Nissan Z Insurance Rates

U.S. average insurance rates for a Nissan Z are $1,608 a year for full coverage. Comprehensive insurance costs on average $450, collision insurance costs $690, and liability coverage costs around $332. Liability-only insurance costs as low as $388 a year, and high-risk driver insurance costs $3,438 or more. Teenage drivers pay the highest rates at up to $5,580 a year.

Average premium for full coverage: $1,608

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for all Z models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

The ranges above show why everyone should compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Nissan Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $915
• Using higher $1,000 deductibles will save around $260 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,608
• Using pricier low deductibles for physical damage coverage will cost an additional $498 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,438
• The price that insures a teenage driver for full coverage may cost $5,580 or more

View Chart as Image

Car insurance prices for a Nissan Z are also quite variable based on the model of your Z, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,900 to $2,500 extra each year, depending on your age. Nissan Z insurance for high-risk drivers can be around 45% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,500 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,500 a year. View Rates by Age

The state you live in has a huge impact on Nissan Z insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,290 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $760 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Right Nissan Z Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having a positive credit history, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices at every policy renewal by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a quick rundown of the data touched on above.

• Consumers who require increased liability limits will pay an extra $370 each year to increase from a low limit to the 250/500 level
• Drivers can save as much as $200 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $750 each year
• Drivers under the age of 20 are expensive to insure, with premiums as much as $465 a month if full coverage is purchased