Pontiac G6 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 5, 2023
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U.S. average insurance rates for a Pontiac G6 are $884 a year with full coverage. Comprehensive costs on average $120, collision costs $160, and liability insurance costs $446. Liability-only insurance costs as little as $500 a year, with high-risk driver insurance costing around $1,908. 16-year-old drivers pay the highest rates at $3,672 a year or more.
Average premium for full coverage: $884
Price estimates by individual coverage:
These estimates include $500 physical damage deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different G6 trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Pontiac G6 insurance prices go from the low end price of $500 for liability-only coverage to a much higher rate of $1,908 for high-risk insurance.
Geographic Price Range
Your location has a significant impact on auto insurance rates. Rural areas have lower incidents of collision claims than congested cities.
The price range example below illustrates how where you live affects car insurance rates.
The ranges above demonstrate why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Pontiac G6 insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $545
- Drivers who choose higher $1,000 deductibles will pay around $64 annually
- The estimated price for the average middle-age driver with $500 deductibles is $884
- Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,006
- High risk drivers with multiple tickets or accidents could pay upwards of $1,908 or more
- The price that insures a teen driver with full coverage may cost $3,672 a year
Car insurance prices for a Pontiac G6 are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 138% more than the average rate. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $800 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,600 a year. View Rates by Age
The state you live in makes a big difference in Pontiac G6 insurance rates. A 40-year-old driver could pay as low as $640 a year in states like New Hampshire, Ohio, and Utah, or at least $1,200 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $802 | -$82 | -9.3% |
| Alaska | $680 | -$204 | -23.1% |
| Arizona | $736 | -$148 | -16.7% |
| Arkansas | $884 | -$0 | 0.0% |
| California | $1,010 | $126 | 14.3% |
| Colorado | $846 | -$38 | -4.3% |
| Connecticut | $912 | $28 | 3.2% |
| Delaware | $1,004 | $120 | 13.6% |
| Florida | $1,108 | $224 | 25.3% |
| Georgia | $816 | -$68 | -7.7% |
| Hawaii | $636 | -$248 | -28.1% |
| Idaho | $598 | -$286 | -32.4% |
| Illinois | $660 | -$224 | -25.3% |
| Indiana | $666 | -$218 | -24.7% |
| Iowa | $596 | -$288 | -32.6% |
| Kansas | $842 | -$42 | -4.8% |
| Kentucky | $1,210 | $326 | 36.9% |
| Louisiana | $1,312 | $428 | 48.4% |
| Maine | $548 | -$336 | -38.0% |
| Maryland | $728 | -$156 | -17.6% |
| Massachusetts | $710 | -$174 | -19.7% |
| Michigan | $1,540 | $656 | 74.2% |
| Minnesota | $740 | -$144 | -16.3% |
| Mississippi | $1,062 | $178 | 20.1% |
| Missouri | $784 | -$100 | -11.3% |
| Montana | $950 | $66 | 7.5% |
| Nebraska | $698 | -$186 | -21.0% |
| Nevada | $1,062 | $178 | 20.1% |
| New Hampshire | $638 | -$246 | -27.8% |
| New Jersey | $992 | $108 | 12.2% |
| New Mexico | $784 | -$100 | -11.3% |
| New York | $934 | $50 | 5.7% |
| North Carolina | $510 | -$374 | -42.3% |
| North Dakota | $726 | -$158 | -17.9% |
| Ohio | $610 | -$274 | -31.0% |
| Oklahoma | $908 | $24 | 2.7% |
| Oregon | $812 | -$72 | -8.1% |
| Pennsylvania | $846 | -$38 | -4.3% |
| Rhode Island | $1,182 | $298 | 33.7% |
| South Carolina | $802 | -$82 | -9.3% |
| South Dakota | $746 | -$138 | -15.6% |
| Tennessee | $774 | -$110 | -12.4% |
| Texas | $1,068 | $184 | 20.8% |
| Utah | $654 | -$230 | -26.0% |
| Vermont | $608 | -$276 | -31.2% |
| Virginia | $530 | -$354 | -40.0% |
| Washington | $684 | -$200 | -22.6% |
| West Virginia | $812 | -$72 | -8.1% |
| Wisconsin | $614 | -$270 | -30.5% |
| Wyoming | $790 | -$94 | -10.6% |

Opting for high physical damage deductibles could save up to $190 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from as many companies as possible. Every company utilizes a different rate formula, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2009 Pontiac G6 | $132 | $178 | $460 | $928 |
| 2007 Pontiac G6 | $120 | $160 | $446 | $884 |
| 2006 Pontiac G6 | $116 | $152 | $442 | $868 |
Rates are averaged for all Pontiac G6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Pontiac G6 Insurance
Getting lower rates on Pontiac G6 insurance not only requires being a safe and courteous driver, but also having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every couple of years by obtaining price quotes from direct companies, and also from several local insurance agents.
Below is a brief summary of the material that was touched on in the above illustrations.
- Drivers who require higher levels of liability will pay around $490 every year to go from a low limit to the 250/500 level
- Teenage drivers are expensive to insure, costing up to $306 a month if full coverage is purchased
- High-risk drivers that tend to have accidents or serious violations pay on average $1,020 more each year for auto insurance
- Increasing physical damage deductibles can save approximately $175 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,672 |
| 20 | $2,036 |
| 30 | $894 |
| 40 | $884 |
| 50 | $814 |
| 60 | $798 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,006 |
| $250 | $952 |
| $500 | $884 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $884 |
| 50/100 | $973 |
| 100/300 | $1,085 |
| 250/500 | $1,375 |
| 100 CSL | $1,018 |
| 300 CSL | $1,263 |
| 500 CSL | $1,442 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,150 |
| 20 | $3,244 |
| 30 | $1,914 |
| 40 | $1,908 |
| 50 | $1,826 |
| 60 | $1,808 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $54 |
| Paid in Full/EFT | $30 |
| Advance Quote | $38 |
| Online Quote | $58 |
| Total Discounts | $339 |
Discounts are estimated and may not be available from every company or in every state.
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