Pontiac G3 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: May 12, 2022

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Average insurance rates for a Pontiac G3 are $950 a year for full coverage. Comprehensive costs on average $134 a year, collision costs $184, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,046. Teen drivers receive the highest rates at $3,904 a year or more.

Average premium for full coverage: $950

Rate estimates by individual coverage type:

Comprehensive $134
Collision $184
Liability $474

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and G3 trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $522 for only liability insurance to a high of $2,046 for a high risk driver.

Liability Only $522
Full Coverage $950
High Risk $2,046

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $713
Small Cities $998
Large Cities $1,283

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Pontiac G3 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $581
  • Drivers who choose higher $1,000 deductibles will pay around $878 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $950
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,086
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,046 or more
  • The cost for full coverage for a teen driver may cost $3,904 a year

View Chart as Image

Pontiac G3 insurance cost comparison chart
Column chart showing full coverage Pontiac G3 insurance rates range from $581 to $3,904

for a Pontiac G3 can also vary considerably based on your driver profile, the trim level of your G3, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $3,900 a year. View Rates by Age

Where you live makes a big difference in Pontiac G3 insurance rates. A 40-year-old driver could pay as low as $630 a year in states like Idaho, Maine, and Iowa, or as much as $1,360 on average in Michigan, Louisiana, and New York.

Pontiac G3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $858 -$92 -9.7%
Alaska $726 -$224 -23.6%
Arizona $786 -$164 -17.3%
Arkansas $950 -$0 0.0%
California $1,082 $132 13.9%
Colorado $908 -$42 -4.4%
Connecticut $976 $26 2.7%
Delaware $1,074 $124 13.1%
Florida $1,188 $238 25.1%
Georgia $876 -$74 -7.8%
Hawaii $682 -$268 -28.2%
Idaho $640 -$310 -32.6%
Illinois $706 -$244 -25.7%
Indiana $712 -$238 -25.1%
Iowa $640 -$310 -32.6%
Kansas $902 -$48 -5.1%
Kentucky $1,294 $344 36.2%
Louisiana $1,404 $454 47.8%
Maine $586 -$364 -38.3%
Maryland $782 -$168 -17.7%
Massachusetts $758 -$192 -20.2%
Michigan $1,648 $698 73.5%
Minnesota $794 -$156 -16.4%
Mississippi $1,136 $186 19.6%
Missouri $840 -$110 -11.6%
Montana $1,020 $70 7.4%
Nebraska $748 -$202 -21.3%
Nevada $1,138 $188 19.8%
New Hampshire $682 -$268 -28.2%
New Jersey $1,060 $110 11.6%
New Mexico $840 -$110 -11.6%
New York $1,000 $50 5.3%
North Carolina $546 -$404 -42.5%
North Dakota $778 -$172 -18.1%
Ohio $654 -$296 -31.2%
Oklahoma $974 $24 2.5%
Oregon $868 -$82 -8.6%
Pennsylvania $906 -$44 -4.6%
Rhode Island $1,264 $314 33.1%
South Carolina $858 -$92 -9.7%
South Dakota $800 -$150 -15.8%
Tennessee $830 -$120 -12.6%
Texas $1,142 $192 20.2%
Utah $702 -$248 -26.1%
Vermont $652 -$298 -31.4%
Virginia $568 -$382 -40.2%
Washington $734 -$216 -22.7%
West Virginia $868 -$82 -8.6%
Wisconsin $656 -$294 -30.9%
Wyoming $846 -$104 -10.9%

View Chart as Image

Pontiac G3 insurance rates by U.S. city

Choosing high deductibles could save up to $210 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 41% to 129% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Pontiac G3 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G3 $134 $184 $474 $950

Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Pontiac G3 Insurance

Saving money on Pontiac G3 insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $200 each year
  • Drivers can save as much as $100 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $520 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $325 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,100 more each year for insurance

Rates by Driver Age

Pontiac G3 Insurance Rates by Driver Age
Driver Age Premium
16 $3,904
20 $2,180
30 $960
40 $950
50 $872
60 $854

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,086
$250 $1,024
$500 $950
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $950
50/100 $1,045
100/300 $1,163
250/500 $1,471
100 CSL $1,092
300 CSL $1,353
500 CSL $1,543

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G3 Insurance Rates for High Risk Drivers
Age Premium
16 $5,490
20 $3,480
30 $2,058
40 $2,046
50 $1,960
60 $1,938

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $128

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $63
Total Discounts $369
Rate after discounts $581

Discounts are estimated and may not be available from every company or in every state.

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