Nissan Armada Insurance Rates
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UPDATED: Jun 6, 2023
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Average insurance prices for a Nissan Armada are $1,288 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $286 each year, collision insurance costs $502, and liability coverage is estimated at $364. A policy with just liability insurance costs approximately $416 a year, and coverage for high-risk drivers costs $2,786 or more. 16-year-old drivers receive the highest rates at up to $4,752 a year.
Average premium for full coverage: $1,288
Rate estimates by individual coverage type:
These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Armada models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $416 for basic liability insurance to a high rate of $2,786 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.
These examples illustrate why all drivers should get quotes using their specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Nissan Armada insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $737
- Choosing higher $1,000 deductibles can save $178 each year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,288
- Buying low deductibles for comp and collision coverage costs an extra $346 each year
- Drivers with multiple tickets or accidents could pay around $2,786
- The cost to insure a teenage driver can cost $4,752 each year
Insurance rates for a Nissan Armada can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Armada.
Opting for high physical damage deductibles can save as much as $530 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates
Where you live plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,164 | -$124 | -9.6% |
| Alaska | $988 | -$300 | -23.3% |
| Arizona | $1,068 | -$220 | -17.1% |
| Arkansas | $1,288 | -$0 | 0.0% |
| California | $1,468 | $180 | 14.0% |
| Colorado | $1,230 | -$58 | -4.5% |
| Connecticut | $1,322 | $34 | 2.6% |
| Delaware | $1,456 | $168 | 13.0% |
| Florida | $1,610 | $322 | 25.0% |
| Georgia | $1,192 | -$96 | -7.5% |
| Hawaii | $926 | -$362 | -28.1% |
| Idaho | $874 | -$414 | -32.1% |
| Illinois | $960 | -$328 | -25.5% |
| Indiana | $972 | -$316 | -24.5% |
| Iowa | $868 | -$420 | -32.6% |
| Kansas | $1,222 | -$66 | -5.1% |
| Kentucky | $1,756 | $468 | 36.3% |
| Louisiana | $1,906 | $618 | 48.0% |
| Maine | $796 | -$492 | -38.2% |
| Maryland | $1,064 | -$224 | -17.4% |
| Massachusetts | $1,026 | -$262 | -20.3% |
| Michigan | $2,236 | $948 | 73.6% |
| Minnesota | $1,080 | -$208 | -16.1% |
| Mississippi | $1,542 | $254 | 19.7% |
| Missouri | $1,144 | -$144 | -11.2% |
| Montana | $1,384 | $96 | 7.5% |
| Nebraska | $1,016 | -$272 | -21.1% |
| Nevada | $1,544 | $256 | 19.9% |
| New Hampshire | $928 | -$360 | -28.0% |
| New Jersey | $1,440 | $152 | 11.8% |
| New Mexico | $1,140 | -$148 | -11.5% |
| New York | $1,354 | $66 | 5.1% |
| North Carolina | $740 | -$548 | -42.5% |
| North Dakota | $1,054 | -$234 | -18.2% |
| Ohio | $888 | -$400 | -31.1% |
| Oklahoma | $1,320 | $32 | 2.5% |
| Oregon | $1,180 | -$108 | -8.4% |
| Pennsylvania | $1,226 | -$62 | -4.8% |
| Rhode Island | $1,718 | $430 | 33.4% |
| South Carolina | $1,166 | -$122 | -9.5% |
| South Dakota | $1,088 | -$200 | -15.5% |
| Tennessee | $1,128 | -$160 | -12.4% |
| Texas | $1,552 | $264 | 20.5% |
| Utah | $954 | -$334 | -25.9% |
| Vermont | $880 | -$408 | -31.7% |
| Virginia | $770 | -$518 | -40.2% |
| Washington | $994 | -$294 | -22.8% |
| West Virginia | $1,180 | -$108 | -8.4% |
| Wisconsin | $890 | -$398 | -30.9% |
| Wyoming | $1,144 | -$144 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,248 | $104 |
| Nissan Armada SE 4WD | $1,288 | $107 |
| Nissan Armada Titanium 2WD | $1,288 | $107 |
| Nissan Armada Titanium 4WD | $1,288 | $107 |
| Nissan Armada Platinum 2WD | $1,328 | $111 |
| Nissan Armada Platinum 4WD | $1,368 | $114 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2012 Nissan Armada | $210 | $306 | $402 | $1,054 |
| 2011 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2007 Nissan Armada | $162 | $192 | $398 | $888 |
| 2006 Nissan Armada | $158 | $188 | $390 | $872 |
| 2005 Nissan Armada | $156 | $178 | $384 | $854 |
| 2004 Nissan Armada | $142 | $170 | $380 | $828 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Nissan Armada Insurance
Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The points below are a brief summary of the ideas that were covered in the charts and tables above.
- Drivers under the age of 20 are the costliest to insure, costing up to $396 per month if full coverage is included
- Drivers that tend to have accidents or serious violations may have to pay on average $1,500 more per year to insure a Nissan Armada
- Increasing deductibles could save as much as $525 each year
- It is possible to save around $160 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,752 |
| 20 | $2,962 |
| 30 | $1,346 |
| 40 | $1,288 |
| 50 | $1,178 |
| 60 | $1,156 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,634 |
| $250 | $1,474 |
| $500 | $1,288 |
| $1,000 | $1,110 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,288 |
| 50/100 | $1,441 |
| 100/300 | $1,532 |
| 250/500 | $1,768 |
| 100 CSL | $1,477 |
| 300 CSL | $1,677 |
| 500 CSL | $1,823 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,794 |
| 20 | $4,714 |
| 30 | $2,848 |
| 40 | $2,786 |
| 50 | $2,654 |
| 60 | $2,630 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $60 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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