Nissan Kicks Insurance Rates

The average insurance rates for a Nissan Kicks are $1,206 a year with full coverage. Comprehensive insurance costs around $240 a year, collision insurance costs $352, and liability coverage costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $2,596 or more. Teenage drivers cost the most to insure at up to $4,646 a year.

Average premium for full coverage: $1,206

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Kicks trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

The examples above demonstrate why it is important to compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Kicks insurance rates for additional coverage choices and driver risks.

• The best discount rate is $713
• Using higher $1,000 deductibles will save about $1,072 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,206
• Using low $100 deductibles for physical damage coverage will cost an extra $258 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,596
• Policy cost for full coverage for a teenage driver can be $4,646 or more

View Chart as Image

Insurance rates for a Nissan Kicks also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan Kicks insurance rates. A driver around age 40 might see rates as low as $870 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,630 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $400 a year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Nissan Kicks Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around every year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the coverage data raised in the charts and tables above.

• You may be able to save up to $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $400 each year
• Youthful drivers are charged the highest rates, as much as $387 each month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions pay an average of $1,390 more every year than a low-risk driver