Nissan Kicks Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a Nissan Kicks are $1,206 annually for full coverage insurance. Comprehensive costs an estimated $240 a year, collision costs $352, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, with coverage for high-risk drivers costing around $2,596. Teenage drivers receive the highest rates at $4,646 a year or more.
Average premium for full coverage: $1,206
Rate estimates broken down by individual coverage type:
Includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Kicks trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from as cheap as $508 for just liability insurance to a high of $2,596 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live can have significant affects on the price of insurance. More rural locations tend to have fewer physical damage claims than densely populated cities.
The diagram below illustrates the difference location can make on insurance prices.
These examples illustrate why it is important to compare prices for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Nissan Kicks insurance rates for other coverage scenarios.
- The best discount rate is $713
- Using higher $1,000 deductibles will save approximately $1,072 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,206
- Using low $100 deductibles for physical damage coverage will cost $1,464
- Drivers who are prone to accidents and violations could pay up to $2,596 or more
- The cost with full coverage for a teen driver can cost as much as $4,646 or more
Insurance rates for a Nissan Kicks can also vary considerably based on the trim level of your Kicks, your risk profile, and liability limits and deductibles.
Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,600 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $400 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,630 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,090 | -$116 | -9.6% |
| Alaska | $926 | -$280 | -23.2% |
| Arizona | $1,000 | -$206 | -17.1% |
| Arkansas | $1,206 | -$0 | 0.0% |
| California | $1,374 | $168 | 13.9% |
| Colorado | $1,154 | -$52 | -4.3% |
| Connecticut | $1,240 | $34 | 2.8% |
| Delaware | $1,366 | $160 | 13.3% |
| Florida | $1,512 | $306 | 25.4% |
| Georgia | $1,114 | -$92 | -7.6% |
| Hawaii | $868 | -$338 | -28.0% |
| Idaho | $816 | -$390 | -32.3% |
| Illinois | $900 | -$306 | -25.4% |
| Indiana | $908 | -$298 | -24.7% |
| Iowa | $814 | -$392 | -32.5% |
| Kansas | $1,148 | -$58 | -4.8% |
| Kentucky | $1,646 | $440 | 36.5% |
| Louisiana | $1,784 | $578 | 47.9% |
| Maine | $746 | -$460 | -38.1% |
| Maryland | $996 | -$210 | -17.4% |
| Massachusetts | $966 | -$240 | -19.9% |
| Michigan | $2,096 | $890 | 73.8% |
| Minnesota | $1,010 | -$196 | -16.3% |
| Mississippi | $1,444 | $238 | 19.7% |
| Missouri | $1,070 | -$136 | -11.3% |
| Montana | $1,298 | $92 | 7.6% |
| Nebraska | $950 | -$256 | -21.2% |
| Nevada | $1,446 | $240 | 19.9% |
| New Hampshire | $868 | -$338 | -28.0% |
| New Jersey | $1,348 | $142 | 11.8% |
| New Mexico | $1,068 | -$138 | -11.4% |
| New York | $1,272 | $66 | 5.5% |
| North Carolina | $696 | -$510 | -42.3% |
| North Dakota | $986 | -$220 | -18.2% |
| Ohio | $834 | -$372 | -30.8% |
| Oklahoma | $1,240 | $34 | 2.8% |
| Oregon | $1,106 | -$100 | -8.3% |
| Pennsylvania | $1,150 | -$56 | -4.6% |
| Rhode Island | $1,610 | $404 | 33.5% |
| South Carolina | $1,092 | -$114 | -9.5% |
| South Dakota | $1,018 | -$188 | -15.6% |
| Tennessee | $1,056 | -$150 | -12.4% |
| Texas | $1,454 | $248 | 20.6% |
| Utah | $896 | -$310 | -25.7% |
| Vermont | $828 | -$378 | -31.3% |
| Virginia | $724 | -$482 | -40.0% |
| Washington | $932 | -$274 | -22.7% |
| West Virginia | $1,106 | -$100 | -8.3% |
| Wisconsin | $836 | -$370 | -30.7% |
| Wyoming | $1,076 | -$130 | -10.8% |
With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2023 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2022 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2021 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2020 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2019 Nissan Kicks | $240 | $352 | $456 | $1,206 |
| 2018 Nissan Kicks | $230 | $316 | $460 | $1,164 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Nissan Kicks Insurance
Saving money on car insurance requires being safe and accident-free, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates at every policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
Below you'll find a recap of the data touched on in this article.
- Policyholders who want more liability protection will pay an extra $500 annually to increase from a minimum limit to higher 250/500 limits
- It is possible to save approximately $140 per year simply by quoting early and online
- Increasing deductibles could save up to $400 each year
- Youthful drivers are expensive to insure, costing up to $387 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,646 |
| 20 | $2,756 |
| 30 | $1,242 |
| 40 | $1,206 |
| 50 | $1,104 |
| 60 | $1,080 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,346 |
| $500 | $1,206 |
| $1,000 | $1,072 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,206 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,586 |
| 20 | $4,388 |
| 30 | $2,634 |
| 40 | $2,596 |
| 50 | $2,478 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $64 |
| Homeowner | $20 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $49 |
| Advance Quote | $56 |
| Online Quote | $84 |
| Total Discounts | $493 |
Discounts are estimated and may not be available from every company or in every state.
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