Porsche Boxster Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2023

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The average insurance prices for a Porsche Boxster are $878 every 12 months including full coverage. Comprehensive costs around $160, collision costs $206, and liability coverage costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,878. 16-year-old drivers cost the most to insure at $3,464 a year or more.

Average premium for full coverage: $878

Policy rates for type of insurance:

Comprehensive $160
Collision $206
Liability $376

Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Boxster models.

Price Range Variability

For the normal driver, Porsche Boxster insurance rates go from the cheapest price of $426 for the bare minimum liability coverage to the much higher price of $1,878 for a high-risk insurance policy.

Liability Only $426
Full Coverage $878
High Risk $1,878

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects auto insurance rates.

Rural Areas $659
Small Cities $922
Large Cities $1,185

The examples above highlight why everyone should compare prices for a specific zip code and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Porsche Boxster insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $533
  • Using higher $1,000 deductibles will save about $84 every year
  • The average price for a good driver age 40 using $500 deductibles is $878
  • Buying pricier low deductibles for physical damage coverage increases the price to $1,038
  • Higher-risk drivers with multiple tickets or accidents could pay at least $1,878 or more
  • Policy cost to insure a teenage driver for full coverage can be $3,464 or more

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing full coverage Porsche Boxster insurance rates range from $533 to $3,464

Car insurance rates for a Porsche Boxster also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Opting for high physical damage deductibles could cut rates by as much as $250 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $3,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,000 to $1,500 extra every year, depending on your age. Porsche Boxster insurance for high-risk drivers can be around 43% to 127% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,250 on average in Michigan, New York, and Louisiana.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Porsche Boxster Insurance

Finding cheaper rates on auto insurance requires having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The next list is a quick review of the car insurance concepts presented in the illustrations above.

  • Drivers with a DUI or reckless driving violation could be forced to pay on average $1,000 more every year to buy Porsche Boxster insurance
  • You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save as much as $250 each year
  • Consumers who may need increased levels of liability coverage will pay around $410 per year to increase from a 30/60 limit to a 250/500 level

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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