Pontiac G3 Insurance Rates

Average insurance rates for a Pontiac G3 are $1,222 a year including full coverage. Comprehensive costs around $254 a year, collision insurance costs $438, and liability is $372. A liability-only policy costs around $438 a year, and high-risk insurance costs around $2,634. Teenage drivers receive the highest rates at up to $4,604 a year.

Average premium for full coverage: $1,222

Rate estimates for individual coverage type:

These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and G3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples highlight why it is important to compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Pontiac G3 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $714
• Raising to $1,000 deductibles will save about $1,064 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,222
• Using low $100 deductibles will increase the cost to $1,524
• Drivers who are prone to accidents and violations could pay at least $2,634
• The cost for full coverage for a 16-year-old driver can be $4,604

View Chart as Image

Insurance rates for a Pontiac G3 can also vary considerably based on your driver profile, the model of your G3, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Where you live also has a big influence on Pontiac G3 insurance prices. A middle-age driver might find rates as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,740 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $460 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 128% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Pontiac G3 Insurance

Saving money on insurance for a Pontiac G3 consists of not taking risks behind the wheel, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around at every other renewal by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a brief summary of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,410 more every year for G3 insurance
• Teens pay higher rates, as much as $384 per month for full coverage
• You may be able to save up to $140 per year just by quoting early and online
• Increasing deductibles can save around $450 each year
• You may be able to save up to $140 per year just by quoting early and online