Porsche Cayman Insurance Rates
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Michelle Robbins
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UPDATED: Jun 4, 2023
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The average insurance rates for a Porsche Cayman are $1,086 a year with full coverage. Comprehensive costs on average $198 each year, collision costs $270, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,334. Teen drivers cost the most to insure at $4,282 a year or more.
Average premium for full coverage: $1,086
Policy rates by type of insurance:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Cayman models.
Price Range Variability
For the average 40-year-old driver, Porsche Cayman insurance rates go from as low as $510 for minimum levels of liability insurance to a high rate of $2,334 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas.
The graphic below illustrates the difference location can make on car insurance rates.
The examples above demonstrate why all drivers should get quotes based on a specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Porsche Cayman insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $653
- Choosing higher $1,000 deductibles can save around $106 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,086
- Choosing low deductibles for comp and collision coverage will increase the cost to $1,288
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,334 or more
- Policy cost for full coverage for a teen driver may cost $4,282 each year
Auto insurance rates for a Porsche Cayman also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,200 a year. View Rates by Age
Your home state plays a big part in determining prices for Porsche Cayman insurance prices. A good driver about age 40 could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,470 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $982 | -$104 | -9.6% |
Alaska | $834 | -$252 | -23.2% |
Arizona | $902 | -$184 | -16.9% |
Arkansas | $1,086 | -$0 | 0.0% |
California | $1,238 | $152 | 14.0% |
Colorado | $1,038 | -$48 | -4.4% |
Connecticut | $1,116 | $30 | 2.8% |
Delaware | $1,230 | $144 | 13.3% |
Florida | $1,358 | $272 | 25.0% |
Georgia | $1,002 | -$84 | -7.7% |
Hawaii | $780 | -$306 | -28.2% |
Idaho | $736 | -$350 | -32.2% |
Illinois | $810 | -$276 | -25.4% |
Indiana | $816 | -$270 | -24.9% |
Iowa | $732 | -$354 | -32.6% |
Kansas | $1,034 | -$52 | -4.8% |
Kentucky | $1,484 | $398 | 36.6% |
Louisiana | $1,606 | $520 | 47.9% |
Maine | $670 | -$416 | -38.3% |
Maryland | $896 | -$190 | -17.5% |
Massachusetts | $870 | -$216 | -19.9% |
Michigan | $1,886 | $800 | 73.7% |
Minnesota | $910 | -$176 | -16.2% |
Mississippi | $1,300 | $214 | 19.7% |
Missouri | $964 | -$122 | -11.2% |
Montana | $1,166 | $80 | 7.4% |
Nebraska | $858 | -$228 | -21.0% |
Nevada | $1,302 | $216 | 19.9% |
New Hampshire | $784 | -$302 | -27.8% |
New Jersey | $1,214 | $128 | 11.8% |
New Mexico | $962 | -$124 | -11.4% |
New York | $1,144 | $58 | 5.3% |
North Carolina | $626 | -$460 | -42.4% |
North Dakota | $890 | -$196 | -18.0% |
Ohio | $750 | -$336 | -30.9% |
Oklahoma | $1,116 | $30 | 2.8% |
Oregon | $994 | -$92 | -8.5% |
Pennsylvania | $1,036 | -$50 | -4.6% |
Rhode Island | $1,450 | $364 | 33.5% |
South Carolina | $984 | -$102 | -9.4% |
South Dakota | $916 | -$170 | -15.7% |
Tennessee | $950 | -$136 | -12.5% |
Texas | $1,310 | $224 | 20.6% |
Utah | $804 | -$282 | -26.0% |
Vermont | $742 | -$344 | -31.7% |
Virginia | $650 | -$436 | -40.1% |
Washington | $840 | -$246 | -22.7% |
West Virginia | $996 | -$90 | -8.3% |
Wisconsin | $752 | -$334 | -30.8% |
Wyoming | $970 | -$116 | -10.7% |
Choosing high deductibles can save as much as $310 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than average. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different rate calculation, and quoted rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Porsche Cayman 2-Dr Coupe | $1,068 | $89 |
Porsche Cayman S 2-Dr Coupe | $1,104 | $92 |
Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2014 Porsche Cayman | $262 | $440 | $474 | $1,334 |
2012 Porsche Cayman | $236 | $372 | $478 | $1,244 |
2008 Porsche Cayman | $198 | $270 | $460 | $1,086 |
2007 Porsche Cayman | $194 | $258 | $452 | $1,062 |
2006 Porsche Cayman | $178 | $246 | $446 | $1,028 |
Rates are averaged for all Porsche Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Porsche Cayman Insurance
Finding cheaper rates on car insurance takes being a good driver, having good credit, not filing small claims, and taking advantage of discounts. Make time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The following list is a review of the data that was touched on in this article.
- You may be able to save as much as $120 per year simply by quoting online in advance
- Policyholders who require an increased level of liability coverage will pay about $510 every year to raise limits from a 30/60 limit to 250/500 limits
- Drivers age 16 to 20 are charged the highest rates, as much as $357 each month if they have full coverage
- Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,250 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,282 |
20 | $2,482 |
30 | $1,110 |
40 | $1,086 |
50 | $996 |
60 | $974 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,288 |
$250 | $1,196 |
$500 | $1,086 |
$1,000 | $980 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,086 |
50/100 | $1,196 |
100/300 | $1,311 |
250/500 | $1,610 |
100 CSL | $1,242 |
300 CSL | $1,495 |
500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,046 |
20 | $3,948 |
30 | $2,362 |
40 | $2,334 |
50 | $2,232 |
60 | $2,210 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $56 |
Multi-vehicle | $58 |
Homeowner | $18 |
5-yr Accident Free | $69 |
5-yr Claim Free | $68 |
Paid in Full/EFT | $41 |
Advance Quote | $49 |
Online Quote | $74 |
Total Discounts | $433 |
Discounts are estimated and may not be available from every company or in every state.
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