Pontiac G6 Insurance Rates

Average insurance rates for a Pontiac G6 are $908 a year for full coverage. Comprehensive costs an estimated $130 each year, collision insurance costs $168, and liability is $452. Liability-only coverage costs around $504 a year, and high-risk coverage costs around $1,956. Teenage drivers receive the highest rates at up to $3,740 a year.

Average premium for full coverage: $908

Rate estimates broken down by individual coverage type:

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and G6 models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

These examples show why all drivers should compare rates quotes for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Pontiac G6 insurance rates for other coverage scenarios.

• The best discount rate is $558
• Raising to $1,000 deductibles will save approximately $66 a year
• The estimated price for a 40-year-old driver who has $500 deductibles is $908
• Using low deductibles bumps up the cost to $1,038
• Drivers who are prone to accidents and violations could pay up to $1,956
• The cost that insures a 16-year-old driver can cost as much as $3,740

View Chart as Image

Car insurance rates for a Pontiac G6 can also vary considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 134% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $3,700 a year. View Rates by Age

Where you live also has a big influence on Pontiac G6 insurance prices. A middle-age driver might find rates as low as $600 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,300 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $200 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Pontiac G6 Insurance

Saving money on insurance for a Pontiac G6 consists of being safe and accident-free, having a positive credit history, eliminating unneeded coverage, and possibly higher deductibles. Compare prices at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief review of the car insurance concepts touched on in this article.

• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,050 more annually than a low-risk driver
• Drivers can save approximately $100 per year just by quoting online in advance
• Increasing deductibles can save approximately $200 each year
• Insureds who want more liability protection will pay an extra $500 each year to raise from a minimum limit to the 250/500 level