Pontiac G3 Insurance Rates

The average auto insurance rates for a Pontiac G3 are $1,222 annually for full coverage insurance. Comprehensive costs around $254 a year, collision insurance costs $438, and liability is estimated at $372. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $2,634. 16-year-old drivers cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates for type of insurance:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and G3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than congested cities. The diagram below illustrates how your location can change auto insurance rates.

The examples above illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Pontiac G3 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $714
• Choosing higher $1,000 deductibles can save about $1,064 each year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,222
• Buying low $100 deductibles for comp and collision coverage will cost $1,524
• Unlucky drivers with multiple tickets or accidents could pay at least $2,634
• Policy cost with full coverage for a teen driver can be $4,604 each year

View Chart as Image

Auto insurance rates for a Pontiac G3 also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,400 to $2,000 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $460 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Pontiac G3 insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,650 on average in Michigan, New York, and Florida.

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How to Buy Low Cost Pontiac G3 Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to shop around at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the data illustrated above.

• Policyholders who may need higher liability limits will pay around $410 annually to raise limits from a 30/60 limit to higher 250/500 limits
• It is possible to save up to $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $450 each year
• Teenagers are expensive to insure, possibly costing $384 each month if full coverage is included