Porsche Cayman Insurance Rates
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UPDATED: May 12, 2022
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U.S. average auto insurance rates for a Porsche Cayman are $1,104 annually for full coverage. Comprehensive insurance costs an estimated $200, collision costs $278, and liability is $468. Liability-only coverage costs around $518 a year, with high-risk coverage costing $2,378 or more. Teenage drivers pay the highest rates at $4,354 a year or more.
Average premium for full coverage: $1,104
Price estimates broken down by individual coverage:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all Cayman models.
Price Range from Low to High
Using a middle-aged driver as an example, Porsche Cayman insurance prices go from as cheap as $518 for liability-only coverage to the much higher price of $2,378 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on insurance rates. More rural locations have fewer accident claims than densely populated cities.
The example below illustrates how where you live affects insurance prices.
The ranges above show why everyone should compare rates quotes for a targeted area and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Porsche Cayman insurance rates for other coverage scenarios.
- The best discount rate is $661
- Raising to $1,000 deductibles will save approximately $110 a year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,104
- Using pricier low deductibles costs an additional $206 every year
- At-risk drivers who are prone to accidents and violations could pay up to $2,378 or more
- The price with full coverage for a teen driver for full coverage can cost as much as $4,354
Auto insurance prices for a Porsche Cayman are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying $1,300 to $1,800 in extra premium each year, depending on your age. Porsche Cayman insurance for high-risk drivers is expensive and can cost as much as 41% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $320 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $421 extra every year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Porsche Cayman insurance prices. A middle-age driver might find prices as low as $730 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,580 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,000 | -$104 | -9.4% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $916 | -$188 | -17.0% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,136 | $32 | 2.9% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,020 | -$84 | -7.6% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $746 | -$358 | -32.4% |
| Kansas | $1,052 | -$52 | -4.7% |
| Kentucky | $1,508 | $404 | 36.6% |
| Louisiana | $1,636 | $532 | 48.2% |
| Maine | $682 | -$422 | -38.2% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,920 | $816 | 73.9% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,324 | $220 | 19.9% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,324 | $220 | 19.9% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $980 | -$124 | -11.2% |
| New York | $1,166 | $62 | 5.6% |
| North Carolina | $638 | -$466 | -42.2% |
| North Dakota | $904 | -$200 | -18.1% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,012 | -$92 | -8.3% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,476 | $372 | 33.7% |
| South Carolina | $1,000 | -$104 | -9.4% |
| South Dakota | $934 | -$170 | -15.4% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $816 | -$288 | -26.1% |
| Vermont | $758 | -$346 | -31.3% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $854 | -$250 | -22.6% |
| West Virginia | $1,012 | -$92 | -8.3% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Porsche Cayman 2-Dr Coupe | $1,086 | $91 |
| Porsche Cayman S 2-Dr Coupe | $1,122 | $94 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Porsche Cayman | $278 | $504 | $460 | $1,400 |
| 2012 Porsche Cayman | $262 | $440 | $474 | $1,334 |
| 2008 Porsche Cayman | $208 | $308 | $474 | $1,148 |
| 2007 Porsche Cayman | $200 | $278 | $468 | $1,104 |
| 2006 Porsche Cayman | $198 | $270 | $460 | $1,086 |
Rates are averaged for all Porsche Cayman models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Porsche Cayman Insurance
Getting lower rates on car insurance consists of being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to comparison shop once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a review of the data that was touched on in the above illustrations.
- Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
- Policyholders who want more liability protection will pay an extra $520 each year to raise from a low limit to higher 250/500 limits
- Youthful drivers are the costliest to insure, with premiums as much as $363 a month if full coverage is included
- Higher risk drivers who have several accidents or serious violations may pay on average $1,270 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,354 |
| 20 | $2,522 |
| 30 | $1,132 |
| 40 | $1,104 |
| 50 | $1,012 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,216 |
| $500 | $1,104 |
| $1,000 | $994 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,216 |
| 100/300 | $1,333 |
| 250/500 | $1,637 |
| 100 CSL | $1,262 |
| 300 CSL | $1,520 |
| 500 CSL | $1,707 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,148 |
| 20 | $4,020 |
| 30 | $2,404 |
| 40 | $2,378 |
| 50 | $2,270 |
| 60 | $2,246 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $59 |
| Homeowner | $19 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $42 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $443 |
Discounts are estimated and may not be available from every company or in every state.
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