Nissan Armada Insurance Rates
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UPDATED: May 19, 2024
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U.S. average auto insurance rates for a Nissan Armada are $1,230 annually for full coverage. Comprehensive costs an estimated $260, collision insurance costs $450, and liability costs $384. Buying just liability costs as little as $432 a year, and insurance for high-risk drivers costs around $2,656. Teen drivers pay the highest rates at up to $4,598 a year.
Average premium for full coverage: $1,230
Price estimates broken down by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and for different Armada trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Nissan Armada insurance prices range from as cheap as $432 for just the minimum liability insurance to a much higher rate of $2,656 for a policy for a high-risk driver.
Geographic Price Range
Your location can have significant affects on insurance rates. More rural locations have fewer accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.
The ranges above show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Nissan Armada insurance rates for other coverage scenarios.
- The lowest rate with discounts is $708
- Drivers who choose higher $1,000 deductibles will pay approximately $162 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,230
- Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,542
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,656
- The price with full coverage for a teen driver with full coverage can cost as much as $4,598 a year
Insurance prices for a Nissan Armada are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $1,500 to $2,000 additional each year, depending on your age. High-risk driver insurance can cost as much as 43% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $480 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $345 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Nissan Armada insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,750 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,108 | -$122 | -9.9% |
| Alaska | $942 | -$288 | -23.4% |
| Arizona | $1,018 | -$212 | -17.2% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,400 | $170 | 13.8% |
| Colorado | $1,172 | -$58 | -4.7% |
| Connecticut | $1,262 | $32 | 2.6% |
| Delaware | $1,388 | $158 | 12.8% |
| Florida | $1,534 | $304 | 24.7% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $882 | -$348 | -28.3% |
| Idaho | $832 | -$398 | -32.4% |
| Illinois | $914 | -$316 | -25.7% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $830 | -$400 | -32.5% |
| Kansas | $1,164 | -$66 | -5.4% |
| Kentucky | $1,676 | $446 | 36.3% |
| Louisiana | $1,818 | $588 | 47.8% |
| Maine | $758 | -$472 | -38.4% |
| Maryland | $1,012 | -$218 | -17.7% |
| Massachusetts | $980 | -$250 | -20.3% |
| Michigan | $2,132 | $902 | 73.3% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,472 | $242 | 19.7% |
| Missouri | $1,088 | -$142 | -11.5% |
| Montana | $1,318 | $88 | 7.2% |
| Nebraska | $966 | -$264 | -21.5% |
| Nevada | $1,472 | $242 | 19.7% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,372 | $142 | 11.5% |
| New Mexico | $1,086 | -$144 | -11.7% |
| New York | $1,294 | $64 | 5.2% |
| North Carolina | $706 | -$524 | -42.6% |
| North Dakota | $1,006 | -$224 | -18.2% |
| Ohio | $846 | -$384 | -31.2% |
| Oklahoma | $1,260 | $30 | 2.4% |
| Oregon | $1,126 | -$104 | -8.5% |
| Pennsylvania | $1,170 | -$60 | -4.9% |
| Rhode Island | $1,638 | $408 | 33.2% |
| South Carolina | $1,116 | -$114 | -9.3% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,076 | -$154 | -12.5% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $908 | -$322 | -26.2% |
| Vermont | $840 | -$390 | -31.7% |
| Virginia | $736 | -$494 | -40.2% |
| Washington | $946 | -$284 | -23.1% |
| West Virginia | $1,126 | -$104 | -8.5% |
| Wisconsin | $850 | -$380 | -30.9% |
| Wyoming | $1,094 | -$136 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Armada SE 2WD | $1,194 | $100 |
| Nissan Armada SE 4WD | $1,230 | $103 |
| Nissan Armada Titanium 2WD | $1,230 | $103 |
| Nissan Armada Titanium 4WD | $1,230 | $103 |
| Nissan Armada Platinum 2WD | $1,264 | $105 |
| Nissan Armada Platinum 4WD | $1,302 | $109 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Armada | $336 | $562 | $316 | $1,350 |
| 2023 Nissan Armada | $320 | $542 | $332 | $1,330 |
| 2022 Nissan Armada | $306 | $536 | $338 | $1,316 |
| 2021 Nissan Armada | $296 | $524 | $354 | $1,310 |
| 2020 Nissan Armada | $286 | $502 | $364 | $1,288 |
| 2019 Nissan Armada | $270 | $484 | $376 | $1,266 |
| 2018 Nissan Armada | $260 | $450 | $384 | $1,230 |
| 2017 Nissan Armada | $250 | $424 | $388 | $1,198 |
| 2012 Nissan Armada | $194 | $284 | $402 | $1,016 |
| 2011 Nissan Armada | $190 | $258 | $406 | $990 |
| 2007 Nissan Armada | $158 | $188 | $390 | $872 |
| 2006 Nissan Armada | $156 | $178 | $384 | $854 |
| 2005 Nissan Armada | $142 | $170 | $380 | $828 |
| 2004 Nissan Armada | $138 | $162 | $376 | $812 |
Rates are averaged for all Nissan Armada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Nissan Armada Insurance
Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The list below is a brief review of the coverage data raised in the charts and tables above.
- Drivers can save approximately $150 per year just by shopping early and online
- Increasing physical damage deductibles could save up to $475 each year
- Teenagers are expensive to insure, with premiums as much as $383 a month if they have full coverage
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,430 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,598 |
| 20 | $2,826 |
| 30 | $1,278 |
| 40 | $1,230 |
| 50 | $1,124 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,398 |
| $500 | $1,230 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,379 |
| 100/300 | $1,475 |
| 250/500 | $1,724 |
| 100 CSL | $1,417 |
| 300 CSL | $1,628 |
| 500 CSL | $1,782 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,562 |
| 20 | $4,498 |
| 30 | $2,712 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,512 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $65 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $80 |
| Paid in Full/EFT | $55 |
| Advance Quote | $60 |
| Online Quote | $88 |
| Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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