Nissan Leaf Insurance Rates

Average insurance rates for a Nissan Leaf are $1,234 a year for full coverage insurance. Comprehensive insurance costs on average $228, collision insurance costs $374, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,668 or more. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Leaf models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

These examples illustrate why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The best discount rate is $725
• Drivers who choose higher $1,000 deductibles will pay around $138 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,234
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $262 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,668
• The cost that insures a teenage driver for full coverage may cost $4,788 a year

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on the model of your Leaf, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 additional per year, depending on your age. Nissan Leaf insurance for high-risk drivers can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,700 a year. View Rates by Age

Where you live makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $400 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

How to Find Affordable Nissan Leaf Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every couple of years by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief review of the material that was touched on above.

• Consumers who require more liability protection will pay an extra $520 annually to go from a minimum limit to the 250/500 level
• Youthful drivers pay higher rates, costing up to $399 per month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $1,430 more each year than a low-risk driver
• Increasing deductibles can save approximately $400 each year