Nissan Z Insurance Rates

The average auto insurance rates for a Nissan Z are $1,592 annually for full coverage. Comprehensive costs on average $432 each year, collision insurance costs $686, and liability insurance costs $338. A liability-only policy costs as little as $394 a year, and high-risk insurance costs around $3,412. Teen drivers cost the most to insure at up to $5,566 a year.

Average premium for full coverage: $1,592

Policy rates by type of insurance:

Prices include $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Z models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

The examples above show why all drivers should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Nissan Z insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $905
• Drivers who choose higher $1,000 deductibles will pay around $256 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,592
• Choosing low deductibles for comprehensive and collision insurance will cost $2,080
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $3,412
• Policy cost with full coverage for a teen driver may cost $5,566 a year

View Chart as Image

Car insurance rates for a Nissan Z also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $5,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $750 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Nissan Z insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like Idaho, Maine, and Iowa, or as much as $2,270 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Right Nissan Z Insurance

Finding cheaper rates on Nissan Z insurance not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The next list is a quick rundown of the ideas that were touched on in the above illustrations.

• Drivers age 20 and younger are expensive to insure, costing up to $464 each month if comprehensive and collision insurance is included
• High-risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,820 more each year to buy Nissan Z insurance
• Increasing comprehensive and collision deductibles could save up to $750 each year
• Drivers can save as much as $200 per year just by quoting online in advance