Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,234 a year for full coverage. Comprehensive insurance costs approximately $228, collision insurance costs $374, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,668 or more. Teenage drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Full coverage includes $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Leaf models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates how location impacts auto insurance prices.

The examples above show why everyone should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan Leaf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $725
• Choosing higher $1,000 deductibles can save $138 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,234
• Using pricier low deductibles for comp and collision coverage will cost an additional $262 each year
• Drivers who are prone to accidents and violations could pay around $2,668
• Policy cost that insures a teenage driver for full coverage can cost $4,788 each year

View Chart as Image

Insurance rates for a Nissan Leaf also range considerably based on the model of your Leaf, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. Nissan Leaf insurance for high-risk drivers ranges around 44% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Leaf insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $400 a year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Nissan Leaf Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The following is a summary of the data touched on above.

• Consumers who purchase higher liability limits will pay an extra $520 each year to raise limits from a 30/60 limit to the 250/500 level
• Drivers can save around $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Teens are expensive to insure, costing up to $399 each month if full coverage is included