Nissan Versa Note Insurance Rates

The average insurance rates for a Nissan Versa Note are $1,300 a year including full coverage. Comprehensive insurance costs around $240 a year, collision insurance costs $446, and liability insurance is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs $2,826 or more. Teens cost the most to insure at up to $5,010 a year.

Average premium for full coverage: $1,300

Policy rates for type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Versa Note trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Nissan Versa Note insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $752
• Choosing higher $1,000 deductibles can save about $1,144 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,300
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $304 a year
• High-risk insureds with serious driving violations could pay at least $2,826
• Policy cost that insures a teen driver can be $5,010 each year

View Chart as Image

Car insurance rates for a Nissan Versa Note also range considerably based on the trim level of your Versa Note, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Versa Note insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 each year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Nissan Versa Note Insurance

Finding cheaper rates on Nissan Versa Note insurance takes being a safe and courteous driver, having a positive credit history, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare rates at every other renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a brief review of the concepts that were touched on in this article.

• High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,530 more every year for auto insurance
• Teenage drivers are the costliest to insure, with premiums being up to $418 each month if full coverage is purchased
• You may be able to save up to $150 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• You may be able to save up to $150 per year just by quoting early and online