Pontiac G6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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U.S. average insurance rates for a Pontiac G6 are $908 a year for full coverage. Comprehensive costs on average $130, collision insurance costs $168, and liability insurance is estimated at $452. Buying just liability costs approximately $504 a year, and insurance for high-risk drivers costs around $1,956. Teens pay the highest rates at up to $3,740 a year.
Average premium for full coverage: $908
Price estimates by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different G6 trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Pontiac G6 insurance prices range from the low end price of $504 for just liability coverage to a much higher rate of $1,956 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on car insurance rates. Rural areas have lower incidents of accident claims than cities with more traffic congestion. The price range example below illustrates how rural and urban location affects car insurance rates.
The ranges above show why anyone shopping for car insurance should get quotes based on a specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Pontiac G6 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $558
- Choosing higher $1,000 deductibles can save around $66 a year
- The estimated price for the average middle-age driver with $500 deductibles is $908
- Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,038
- High-risk insureds with serious driving violations could pay upwards of $1,956
- The price that insures a teen driver with full coverage may cost $3,740 each year
Insurance prices for a Pontiac G6 are also quite variable based on the model year and trim level, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $1,100 to $1,600 additional each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 134% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $3,700 a year. View Rates by Age
The state you live in plays a big part in determining prices for Pontiac G6 insurance rates. A good driver about age 40 could pay as low as $600 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,300 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $822 | -$86 | -9.5% |
| Alaska | $698 | -$210 | -23.1% |
| Arizona | $754 | -$154 | -17.0% |
| Arkansas | $908 | -$0 | 0.0% |
| California | $1,034 | $126 | 13.9% |
| Colorado | $868 | -$40 | -4.4% |
| Connecticut | $936 | $28 | 3.1% |
| Delaware | $1,030 | $122 | 13.4% |
| Florida | $1,140 | $232 | 25.6% |
| Georgia | $838 | -$70 | -7.7% |
| Hawaii | $654 | -$254 | -28.0% |
| Idaho | $614 | -$294 | -32.4% |
| Illinois | $678 | -$230 | -25.3% |
| Indiana | $684 | -$224 | -24.7% |
| Iowa | $612 | -$296 | -32.6% |
| Kansas | $864 | -$44 | -4.8% |
| Kentucky | $1,240 | $332 | 36.6% |
| Louisiana | $1,346 | $438 | 48.2% |
| Maine | $560 | -$348 | -38.3% |
| Maryland | $750 | -$158 | -17.4% |
| Massachusetts | $728 | -$180 | -19.8% |
| Michigan | $1,580 | $672 | 74.0% |
| Minnesota | $762 | -$146 | -16.1% |
| Mississippi | $1,088 | $180 | 19.8% |
| Missouri | $806 | -$102 | -11.2% |
| Montana | $976 | $68 | 7.5% |
| Nebraska | $718 | -$190 | -20.9% |
| Nevada | $1,090 | $182 | 20.0% |
| New Hampshire | $656 | -$252 | -27.8% |
| New Jersey | $1,016 | $108 | 11.9% |
| New Mexico | $806 | -$102 | -11.2% |
| New York | $958 | $50 | 5.5% |
| North Carolina | $526 | -$382 | -42.1% |
| North Dakota | $744 | -$164 | -18.1% |
| Ohio | $628 | -$280 | -30.8% |
| Oklahoma | $934 | $26 | 2.9% |
| Oregon | $832 | -$76 | -8.4% |
| Pennsylvania | $868 | -$40 | -4.4% |
| Rhode Island | $1,214 | $306 | 33.7% |
| South Carolina | $824 | -$84 | -9.3% |
| South Dakota | $766 | -$142 | -15.6% |
| Tennessee | $796 | -$112 | -12.3% |
| Texas | $1,098 | $190 | 20.9% |
| Utah | $674 | -$234 | -25.8% |
| Vermont | $624 | -$284 | -31.3% |
| Virginia | $544 | -$364 | -40.1% |
| Washington | $702 | -$206 | -22.7% |
| West Virginia | $832 | -$76 | -8.4% |
| Wisconsin | $628 | -$280 | -30.8% |
| Wyoming | $810 | -$98 | -10.8% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $200 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $134 | $182 | $468 | $942 |
| 2007 Pontiac G6 | $130 | $168 | $452 | $908 |
| 2006 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2005 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Pontiac G6 Insurance
Getting lower rates on Pontiac G6 insurance takes having a decent driving record, having a good credit score, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Compare rates at every other renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.
The following items are a brief review of the concepts that were raised in the charts and tables above.
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,050 more each year than a driver with a clean driving record
- 16 to 18-year-old drivers pay higher prices, with premiums as much as $312 a month if comprehensive and collision insurance is included
- Drivers can save as much as $100 per year just by shopping early and online
- Increasing physical damage deductibles can save approximately $200 each year
- Drivers can save as much as $100 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,740 |
| 20 | $2,086 |
| 30 | $920 |
| 40 | $908 |
| 50 | $836 |
| 60 | $818 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $980 |
| $500 | $908 |
| $1,000 | $842 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $908 |
| 50/100 | $998 |
| 100/300 | $1,111 |
| 250/500 | $1,405 |
| 100 CSL | $1,044 |
| 300 CSL | $1,292 |
| 500 CSL | $1,473 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,320 |
| 30 | $1,964 |
| 40 | $1,956 |
| 50 | $1,870 |
| 60 | $1,852 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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