Nissan Versa Note Insurance Rates

The average insurance rates for a Nissan Versa Note are $1,334 a year for full coverage insurance. Comprehensive costs approximately $250, collision insurance costs $474, and liability costs around $452. Liability-only insurance costs as low as $504 a year, and high-risk driver insurance costs around $2,900. Teenage drivers cost the most to insure at up to $5,112 a year.

Average premium for full coverage: $1,334

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Versa Note trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The best discount rate is $768
• Using higher $1,000 deductibles will save $164 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,334
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,654
• High-risk insureds who are prone to accidents and violations could pay around $2,900
• Policy cost that insures a 16-year-old driver with full coverage can cost $5,112 or more

View Chart as Image

Auto insurance rates for a Nissan Versa Note also range considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can be from 43% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa Note insurance prices. A driver around age 40 might see rates as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $490 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Nissan Versa Note Insurance

Finding cheaper rates on insurance for a Nissan Versa Note requires being a safe and courteous driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Compare prices at least every other year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

Below is a review of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk who have several accidents or serious violations could be charged and average of $1,570 more per year for auto insurance
• It is possible to save around $160 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Insureds who purchase higher levels of liability will pay an extra $500 annually to increase from a 30/60 limit to the 250/500 level