Nissan Z Insurance Rates

U.S. average insurance prices for a Nissan Z are $1,592 every 12 months for full coverage. Comprehensive insurance costs an estimated $432, collision insurance costs $686, and liability is estimated at $338. Buying just liability costs approximately $394 a year, and insurance for high-risk drivers costs $3,412 or more. Teenage drivers pay the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Z models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations have more infrequent accident claims than densely populated cities. The example below illustrates how geographic area affects insurance prices.

The ranges above show why everyone should get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Z insurance rates for other coverage scenarios.

• The best discount rate is $905
• Choosing higher $1,000 deductibles can save approximately $256 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,592
• Using pricier low deductibles for comp and collision coverage costs an extra $488 annually
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,412
• The price to insure a 16-year-old driver for full coverage can cost as much as $5,566 each year

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Insurance prices for a Nissan Z are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $750 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $304 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,500 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,800 to $2,500 additional each year, depending on your age. Nissan Z insurance for high-risk drivers ranges from 45% to 127% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Nissan Z insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,270 on average in New York, Louisiana, and Michigan.

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How to Shop for Affordable Nissan Z Insurance

Getting lower rates on insurance for a Nissan Z takes being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the primary concepts that were presented in the illustrations above.

• Drivers can save approximately $200 per year just by quoting online well ahead of the renewal date
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,820 more annually than a low-risk driver
• Increasing physical damage deductibles could save as much as $750 each year
• Youthful drivers are expensive to insure, with premiums as much as $464 a month if full coverage is included