Pontiac G3 Insurance Rates

Average insurance rates for a Pontiac G3 are $1,222 a year for full coverage. Comprehensive insurance costs on average $254 a year, collision insurance costs $438, and liability costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,634 or more. Teens receive the highest rates at up to $4,604 a year.

Average premium for full coverage: $1,222

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and G3 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.

These examples show why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Pontiac G3 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $714
• Using higher $1,000 deductibles will save around $1,064 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,222
• Selecting low $100 deductibles for physical damage coverage will cost an extra $302 every year
• Drivers with serious driving violations could pay upwards of $2,634
• The cost for full coverage for a teen driver may cost $4,604 or more

View Chart as Image

Auto insurance rates for a Pontiac G3 can also vary considerably based on your driver profile, the trim level of your G3, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $4,600 a year. View Rates by Age

Where you live has a huge impact on Pontiac G3 insurance prices. A driver around age 40 might see rates as low as $810 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $460 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 128% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Pontiac G3 Insurance

Saving money on car insurance requires having a decent driving record, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around once a year by quoting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The following items are a review of the data that was illustrated above.

• Drivers can save as much as $140 per year just by quoting early and online
• Policyholders who require additional liability coverage will pay approximately $410 each year to increase from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are charged the highest rates, costing as high as $384 per month if they have full coverage
• Higher risk drivers who have several accidents or serious violations will pay on average $1,410 more each year than a driver with a clean driving record