Nissan Leaf Insurance Rates

Average insurance prices for a Nissan Leaf are $1,234 every 12 months for full coverage. Comprehensive insurance costs around $228 each year, collision insurance costs $374, and liability coverage is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs $2,668 or more. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates for individual coverage type:

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and Leaf models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The graphic below illustrates how your location can change auto insurance rates.

These examples show why all drivers should get quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The best discount rate is $725
• Choosing higher $1,000 deductibles can save about $138 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,234
• Using low deductibles for comp and collision coverage costs an extra $262 each year
• Drivers who are prone to accidents and violations could pay at least $2,668
• The cost to insure a teenage driver can be $4,788 each year

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $400 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Nissan Leaf insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheaper Nissan Leaf Insurance

Saving money on auto insurance takes being a low-risk driver, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a condensed summary of the primary concepts that were illustrated above.

• Drivers can save up to $140 per year just by quoting online in advance
• Drivers with multiple at-fault accidents may pay on average $1,430 more every year to insure their Leaf
• Increasing deductibles could save as much as $400 each year
• Teen drivers are charged the highest rates, costing as high as $399 per month if full coverage is included