Nissan Leaf Insurance Rates

U.S. average insurance rates for a Nissan Leaf are $1,234 a year with full coverage. Comprehensive costs an estimated $228 a year, collision insurance costs $374, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,668. Teenage drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Leaf trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above demonstrate why it is important to compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Nissan Leaf insurance rates for other coverage scenarios.

• The best discount rate is $725
• Raising to $1,000 deductibles will save approximately $1,096 annually
• The estimated price for the average middle-age driver who has $500 deductibles is $1,234
• Using low $100 deductibles bumps up the cost to $1,496
• Unlucky drivers who are prone to accidents and violations could pay up to $2,668
• The price that insures a teenage driver can cost as much as $4,788

View Chart as Image

Insurance prices for a Nissan Leaf are also quite variable based on the trim level of your Leaf, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,500 to $2,100 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age

The state you live in also has a big influence on Nissan Leaf insurance rates. A middle-age driver might find prices as low as $890 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,670 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $400 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Nissan Leaf Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices once a year by requesting rates from direct companies, and also from insurance agencies where you live.

The points below are a brief summary of the data that was raised in the charts and tables above.

• You may be able to save approximately $140 per year just by quoting early and online
• Consumers who want increased liability limits will pay an extra $520 every year to raise from a low limit to the 250/500 level
• Drivers under the age of 20 are expensive to insure, costing up to $399 a month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,430 more annually to insure a Nissan Leaf