Porsche Boxster Insurance Rates
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UPDATED: Jun 1, 2023
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The average insurance rates for a Porsche Boxster are $878 a year with full coverage. Comprehensive costs approximately $160, collision insurance costs $206, and liability costs around $376. Liability-only coverage costs as low as $426 a year, and high-risk coverage costs around $1,878. 16-year-old drivers cost the most to insure at up to $3,464 a year.
Average premium for full coverage: $878
Policy rates by type of insurance:
Price estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all Boxster models.
Price Range Variability
For the average driver, Porsche Boxster insurance rates range from the low end price of $426 for just the minimum liability insurance to the much higher price of $1,878 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities. The example below illustrates how location impacts auto insurance prices.
The examples above demonstrate why everyone should compare prices using their specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Porsche Boxster insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $533
- Using higher $1,000 deductibles will save $84 annually
- The estimated price for a good driver age 40 who chooses $500 deductibles is $878
- Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,038
- High-risk insureds with multiple tickets or accidents could pay around $1,878
- Policy cost that insures a 16-year-old driver for full coverage can cost $3,464 or more
Insurance rates for a Porsche Boxster also range considerably based on the model of your Boxster, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,000 to $1,500 additional every year, depending on your age. Porsche Boxster insurance for high-risk drivers can be from 43% to 127% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $800 a year, or $67 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,400 a year. View Rates by Age
Your home state has a huge impact on Porsche Boxster insurance prices. A driver around age 40 might see rates as low as $630 a year in states like Utah, Ohio, and New Hampshire, or at least $1,190 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $792 | -$86 | -9.8% |
| Alaska | $672 | -$206 | -23.5% |
| Arizona | $728 | -$150 | -17.1% |
| Arkansas | $878 | -$0 | 0.0% |
| California | $998 | $120 | 13.7% |
| Colorado | $838 | -$40 | -4.6% |
| Connecticut | $900 | $22 | 2.5% |
| Delaware | $994 | $116 | 13.2% |
| Florida | $1,096 | $218 | 24.8% |
| Georgia | $812 | -$66 | -7.5% |
| Hawaii | $632 | -$246 | -28.0% |
| Idaho | $594 | -$284 | -32.3% |
| Illinois | $654 | -$224 | -25.5% |
| Indiana | $662 | -$216 | -24.6% |
| Iowa | $592 | -$286 | -32.6% |
| Kansas | $834 | -$44 | -5.0% |
| Kentucky | $1,196 | $318 | 36.2% |
| Louisiana | $1,300 | $422 | 48.1% |
| Maine | $542 | -$336 | -38.3% |
| Maryland | $724 | -$154 | -17.5% |
| Massachusetts | $698 | -$180 | -20.5% |
| Michigan | $1,524 | $646 | 73.6% |
| Minnesota | $734 | -$144 | -16.4% |
| Mississippi | $1,050 | $172 | 19.6% |
| Missouri | $778 | -$100 | -11.4% |
| Montana | $942 | $64 | 7.3% |
| Nebraska | $690 | -$188 | -21.4% |
| Nevada | $1,052 | $174 | 19.8% |
| New Hampshire | $634 | -$244 | -27.8% |
| New Jersey | $982 | $104 | 11.8% |
| New Mexico | $776 | -$102 | -11.6% |
| New York | $922 | $44 | 5.0% |
| North Carolina | $504 | -$374 | -42.6% |
| North Dakota | $720 | -$158 | -18.0% |
| Ohio | $604 | -$274 | -31.2% |
| Oklahoma | $900 | $22 | 2.5% |
| Oregon | $802 | -$76 | -8.7% |
| Pennsylvania | $834 | -$44 | -5.0% |
| Rhode Island | $1,170 | $292 | 33.3% |
| South Carolina | $796 | -$82 | -9.3% |
| South Dakota | $742 | -$136 | -15.5% |
| Tennessee | $768 | -$110 | -12.5% |
| Texas | $1,058 | $180 | 20.5% |
| Utah | $648 | -$230 | -26.2% |
| Vermont | $598 | -$280 | -31.9% |
| Virginia | $526 | -$352 | -40.1% |
| Washington | $678 | -$200 | -22.8% |
| West Virginia | $804 | -$74 | -8.4% |
| Wisconsin | $604 | -$274 | -31.2% |
| Wyoming | $780 | -$98 | -11.2% |
Opting for high physical damage deductibles could cut rates by as much as $250 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $339 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche Boxster 2-Dr Convertible | $864 | $72 |
| Porsche Boxster S 2-Dr Convertible | $894 | $75 |
Rates assume 1997 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2013 Porsche Boxster | $244 | $390 | $402 | $1,172 |
| 2008 Porsche Boxster | $188 | $246 | $398 | $968 |
| 2007 Porsche Boxster | $184 | $240 | $390 | $950 |
| 2005 Porsche Boxster | $166 | $218 | $380 | $900 |
Rates are averaged for all Porsche Boxster models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Porsche Boxster Insurance
Finding cheaper rates on insurance for a Porsche Boxster requires being safe and accident-free, having a good credit score, not filing small claims, and consideration of higher deductibles. Comparison shop at every policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.
Below you'll find a condensed summary of the data touched on above.
- Insureds who purchase more liability protection will pay around $410 every year to increase from a 30/60 limit to the 250/500 level
- You may be able to save around $100 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save approximately $250 each year
- Youthful drivers are the costliest to insure, as much as $289 each month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,464 |
| 20 | $1,996 |
| 30 | $898 |
| 40 | $878 |
| 50 | $806 |
| 60 | $790 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,038 |
| $250 | $966 |
| $500 | $878 |
| $1,000 | $794 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $878 |
| 50/100 | $969 |
| 100/300 | $1,063 |
| 250/500 | $1,308 |
| 100 CSL | $1,007 |
| 300 CSL | $1,214 |
| 500 CSL | $1,364 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,882 |
| 20 | $3,172 |
| 30 | $1,900 |
| 40 | $1,878 |
| 50 | $1,792 |
| 60 | $1,774 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $46 |
| Homeowner | $15 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $33 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $345 |
Discounts are estimated and may not be available from every company or in every state.
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