Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Nissan Kicks are $1,206 a year with full coverage. Comprehensive costs on average $240 a year, collision costs $352, and liability is $456. A policy with just liability insurance costs around $508 a year, with coverage for high-risk drivers costing around $2,596. Teen drivers pay the highest rates at $4,646 a year or more.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Comprehensive $240
Collision $352
Liability $456

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Kicks trim levels.

Price Range from Low to High

For an average driver, Nissan Kicks insurance prices go from the low end price of $508 for the bare minimum liability coverage to a high of $2,596 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

The ranges above demonstrate why it is important to compare rates quotes based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Nissan Kicks insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $713
  • Raising to $1,000 deductibles will save around $1,072 annually
  • The estimated price for the average middle-age driver with $500 deductibles is $1,206
  • Choosing low $100 deductibles bumps up the cost to $1,464
  • At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,596 or more
  • The price that insures a teen driver may cost $4,646

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing full coverage Nissan Kicks insurance rates range from $713 to $4,646

Insurance prices for a Nissan Kicks are also quite variable based on the trim level of your Kicks, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

The state you live in also has a big influence on Nissan Kicks insurance prices. A middle-age driver might find prices as low as $870 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,630 on average in Florida, Michigan, and New York.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $400 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices may be quite different.

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Nissan Kicks Insurance

Getting lower rates on car insurance consists of not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Shop around at least every other year by getting price quotes from direct companies, and also from several local insurance agents.

The following is a brief summary of the car insurance concepts covered in the above illustrations.

  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,390 more each year for Kicks insurance
  • You may be able to save as much as $140 per year simply by quoting early and online
  • Increasing physical damage deductibles can save approximately $400 each year
  • Policyholders who require higher liability limits will pay about $500 every year to raise from a low limit to the 250/500 level

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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