Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for a Nissan Kicks are $1,206 a year for full coverage insurance. Comprehensive insurance costs approximately $240 a year, collision costs $352, and liability is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing $2,596 or more. Teen drivers receive the highest rates at $4,646 a year or more.

Average premium for full coverage: $1,206

Rate estimates by individual coverage type:

Comprehensive $240
Collision $352
Liability $456

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Kicks trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range go from as low as $508 for the bare minimum liability coverage to a high of $2,596 for high-risk insurance.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These examples illustrate why it is important to get quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Nissan Kicks insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $713
  • Choosing higher $1,000 deductibles can save $1,072 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,206
  • Choosing low $100 deductibles for comp and collision coverage will cost an extra $258 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,596 or more
  • The cost for full coverage for a 16-year-old driver can cost $4,646 each year

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing full coverage Nissan Kicks insurance prices range from $713 to $4,646

Auto insurance rates for a Nissan Kicks can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Kicks insurance prices. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,630 on average in Florida, New York, and Michigan.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Choosing high deductibles can save as much as $400 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 130% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Nissan Kicks Insurance

Saving money on insurance for a Nissan Kicks takes being a low-risk driver, having good credit, avoid buying unnecessary coverage, and not having any coverage lapses. Invest the time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a recap of the material that was presented in the illustrations above.

  • Insureds who purchase more liability coverage will pay about $500 annually to raise limits from a minimum limit to 250/500 limits
  • Teen drivers have the highest car insurance rates, costing up to $387 per month if they have full coverage
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,390 more per year to insure their Kicks
  • Increasing deductibles can save around $400 each year

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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