Nissan Z Insurance Rates

Estimated insurance rates for a Nissan Z are $1,592 a year with full coverage. Comprehensive costs on average $432, collision insurance costs $686, and liability insurance costs $338. A policy with only liability insurance costs as little as $394 a year, and a high-risk policy costs around $3,412. Teenage drivers pay the most at up to $5,566 a year.

Average premium for full coverage: $1,592

Premium estimates by type of coverage:

Includes $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Nissan Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $905
• Drivers who choose higher $1,000 deductibles will pay around $256 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,592
• Using more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $2,080
• High risk drivers who are prone to accidents and violations could pay upwards of $3,412
• An auto insurance policy that insures a teen driver with full coverage may cost $5,566 a year

View Chart as Image

Car insurance prices for a Nissan Z also have a wide range based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 45% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,500 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Z insurance rates. A 40-year-old driver could pay as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,150 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $750 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Cheapest Nissan Z Insurance

Finding better rates on Nissan Z insurance not only requires not taking risks behind the wheel, but also having a positive credit history, being claim-free, and possibly raising deductibles. Compare prices every year by obtaining price quotes from direct companies, and also from several local insurance agents.

The following is a recap of the coverage data covered in the charts and tables above.

• You may be able to save as much as $200 per year just by shopping early and online
• Increasing policy deductibles can save approximately $750 each year
• Teens are expensive to insure, possibly costing $464 per month if full coverage is purchased
• High-risk drivers that have major violations or accidents pay on average $1,820 more each year for Z insurance