Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year for full coverage. Comprehensive insurance costs an estimated $432 a year, collision insurance costs $686, and liability is estimated at $338. Buying just liability costs approximately $394 a year, and insurance for high-risk drivers costs $3,412 or more. Teens receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

These examples show why it is important to get quotes for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Z insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $905
• Choosing higher $1,000 deductibles can save approximately $1,336 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,592
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $488 every year
• Unlucky drivers with serious driving violations could pay up to $3,412
• The cost for full coverage for a teen driver can cost as much as $5,566 each year

View Chart as Image

Auto insurance rates for a Nissan Z can also vary considerably based on your driver profile, the trim level of your Z, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,500 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Nissan Z insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,270 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $750 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $304 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 127% more than the average policy. View High Risk Driver Rates

How to Find Affordable Nissan Z Insurance

Saving money on car insurance takes being safe and accident-free, having good credit, eliminating unneeded coverage, and consideration of higher deductibles. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

Below you'll find a brief review of the ideas that were covered in the above illustrations.

• Youthful drivers are the costliest to insure, costing as high as $464 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,820 more annually than a low-risk driver
• Increasing deductibles can save around $750 each year
• Drivers can save approximately $200 per year just by quoting early and online