Nissan Leaf Insurance Rates

Estimated insurance prices for a Nissan Leaf are $1,234 every 12 months with full coverage. Comprehensive costs around $228 a year, collision insurance costs $374, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,668. Teenage drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,234

Premium estimates for type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Leaf trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The best discount rate is $725
• Raising to $1,000 deductibles will save about $1,096 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,234
• Using low $100 deductibles increases the price to $1,496
• Drivers who are prone to accidents and violations could pay at least $2,668
• An auto insurance policy to insure a 16-year-old driver can be $4,788

View Chart as Image

Insurance prices for a Nissan Leaf also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $400 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Nissan Leaf insurance prices. A middle-age driver might find prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Low Cost Nissan Leaf Insurance

Finding better rates on insurance for a Nissan Leaf consists of avoiding accidents and violations, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to compare rates every year by getting rate quotes from direct companies, and also from several local insurance agents.

The list below is a review of the coverage data presented in the illustrations above.

• You may be able to save up to $140 per year just by quoting early and online
• Increasing policy deductibles could save as much as $400 each year
• Teenagers pay higher prices, possibly costing $399 per month if they have full coverage
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,430 more every year for car insurance