Nissan Kicks Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Nissan Kicks are $1,206 a year for full coverage. Comprehensive insurance costs approximately $240 each year, collision insurance costs $352, and liability insurance costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs $2,596 or more. Teens pay the highest rates at up to $4,646 a year.

Average premium for full coverage: $1,206

Price estimates by individual coverage:

Comprehensive $240
Collision $352
Liability $456

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Kicks models.

Price Range from Low to High

Using a middle-aged driver as an example, Nissan Kicks insurance prices range from as low as $508 for just the minimum liability insurance to a high rate of $2,596 for a high-risk driver policy.

Liability Only $508
Full Coverage $1,206
High Risk $2,596

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural locations have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $905
Small Cities $1,266
Large Cities $1,628

The ranges above show why all drivers should compare prices using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Nissan Kicks insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $713
  • Using higher $1,000 deductibles will save $134 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,206
  • Selecting low deductibles for physical damage coverage will cost an extra $258 a year
  • Drivers with serious driving violations could pay around $2,596
  • The price for full coverage for a teen driver can cost $4,646 or more

View Chart as Image

Nissan Kicks insurance cost comparison chart
Column chart showing Nissan Kicks insurance prices range from $713 to $4,646 for full coverage

Insurance prices for a Nissan Kicks are also quite variable based on your driving record, the trim level of your Kicks, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age

The state you live in has a huge impact on Nissan Kicks insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,720 on average in New York, Louisiana, and Michigan.

Nissan Kicks Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,090 -$116 -9.6%
Alaska $926 -$280 -23.2%
Arizona $1,000 -$206 -17.1%
Arkansas $1,206 -$0 0.0%
California $1,374 $168 13.9%
Colorado $1,154 -$52 -4.3%
Connecticut $1,240 $34 2.8%
Delaware $1,366 $160 13.3%
Florida $1,512 $306 25.4%
Georgia $1,114 -$92 -7.6%
Hawaii $868 -$338 -28.0%
Idaho $816 -$390 -32.3%
Illinois $900 -$306 -25.4%
Indiana $908 -$298 -24.7%
Iowa $814 -$392 -32.5%
Kansas $1,148 -$58 -4.8%
Kentucky $1,646 $440 36.5%
Louisiana $1,784 $578 47.9%
Maine $746 -$460 -38.1%
Maryland $996 -$210 -17.4%
Massachusetts $966 -$240 -19.9%
Michigan $2,096 $890 73.8%
Minnesota $1,010 -$196 -16.3%
Mississippi $1,444 $238 19.7%
Missouri $1,070 -$136 -11.3%
Montana $1,298 $92 7.6%
Nebraska $950 -$256 -21.2%
Nevada $1,446 $240 19.9%
New Hampshire $868 -$338 -28.0%
New Jersey $1,348 $142 11.8%
New Mexico $1,068 -$138 -11.4%
New York $1,272 $66 5.5%
North Carolina $696 -$510 -42.3%
North Dakota $986 -$220 -18.2%
Ohio $834 -$372 -30.8%
Oklahoma $1,240 $34 2.8%
Oregon $1,106 -$100 -8.3%
Pennsylvania $1,150 -$56 -4.6%
Rhode Island $1,610 $404 33.5%
South Carolina $1,092 -$114 -9.5%
South Dakota $1,018 -$188 -15.6%
Tennessee $1,056 -$150 -12.4%
Texas $1,454 $248 20.6%
Utah $896 -$310 -25.7%
Vermont $828 -$378 -31.3%
Virginia $724 -$482 -40.0%
Washington $932 -$274 -22.7%
West Virginia $1,106 -$100 -8.3%
Wisconsin $836 -$370 -30.7%
Wyoming $1,076 -$130 -10.8%

View Chart as Image

Nissan Kicks insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $400 each year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Nissan Kicks Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Nissan Kicks $294 $448 $398 $1,298
2023 Nissan Kicks $284 $436 $416 $1,294
2022 Nissan Kicks $274 $418 $430 $1,280
2021 Nissan Kicks $260 $404 $442 $1,264
2020 Nissan Kicks $250 $374 $452 $1,234
2019 Nissan Kicks $240 $352 $456 $1,206
2018 Nissan Kicks $230 $316 $460 $1,164

Rates are averaged for all Nissan Kicks models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Nissan Kicks Insurance

Getting lower rates on Nissan Kicks insurance requires having a good driving record, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief review of the information touched on in the above illustrations.

  • Drivers can save around $140 per year just by quoting online in advance
  • Drivers age 20 and younger are the costliest to insure, with premiums as much as $387 a month including comprehensive and collision insurance
  • Increasing physical damage deductibles can save around $400 each year
  • High-risk drivers with DUI or reckless driving convictions may pay on average $1,390 more per year to buy Nissan Kicks insurance
  • Drivers who purchase increased levels of liability coverage will pay approximately $500 each year to increase from a low limit to 250/500 limits

Rates by Driver Age

Nissan Kicks Insurance Rates by Driver Age
Driver Age Premium
16 $4,646
20 $2,756
30 $1,242
40 $1,206
50 $1,104
60 $1,080

Full coverage, $500 deductibles

Rates by Deductible

Nissan Kicks Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,464
$250 $1,346
$500 $1,206
$1,000 $1,072

Full coverage, driver age 40

Rates by Liability Limit

Nissan Kicks Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,206
50/100 $1,297
100/300 $1,411
250/500 $1,708
100 CSL $1,343
300 CSL $1,594
500 CSL $1,776

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Kicks Insurance Rates for High Risk Drivers
Age Premium
16 $6,586
20 $4,388
30 $2,634
40 $2,596
50 $2,478
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $80
5-yr Claim Free $77
Paid in Full/EFT $49
Advance Quote $56
Online Quote $84
Total Discounts $493
Rate after discounts $713

Discounts are estimated and may not be available from every company or in every state.

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