Nissan Z Insurance Rates

Average insurance prices for a Nissan Z are $1,592 every 12 months with full coverage. Comprehensive costs on average $432 a year, collision insurance costs $686, and liability is $338. A liability-only policy costs around $394 a year, and high-risk insurance costs around $3,412. Teenage drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas tend to have more infrequent collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

These examples demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Nissan Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $905
• Raising to $1,000 deductibles will save around $1,336 annually
• The average price for a 40-year-old driver with $500 deductibles is $1,592
• Using low $100 deductibles increases the price to $2,080
• Drivers who are prone to accidents and violations could pay upwards of $3,412
• The cost to insure a 16-year-old driver may cost $5,566

View Chart as Image

Insurance rates for a Nissan Z can also vary considerably based on policy deductibles and limits, your driving record, and the trim level of your Z.

Using high physical damage deductibles can reduce rates by up to $750 annually, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $304 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at a minimum $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 127% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Nissan Z insurance prices. A middle-age driver might find rates as low as $1,150 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,150 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Nissan Z Insurance

Saving money on insurance for a Nissan Z consists of being safe and accident-free, having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around at every policy renewal by getting price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief recap of the data raised in the charts and tables above.

• Insureds who require more liability protection will pay an extra $370 every year to raise from a minimum limit to a 250/500 level
• You may be able to save as much as $200 per year just by quoting early and online
• Increasing deductibles could save as much as $750 each year
• Youthful drivers pay the highest rates, with premiums as much as $464 per month if they have full coverage