Nissan Versa Note Insurance Rates

The average insurance prices for a Nissan Versa Note are $1,300 every 12 months including full coverage. Comprehensive insurance costs approximately $240 a year, collision insurance costs $446, and liability coverage is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $2,826 or more. Teenage drivers cost the most to insure at up to $5,010 a year.

Average premium for full coverage: $1,300

Policy rates by type of insurance:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Versa Note trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why it is important to compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The best discount rate is $752
• Raising to $1,000 deductibles will save $1,144 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,300
• Using low $100 deductibles costs an extra $304 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,826
• Policy cost to insure a teenage driver can cost $5,010

View Chart as Image

Insurance rates for a Nissan Versa Note also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Versa Note.

Using high physical damage deductibles can reduce rates by up to $460 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find rates as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,860 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Nissan Versa Note Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates every year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a condensed summary of the coverage data covered above.

• You may be able to save around $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Teens are the costliest to insure, with premiums being up to $418 each month if full coverage is included
• Drivers with multiple at-fault accidents could be charged and average of $1,530 more per year for Versa Note insurance