Nissan Leaf Insurance Rates

U.S. average insurance rates for a Nissan Leaf are $1,234 a year for full coverage. Comprehensive insurance costs approximately $228, collision insurance costs $374, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,668 or more. Teenage drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Price estimates by individual coverage:

Prices include $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all Leaf models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

The ranges above show why everyone should compare prices using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $725
• Using higher $1,000 deductibles will save $138 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,234
• Using pricier low deductibles for physical damage coverage will cost an extra $262 a year
• Drivers who are prone to accidents and violations could pay around $2,668
• The price for full coverage for a teen driver for full coverage can cost $4,788 or more

View Chart as Image

Insurance prices for a Nissan Leaf are also quite variable based on your driving record, the trim level of your Leaf, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

The state you live in has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $400 each year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. Nissan Leaf insurance for high-risk drivers can be anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

How to Find the Right Nissan Leaf Insurance

Getting lower rates on Nissan Leaf insurance requires being a low-risk driver, having a good credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a quick rundown of the data that was raised in the charts and tables above.

• Drivers can save around $140 per year just by quoting online well ahead of the renewal date
• Drivers who purchase more liability coverage will pay an extra $520 each year to increase from a low limit to 250/500 limits
• Teen drivers are the costliest to insure, with premiums as much as $399 a month including comprehensive and collision insurance
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,430 more per year to insure their Leaf