Nissan Z Insurance Rates

Estimated insurance rates for a Nissan Z are $1,592 a year with full coverage. Comprehensive insurance costs on average $432 a year, collision insurance costs $686, and liability insurance costs around $338. A liability-only policy costs as low as $394 a year, and high-risk insurance costs $3,412 or more. Teens pay the most at up to $5,566 a year.

Average premium for full coverage: $1,592

Premium estimates by type of coverage:

Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Nissan Z insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $905
• Using higher $1,000 deductibles will save around $1,336 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,592
• Selecting low $100 deductibles for physical damage coverage will cost an extra $488 a year
• Drivers with serious driving violations could pay upwards of $3,412
• An auto insurance policy for full coverage for a teen driver may cost $5,566 or more

View Chart as Image

Auto insurance prices for a Nissan Z also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,500 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Z insurance rates. A driver around age 40 might see prices as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,150 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $750 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,500 in extra premium annually, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 127% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Nissan Z Insurance

Finding better rates on Nissan Z insurance requires having a good driving record, having good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates every other policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

The next list is a quick review of the ideas that were covered above.

• Drivers age 20 and younger are charged the highest prices, possibly costing $464 per month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,820 more each year to buy Nissan Z insurance
• Increasing policy deductibles can save around $750 each year
• You may be able to save as much as $200 per year just by quoting early and online