Pontiac G3 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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U.S. average insurance rates for a Pontiac G3 are $950 a year including full coverage. Comprehensive insurance costs an estimated $134 a year, collision insurance costs $184, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,046 or more. Teen drivers pay the highest rates at up to $3,904 a year.

Average premium for full coverage: $950

Price estimates broken down by individual coverage:

Comprehensive $134
Collision $184
Liability $474

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and G3 trim levels.

Price Range from Low to High

For the average 40-year-old driver, Pontiac G3 insurance prices range from as low as $522 for minimum levels of liability insurance to a high of $2,046 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $950
High Risk $2,046

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $713
Small Cities $998
Large Cities $1,283

The ranges above highlight why it is important to get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Pontiac G3 insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $581
  • Choosing higher $1,000 deductibles can save approximately $878 every year
  • The average rate for the average middle-age driver who has $500 deductibles is $950
  • Choosing low $100 deductibles for comp and collision coverage will cost an extra $136 each year
  • Drivers with multiple violations and an at-fault accident could pay up to $2,046
  • The price for full coverage for a teenage driver can cost as much as $3,904 each year

View Chart as Image

Pontiac G3 insurance cost comparison chart
Column chart showing Pontiac G3 insurance prices range from $581 to $3,904 for full coverage

Auto insurance prices for a Pontiac G3 are also quite variable based on your driving record, the model of your G3, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,360 on average in Louisiana, New York, and Michigan.

Pontiac G3 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $858 -$92 -9.7%
Alaska $726 -$224 -23.6%
Arizona $786 -$164 -17.3%
Arkansas $950 -$0 0.0%
California $1,082 $132 13.9%
Colorado $908 -$42 -4.4%
Connecticut $976 $26 2.7%
Delaware $1,074 $124 13.1%
Florida $1,188 $238 25.1%
Georgia $876 -$74 -7.8%
Hawaii $682 -$268 -28.2%
Idaho $640 -$310 -32.6%
Illinois $706 -$244 -25.7%
Indiana $712 -$238 -25.1%
Iowa $640 -$310 -32.6%
Kansas $902 -$48 -5.1%
Kentucky $1,294 $344 36.2%
Louisiana $1,404 $454 47.8%
Maine $586 -$364 -38.3%
Maryland $782 -$168 -17.7%
Massachusetts $758 -$192 -20.2%
Michigan $1,648 $698 73.5%
Minnesota $794 -$156 -16.4%
Mississippi $1,136 $186 19.6%
Missouri $840 -$110 -11.6%
Montana $1,020 $70 7.4%
Nebraska $748 -$202 -21.3%
Nevada $1,138 $188 19.8%
New Hampshire $682 -$268 -28.2%
New Jersey $1,060 $110 11.6%
New Mexico $840 -$110 -11.6%
New York $1,000 $50 5.3%
North Carolina $546 -$404 -42.5%
North Dakota $778 -$172 -18.1%
Ohio $654 -$296 -31.2%
Oklahoma $974 $24 2.5%
Oregon $868 -$82 -8.6%
Pennsylvania $906 -$44 -4.6%
Rhode Island $1,264 $314 33.1%
South Carolina $858 -$92 -9.7%
South Dakota $800 -$150 -15.8%
Tennessee $830 -$120 -12.6%
Texas $1,142 $192 20.2%
Utah $702 -$248 -26.1%
Vermont $652 -$298 -31.4%
Virginia $568 -$382 -40.2%
Washington $734 -$216 -22.7%
West Virginia $868 -$82 -8.6%
Wisconsin $656 -$294 -30.9%
Wyoming $846 -$104 -10.9%

View Chart as Image

Pontiac G3 insurance rates by U.S. city

Choosing high deductibles can save as much as $210 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 41% to 129% more than average. View High Risk Driver Rates

Pontiac G3 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2009 Pontiac G3 $134 $184 $474 $950

Rates are averaged for all Pontiac G3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Pontiac G3 Insurance

Getting lower rates on auto insurance takes having a decent driving record, having good credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a brief review of the primary concepts that were touched on in this article.

  • You may be able to save approximately $100 per year just by quoting early and online
  • Drivers with DUI or reckless driving convictions may pay on average $1,100 more annually than a driver with a clean driving record
  • Increasing physical damage deductibles can save around $200 each year
  • 16 to 18-year-old drivers are the costliest to insure, possibly costing $325 a month if they have full coverage

Rates by Driver Age

Pontiac G3 Insurance Rates by Driver Age
Driver Age Premium
16 $3,904
20 $2,180
30 $960
40 $950
50 $872
60 $854

Full coverage, $500 deductibles

Rates by Deductible

Pontiac G3 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,086
$250 $1,024
$500 $950
$1,000 $878

Full coverage, driver age 40

Rates by Liability Limit

Pontiac G3 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $950
50/100 $1,045
100/300 $1,163
250/500 $1,471
100 CSL $1,092
300 CSL $1,353
500 CSL $1,543

Full coverage, driver age 40

Rates for High Risk Drivers

Pontiac G3 Insurance Rates for High Risk Drivers
Age Premium
16 $5,490
20 $3,480
30 $2,058
40 $2,046
50 $1,960
60 $1,938

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $128

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $52
Homeowner $17
5-yr Accident Free $56
5-yr Claim Free $59
Paid in Full/EFT $33
Advance Quote $41
Online Quote $63
Total Discounts $369
Rate after discounts $581

Discounts are estimated and may not be available from every company or in every state.

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