Nissan Kicks Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance prices for a Nissan Kicks are $1,234 every 12 months including full coverage. Comprehensive insurance costs around $250, collision costs $374, and liability coverage costs $452. A policy with only liability insurance costs as little as $504 a year, with a high-risk policy costing $2,656 or more. Teenage drivers pay the most at $4,724 a year or more.
Average premium for full coverage: $1,234
Premium estimates for type of coverage:
Prices include $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Kicks models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Nissan Kicks go from the cheapest price of $504 for the bare minimum liability coverage to the much higher price of $2,656 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.
The example below illustrates the difference location can make on auto insurance rates.
These rate differences highlight why everyone should compare rates for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Nissan Kicks insurance rates for additional coverage choices and driver risks.
- The best discount rate is $727
- Drivers who choose higher $1,000 deductibles will pay about $142 every year
- The average price for a 40-year-old good driver using $500 deductibles is $1,234
- Using pricier low deductibles for comprehensive and collision insurance costs an extra $272 each year
- High-risk insureds who are prone to accidents and violations could pay at least $2,656 or more
- An auto insurance policy to insure a teenage driver for full coverage can be $4,724 a year
Car insurance prices for a Nissan Kicks also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Using high physical damage deductibles could save up to $420 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $1,500 to $2,000 extra annually, depending on your age. Nissan Kicks insurance for high-risk drivers can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Nissan Kicks insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,760 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $948 | -$286 | -23.2% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,270 | $36 | 2.9% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,544 | $310 | 25.1% |
| Georgia | $1,138 | -$96 | -7.8% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $834 | -$400 | -32.4% |
| Illinois | $920 | -$314 | -25.4% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,684 | $450 | 36.5% |
| Louisiana | $1,826 | $592 | 48.0% |
| Maine | $762 | -$472 | -38.2% |
| Maryland | $1,018 | -$216 | -17.5% |
| Massachusetts | $988 | -$246 | -19.9% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,032 | -$202 | -16.4% |
| Mississippi | $1,476 | $242 | 19.6% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,324 | $90 | 7.3% |
| Nebraska | $974 | -$260 | -21.1% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $890 | -$344 | -27.9% |
| New Jersey | $1,378 | $144 | 11.7% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $712 | -$522 | -42.3% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,130 | -$104 | -8.4% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,646 | $412 | 33.4% |
| South Carolina | $1,118 | -$116 | -9.4% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,488 | $254 | 20.6% |
| Utah | $914 | -$320 | -25.9% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,130 | -$104 | -8.4% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,100 | -$134 | -10.9% |
With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2023 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2022 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2021 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2020 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2019 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2018 Nissan Kicks | $240 | $352 | $456 | $1,206 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Nissan Kicks Insurance
Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Make time to compare rates once a year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.
The following is a quick rundown of the data that was touched on in this article.
- You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
- Consumers who may need higher liability limits will pay an extra $500 per year to go from 30/60 bodily injury limits to a 250/500 level
- Teens are the costliest to insure, with the cost nearing $394 per month if the policy includes full coverage
- Drivers with reckless driving or DUI convictions could be forced to pay on average $1,420 more every year for Kicks insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,724 |
| 20 | $2,820 |
| 30 | $1,274 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,506 |
| $250 | $1,380 |
| $500 | $1,234 |
| $1,000 | $1,092 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,704 |
| 20 | $4,488 |
| 30 | $2,696 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,510 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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