Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Nissan Kicks are $1,206 a year with full coverage. Comprehensive costs around $240, collision insurance costs $352, and liability is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs around $2,596. Teenage drivers receive the highest rates at up to $4,646 a year.

Average premium for full coverage: $1,206

Rate estimates for individual coverage type:

Comprehensive $240
Collision $352
Liability $456

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different Kicks trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from as low as $508 for minimum levels of liability insurance to a much higher rate of $2,596 for a high-risk driver policy.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These examples demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Nissan Kicks insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $713
  • Choosing higher $1,000 deductibles can save about $134 annually
  • The average rate for a 40-year-old driver using $500 deductibles is $1,206
  • Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,464
  • Unlucky drivers who are prone to accidents and violations could pay at least $2,596
  • The cost for full coverage for a teen driver with full coverage can be $4,646 each year

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance rates range from $713 to $4,646 for full coverage

Insurance rates for a Nissan Kicks can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Kicks insurance prices. A good driver about age 40 could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,630 on average in Florida, Michigan, and New York.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Using high physical damage deductibles can save as much as $400 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Nissan Kicks Insurance

Saving money on car insurance takes having a decent driving record, maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by requesting rates from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a review of the information covered in the above illustrations.

  • You may be able to save up to $140 per year just by shopping early and online
  • 16 to 18-year-old drivers pay higher rates, with premiums as much as $387 per month for full coverage
  • Increasing deductibles can save around $400 each year
  • Higher risk drivers who have several accidents or serious violations pay an average of $1,390 more every year than a driver with a clean driving record
  • Policyholders who may need additional liability coverage will pay an extra $500 every year to raise limits from a minimum limit to 250/500 limits

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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