Nissan Versa Note Insurance Rates

Average insurance rates for a Nissan Versa Note are $1,334 a year for full coverage. Comprehensive costs around $250 a year, collision insurance costs $474, and liability coverage is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs around $2,900. Teen drivers receive the highest rates at up to $5,112 a year.

Average premium for full coverage: $1,334

Rate estimates for individual coverage type:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Versa Note trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates quotes for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $768
• Raising to $1,000 deductibles will save about $1,170 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,334
• Choosing low $100 deductibles bumps up the cost to $1,654
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,900
• The cost that insures a teenage driver can be $5,112

View Chart as Image

Insurance rates for a Nissan Versa Note can also vary considerably based on the trim level of your Versa Note, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 134% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,100 a year. View Rates by Age

Where you live also has a big influence on Nissan Versa Note insurance rates. A middle-age driver might find rates as low as $880 a year in states like Idaho, Maine, and Iowa, or as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce rates by up to $490 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Nissan Versa Note Insurance

Saving money on auto insurance consists of having a good driving record, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Shop around at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a quick review of the data presented in the illustrations above.

• Consumers who may need increased levels of liability coverage will pay about $500 each year to raise from a minimum limit to the 250/500 level
• Drivers can save up to $160 per year just by quoting early and online
• Increasing deductibles can save approximately $475 each year
• Drivers age 20 and younger pay higher rates, costing as high as $426 per month if full coverage is included