Nissan Kicks Insurance Rates

U.S. average insurance rates for a Nissan Kicks are $1,206 a year for full coverage. Comprehensive insurance costs around $240 a year, collision insurance costs $352, and liability insurance is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs $2,596 or more. Teenage drivers pay the highest rates at up to $4,646 a year.

Average premium for full coverage: $1,206

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Kicks trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan Kicks insurance rates for additional coverage choices and driver risks.

• The best discount rate is $713
• Choosing higher $1,000 deductibles can save about $1,072 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,206
• Using low $100 deductibles for comp and collision coverage will cost an extra $258 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,596
• The price for full coverage for a teen driver can be $4,646 each year

View Chart as Image

Auto insurance prices for a Nissan Kicks are also quite variable based on your driving record, the trim level of your Kicks, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Nissan Kicks insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,720 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $400 each year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Best Nissan Kicks Insurance

Getting lower rates on Nissan Kicks insurance takes being a good driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every policy renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following list is a brief recap of the data covered in the charts and tables above.

• Drivers who may need an increased level of liability coverage will pay an extra $500 each year to raise limits from a low limit to 250/500 limits
• Drivers can save up to $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $400 each year
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $387 a month if they have full coverage