Nissan Leaf Insurance Rates

The average insurance rates for a Nissan Leaf are $1,234 a year with full coverage. Comprehensive insurance costs on average $228 a year, collision insurance costs $374, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,668 or more. 16-year-old drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and Leaf trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Nissan Leaf insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $725
• Drivers who choose higher $1,000 deductibles will pay around $1,096 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,234
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $262 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $2,668
• Policy cost for full coverage for a teen driver may cost $4,788 a year

View Chart as Image

Auto insurance rates for a Nissan Leaf also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,700 a year. View Rates by Age

Your home state makes a big difference in Nissan Leaf insurance rates. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $400 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Nissan Leaf Insurance

Finding cheaper rates on Nissan Leaf insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around every other policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a recap of the ideas that were raised in the charts and tables above.

• Teens are charged the highest rates, as much as $399 each month if they have full coverage
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,430 more each year for Leaf insurance
• Increasing comprehensive and collision deductibles can save around $400 each year
• You may be able to save as much as $140 per year just by quoting early and online