Pontiac G6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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Estimated insurance prices for a Pontiac G6 are $908 every 12 months with full coverage. Comprehensive insurance costs around $130 each year, collision insurance costs $168, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs $1,956 or more. 16-year-old drivers pay the most at up to $3,740 a year.
Average premium for full coverage: $908
Premium estimates for type of coverage:
Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and G6 models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Pontiac G6 range from the cheapest price of $504 for just the minimum liability insurance to a high rate of $1,956 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than congested cities. The graphic below illustrates how your location can change auto insurance rates.
These rate differences demonstrate why all drivers should get quotes for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Pontiac G6 insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $558
- Choosing higher $1,000 deductibles can save about $66 annually
- The average price for a 40-year-old good driver using $500 deductibles is $908
- Buying low deductibles for comp and collision coverage costs an extra $130 every year
- Unlucky drivers with multiple tickets or accidents could pay at least $1,956
- An auto insurance policy to insure a teen driver can be $3,740 each year
Insurance prices for a Pontiac G6 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $200 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 additional annually, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 134% more than the average rate. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Pontiac G6 insurance prices. A good driver about age 40 could pay as low as $660 a year in states like New Hampshire, Ohio, and Utah, or at least $1,230 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $822 | -$86 | -9.5% |
| Alaska | $698 | -$210 | -23.1% |
| Arizona | $754 | -$154 | -17.0% |
| Arkansas | $908 | -$0 | 0.0% |
| California | $1,034 | $126 | 13.9% |
| Colorado | $868 | -$40 | -4.4% |
| Connecticut | $936 | $28 | 3.1% |
| Delaware | $1,030 | $122 | 13.4% |
| Florida | $1,140 | $232 | 25.6% |
| Georgia | $838 | -$70 | -7.7% |
| Hawaii | $654 | -$254 | -28.0% |
| Idaho | $614 | -$294 | -32.4% |
| Illinois | $678 | -$230 | -25.3% |
| Indiana | $684 | -$224 | -24.7% |
| Iowa | $612 | -$296 | -32.6% |
| Kansas | $864 | -$44 | -4.8% |
| Kentucky | $1,240 | $332 | 36.6% |
| Louisiana | $1,346 | $438 | 48.2% |
| Maine | $560 | -$348 | -38.3% |
| Maryland | $750 | -$158 | -17.4% |
| Massachusetts | $728 | -$180 | -19.8% |
| Michigan | $1,580 | $672 | 74.0% |
| Minnesota | $762 | -$146 | -16.1% |
| Mississippi | $1,088 | $180 | 19.8% |
| Missouri | $806 | -$102 | -11.2% |
| Montana | $976 | $68 | 7.5% |
| Nebraska | $718 | -$190 | -20.9% |
| Nevada | $1,090 | $182 | 20.0% |
| New Hampshire | $656 | -$252 | -27.8% |
| New Jersey | $1,016 | $108 | 11.9% |
| New Mexico | $806 | -$102 | -11.2% |
| New York | $958 | $50 | 5.5% |
| North Carolina | $526 | -$382 | -42.1% |
| North Dakota | $744 | -$164 | -18.1% |
| Ohio | $628 | -$280 | -30.8% |
| Oklahoma | $934 | $26 | 2.9% |
| Oregon | $832 | -$76 | -8.4% |
| Pennsylvania | $868 | -$40 | -4.4% |
| Rhode Island | $1,214 | $306 | 33.7% |
| South Carolina | $824 | -$84 | -9.3% |
| South Dakota | $766 | -$142 | -15.6% |
| Tennessee | $796 | -$112 | -12.3% |
| Texas | $1,098 | $190 | 20.9% |
| Utah | $674 | -$234 | -25.8% |
| Vermont | $624 | -$284 | -31.3% |
| Virginia | $544 | -$364 | -40.1% |
| Washington | $702 | -$206 | -22.7% |
| West Virginia | $832 | -$76 | -8.4% |
| Wisconsin | $628 | -$280 | -30.8% |
| Wyoming | $810 | -$98 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $134 | $182 | $468 | $942 |
| 2007 Pontiac G6 | $130 | $168 | $452 | $908 |
| 2006 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2005 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Pontiac G6 Insurance
Finding better rates on car insurance takes having a decent driving record, having above-average credit, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by requesting rates from direct companies, and also from several local insurance agents.
The following items are a quick review of the information illustrated above.
- You may be able to save up to $100 per year just by quoting online in advance
- 16 to 18-year-old drivers are charged the highest prices, possibly costing $312 per month if full coverage is included
- Increasing policy deductibles could save as much as $200 each year
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,050 more every year than a driver with a clean driving record
- Policyholders who may need additional liability coverage will pay around $500 every year to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,740 |
| 20 | $2,086 |
| 30 | $920 |
| 40 | $908 |
| 50 | $836 |
| 60 | $818 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $980 |
| $500 | $908 |
| $1,000 | $842 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $908 |
| 50/100 | $998 |
| 100/300 | $1,111 |
| 250/500 | $1,405 |
| 100 CSL | $1,044 |
| 300 CSL | $1,292 |
| 500 CSL | $1,473 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,320 |
| 30 | $1,964 |
| 40 | $1,956 |
| 50 | $1,870 |
| 60 | $1,852 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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