada $142 $170 $380 $828
2004 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan Armada Insurance

Saving money on insurance for a Nissan Armada not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Make time to compare rates every couple of years by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a condensed summary of the material that was touched on in this article.

  • Insureds who purchase higher liability limits will pay about $410 annually to go from a minimum limit to 250/500 limits
  • Teens pay the highest auto insurance rates, costing up to $393 per month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,480 more per year for Armada insurance
  • Increasing deductibles can save around $500 each year

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,716
20 $2,918
30 $1,322
40 $1,266
50 $1,158
60 $1,138

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,598
$250 $1,444
$500 $1,266
$1,000 $1,096

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,417
100/300 $1,511
250/500 $1,756
100 CSL $1,455
300 CSL $1,662
500 CSL $1,812

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,734
20 $4,648
30 $2,804
40 $2,742
50 $2,616
60 $2,590

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $94
5-yr Claim Free $82
Paid in Full/EFT $58
Advance Quote $63
Online Quote $90
Total Discounts $541
Rate after discounts $725

Discounts are estimated and may not be available from every company or in every state.

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