Pontiac G6 Insurance Rates

The average insurance rates for a Pontiac G6 are $884 a year for full coverage insurance. Comprehensive insurance costs approximately $120 a year, collision insurance costs $160, and liability coverage costs around $446. Buying just liability costs as low as $500 a year, and insurance for high-risk drivers costs $1,908 or more. Teenage drivers cost the most to insure at up to $3,672 a year.

Average premium for full coverage: $884

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and G6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Pontiac G6 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $545
• Using higher $1,000 deductibles will save $820 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $884
• Using low $100 deductibles for physical damage coverage will cost an extra $122 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,908
• Policy cost for full coverage for a teenage driver can cost $3,672 or more

View Chart as Image

Insurance rates for a Pontiac G6 also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state has a huge impact on Pontiac G6 insurance rates. A driver around age 40 might see rates as low as $580 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,200 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $190 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can be around 41% to 138% more than a normal policy. View High Risk Driver Rates

How to Find the Best Pontiac G6 Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, maintaining good credit, being claim-free, and possibly raising deductibles. Take the time to compare rates every time your policy renews by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief recap of the information covered in the above illustrations.

• It is possible to save around $100 per year just by quoting early and online
• Teenagers are expensive to insure, possibly costing $306 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $175 each year
• Drivers who tend to receive serious violations may pay on average $1,020 more per year for car insurance
• Consumers who purchase higher liability limits will pay an extra $490 annually to increase from a 30/60 limit to 250/500 limits