Nissan Leaf Insurance Rates

Estimated insurance rates for a Nissan Leaf are $1,234 a year with full coverage. Comprehensive costs an estimated $228 each year, collision insurance costs $374, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,668. Teen drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,234

Premium estimates broken down by type of coverage:

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Leaf models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.

These rate differences demonstrate why all drivers should compare prices for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Nissan Leaf insurance rates for other coverage scenarios.

• The lowest rate with discounts is $725
• Using higher $1,000 deductibles will save approximately $138 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,234
• Choosing low deductibles for physical damage coverage will increase the cost to $1,496
• Drivers with multiple violations and an at-fault accident could pay up to $2,668
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,788 or more

View Chart as Image

Insurance prices for a Nissan Leaf also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,670 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $400 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,500 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 136% more than average. View High Risk Driver Rates

How to Find Cheap Nissan Leaf Insurance

Finding better rates on Nissan Leaf insurance requires not taking risks behind the wheel, having a good credit history, being claim-free, and possibly raising deductibles. Make time to compare rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following is a brief summary of the car insurance concepts touched on in this article.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,430 more annually for Leaf insurance
• You may be able to save approximately $140 per year just by quoting online in advance
• Increasing policy deductibles can save around $400 each year
• Drivers who want higher liability limits will pay about $520 every year to increase from 30/60 bodily injury limits to 250/500 limits