Pontiac G3 Insurance Rates

U.S. average insurance rates for a Pontiac G3 are $950 a year including full coverage. Comprehensive insurance costs an estimated $134 a year, collision insurance costs $184, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,046 or more. Teen drivers pay the highest rates at up to $3,904 a year.

Average premium for full coverage: $950

Price estimates broken down by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and G3 trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

The ranges above highlight why it is important to get quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Pontiac G3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $581
• Choosing higher $1,000 deductibles can save approximately $878 every year
• The average rate for the average middle-age driver who has $500 deductibles is $950
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $136 each year
• Drivers with multiple violations and an at-fault accident could pay up to $2,046
• The price for full coverage for a teenage driver can cost as much as $3,904 each year

View Chart as Image

Auto insurance prices for a Pontiac G3 are also quite variable based on your driving record, the model of your G3, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Pontiac G3 insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,360 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $210 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 41% to 129% more than average. View High Risk Driver Rates

How to Find Affordable Pontiac G3 Insurance

Getting lower rates on auto insurance takes having a decent driving record, having good credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a brief review of the primary concepts that were touched on in this article.

• You may be able to save approximately $100 per year just by quoting early and online
• Drivers with DUI or reckless driving convictions may pay on average $1,100 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save around $200 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $325 a month if they have full coverage