Pontiac G3 Insurance Rates

U.S. average insurance prices for a Pontiac G3 are $950 every 12 months including full coverage. Comprehensive costs on average $134 a year, collision insurance costs $184, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,046. Teens pay the highest rates at up to $3,904 a year.

Average premium for full coverage: $950

Price estimates by individual coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and G3 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Pontiac G3 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $581
• Choosing higher $1,000 deductibles can save around $878 every year
• The average price for the average middle-age driver with $500 deductibles is $950
• Selecting low $100 deductibles for comp and collision coverage increases the price to $1,086
• Drivers with serious driving violations could pay upwards of $2,046
• The price to insure a teenage driver may cost $3,904 each year

View Chart as Image

Car insurance prices for a Pontiac G3 are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your G3.

Choosing higher comprehensive and collision insurance deductibles can save as much as $210 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy ranges around 41% to 129% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,360 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Low Cost Pontiac G3 Insurance

Getting lower rates on auto insurance takes being a good driver, maintaining a good credit score, being claim-free, and possibly raising deductibles. Set aside time to shop around at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a review of the data raised in the charts and tables above.

• Consumers who require an increased level of liability coverage will pay approximately $520 per year to raise limits from a low limit to a 250/500 level
• You may be able to save as much as $100 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $200 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $325 a month if the policy includes full coverage