Nissan Leaf Insurance Rates

Average insurance rates for a Nissan Leaf are $1,234 a year for full coverage. Comprehensive costs around $228 a year, collision costs $374, and liability insurance costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing around $2,668. 16-year-old drivers receive the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,234

Rate estimates for individual coverage type:

Includes $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities.

The diagram below illustrates how your location can change auto insurance rates.

These examples show why it is important to compare prices for a specific zip code and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Nissan Leaf insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $725
• Using higher $1,000 deductibles will save about $1,096 a year
• The average rate for a 40-year-old driver using $500 deductibles is $1,234
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,496
• Drivers with multiple tickets or accidents could pay at least $2,668 or more
• The cost for full coverage for a teen driver can be $4,788 or more

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on your driver profile, the trim level of your Leaf, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,700 a year. View Rates by Age

Where you live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or at least $1,760 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $400 each year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and rates can be significantly different from one company to the next.

How to Find the Cheapest Nissan Leaf Insurance

Saving money on Nissan Leaf insurance requires not taking risks behind the wheel, having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Invest the time to shop around at least once a year by quoting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The following is a recap of the primary concepts that were illustrated above.

• Drivers can save up to $140 per year simply by quoting early and online
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,430 more every year for Leaf insurance
• Increasing deductibles can save around $400 each year
• Teens are charged the highest rates, costing as high as $399 per month including comprehensive and collision insurance