Nissan Z Insurance Rates

The average insurance rates for a Nissan Z are $1,592 a year for full coverage. Comprehensive insurance costs approximately $432 a year, collision insurance costs $686, and liability is estimated at $338. Liability-only insurance costs approximately $394 a year, and high-risk driver insurance costs $3,412 or more. Teens cost the most to insure at up to $5,566 a year.

Average premium for full coverage: $1,592

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Z trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above show why it is important to get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Nissan Z insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $905
• Choosing higher $1,000 deductibles can save $1,336 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,592
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $488 every year
• Unlucky drivers with serious driving violations could pay around $3,412
• Policy cost for full coverage for a teen driver can cost $5,566 each year

View Chart as Image

Auto insurance rates for a Nissan Z also range considerably based on your risk profile, the trim level of your Z, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $5,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Z insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,270 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $750 every year, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,800 to $2,500 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 127% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Nissan Z Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at least once a year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a summary of the primary concepts that were presented in the illustrations above.

• Drivers can save around $200 per year just by quoting early and online
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,820 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $750 each year
• Youthful drivers have the highest car insurance rates, costing up to $464 each month if they have full coverage