Pontiac G6 Insurance Rates

The average auto insurance rates for a Pontiac G6 are $884 annually for full coverage. Comprehensive costs on average $120, collision insurance costs $160, and liability coverage is $446. A liability-only policy costs around $500 a year, and high-risk insurance costs around $1,908. Teens cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all G6 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.

The examples above show why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Pontiac G6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $545
• Raising to $1,000 deductibles will save around $64 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $884
• Selecting pricier low deductibles will cost $1,006
• Unlucky drivers with serious driving violations could pay upwards of $1,908
• Policy cost with full coverage for a teenage driver for full coverage may cost $3,672

View Chart as Image

Car insurance rates for a Pontiac G6 also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $3,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,100 to $1,500 extra every year, depending on your age. Pontiac G6 insurance for high-risk drivers is expensive and can cost around 41% to 138% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $190 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Pontiac G6 insurance rates. A middle-age driver might find rates as low as $590 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,270 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheaper Pontiac G6 Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The list below is a condensed summary of the data touched on above.

• Consumers who require higher liability limits will pay approximately $490 each year to raise from a 30/60 limit to higher 250/500 limits
• Drivers can save as much as $100 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $175 each year
• Teenagers are expensive to insure, costing up to $306 each month if comprehensive and collision insurance is included