Nissan Z Insurance Rates

The average insurance prices for a Nissan Z are $1,592 every 12 months for full coverage. Comprehensive insurance costs an estimated $432 a year, collision insurance costs $686, and liability costs $338. A liability-only policy costs as little as $394 a year, and high-risk insurance costs $3,412 or more. Teenage drivers cost the most to insure at up to $5,566 a year.

Average premium for full coverage: $1,592

Policy rates broken down by type of insurance:

Prices are based on $500 deductible amounts, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and Z trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above show why it is important to compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Nissan Z insurance rates for other coverage scenarios.

• The best discount rate is $905
• Drivers who choose higher $1,000 deductibles will pay approximately $1,336 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,592
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $488 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,412
• Policy cost to insure a teen driver can cost as much as $5,566 a year

View Chart as Image

Car insurance rates for a Nissan Z also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles could save up to $750 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,800 to $2,500 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 127% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Nissan Z insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,270 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Nissan Z Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to shop around every couple of years by obtaining price quotes from direct carriers, and also from several local insurance agents.

The next list is a brief review of the material that was raised in the charts and tables above.

• Policyholders who want increased levels of liability coverage will pay an extra $370 each year to go from a 30/60 limit to a 250/500 level
• Drivers age 20 and younger have the highest car insurance rates, costing up to $464 each month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,820 more annually to buy Nissan Z insurance
• Increasing comprehensive and collision deductibles could save as much as $750 each year