Nissan Leaf Insurance Rates

The average insurance prices for a Nissan Leaf are $1,234 every 12 months for full coverage. Comprehensive insurance costs approximately $228 a year, collision insurance costs $374, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,668 or more. 16-year-old drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Leaf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $725
• Drivers who choose higher $1,000 deductibles will pay $1,096 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,234
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $262 annually
• Drivers with multiple tickets or accidents could pay around $2,668
• Policy cost to insure a 16-year-old driver can cost $4,788 a year

View Chart as Image

Insurance rates for a Nissan Leaf also range considerably based on liability limits and deductibles, your driver profile, and the model of your Leaf.

Opting for high physical damage deductibles could save up to $400 annually, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 136% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Nissan Leaf insurance prices. A 40-year-old driver could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Cheap Nissan Leaf Insurance

Finding cheaper rates on insurance for a Nissan Leaf not only requires being a safe and courteous driver, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at least every other year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below is a quick review of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,430 more per year for auto insurance
• Drivers can save around $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Insureds who purchase higher levels of liability will pay around $520 each year to go from a 30/60 limit to a 250/500 level