Nissan Z Insurance Rates

Average insurance rates for a Nissan Z are $1,592 a year for full coverage. Comprehensive insurance costs an estimated $432, collision insurance costs $686, and liability costs around $338. Liability-only coverage costs as low as $394 a year, and high-risk coverage costs $3,412 or more. Teenage drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for different Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

These examples show why anyone shopping for car insurance should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Nissan Z insurance rates for other coverage scenarios.

• The best discount rate is $905
• Using higher $1,000 deductibles will save approximately $256 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,592
• Using more expensive low deductibles for physical damage coverage will cost an additional $488 annually
• High-risk insureds who are prone to accidents and violations could pay up to $3,412
• The cost that insures a 16-year-old driver with full coverage can cost as much as $5,566 or more

View Chart as Image

Car insurance rates for a Nissan Z can also vary considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,800 to $2,500 extra per year, depending on your age. High-risk driver insurance can be from 45% to 127% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,500 a year. View Rates by Age

Where you live has a huge impact on Nissan Z insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,270 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $750 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $304 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Nissan Z Insurance

Saving money on insurance for a Nissan Z requires being a good driver, having a positive credit history, eliminating unneeded coverage, and possibly higher deductibles. Compare prices every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a brief review of the material that was covered in the charts and tables above.

• Insureds who want an increased level of liability coverage will pay an extra $370 each year to increase from a minimum limit to the 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, costing as high as $464 per month if full coverage is purchased
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,820 more annually than a safer driver
• Increasing deductibles can save approximately $750 each year