Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year for full coverage insurance. Comprehensive insurance costs an estimated $432, collision insurance costs $686, and liability insurance costs around $338. A policy with just liability insurance costs as low as $394 a year, and coverage for high-risk drivers costs $3,412 or more. Teenage drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for all Z models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how where you live affects insurance prices.

These examples illustrate why everyone should compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Nissan Z insurance rates for other coverage scenarios.

• The best discount rate is $905
• Using higher $1,000 deductibles will save approximately $256 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,592
• Using pricier low deductibles for physical damage coverage will cost an extra $488 a year
• Drivers who are prone to accidents and violations could pay up to $3,412
• The cost for full coverage for a teen driver for full coverage can cost as much as $5,566 or more

View Chart as Image

Insurance rates for a Nissan Z can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $5,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Z insurance rates. A driver around age 40 might see rates as low as $1,040 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,150 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $750 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,800 to $2,500 additional per year, depending on your age. Nissan Z insurance for high-risk drivers can be anywhere from 45% to 127% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Nissan Z Insurance

Saving money on Nissan Z insurance requires being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop once a year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a brief summary of the data that was touched on in the above illustrations.

• It is possible to save approximately $200 per year just by quoting online well ahead of the renewal date
• Drivers who want more liability coverage will pay an extra $370 annually to increase from a minimum limit to 250/500 limits
• Teen drivers are expensive to insure, costing up to $464 per month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations pay on average $1,820 more annually to insure their Z