Nissan Armada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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Average insurance prices for a Nissan Armada are $1,288 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $286 each year, collision insurance costs $502, and liability coverage is estimated at $364. A policy with just liability insurance costs approximately $416 a year, and coverage for high-risk drivers costs $2,786 or more. 16-year-old drivers receive the highest rates at up to $4,752 a year.

Average premium for full coverage: $1,288

Rate estimates by individual coverage type:

Comprehensive $286
Collision $502
Liability $364

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Armada models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the cheapest price of $416 for basic liability insurance to a high rate of $2,786 for a driver who has had serious violations or accidents.

Liability Only $416
Full Coverage $1,288
High Risk $2,786

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $966
Small Cities $1,352
Large Cities $1,739

These examples illustrate why all drivers should get quotes using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates average Nissan Armada insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $737
  • Choosing higher $1,000 deductibles can save $178 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,288
  • Buying low deductibles for comp and collision coverage costs an extra $346 each year
  • Drivers with multiple tickets or accidents could pay around $2,786
  • The cost to insure a teenage driver can cost $4,752 each year

View Chart as Image

Nissan Armada insurance cost comparison chart
Column chart showing Nissan Armada insurance prices range from $737 to $4,752 for full coverage

Insurance rates for a Nissan Armada can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Armada.

Opting for high physical damage deductibles can save as much as $530 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 130% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Armada insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,740 on average in Florida, New York, and Michigan.

Nissan Armada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$124 -9.6%
Alaska $988 -$300 -23.3%
Arizona $1,068 -$220 -17.1%
Arkansas $1,288 -$0 0.0%
California $1,468 $180 14.0%
Colorado $1,230 -$58 -4.5%
Connecticut $1,322 $34 2.6%
Delaware $1,456 $168 13.0%
Florida $1,610 $322 25.0%
Georgia $1,192 -$96 -7.5%
Hawaii $926 -$362 -28.1%
Idaho $874 -$414 -32.1%
Illinois $960 -$328 -25.5%
Indiana $972 -$316 -24.5%
Iowa $868 -$420 -32.6%
Kansas $1,222 -$66 -5.1%
Kentucky $1,756 $468 36.3%
Louisiana $1,906 $618 48.0%
Maine $796 -$492 -38.2%
Maryland $1,064 -$224 -17.4%
Massachusetts $1,026 -$262 -20.3%
Michigan $2,236 $948 73.6%
Minnesota $1,080 -$208 -16.1%
Mississippi $1,542 $254 19.7%
Missouri $1,144 -$144 -11.2%
Montana $1,384 $96 7.5%
Nebraska $1,016 -$272 -21.1%
Nevada $1,544 $256 19.9%
New Hampshire $928 -$360 -28.0%
New Jersey $1,440 $152 11.8%
New Mexico $1,140 -$148 -11.5%
New York $1,354 $66 5.1%
North Carolina $740 -$548 -42.5%
North Dakota $1,054 -$234 -18.2%
Ohio $888 -$400 -31.1%
Oklahoma $1,320 $32 2.5%
Oregon $1,180 -$108 -8.4%
Pennsylvania $1,226 -$62 -4.8%
Rhode Island $1,718 $430 33.4%
South Carolina $1,166 -$122 -9.5%
South Dakota $1,088 -$200 -15.5%
Tennessee $1,128 -$160 -12.4%
Texas $1,552 $264 20.5%
Utah $954 -$334 -25.9%
Vermont $880 -$408 -31.7%
Virginia $770 -$518 -40.2%
Washington $994 -$294 -22.8%
West Virginia $1,180 -$108 -8.4%
Wisconsin $890 -$398 -30.9%
Wyoming $1,144 -$144 -11.2%

View Chart as Image

Nissan Armada insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Nissan Armada Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Nissan Armada SE 2WD $1,248 $104
Nissan Armada SE 4WD $1,288 $107
Nissan Armada Titanium 2WD $1,288 $107
Nissan Armada Titanium 4WD $1,288 $107
Nissan Armada Platinum 2WD $1,328 $111
Nissan Armada Platinum 4WD $1,368 $114

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Armada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Nissan Armada $286 $502 $364 $1,288
2012 Nissan Armada $210 $306 $402 $1,054
2011 Nissan Armada $194 $284 $402 $1,016
2007 Nissan Armada $162 $192 $398 $888
2006 Nissan Armada $158 $188 $390 $872
2005 Nissan Armada $156 $178 $384 $854
2004 Nissan Armada $142 $170 $380 $828

Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Nissan Armada Insurance

Saving money on auto insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The points below are a brief summary of the ideas that were covered in the charts and tables above.

  • Drivers under the age of 20 are the costliest to insure, costing up to $396 per month if full coverage is included
  • Drivers that tend to have accidents or serious violations may have to pay on average $1,500 more per year to insure a Nissan Armada
  • Increasing deductibles could save as much as $525 each year
  • It is possible to save around $160 per year just by quoting online in advance

Rates by Driver Age

Nissan Armada Insurance Rates by Driver Age
Driver Age Premium
16 $4,752
20 $2,962
30 $1,346
40 $1,288
50 $1,178
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Nissan Armada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,634
$250 $1,474
$500 $1,288
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

Nissan Armada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,288
50/100 $1,441
100/300 $1,532
250/500 $1,768
100 CSL $1,477
300 CSL $1,677
500 CSL $1,823

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Armada Insurance Rates for High Risk Drivers
Age Premium
16 $6,794
20 $4,714
30 $2,848
40 $2,786
50 $2,654
60 $2,630

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $67
Homeowner $19
5-yr Accident Free $96
5-yr Claim Free $84
Paid in Full/EFT $60
Advance Quote $64
Online Quote $92
Total Discounts $551
Rate after discounts $737

Discounts are estimated and may not be available from every company or in every state.

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