Nissan Versa Note Insurance Rates

Average auto insurance rates for a Nissan Versa Note are $1,300 annually for full coverage. Comprehensive costs around $240 each year, collision insurance costs $446, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs around $2,826. Teen drivers receive the highest rates at up to $5,010 a year.

Average premium for full coverage: $1,300

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Versa Note models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have fewer accident claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $752
• Drivers who choose higher $1,000 deductibles will pay about $156 a year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,300
• Choosing low deductibles for comprehensive and collision insurance will cost $1,604
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,826
• The cost with full coverage for a teen driver can be $5,010 a year

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Car insurance rates for a Nissan Versa Note can also vary considerably based on the trim level of your Versa Note, your driver profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 137% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $460 every year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Versa Note insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or as much as $1,860 on average in Michigan, Louisiana, and New York.

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How to Buy the Right Nissan Versa Note Insurance

Saving money on car insurance not only requires being a good driver, but also having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Spend time shopping around every year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a quick rundown of the coverage data touched on above.

• Drivers can save up to $150 per year just by quoting online in advance
• Increasing deductibles could save up to $450 each year
• Drivers age 16 to 20 are the costliest to insure, costing as high as $418 per month if comprehensive and collision insurance is included
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,530 more every year than a safer driver