Nissan Leaf Insurance Rates

Average insurance prices for a Nissan Leaf are $1,234 every 12 months with full coverage. Comprehensive insurance costs on average $228 a year, collision insurance costs $374, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,668 or more. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates by individual coverage type:

Prices include $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Leaf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

These examples demonstrate why it is important to compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The best discount rate is $725
• Drivers who choose higher $1,000 deductibles will pay around $1,096 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,234
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $262 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,668
• The cost to insure a teenage driver may cost $4,788 a year

View Chart as Image

Insurance rates for a Nissan Leaf can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Leaf.

Using high physical damage deductibles could save up to $400 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Right Nissan Leaf Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a quick rundown of the information illustrated above.

• You may be able to save as much as $140 per year just by quoting early and online
• Teens pay higher rates, with premiums as much as $399 per month if full coverage is included
• Increasing deductibles could save as much as $400 each year
• Drivers with reckless driving or DUI convictions may pay on average $1,430 more each year for Leaf insurance
• Consumers who require higher liability limits will pay an extra $520 every year to go from a minimum limit to a 250/500 level