Nissan Kicks Insurance Rates

The average insurance rates for a Nissan Kicks are $1,234 a year for full coverage insurance. Comprehensive costs on average $250 each year, collision insurance costs $374, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs around $2,656. Teen drivers cost the most to insure at up to $4,724 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Kicks models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Nissan Kicks insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $727
• Drivers who choose higher $1,000 deductibles will pay around $142 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,234
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,506
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,656
• Policy cost for full coverage for a teen driver may cost $4,724 a year

View Chart as Image

Insurance rates for a Nissan Kicks also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

Your home state makes a big difference in Nissan Kicks insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $420 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 136% more than average. View High Risk Driver Rates

How to Find Cheap Nissan Kicks Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every couple of years by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a brief summary of the material that was covered above.

• Policyholders who require more liability coverage will pay about $500 annually to go from a 30/60 limit to 250/500 limits
• Teen drivers pay higher rates, possibly costing $394 each month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,420 more each year to insure their Kicks
• Increasing comprehensive and collision deductibles can save around $425 each year