Nissan Z Insurance Rates

Average auto insurance rates for a Nissan Z are $1,592 annually including full coverage. Comprehensive insurance costs approximately $432 a year, collision insurance costs $686, and liability costs $338. A policy with just liability insurance costs as little as $394 a year, and coverage for high-risk drivers costs $3,412 or more. Teenage drivers receive the highest rates at up to $5,566 a year.

Average premium for full coverage: $1,592

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Z trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples highlight why it is important to compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Nissan Z insurance rates for additional coverage and risk scenarios.

• The best discount rate is $905
• Drivers who choose higher $1,000 deductibles will pay $1,336 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,592
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $488 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,412
• The cost with full coverage for a teen driver can cost $5,566 a year

View Chart as Image

Insurance rates for a Nissan Z can also vary considerably based on the trim level of your Z, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,800 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 45% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $750 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Z insurance prices. A 40-year-old driver could pay as low as $1,220 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,270 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy the Best Cheap Nissan Z Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The points below are a quick review of the coverage data covered in the charts and tables above.

• You may be able to save around $200 per year just by quoting early and online
• Increasing deductibles could save up to $750 each year
• Drivers under the age of 20 are the costliest to insure, as much as $464 per month if they have full coverage
• Higher risk drivers with a DUI or reckless driving violation may have to pay on average $1,820 more per year to insure a Nissan Z