Porsche Boxster Insurance Rates
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UPDATED: Jun 1, 2023
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The average insurance prices for a Porsche Boxster are $878 every 12 months including full coverage. Comprehensive costs around $160, collision costs $206, and liability coverage costs around $376. A liability-only policy costs as low as $426 a year, with high-risk insurance costing around $1,878. 16-year-old drivers cost the most to insure at $3,464 a year or more.
Average premium for full coverage: $878
Policy rates for type of insurance:
Rates are based on $500 deductible amounts, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Boxster models.
Price Range Variability
For the normal driver, Porsche Boxster insurance rates go from the cheapest price of $426 for the bare minimum liability coverage to the much higher price of $1,878 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than congested cities.
The example below illustrates how geographic area affects auto insurance rates.
The examples above highlight why everyone should compare prices for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Porsche Boxster insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $533
- Using higher $1,000 deductibles will save about $84 every year
- The average price for a good driver age 40 using $500 deductibles is $878
- Buying pricier low deductibles for physical damage coverage increases the price to $1,038
- Higher-risk drivers with multiple tickets or accidents could pay at least $1,878 or more
- Policy cost to insure a teenage driver for full coverage can be $3,464 or more
Car insurance rates for a Porsche Boxster also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles could cut rates by as much as $250 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $339 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $3,400 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,000 to $1,500 extra every year, depending on your age. Porsche Boxster insurance for high-risk drivers can be around 43% to 127% more than the average rate. View High Risk Driver Rates
Your home state has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see rates as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,250 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $792 | -$86 | -9.8% |
Alaska | $672 | -$206 | -23.5% |
Arizona | $728 | -$150 | -17.1% |
Arkansas | $878 | -$0 | 0.0% |
California | $998 | $120 | 13.7% |
Colorado | $838 | -$40 | -4.6% |
Connecticut | $900 | $22 | 2.5% |
Delaware | $994 | $116 | 13.2% |
Florida | $1,096 | $218 | 24.8% |
Georgia | $812 | -$66 | -7.5% |
Hawaii | $632 | -$246 | -28.0% |
Idaho | $594 | -$284 | -32.3% |
Illinois | $654 | -$224 | -25.5% |
Indiana | $662 | -$216 | -24.6% |
Iowa | $592 | -$286 | -32.6% |
Kansas | $834 | -$44 | -5.0% |
Kentucky | $1,196 | $318 | 36.2% |
Louisiana | $1,300 | $422 | 48.1% |
Maine | $542 | -$336 | -38.3% |
Maryland | $724 | -$154 | -17.5% |
Massachusetts | $698 | -$180 | -20.5% |
Michigan | $1,524 | $646 | 73.6% |
Minnesota | $734 | -$144 | -16.4% |
Mississippi | $1,050 | $172 | 19.6% |
Missouri | $778 | -$100 | -11.4% |
Montana | $942 | $64 | 7.3% |
Nebraska | $690 | -$188 | -21.4% |
Nevada | $1,052 | $174 | 19.8% |
New Hampshire | $634 | -$244 | -27.8% |
New Jersey | $982 | $104 | 11.8% |
New Mexico | $776 | -$102 | -11.6% |
New York | $922 | $44 | 5.0% |
North Carolina | $504 | -$374 | -42.6% |
North Dakota | $720 | -$158 | -18.0% |
Ohio | $604 | -$274 | -31.2% |
Oklahoma | $900 | $22 | 2.5% |
Oregon | $802 | -$76 | -8.7% |
Pennsylvania | $834 | -$44 | -5.0% |
Rhode Island | $1,170 | $292 | 33.3% |
South Carolina | $796 | -$82 | -9.3% |
South Dakota | $742 | -$136 | -15.5% |
Tennessee | $768 | -$110 | -12.5% |
Texas | $1,058 | $180 | 20.5% |
Utah | $648 | -$230 | -26.2% |
Vermont | $598 | -$280 | -31.9% |
Virginia | $526 | -$352 | -40.1% |
Washington | $678 | -$200 | -22.8% |
West Virginia | $804 | -$74 | -8.4% |
Wisconsin | $604 | -$274 | -31.2% |
Wyoming | $780 | -$98 | -11.2% |
Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Porsche Boxster 2-Dr Convertible | $864 | $72 |
Porsche Boxster S 2-Dr Convertible | $894 | $75 |
Rates assume 2001 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2013 Porsche Boxster | $226 | $362 | $402 | $1,126 |
2008 Porsche Boxster | $184 | $240 | $390 | $950 |
2007 Porsche Boxster | $182 | $228 | $384 | $930 |
2005 Porsche Boxster | $160 | $206 | $376 | $878 |
Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Porsche Boxster Insurance
Finding cheaper rates on auto insurance requires having a good driving record, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.
The next list is a quick review of the car insurance concepts presented in the illustrations above.
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,000 more every year to buy Porsche Boxster insurance
- You may be able to save up to $100 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $250 each year
- Consumers who may need increased levels of liability coverage will pay around $410 per year to increase from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,464 |
20 | $1,996 |
30 | $898 |
40 | $878 |
50 | $806 |
60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,038 |
$250 | $966 |
$500 | $878 |
$1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $878 |
50/100 | $969 |
100/300 | $1,063 |
250/500 | $1,308 |
100 CSL | $1,007 |
300 CSL | $1,214 |
500 CSL | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $4,882 |
20 | $3,172 |
30 | $1,900 |
40 | $1,878 |
50 | $1,792 |
60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $45 |
Multi-vehicle | $46 |
Homeowner | $15 |
5-yr Accident Free | $54 |
5-yr Claim Free | $55 |
Paid in Full/EFT | $33 |
Advance Quote | $38 |
Online Quote | $59 |
Total Discounts | $345 |
Discounts are estimated and may not be available from every company or in every state.
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