Nissan Leaf Insurance Rates

Average insurance prices for a Nissan Leaf are $1,234 every 12 months for full coverage. Comprehensive insurance costs an estimated $228 each year, collision insurance costs $374, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,668 or more. Teens receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Leaf models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples show why all drivers should compare rates for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Nissan Leaf insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $725
• Drivers who choose higher $1,000 deductibles will pay approximately $138 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,234
• Selecting low deductibles for comprehensive and collision insurance costs an extra $262 a year
• High risk drivers with serious driving violations could pay up to $2,668
• The cost to insure a teen driver can cost as much as $4,788 a year

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $400 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,500 to $2,100 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 136% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Nissan Leaf Insurance

Saving money on Nissan Leaf insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Set aside time to compare rates once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief review of the data that was covered above.

• Drivers can save approximately $140 per year just by quoting online in advance
• Drivers who want higher liability limits will pay approximately $520 each year to go from a minimum limit to a 250/500 level
• Teenagers are charged the highest rates, costing as high as $399 per month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions pay on average $1,430 more annually for car insurance