Nissan Kicks Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance prices for a Nissan Kicks are $1,206 every 12 months including full coverage. Comprehensive costs around $240, collision insurance costs $352, and liability is $456. A policy with just liability insurance costs around $508 a year, and coverage for high-risk drivers costs around $2,596. Teen drivers receive the highest rates at up to $4,646 a year.
Average premium for full coverage: $1,206
Rate estimates for individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Kicks models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from the cheapest price of $508 for just liability coverage to the much higher price of $2,596 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas. The example below illustrates how location helps determine auto insurance rates.
These examples highlight why everyone should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Nissan Kicks insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $713
- Raising to $1,000 deductibles will save about $134 every year
- The average price for a 40-year-old driver using $500 deductibles is $1,206
- Choosing pricier low deductibles increases the price to $1,464
- Drivers with multiple violations and an at-fault accident could pay at least $2,596
- The cost to insure a 16-year-old driver for full coverage can be $4,646
Insurance rates for a Nissan Kicks can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles can reduce rates by up to $400 annually, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $4,600 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,400 to $2,000 additional per year, depending on your age. Nissan Kicks insurance for high-risk drivers is expensive and can cost from 43% to 130% more than average. View High Risk Driver Rates
Where you live also has a big influence on Nissan Kicks insurance prices. A middle-age driver might find rates as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,720 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $926 | -$280 | -23.2% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,374 | $168 | 13.9% |
| Colorado | $1,154 | -$52 | -4.3% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,366 | $160 | 13.3% |
| Florida | $1,512 | $306 | 25.4% |
| Georgia | $1,114 | -$92 | -7.6% |
| Hawaii | $868 | -$338 | -28.0% |
| Idaho | $816 | -$390 | -32.3% |
| Illinois | $900 | -$306 | -25.4% |
| Indiana | $908 | -$298 | -24.7% |
| Iowa | $814 | -$392 | -32.5% |
| Kansas | $1,148 | -$58 | -4.8% |
| Kentucky | $1,646 | $440 | 36.5% |
| Louisiana | $1,784 | $578 | 47.9% |
| Maine | $746 | -$460 | -38.1% |
| Maryland | $996 | -$210 | -17.4% |
| Massachusetts | $966 | -$240 | -19.9% |
| Michigan | $2,096 | $890 | 73.8% |
| Minnesota | $1,010 | -$196 | -16.3% |
| Mississippi | $1,444 | $238 | 19.7% |
| Missouri | $1,070 | -$136 | -11.3% |
| Montana | $1,298 | $92 | 7.6% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,272 | $66 | 5.5% |
| North Carolina | $696 | -$510 | -42.3% |
| North Dakota | $986 | -$220 | -18.2% |
| Ohio | $834 | -$372 | -30.8% |
| Oklahoma | $1,240 | $34 | 2.8% |
| Oregon | $1,106 | -$100 | -8.3% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,610 | $404 | 33.5% |
| South Carolina | $1,092 | -$114 | -9.5% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,056 | -$150 | -12.4% |
| Texas | $1,454 | $248 | 20.6% |
| Utah | $896 | -$310 | -25.7% |
| Vermont | $828 | -$378 | -31.3% |
| Virginia | $724 | -$482 | -40.0% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,106 | -$100 | -8.3% |
| Wisconsin | $836 | -$370 | -30.7% |
| Wyoming | $1,076 | -$130 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2023 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2022 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2021 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2020 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2019 Nissan Kicks | $240 | $352 | $456 | $1,206 |
| 2018 Nissan Kicks | $230 | $316 | $460 | $1,164 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Nissan Kicks Insurance
Saving money on insurance for a Nissan Kicks consists of being a good driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following list is a summary of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,390 more every year than a safer driver
- You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save as much as $400 each year
- Insureds who may need an increased level of liability coverage will pay about $500 per year to raise from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,646 |
| 20 | $2,756 |
| 30 | $1,242 |
| 40 | $1,206 |
| 50 | $1,104 |
| 60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,346 |
| $500 | $1,206 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,586 |
| 20 | $4,388 |
| 30 | $2,634 |
| 40 | $2,596 |
| 50 | $2,478 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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