Nissan Leaf Insurance Rates

Estimated auto insurance rates for a Nissan Leaf are $1,234 annually for full coverage. Comprehensive insurance costs approximately $228 a year, collision insurance costs $374, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,668 or more. Teenage drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,234

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Leaf trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

These rate differences show why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $725
• Using higher $1,000 deductibles will save $1,096 a year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,234
• Using low $100 deductibles for physical damage coverage costs an additional $262 a year
• Drivers who are prone to accidents and violations could pay around $2,668
• An auto insurance policy with full coverage for a teen driver can cost $4,788 or more

View Chart as Image

Insurance prices for a Nissan Leaf also have a wide range based on the model of your Leaf, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $400 each year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see prices as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Affordable Nissan Leaf Insurance

Finding better rates on Nissan Leaf insurance requires having a decent driving record, having a good credit history, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every other policy renewal by requesting rates from direct carriers, and also from several local insurance agents.

The following items are a brief review of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are expensive to insure, as much as $399 per month including comprehensive and collision insurance
• High-risk drivers with DUI or reckless driving convictions pay on average $1,430 more per year than a driver with a clean driving record
• Increasing policy deductibles could save up to $400 each year
• Drivers can save around $140 per year just by quoting early and online