Nissan Versa Note Insurance Rates

Estimated insurance prices for a Nissan Versa Note are $1,300 every 12 months for full coverage insurance. Comprehensive insurance costs on average $240, collision insurance costs $446, and liability costs around $456. Liability-only insurance costs as low as $508 a year, and high-risk driver insurance costs $2,826 or more. Teen drivers pay the most at up to $5,010 a year.

Average premium for full coverage: $1,300

Premium estimates by type of coverage:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for all Versa Note models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

These rate differences illustrate why everyone should compare prices based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Nissan Versa Note insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $752
• Using higher $1,000 deductibles will save around $156 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,300
• Choosing pricier low deductibles for physical damage coverage costs an extra $304 every year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,826
• An auto insurance policy to insure a teen driver for full coverage may cost $5,010 or more

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Insurance prices for a Nissan Versa Note also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Versa Note.

Choosing high deductibles could cut prices by as much as $460 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 additional annually, depending on your age. Nissan Versa Note insurance for high-risk drivers can be as much as 44% to 137% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Versa Note insurance prices. A driver around age 40 might see prices as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,760 on average in Michigan, New York, and Florida.

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How to Shop for the Best Cheap Nissan Versa Note Insurance

Finding better rates on car insurance requires being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Spend time shopping around every year by getting quotes from direct insurance companies, and also from several local insurance agents.

Below you'll find a quick review of the coverage data touched on above.

• It is possible to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $450 each year
• Youthful drivers pay higher prices, with premiums being up to $418 per month if full coverage is included
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,530 more each year than a low-risk driver