Oldsmobile Ninety-Eight Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 28, 2023

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Shopping for auto insurance through online rate quotes is simple to do, in addition you will probably save money. The critical component is to compare rates from all providers in order to accurately compare the lowest prices.

Comparing auto insurance rates direct online can be complicated if you have never used online rate quotes. But relax because there is an easy way to compare rates. Getting cheaper insurance rates can be surprisingly simple. Drivers just need to invest a few minutes comparing rates online with multiple companies. This is very easy and can be done by getting a quick quote here.

Criteria which help determine

Insurance rates paid to insure an Oldsmobile Ninety-Eight will vary greatly subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Your credit history
  • Where you reside can make a big difference
  • Annual mileage can affect rates
  • Male drivers pay higher rates
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • No claims lowers premiums
  • No coverage lapses saves money
  • Owning a home can lower rates

One last important factor that will help determine the rate you pay on your Oldsmobile Ninety-Eight is the year of manufacture. Older cars and trucks have a much lower replacement value so the costs to repair can decrease annual premiums. Conversely, new Ninety-Eight models may have options such as an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags so those may help offset higher rates.

Auto liability - injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverages - another vehicle or an object, but not an animal. . , . .

Comprehensive auto insurance - caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage - This coverage . , . .

Medical payments and PIP coverage - bills ambulance fees, surgery, and doctor visits. . .

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