Nissan Z Insurance Rates

U.S. average auto insurance rates for a Nissan Z are $1,592 annually with full coverage. Comprehensive costs approximately $432 a year, collision insurance costs $686, and liability is $338. Buying just liability costs around $394 a year, and insurance for high-risk drivers costs around $3,412. Teen drivers pay the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Z trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have fewer collision claims than larger metro areas. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Nissan Z insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $905
• Raising to $1,000 deductibles will save $1,336 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,592
• Choosing low $100 deductibles will cost $2,080
• Drivers with multiple violations and an at-fault accident could pay around $3,412
• The price with full coverage for a 16-year-old driver can cost $5,566

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Insurance prices for a Nissan Z are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,800 to $2,500 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $750 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $304 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Nissan Z insurance prices. A middle-age driver might find prices as low as $1,150 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,150 on average in New York, Michigan, and Florida.

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How to Buy Affordable Nissan Z Insurance

Getting lower rates on insurance for a Nissan Z consists of avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief review of the material that was covered above.

• Insureds who purchase higher liability limits will pay about $370 every year to raise from a low limit to higher 250/500 limits
• Teenagers are the costliest to insure, costing up to $464 a month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,820 more per year for car insurance
• Increasing physical damage deductibles could save up to $750 each year