Nissan Kicks Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average auto insurance rates for a Nissan Kicks are $1,234 annually with full coverage. Comprehensive insurance costs approximately $250, collision costs $374, and liability coverage costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing $2,656 or more. Teen drivers receive the highest rates at $4,724 a year or more.
Average premium for full coverage: $1,234
Rate estimates by individual coverage type:
Includes $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different Kicks trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range go from as cheap as $504 for the bare minimum liability coverage to a much higher rate of $2,656 for coverage for higher-risk drivers.
Price Range by Location
Your location has a large influence on the price of insurance. Rural locations tend to have fewer collision claims than larger metro areas.
The price range example below illustrates how geographic area affects auto insurance prices.
These examples demonstrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below details estimated Nissan Kicks insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $727
- Drivers who choose higher $1,000 deductibles will pay $142 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,234
- Choosing more expensive low deductibles for comprehensive and collision insurance costs an additional $272 each year
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,656 or more
- The cost with full coverage for a teenage driver with full coverage can cost $4,724 a year
Auto insurance rates for a Nissan Kicks can also vary considerably based on the trim level of your Kicks, your driving record, and physical damage deductibles and liability limits.
An older driver with a good driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance can cost around 42% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $420 a year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Nissan Kicks insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,670 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $948 | -$286 | -23.2% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,270 | $36 | 2.9% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,544 | $310 | 25.1% |
| Georgia | $1,138 | -$96 | -7.8% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $834 | -$400 | -32.4% |
| Illinois | $920 | -$314 | -25.4% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,684 | $450 | 36.5% |
| Louisiana | $1,826 | $592 | 48.0% |
| Maine | $762 | -$472 | -38.2% |
| Maryland | $1,018 | -$216 | -17.5% |
| Massachusetts | $988 | -$246 | -19.9% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,032 | -$202 | -16.4% |
| Mississippi | $1,476 | $242 | 19.6% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,324 | $90 | 7.3% |
| Nebraska | $974 | -$260 | -21.1% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $890 | -$344 | -27.9% |
| New Jersey | $1,378 | $144 | 11.7% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $712 | -$522 | -42.3% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,130 | -$104 | -8.4% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,646 | $412 | 33.4% |
| South Carolina | $1,118 | -$116 | -9.4% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,488 | $254 | 20.6% |
| Utah | $914 | -$320 | -25.9% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,130 | -$104 | -8.4% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,100 | -$134 | -10.9% |
With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to compare rates and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Kicks | $306 | $452 | $390 | $1,306 |
| 2023 Nissan Kicks | $294 | $448 | $398 | $1,298 |
| 2022 Nissan Kicks | $284 | $436 | $416 | $1,294 |
| 2021 Nissan Kicks | $274 | $418 | $430 | $1,280 |
| 2020 Nissan Kicks | $260 | $404 | $442 | $1,264 |
| 2019 Nissan Kicks | $250 | $374 | $452 | $1,234 |
| 2018 Nissan Kicks | $240 | $352 | $456 | $1,206 |
Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Nissan Kicks Insurance
Saving money on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Invest the time to compare rates at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
Below is a recap of the primary concepts that were presented in the illustrations above.
- You may be able to save around $140 per year simply by shopping early and online
- Drivers that have major violations or accidents may pay on average $1,420 more per year for auto insurance
- Increasing deductibles could save up to $425 each year
- Teenage drivers have the highest car insurance rates, with premiums as much as $394 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,724 |
| 20 | $2,820 |
| 30 | $1,274 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,104 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,506 |
| $250 | $1,380 |
| $500 | $1,234 |
| $1,000 | $1,092 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,704 |
| 20 | $4,488 |
| 30 | $2,696 |
| 40 | $2,656 |
| 50 | $2,534 |
| 60 | $2,510 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $507 |
Discounts are estimated and may not be available from every company or in every state.
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