Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Nissan Kicks are $1,206 a year for full coverage insurance. Comprehensive costs an estimated $240 each year, collision insurance costs $352, and liability coverage is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs around $2,596. Teens pay the most at up to $4,646 a year.

Average premium for full coverage: $1,206

Premium estimates broken down by type of coverage:

Comprehensive $240
Collision $352
Liability $456

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Kicks models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for a Nissan Kicks range from the low end price of $508 for your basic liability-only policy to a high rate of $2,596 for a high-risk driver policy.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences illustrate why all drivers should get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Nissan Kicks insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $713
  • Choosing higher $1,000 deductibles can save approximately $134 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,206
  • Selecting low deductibles for comp and collision coverage bumps up the cost to $1,464
  • Drivers with serious driving violations could pay up to $2,596
  • An auto insurance policy that insures a teenage driver can cost as much as $4,646 each year

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance rates range from $713 to $4,646 for full coverage

Auto insurance prices for a Nissan Kicks also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Nissan Kicks insurance rates. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,630 on average in Florida, New York, and Michigan.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $400 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan Kicks Insurance

Finding better rates on auto insurance takes being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare rates every time your policy renews by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The items below are a condensed summary of the information covered in the charts and tables above.

  • It is possible to save approximately $140 per year just by quoting online in advance
  • Teen drivers are the costliest to insure, with premiums being up to $387 per month if the policy includes full coverage
  • Increasing policy deductibles can save approximately $400 each year
  • Drivers with multiple at-fault accidents may have to pay on average $1,390 more annually to insure their Kicks
  • Consumers who want more liability coverage will pay approximately $500 annually to raise limits from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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