Pontiac G3 Insurance Rates

The average insurance rates for a Pontiac G3 are $1,222 a year with full coverage. Comprehensive insurance costs an estimated $254 a year, collision insurance costs $438, and liability is estimated at $372. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs $2,634 or more. Teens cost the most to insure at up to $4,604 a year.

Average premium for full coverage: $1,222

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and G3 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

The examples above demonstrate why it is important to get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Pontiac G3 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $714
• Choosing higher $1,000 deductibles can save approximately $1,064 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,222
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $302 every year
• Unlucky drivers with serious driving violations could pay up to $2,634
• Policy cost that insures a teen driver can cost as much as $4,604 each year

View Chart as Image

Insurance rates for a Pontiac G3 also range considerably based on the trim level of your G3, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Pontiac G3 insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Pontiac G3 Insurance

Finding cheaper rates on car insurance takes being a good driver, having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at every policy renewal by requesting rates from direct companies, and also from insurance agencies where you live.

The following list is a brief recap of the data touched on in this article.

• Policyholders who want an increased level of liability coverage will pay approximately $410 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Drivers age 16 to 20 are expensive to insure, as much as $384 each month if comprehensive and collision insurance is included