Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Nissan Kicks are $1,206 annually for full coverage insurance. Comprehensive insurance costs on average $240 a year, collision costs $352, and liability costs around $456. A policy with only liability insurance costs as low as $508 a year, with a high-risk policy costing $2,596 or more. Teenage drivers pay the most at $4,646 a year or more.

Average premium for full coverage: $1,206

Premium estimates by type of coverage:

Comprehensive $240
Collision $352
Liability $456

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Kicks trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Nissan Kicks go from as cheap as $508 for liability-only coverage to a high of $2,596 for coverage for higher-risk drivers.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location impacts car insurance rates.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

These rate differences illustrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates estimated Nissan Kicks insurance rates for different risk profiles and scenarios.

  • The best discount rate is $713
  • Using higher $1,000 deductibles will save around $1,072 each year
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,206
  • Using low $100 deductibles for physical damage coverage costs an additional $258 every year
  • Drivers who are prone to accidents and violations could pay upwards of $2,596 or more
  • An auto insurance policy with full coverage for a teen driver may cost $4,646 or more

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing full coverage Nissan Kicks insurance prices range from $713 to $4,646

Car insurance prices for a Nissan Kicks also have a wide range based on the model of your Kicks, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $4,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $400 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,630 on average in Michigan, New York, and Florida.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Nissan Kicks Insurance

Finding better rates on car insurance requires being safe and accident-free, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around at least once a year by requesting rates from direct insurance companies, and also from local exclusive and independent agents.

Below you'll find a brief summary of the primary concepts that were touched on above.

  • It is possible to save as much as $140 per year simply by quoting early and online
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $1,390 more each year than a low-risk driver
  • Increasing policy deductibles could save up to $400 each year
  • Youthful drivers are expensive to insure, with premiums being up to $387 per month if comprehensive and collision insurance is included

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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