Pontiac G3 Insurance Rates

Estimated insurance rates for a Pontiac G3 are $1,222 a year for full coverage. Comprehensive insurance costs approximately $254 each year, collision insurance costs $438, and liability coverage is $372. A policy with only liability insurance costs around $438 a year, and a high-risk policy costs $2,634 or more. Teens pay the most at up to $4,604 a year.

Average premium for full coverage: $1,222

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and G3 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why all drivers should compare rates quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Pontiac G3 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $714
• Raising to $1,000 deductibles will save $158 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,222
• Selecting low deductibles will cost an extra $302 each year
• Unlucky drivers with serious driving violations could pay around $2,634
• An auto insurance policy for full coverage for a teenage driver can cost $4,604

View Chart as Image

Car insurance prices for a Pontiac G3 also have a wide range based on your driving characteristics, the trim level of your G3, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on Pontiac G3 insurance rates. A middle-age driver might find prices as low as $810 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,740 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $460 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,400 to $2,000 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 128% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Pontiac G3 Insurance

Finding better rates on auto insurance consists of being safe and accident-free, having above-average credit, not filing small claims, and attention to physical damage deductibles. Set aside time to compare rates at least every other year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a summary of the car insurance concepts covered above.

• Drivers who have multiple accidents or major violations may pay on average $1,410 more per year than a low-risk driver
• Drivers can save around $140 per year just by quoting online in advance
• Increasing policy deductibles can save around $450 each year
• Consumers who purchase more liability protection will pay approximately $410 each year to raise from 30/60 bodily injury limits to 250/500 limits