Nissan Kicks Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Nissan Kicks are $1,234 annually for full coverage. Comprehensive insurance costs approximately $250, collision costs $374, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,656 or more. Teen drivers pay the most at $4,724 a year or more.
Average premium for full coverage: $1,234
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for different Kicks trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Nissan Kicks go from as cheap as $504 for basic liability insurance to a much higher rate of $2,656 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than larger metro areas.
The price range example below illustrates how your location can change auto insurance prices.
These rate differences show why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Nissan Kicks insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $727
- Choosing higher $1,000 deductibles can save $142 a year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,234
- Choosing more expensive low deductibles for comp and collision coverage costs an additional $272 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,656 or more
- An auto insurance policy with full coverage for a teen driver with full coverage can cost $4,724 each year
Insurance prices for a Nissan Kicks also have a wide range based on the model of your Kicks, your driver profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,000 additional annually, depending on your age. High-risk driver insurance ranges as much as 42% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $420 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Nissan Kicks insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,760 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $948 | -$286 | -23.2% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,270 | $36 | 2.9% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,544 | $310 | 25.1% |
| Georgia | $1,138 | -$96 | -7.8% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $834 | -$400 | -32.4% |
| Illinois | $920 | -$314 | -25.4% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,684 | $450 | 36.5% |
| Louisiana | $1,826 | $592 | 48.0% |
| Maine | $762 | -$472 | -38.2% |
| Maryland | $1,018 | -$216 | -17.5% |
| Massachusetts | $988 | -$246 | -19.9% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,032 | -$202 | -16.4% |
| Mississippi | $1,476 | $242 | 19.6% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,324 | $90 | 7.3% |
| Nebraska | $974 | -$260 | -21.1% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $890 | -$344 | -27.9% |
| New Jersey | $1,378 | $144 | 11.7% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $712 | -$522 | -42.3% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,130 | -$104 | -8.4% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,646 | $412 | 33.4% |
| South Carolina | $1,118 | -$116 | -9.4% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,488 | $254 | 20.6% |
| Utah | $914 | -$320 | -25.9% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,130 | -$104 | -8.4% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,100 | -$134 | -10.9% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and prices will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2023 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2022 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2021 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2020 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2019 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2018 Nissan Kicks | $240 | $352 | $456 | $1,206 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Nissan Kicks Insurance
Finding better rates on car insurance takes being safe and accident-free, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.
Below you'll find a review of the concepts that were illustrated above.
- Higher risk drivers who have several accidents or serious violations pay on average $1,420 more per year than a low-risk driver
- Youthful drivers are the costliest to insure, as much as $394 per month if they have full coverage
- Drivers can save around $140 per year simply by shopping early and online
- Increasing policy deductibles could save up to $425 each year
- Drivers can save around $140 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,724 |
| 20 | $2,820 |
| 30 | $1,274 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,506 |
| $250 | $1,380 |
| $500 | $1,234 |
| $1,000 | $1,092 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,704 |
| 20 | $4,488 |
| 30 | $2,696 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,510 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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