Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,234 a year with full coverage. Comprehensive costs around $228 each year, collision insurance costs $374, and liability costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs around $2,668. Teens cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates for type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Leaf models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

The examples above demonstrate why all drivers should compare rates for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $725
• Drivers who choose higher $1,000 deductibles will pay about $138 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,234
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,496
• Higher-risk drivers with serious driving violations could pay at least $2,668
• Policy cost that insures a teen driver can be $4,788 a year

View Chart as Image

Insurance rates for a Nissan Leaf also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 136% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,700 a year. View Rates by Age

Your home state makes a big difference in Nissan Leaf insurance prices. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $400 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Nissan Leaf Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the data that was illustrated above.

• You may be able to save up to $140 per year just by quoting online in advance
• Policyholders who may need more liability coverage will pay approximately $520 every year to go from a 30/60 limit to the 250/500 level
• Teen drivers are charged the highest rates, as much as $399 each month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents may pay on average $1,430 more every year to insure their Leaf