Pontiac G3 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance prices for a Pontiac G3 are $950 every 12 months including full coverage. Comprehensive costs on average $134 a year, collision insurance costs $184, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,046. Teens pay the highest rates at up to $3,904 a year.
Average premium for full coverage: $950
Price estimates by individual coverage:
Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and G3 trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Pontiac G3 insurance prices range from the cheapest price of $522 for the bare minimum liability coverage to a high of $2,046 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects car insurance rates.
The ranges above highlight why it is important to get quotes based on a specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Pontiac G3 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $581
- Choosing higher $1,000 deductibles can save around $878 every year
- The average price for the average middle-age driver with $500 deductibles is $950
- Selecting low $100 deductibles for comp and collision coverage increases the price to $1,086
- Drivers with serious driving violations could pay upwards of $2,046
- The price to insure a teenage driver may cost $3,904 each year
Car insurance prices for a Pontiac G3 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your G3.
Choosing higher comprehensive and collision insurance deductibles can save as much as $210 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $3,900 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy ranges around 41% to 129% more than the average policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,360 on average in Michigan, New York, and Louisiana.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2009 Pontiac G3||$134||$184||$474||$950|
Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Pontiac G3 Insurance
Getting lower rates on auto insurance takes being a good driver, maintaining a good credit score, being claim-free, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following list is a review of the data raised in the charts and tables above.
- Consumers who require an increased level of liability coverage will pay approximately $520 per year to raise limits from a low limit to a 250/500 level
- You may be able to save as much as $100 per year just by quoting early and online
- Increasing physical damage deductibles could save as much as $200 each year
- Drivers age 16 to 20 are expensive to insure, possibly costing $325 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$56|
|5-yr Claim Free||$59|
|Paid in Full/EFT||$33|
Discounts are estimated and may not be available from every company or in every state.