Pontiac G6 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 5, 2023
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The average insurance rates for a Pontiac G6 are $908 a year with full coverage. Comprehensive insurance costs on average $130 each year, collision costs $168, and liability insurance costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing $1,956 or more. 16-year-old drivers cost the most to insure at $3,740 a year or more.
Average premium for full coverage: $908
Policy rates by type of insurance:
Rate estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and G6 models.
Price Range Variability
Using a 40-year-old driver as an example, Pontiac G6 insurance rates go from as low as $504 for just liability coverage to a high rate of $1,956 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Your location has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.
The graphic below illustrates how rural and urban location affects car insurance rates.
The examples above demonstrate why all drivers should compare rates based on a specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Pontiac G6 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $558
- Drivers who choose higher $1,000 deductibles will pay around $66 annually
- The average rate for a good driver age 40 with $500 deductibles is $908
- Buying low deductibles for comprehensive and collision insurance will cost an extra $130 a year
- High risk drivers with multiple tickets or accidents could pay upwards of $1,956 or more
- Policy cost for full coverage for a teen driver may cost $3,740 a year
Car insurance rates for a Pontiac G6 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $3,700 a year. View Rates by Age
Your home state makes a big difference in Pontiac G6 insurance rates. A 40-year-old driver could pay as low as $660 a year in states like New Hampshire, Ohio, and Utah, or at least $1,230 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $822 | -$86 | -9.5% |
| Alaska | $698 | -$210 | -23.1% |
| Arizona | $754 | -$154 | -17.0% |
| Arkansas | $908 | -$0 | 0.0% |
| California | $1,034 | $126 | 13.9% |
| Colorado | $868 | -$40 | -4.4% |
| Connecticut | $936 | $28 | 3.1% |
| Delaware | $1,030 | $122 | 13.4% |
| Florida | $1,140 | $232 | 25.6% |
| Georgia | $838 | -$70 | -7.7% |
| Hawaii | $654 | -$254 | -28.0% |
| Idaho | $614 | -$294 | -32.4% |
| Illinois | $678 | -$230 | -25.3% |
| Indiana | $684 | -$224 | -24.7% |
| Iowa | $612 | -$296 | -32.6% |
| Kansas | $864 | -$44 | -4.8% |
| Kentucky | $1,240 | $332 | 36.6% |
| Louisiana | $1,346 | $438 | 48.2% |
| Maine | $560 | -$348 | -38.3% |
| Maryland | $750 | -$158 | -17.4% |
| Massachusetts | $728 | -$180 | -19.8% |
| Michigan | $1,580 | $672 | 74.0% |
| Minnesota | $762 | -$146 | -16.1% |
| Mississippi | $1,088 | $180 | 19.8% |
| Missouri | $806 | -$102 | -11.2% |
| Montana | $976 | $68 | 7.5% |
| Nebraska | $718 | -$190 | -20.9% |
| Nevada | $1,090 | $182 | 20.0% |
| New Hampshire | $656 | -$252 | -27.8% |
| New Jersey | $1,016 | $108 | 11.9% |
| New Mexico | $806 | -$102 | -11.2% |
| New York | $958 | $50 | 5.5% |
| North Carolina | $526 | -$382 | -42.1% |
| North Dakota | $744 | -$164 | -18.1% |
| Ohio | $628 | -$280 | -30.8% |
| Oklahoma | $934 | $26 | 2.9% |
| Oregon | $832 | -$76 | -8.4% |
| Pennsylvania | $868 | -$40 | -4.4% |
| Rhode Island | $1,214 | $306 | 33.7% |
| South Carolina | $824 | -$84 | -9.3% |
| South Dakota | $766 | -$142 | -15.6% |
| Tennessee | $796 | -$112 | -12.3% |
| Texas | $1,098 | $190 | 20.9% |
| Utah | $674 | -$234 | -25.8% |
| Vermont | $624 | -$284 | -31.3% |
| Virginia | $544 | -$364 | -40.1% |
| Washington | $702 | -$206 | -22.7% |
| West Virginia | $832 | -$76 | -8.4% |
| Wisconsin | $628 | -$280 | -30.8% |
| Wyoming | $810 | -$98 | -10.8% |
Opting for high physical damage deductibles could save up to $200 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 134% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $134 | $182 | $468 | $942 |
| 2007 Pontiac G6 | $130 | $168 | $452 | $908 |
| 2006 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2005 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Pontiac G6 Insurance
Finding cheaper rates on Pontiac G6 insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around at every other renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The items below are a brief recap of the concepts that were raised in the charts and tables above.
- High-risk drivers who tend to receive serious violations may be required to pay an average of $1,050 more each year to insure their G6
- Teen drivers are expensive to insure, as much as $312 each month if full coverage is included
- You may be able to save as much as $100 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $200 each year
- You may be able to save as much as $100 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,740 |
| 20 | $2,086 |
| 30 | $920 |
| 40 | $908 |
| 50 | $836 |
| 60 | $818 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $980 |
| $500 | $908 |
| $1,000 | $842 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $908 |
| 50/100 | $998 |
| 100/300 | $1,111 |
| 250/500 | $1,405 |
| 100 CSL | $1,044 |
| 300 CSL | $1,292 |
| 500 CSL | $1,473 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,320 |
| 30 | $1,964 |
| 40 | $1,956 |
| 50 | $1,870 |
| 60 | $1,852 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $60 |
| Total Discounts | $350 |
Discounts are estimated and may not be available from every company or in every state.
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