Nissan Kicks Insurance Rates

The average insurance rates for a Nissan Kicks are $1,206 a year for full coverage insurance. Comprehensive insurance costs an estimated $240 each year, collision insurance costs $352, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $2,596 or more. Teenage drivers cost the most to insure at up to $4,646 a year.

Average premium for full coverage: $1,206

Policy rates broken down by type of insurance:

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Kicks models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how where you live affects insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Nissan Kicks insurance rates for other coverage scenarios.

• The best discount rate is $713
• Using higher $1,000 deductibles will save approximately $134 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,206
• Using low deductibles for physical damage coverage will cost an extra $258 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,596
• Policy cost for full coverage for a 16-year-old driver can cost as much as $4,646 or more

View Chart as Image

Insurance rates for a Nissan Kicks also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $4,600 a year. View Rates by Age

Your home state has a huge impact on Nissan Kicks insurance prices. A driver around age 40 might see rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,630 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $400 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

How to Find the Right Nissan Kicks Insurance

Finding cheaper rates on insurance for a Nissan Kicks requires being a low-risk driver, having a good credit history, being claim-free, and possibly raising deductibles. Take the time to comparison shop every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a quick rundown of the coverage data touched on in the above illustrations.

• It is possible to save approximately $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $400 each year
• Teen drivers are expensive to insure, possibly costing $387 each month including comprehensive and collision insurance
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,390 more annually to insure their Kicks