Nissan Armada Insurance Rates

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UPDATED: May 19, 2024

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Average insurance rates for a Nissan Armada are $1,198 a year including full coverage. Comprehensive insurance costs around $250 a year, collision insurance costs $424, and liability is $388. Buying just liability costs around $434 a year, and insurance for high-risk drivers costs $2,584 or more. Teens receive the highest rates at up to $4,498 a year.

Average premium for full coverage: $1,198

Rate estimates for individual coverage type:

Comprehensive $250
Collision $424
Liability $388

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and Armada trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $434 for a discount liability-only rate to a high of $2,584 for coverage for higher-risk drivers.

Liability Only $434
Full Coverage $1,198
High Risk $2,584

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance rates.

Rural Areas $899
Small Cities $1,258
Large Cities $1,617

These examples highlight why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Nissan Armada insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $694
  • Raising to $1,000 deductibles will save about $1,044 every year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,198
  • Selecting low $100 deductibles will cost an extra $294 annually
  • Drivers with serious driving violations could pay at least $2,584
  • The cost for full coverage for a 16-year-old driver can be $4,498

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $694 to $4,498 for full coverage

Auto insurance rates for a Nissan Armada can also vary considerably based on your driver profile, the model of your Armada, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $4,400 a year. View Rates by Age

Where you live also has a big influence on Nissan Armada insurance prices. A middle-age driver might find rates as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,710 on average in Michigan, New York, and Louisiana.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,080 -$118 -9.8%
Alaska $916 -$282 -23.5%
Arizona $994 -$204 -17.0%
Arkansas $1,198 -$0 0.0%
California $1,362 $164 13.7%
Colorado $1,140 -$58 -4.8%
Connecticut $1,226 $28 2.3%
Delaware $1,350 $152 12.7%
Florida $1,492 $294 24.5%
Georgia $1,104 -$94 -7.8%
Hawaii $860 -$338 -28.2%
Idaho $810 -$388 -32.4%
Illinois $890 -$308 -25.7%
Indiana $902 -$296 -24.7%
Iowa $806 -$392 -32.7%
Kansas $1,134 -$64 -5.3%
Kentucky $1,630 $432 36.1%
Louisiana $1,770 $572 47.7%
Maine $738 -$460 -38.4%
Maryland $988 -$210 -17.5%
Massachusetts $954 -$244 -20.4%
Michigan $2,076 $878 73.3%
Minnesota $1,000 -$198 -16.5%
Mississippi $1,430 $232 19.4%
Missouri $1,062 -$136 -11.4%
Montana $1,282 $84 7.0%
Nebraska $942 -$256 -21.4%
Nevada $1,434 $236 19.7%
New Hampshire $864 -$334 -27.9%
New Jersey $1,334 $136 11.4%
New Mexico $1,054 -$144 -12.0%
New York $1,258 $60 5.0%
North Carolina $688 -$510 -42.6%
North Dakota $978 -$220 -18.4%
Ohio $824 -$374 -31.2%
Oklahoma $1,226 $28 2.3%
Oregon $1,094 -$104 -8.7%
Pennsylvania $1,140 -$58 -4.8%
Rhode Island $1,592 $394 32.9%
South Carolina $1,084 -$114 -9.5%
South Dakota $1,008 -$190 -15.9%
Tennessee $1,044 -$154 -12.9%
Texas $1,440 $242 20.2%
Utah $884 -$314 -26.2%
Vermont $816 -$382 -31.9%
Virginia $716 -$482 -40.2%
Washington $920 -$278 -23.2%
West Virginia $1,096 -$102 -8.5%
Wisconsin $824 -$374 -31.2%
Wyoming $1,062 -$136 -11.4%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $450 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $349 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,164 $97
Nissan Armada SE 4WD $1,198 $100
Nissan Armada Titanium 2WD $1,198 $100
Nissan Armada Titanium 4WD $1,198 $100
Nissan Armada Platinum 2WD $1,230 $103
Nissan Armada Platinum 4WD $1,264 $105

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Armada $320 $542 $332 $1,330
2023 Nissan Armada $306 $536 $338 $1,316
2022 Nissan Armada $296 $524 $354 $1,310
2021 Nissan Armada $286 $502 $364 $1,288
2020 Nissan Armada $270 $484 $376 $1,266
2019 Nissan Armada $260 $450 $384 $1,230
2018 Nissan Armada $250 $424 $388 $1,198
2017 Nissan Armada $240 $380 $390 $1,146
2012 Nissan Armada $190 $258 $406 $990
2011 Nissan Armada $176 $236 $402 $950
2007 Nissan Armada $156 $178 $384 $854
2006 Nissan Armada $142 $170 $380 $828
2005 Nissan Armada $138 $162 $376 $812

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Nissan Armada Insurance

Saving money on insurance for a Nissan Armada consists of avoiding accidents and claims, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The points below are a brief review of the primary concepts that were illustrated above.

  • You may be able to save up to $140 per year just by quoting early and online
  • Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,390 more every year to insure a Nissan Armada
  • Increasing deductibles can save around $450 each year
  • Drivers under the age of 20 are expensive to insure, as much as $375 per month if they have full coverage

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,498
20 $2,748
30 $1,242
40 $1,198
50 $1,094
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,354
$500 $1,198
$1,000 $1,044

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,198
50/100 $1,342
100/300 $1,439
250/500 $1,691
100 CSL $1,380
300 CSL $1,594
500 CSL $1,749

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,410
20 $4,376
30 $2,634
40 $2,584
50 $2,464
60 $2,442

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $63
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $77
Paid in Full/EFT $53
Advance Quote $58
Online Quote $85
Total Discounts $504
Rate after discounts $694

Discounts are estimated and may not be available from every company or in every state.

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