Porsche Boxster Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2023
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The average insurance rates for a Porsche Boxster are $878 a year including full coverage. Comprehensive costs an estimated $160, collision costs $206, and liability insurance is $376. A liability-only policy costs around $426 a year, with high-risk insurance costing around $1,878. Teenage drivers cost the most to insure at $3,464 a year or more.
Average premium for full coverage: $878
Policy rates broken down by type of insurance:
Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Boxster models.
Price Range Variability
Using a middle-aged driver as an example, Porsche Boxster insurance rates go from as low as $426 for basic liability insurance to the much higher price of $1,878 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.
The example below illustrates how where you live affects insurance prices.
The examples above highlight why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Porsche Boxster insurance rates for other coverage scenarios.
- The best discount rate is $533
- Raising to $1,000 deductibles will save approximately $84 every year
- The average rate for a good driver age 40 who has $500 deductibles is $878
- Using pricier low deductibles will increase the cost to $1,038
- Higher-risk drivers who are prone to accidents and violations could pay up to $1,878 or more
- Policy cost for full coverage for a teen driver for full coverage can cost as much as $3,464
Car insurance rates for a Porsche Boxster also range considerably based on your risk profile, the model of your Boxster, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles could pay as little as $800 every 12 months on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged at least $3,400 a year. View Rates by Age
Your home state also has a big influence on Porsche Boxster insurance rates. A middle-age driver might find rates as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$86 | -9.8% |
| Alaska | $672 | -$206 | -23.5% |
| Arizona | $728 | -$150 | -17.1% |
| Arkansas | $878 | -$0 | 0.0% |
| California | $998 | $120 | 13.7% |
| Colorado | $838 | -$40 | -4.6% |
| Connecticut | $900 | $22 | 2.5% |
| Delaware | $994 | $116 | 13.2% |
| Florida | $1,096 | $218 | 24.8% |
| Georgia | $812 | -$66 | -7.5% |
| Hawaii | $632 | -$246 | -28.0% |
| Idaho | $594 | -$284 | -32.3% |
| Illinois | $654 | -$224 | -25.5% |
| Indiana | $662 | -$216 | -24.6% |
| Iowa | $592 | -$286 | -32.6% |
| Kansas | $834 | -$44 | -5.0% |
| Kentucky | $1,196 | $318 | 36.2% |
| Louisiana | $1,300 | $422 | 48.1% |
| Maine | $542 | -$336 | -38.3% |
| Maryland | $724 | -$154 | -17.5% |
| Massachusetts | $698 | -$180 | -20.5% |
| Michigan | $1,524 | $646 | 73.6% |
| Minnesota | $734 | -$144 | -16.4% |
| Mississippi | $1,050 | $172 | 19.6% |
| Missouri | $778 | -$100 | -11.4% |
| Montana | $942 | $64 | 7.3% |
| Nebraska | $690 | -$188 | -21.4% |
| Nevada | $1,052 | $174 | 19.8% |
| New Hampshire | $634 | -$244 | -27.8% |
| New Jersey | $982 | $104 | 11.8% |
| New Mexico | $776 | -$102 | -11.6% |
| New York | $922 | $44 | 5.0% |
| North Carolina | $504 | -$374 | -42.6% |
| North Dakota | $720 | -$158 | -18.0% |
| Ohio | $604 | -$274 | -31.2% |
| Oklahoma | $900 | $22 | 2.5% |
| Oregon | $802 | -$76 | -8.7% |
| Pennsylvania | $834 | -$44 | -5.0% |
| Rhode Island | $1,170 | $292 | 33.3% |
| South Carolina | $796 | -$82 | -9.3% |
| South Dakota | $742 | -$136 | -15.5% |
| Tennessee | $768 | -$110 | -12.5% |
| Texas | $1,058 | $180 | 20.5% |
| Utah | $648 | -$230 | -26.2% |
| Vermont | $598 | -$280 | -31.9% |
| Virginia | $526 | -$352 | -40.1% |
| Washington | $678 | -$200 | -22.8% |
| West Virginia | $804 | -$74 | -8.4% |
| Wisconsin | $604 | -$274 | -31.2% |
| Wyoming | $780 | -$98 | -11.2% |
Using high physical damage deductibles can reduce rates by up to $250 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,000 to $1,500 extra every year, depending on your age. Porsche Boxster insurance for high-risk drivers is expensive and can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche Boxster 2-Dr Convertible | $864 | $72 |
| Porsche Boxster S 2-Dr Convertible | $894 | $75 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Porsche Boxster | $220 | $328 | $406 | $1,090 |
| 2008 Porsche Boxster | $182 | $228 | $384 | $930 |
| 2007 Porsche Boxster | $166 | $218 | $380 | $900 |
Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Porsche Boxster Insurance
Finding cheaper rates on Porsche Boxster insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to comparison shop once a year by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a condensed summary of the data that was touched on in the above illustrations.
- You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date
- Drivers who want higher liability limits will pay an extra $410 per year to raise from a 30/60 limit to 250/500 limits
- Teenagers have the highest car insurance rates, with premiums being up to $289 each month if full coverage is included
- High-risk drivers with multiple at-fault accidents may pay on average $1,000 more annually for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,996 |
| 30 | $898 |
| 40 | $878 |
| 50 | $806 |
| 60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $966 |
| $500 | $878 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $878 |
| 50/100 | $969 |
| 100/300 | $1,063 |
| 250/500 | $1,308 |
| 100 CSL | $1,007 |
| 300 CSL | $1,214 |
| 500 CSL | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $3,172 |
| 30 | $1,900 |
| 40 | $1,878 |
| 50 | $1,792 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $33 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $345 |
Discounts are estimated and may not be available from every company or in every state.
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