Pontiac G6 Insurance Rates

The average insurance rates for a Pontiac G6 are $884 a year including full coverage. Comprehensive costs an estimated $120 each year, collision insurance costs $160, and liability costs $446. Liability-only coverage costs as little as $500 a year, and high-risk coverage costs around $1,908. Teenage drivers cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates broken down by type of insurance:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and G6 models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Pontiac G6 insurance rates for other coverage scenarios.

• The best discount rate is $545
• Drivers who choose higher $1,000 deductibles will pay approximately $64 every year
• The average rate for a good driver age 40 who has $500 deductibles is $884
• Using low deductibles for comprehensive and collision insurance will increase the cost to $1,006
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,908
• Policy cost for full coverage for a teen driver can cost as much as $3,672 a year

View Chart as Image

Insurance rates for a Pontiac G6 also range considerably based on your risk profile, the model of your G6, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as little as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $3,600 a year. View Rates by Age

Your home state makes a big difference in Pontiac G6 insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,270 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $190 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,100 to $1,500 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 41% to 138% more than a normal policy. View High Risk Driver Rates

How to Find the Best Pontiac G6 Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to shop around every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the coverage data illustrated above.

• You may be able to save approximately $100 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $175 each year
• Drivers age 20 and younger are expensive to insure, with premiums being up to $306 each month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations may pay on average $1,020 more annually to buy Pontiac G6 insurance