Porsche Boxster Insurance Rates

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UPDATED: Jun 1, 2023

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Average insurance prices for a Porsche Boxster are $878 every 12 months with full coverage. Comprehensive costs approximately $160, collision insurance costs $206, and liability insurance is estimated at $376. A policy with just liability insurance costs approximately $426 a year, and coverage for high-risk drivers costs around $1,878. Teens receive the highest rates at up to $3,464 a year.

Average premium for full coverage: $878

Rate estimates by individual coverage type:

Comprehensive $160
Collision $206
Liability $376

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Boxster models.

Price Range by Coverage and Risk

For an average driver, prices range range from the cheapest price of $426 for basic liability insurance to the much higher price of $1,878 for coverage for higher-risk drivers.

Liability Only $426
Full Coverage $878
High Risk $1,878

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $659
Small Cities $922
Large Cities $1,185

These examples demonstrate why everyone should get quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Porsche Boxster insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $533
  • Choosing higher $1,000 deductibles can save $84 annually
  • The average price for a 40-year-old driver who chooses $500 deductibles is $878
  • Selecting pricier low deductibles for comp and collision coverage increases the price to $1,038
  • High-risk insureds with serious driving violations could pay around $1,878
  • The cost to insure a teen driver for full coverage can cost $3,464 each year

View Chart as Image

Porsche Boxster insurance cost comparison chart
Column chart showing Porsche Boxster insurance rates range from $533 to $3,464 for full coverage

Insurance rates for a Porsche Boxster can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Boxster.

Choosing higher comprehensive and collision insurance deductibles can save as much as $250 each year, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $339 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $800 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,000 to $1,500 additional per year, depending on your age. Porsche Boxster insurance for high-risk drivers ranges anywhere from 43% to 127% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Porsche Boxster insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,190 on average in New York, Michigan, and Florida.

Porsche Boxster Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $792 -$86 -9.8%
Alaska $672 -$206 -23.5%
Arizona $728 -$150 -17.1%
Arkansas $878 -$0 0.0%
California $998 $120 13.7%
Colorado $838 -$40 -4.6%
Connecticut $900 $22 2.5%
Delaware $994 $116 13.2%
Florida $1,096 $218 24.8%
Georgia $812 -$66 -7.5%
Hawaii $632 -$246 -28.0%
Idaho $594 -$284 -32.3%
Illinois $654 -$224 -25.5%
Indiana $662 -$216 -24.6%
Iowa $592 -$286 -32.6%
Kansas $834 -$44 -5.0%
Kentucky $1,196 $318 36.2%
Louisiana $1,300 $422 48.1%
Maine $542 -$336 -38.3%
Maryland $724 -$154 -17.5%
Massachusetts $698 -$180 -20.5%
Michigan $1,524 $646 73.6%
Minnesota $734 -$144 -16.4%
Mississippi $1,050 $172 19.6%
Missouri $778 -$100 -11.4%
Montana $942 $64 7.3%
Nebraska $690 -$188 -21.4%
Nevada $1,052 $174 19.8%
New Hampshire $634 -$244 -27.8%
New Jersey $982 $104 11.8%
New Mexico $776 -$102 -11.6%
New York $922 $44 5.0%
North Carolina $504 -$374 -42.6%
North Dakota $720 -$158 -18.0%
Ohio $604 -$274 -31.2%
Oklahoma $900 $22 2.5%
Oregon $802 -$76 -8.7%
Pennsylvania $834 -$44 -5.0%
Rhode Island $1,170 $292 33.3%
South Carolina $796 -$82 -9.3%
South Dakota $742 -$136 -15.5%
Tennessee $768 -$110 -12.5%
Texas $1,058 $180 20.5%
Utah $648 -$230 -26.2%
Vermont $598 -$280 -31.9%
Virginia $526 -$352 -40.1%
Washington $678 -$200 -22.8%
West Virginia $804 -$74 -8.4%
Wisconsin $604 -$274 -31.2%
Wyoming $780 -$98 -11.2%

View Chart as Image

Porsche Boxster insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Porsche Boxster Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Porsche Boxster 2-Dr Convertible $864 $72
Porsche Boxster S 2-Dr Convertible $894 $75

Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Porsche Boxster Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Porsche Boxster $226 $362 $402 $1,126
2008 Porsche Boxster $184 $240 $390 $950
2007 Porsche Boxster $182 $228 $384 $930
2005 Porsche Boxster $160 $206 $376 $878

Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Porsche Boxster Insurance

Saving money on Porsche Boxster insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a condensed summary of the primary concepts that were covered in the above illustrations.

  • You may be able to save around $100 per year just by quoting online well ahead of the renewal date
  • High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,000 more per year than a driver with a clean driving record
  • Increasing deductibles could save as much as $250 each year
  • 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $289 per month if full coverage is included

Rates by Driver Age

Porsche Boxster Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,996
30 $898
40 $878
50 $806
60 $790

Full coverage, $500 deductibles

Rates by Deductible

Porsche Boxster Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,038
$250 $966
$500 $878
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Porsche Boxster Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $878
50/100 $969
100/300 $1,063
250/500 $1,308
100 CSL $1,007
300 CSL $1,214
500 CSL $1,364

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Boxster Insurance Rates for High Risk Drivers
Age Premium
16 $4,882
20 $3,172
30 $1,900
40 $1,878
50 $1,792
60 $1,774

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $116

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $45
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $54
5-yr Claim Free $55
Paid in Full/EFT $33
Advance Quote $38
Online Quote $59
Total Discounts $345
Rate after discounts $533

Discounts are estimated and may not be available from every company or in every state.

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