Nissan Kicks Insurance Rates

The average auto insurance rates for a Nissan Kicks are $1,234 annually with full coverage. Comprehensive costs around $250 a year, collision insurance costs $374, and liability insurance costs $452. Buying just liability costs as little as $504 a year, and insurance for high-risk drivers costs around $2,656. Teenage drivers cost the most to insure at up to $4,724 a year.

Average premium for full coverage: $1,234

Policy rates for type of insurance:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and Kicks trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Nissan Kicks insurance rates for additional coverage choices and driver risks.

• The best discount rate is $727
• Drivers who choose higher $1,000 deductibles will pay about $1,092 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,234
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,506
• High risk drivers who are prone to accidents and violations could pay at least $2,656
• Policy cost with full coverage for a teen driver can be $4,724 a year

View Chart as Image

Insurance rates for a Nissan Kicks also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan Kicks insurance rates. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Right Nissan Kicks Insurance

Finding cheaper rates on Nissan Kicks insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at least once a year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the primary concepts that were illustrated above.

• You may be able to save up to $140 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,420 more every year to insure a Nissan Kicks
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers under the age of 20 pay higher rates, as much as $394 each month including comprehensive and collision insurance