Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,234 a year for full coverage insurance. Comprehensive costs approximately $228 each year, collision insurance costs $374, and liability costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,668. Teens cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Leaf models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $725
• Using higher $1,000 deductibles will save $138 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,234
• Selecting low deductibles for physical damage coverage will increase the cost to $1,496
• Drivers with serious driving violations could pay around $2,668
• Policy cost for full coverage for a teen driver can cost $4,788 or more

View Chart as Image

Car insurance rates for a Nissan Leaf also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

Your home state has a huge impact on Nissan Leaf insurance prices. A driver around age 40 might see rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,670 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $400 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 136% more than the average policy. View High Risk Driver Rates

How to Find Affordable Nissan Leaf Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having above-average credit, being claim-free, and attention to physical damage deductibles. Make time to compare rates every year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the coverage data touched on in this article.

• It is possible to save around $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $400 each year
• Teen drivers pay the highest auto insurance rates, possibly costing $399 each month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,430 more per year to insure their Leaf