Nissan Versa Note Insurance Rates

U.S. average insurance rates for a Nissan Versa Note are $1,300 a year including full coverage. Comprehensive insurance costs approximately $240, collision insurance costs $446, and liability costs around $456. A policy with just liability insurance costs as low as $508 a year, and coverage for high-risk drivers costs $2,826 or more. 16-year-old drivers pay the highest rates at up to $5,010 a year.

Average premium for full coverage: $1,300

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Versa Note trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how your location can change auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $752
• Using higher $1,000 deductibles will save $156 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,300
• Buying more expensive low deductibles for physical damage coverage will cost an additional $304 every year
• Drivers with multiple tickets or accidents could pay around $2,826
• The price that insures a teen driver with full coverage can cost $5,010 or more

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Insurance prices for a Nissan Versa Note are also quite variable based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can be as much as 44% to 137% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Nissan Versa Note insurance prices. A driver around age 40 might see prices as low as $1,000 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,860 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles could cut prices by as much as $460 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Nissan Versa Note Insurance

Getting lower rates on car insurance requires being a low-risk driver, having above-average credit, being claim-free, and possibly raising deductibles. Comparison shop every year by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The items below are a recap of the coverage data illustrated above.

• You may be able to save around $150 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $450 each year
• Teen drivers are expensive to insure, possibly costing $418 a month if full coverage is included
• Higher risk drivers that have major violations or accidents will likely pay on average $1,530 more per year to insure their Versa Note