Pontiac G6 Insurance Rates

The average auto insurance rates for a Pontiac G6 are $884 annually with full coverage. Comprehensive insurance costs approximately $120 a year, collision insurance costs $160, and liability insurance is estimated at $446. Buying just liability costs approximately $500 a year, and insurance for high-risk drivers costs $1,908 or more. 16-year-old drivers cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and G6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Pontiac G6 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $545
• Choosing higher $1,000 deductibles can save $820 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $884
• Buying low $100 deductibles for comp and collision coverage costs an additional $122 a year
• High-risk insureds with multiple tickets or accidents could pay around $1,908
• Policy cost with full coverage for a teen driver can cost $3,672 each year

View Chart as Image

Insurance rates for a Pontiac G6 also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 41% to 138% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $190 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Pontiac G6 insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Utah, Ohio, and New Hampshire, or at least $1,200 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy More Affordable Pontiac G6 Insurance

Finding cheaper rates on Pontiac G6 insurance takes being a safe and courteous driver, having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a summary of the coverage data covered above.

• You may be able to save around $100 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Teenage drivers are expensive to insure, as much as $306 each month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations may pay on average $1,020 more per year for auto insurance