Nissan Leaf Insurance Rates

The average auto insurance rates for a Nissan Leaf are $1,234 annually with full coverage. Comprehensive costs on average $228 a year, collision insurance costs $374, and liability coverage is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,668. Teen drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Leaf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $725
• Raising to $1,000 deductibles will save around $1,096 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,234
• Choosing low $100 deductibles will cost $1,496
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,668
• Policy cost with full coverage for a teenage driver may cost $4,788

View Chart as Image

Car insurance rates for a Nissan Leaf also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $400 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Nissan Leaf insurance rates. A middle-age driver might find rates as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy the Best Cheap Nissan Leaf Insurance

Finding cheaper rates on auto insurance consists of having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following items are a quick review of the data that was touched on in this article.

• You may be able to save as much as $140 per year just by quoting early and online
• Consumers who require additional liability coverage will pay about $520 every year to raise from a 30/60 limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $399 each month if comprehensive and collision insurance is included
• Drivers with a DUI or reckless driving violation pay an average of $1,430 more each year than a driver with a clean driving record