Nissan Titan XD Insurance Rates

Average insurance prices for a Nissan Titan XD are $1,476 every 12 months for full coverage. Comprehensive insurance costs approximately $260 a year, collision insurance costs $446, and liability costs $570. Buying just liability costs as little as $634 a year, and insurance for high-risk drivers costs $3,192 or more. Teenage drivers receive the highest rates at up to $5,764 a year.

Average premium for full coverage: $1,476

Rate estimates by individual coverage type:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Titan XD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

These examples show why it is important to compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Nissan Titan XD insurance rates for additional coverage and risk scenarios.

• The best discount rate is $870
• Drivers who choose higher $1,000 deductibles will pay $1,316 a year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,476
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $312 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,192
• The cost to insure a teen driver can cost $5,764 a year

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Auto insurance rates for a Nissan Titan XD can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Titan XD.

Using high physical damage deductibles could save up to $480 every year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $513 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Nissan Titan XD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,100 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Right Nissan Titan XD Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick rundown of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,720 more per year to insure their Titan XD
• Drivers can save around $170 per year just by quoting early and online
• Increasing deductibles could save as much as $475 each year
• Policyholders who purchase more liability coverage will pay an extra $630 each year to go from a minimum limit to a 250/500 level