Nissan Kicks Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Nissan Kicks are $1,234 a year including full coverage. Comprehensive costs on average $250, collision insurance costs $374, and liability insurance is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs around $2,656. 16-year-old drivers receive the highest rates at up to $4,724 a year.

Average premium for full coverage: $1,234

Rate estimates by individual coverage type:

Comprehensive $250
Collision $374
Liability $452

Rates are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for all Kicks models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $504 for your basic liability-only policy to the much higher price of $2,656 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $1,234
High Risk $2,656

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $926
Small Cities $1,296
Large Cities $1,666

These examples highlight why everyone should compare rates quotes based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Nissan Kicks insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $727
  • Raising to $1,000 deductibles will save around $142 every year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,234
  • Buying pricier low deductibles bumps up the cost to $1,506
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,656
  • The cost that insures a teen driver for full coverage may cost $4,724

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance rates range from $727 to $4,724 for full coverage

Insurance rates for a Nissan Kicks can also vary considerably based on the model of your Kicks, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,500 to $2,000 extra per year, depending on your age. Nissan Kicks insurance for high-risk drivers is expensive and can cost anywhere from 42% to 136% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,700 a year. View Rates by Age

Where you live also has a big influence on Nissan Kicks insurance rates. A middle-age driver might find rates as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,760 on average in Michigan, New York, and Louisiana.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$118 -9.6%
Alaska $948 -$286 -23.2%
Arizona $1,022 -$212 -17.2%
Arkansas $1,234 -$0 0.0%
California $1,406 $172 13.9%
Colorado $1,178 -$56 -4.5%
Connecticut $1,270 $36 2.9%
Delaware $1,396 $162 13.1%
Florida $1,544 $310 25.1%
Georgia $1,138 -$96 -7.8%
Hawaii $886 -$348 -28.2%
Idaho $834 -$400 -32.4%
Illinois $920 -$314 -25.4%
Indiana $928 -$306 -24.8%
Iowa $832 -$402 -32.6%
Kansas $1,172 -$62 -5.0%
Kentucky $1,684 $450 36.5%
Louisiana $1,826 $592 48.0%
Maine $762 -$472 -38.2%
Maryland $1,018 -$216 -17.5%
Massachusetts $988 -$246 -19.9%
Michigan $2,142 $908 73.6%
Minnesota $1,032 -$202 -16.4%
Mississippi $1,476 $242 19.6%
Missouri $1,094 -$140 -11.3%
Montana $1,324 $90 7.3%
Nebraska $974 -$260 -21.1%
Nevada $1,480 $246 19.9%
New Hampshire $890 -$344 -27.9%
New Jersey $1,378 $144 11.7%
New Mexico $1,092 -$142 -11.5%
New York $1,298 $64 5.2%
North Carolina $712 -$522 -42.3%
North Dakota $1,010 -$224 -18.2%
Ohio $852 -$382 -31.0%
Oklahoma $1,266 $32 2.6%
Oregon $1,130 -$104 -8.4%
Pennsylvania $1,178 -$56 -4.5%
Rhode Island $1,646 $412 33.4%
South Carolina $1,118 -$116 -9.4%
South Dakota $1,040 -$194 -15.7%
Tennessee $1,080 -$154 -12.5%
Texas $1,488 $254 20.6%
Utah $914 -$320 -25.9%
Vermont $844 -$390 -31.6%
Virginia $738 -$496 -40.2%
Washington $954 -$280 -22.7%
West Virginia $1,130 -$104 -8.4%
Wisconsin $854 -$380 -30.8%
Wyoming $1,100 -$134 -10.9%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $420 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $306 $452 $390 $1,306
2023 Nissan Kicks $294 $448 $398 $1,298
2022 Nissan Kicks $284 $436 $416 $1,294
2021 Nissan Kicks $274 $418 $430 $1,280
2020 Nissan Kicks $260 $404 $442 $1,264
2019 Nissan Kicks $250 $374 $452 $1,234
2018 Nissan Kicks $240 $352 $456 $1,206

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Nissan Kicks Insurance

Saving money on Nissan Kicks insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick review of the ideas that were touched on in this article.

  • Teenage drivers pay the highest rates, as much as $394 per month if full coverage is included
  • High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,420 more each year for auto insurance
  • Increasing deductibles can save approximately $425 each year
  • You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,724
20 $2,820
30 $1,274
40 $1,234
50 $1,128
60 $1,104

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,506
$250 $1,380
$500 $1,234
$1,000 $1,092

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,234
50/100 $1,324
100/300 $1,437
250/500 $1,731
100 CSL $1,370
300 CSL $1,618
500 CSL $1,799

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,704
20 $4,488
30 $2,696
40 $2,656
50 $2,534
60 $2,510

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $83
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $58
Online Quote $86
Total Discounts $507
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles