Nissan Leaf Insurance Rates

Average auto insurance rates for a Nissan Leaf are $1,256 annually with full coverage. Comprehensive insurance costs an estimated $234 a year, collision insurance costs $400, and liability coverage costs around $464. A liability-only policy costs as low as $514 a year, and high-risk insurance costs $2,722 or more. Teens receive the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts insurance prices.

These examples demonstrate why it is important to compare prices for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Leaf insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $734
• Using higher $1,000 deductibles will save approximately $1,112 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,256
• Selecting low $100 deductibles for physical damage coverage costs an additional $278 each year
• Higher-risk drivers with serious driving violations could pay up to $2,722
• The cost with full coverage for a teenage driver can cost as much as $4,858 or more

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on the trim level of your Leaf, your driving record, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $430 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Nissan Leaf insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Low Cost Nissan Leaf Insurance

Saving money on auto insurance requires avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every year by quoting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a review of the coverage data touched on above.

• You may be able to save approximately $150 per year just by quoting early and online
• Increasing deductibles could save up to $425 each year
• Drivers under the age of 20 are charged the highest rates, with premiums as much as $405 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations pay on average $1,470 more annually to insure a Nissan Leaf