Insurance for Saab Vehicles

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 2, 2023

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The following table shows estimated insurance rates for Saab vehicles. Some additional models are listed at the bottom of this page

Insurance Rates for Saab Vehicles
Vehicle Model Annual Premium Monthly Premium
Saab 9-3 $1,470 $123
Saab 9-5 $1,760 $147
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Saab vehicles
Column chart showing average insurance prices for Saab vehicles range from $939 to $6,028 for full coverage

The chart above uses the average vehicle rating data for all Saab vehicles listed in the table above to show how different rating information can influence car insurance rates.

Auto insurance rates for a Saab can vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your 9-5.

Opting for high physical damage deductibles could cut rates by as much as $770 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every year

View Chart as Image

Saab insurance by deductible and liability limit

An older driver with a good driving record and higher deductibles may pay as low as $1,500 a year for full coverage. Prices are highest for teen drivers, since even excellent drivers will have to pay upwards of $6,000 a year.

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $2,000 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance can be from 45% to 134% more than the average rate.

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Saab insurance by risk and age

Where you live has a huge impact on Saab insurance prices. A driver around age 40 might see rates as low as $1,090 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,200 on average in Michigan, Montana, and California.

Saab Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,510 -$160 -9.6%
Alaska $1,282 -$388 -23.2%
Arizona $1,386 -$284 -17.0%
Arkansas $1,670 -$0 0.0%
California $1,902 $232 13.9%
Colorado $1,596 -$74 -4.4%
Connecticut $1,716 $46 2.8%
Delaware $1,892 $222 13.3%
Florida $2,092 $422 25.3%
Georgia $1,542 -$128 -7.7%
Hawaii $1,200 -$470 -28.1%
Idaho $1,130 -$540 -32.3%
Illinois $1,244 -$426 -25.5%
Indiana $1,258 -$412 -24.7%
Iowa $1,128 -$542 -32.5%
Kansas $1,588 -$82 -4.9%
Kentucky $2,278 $608 36.4%
Louisiana $2,474 $804 48.1%
Maine $1,030 -$640 -38.3%
Maryland $1,378 -$292 -17.5%
Massachusetts $1,338 -$332 -19.9%
Michigan $2,902 $1,232 73.8%
Minnesota $1,398 -$272 -16.3%
Mississippi $2,002 $332 19.9%
Missouri $1,482 -$188 -11.3%
Montana $1,796 $126 7.5%
Nebraska $1,318 -$352 -21.1%
Nevada $2,004 $334 20.0%
New Hampshire $1,204 -$466 -27.9%
New Jersey $1,868 $198 11.9%
New Mexico $1,480 -$190 -11.4%
New York $1,760 $90 5.4%
North Carolina $962 -$708 -42.4%
North Dakota $1,368 -$302 -18.1%
Ohio $1,154 -$516 -30.9%
Oklahoma $1,716 $46 2.8%
Oregon $1,532 -$138 -8.3%
Pennsylvania $1,594 -$76 -4.6%
Rhode Island $2,228 $558 33.4%
South Carolina $1,516 -$154 -9.2%
South Dakota $1,410 -$260 -15.6%
Tennessee $1,464 -$206 -12.3%
Texas $2,014 $344 20.6%
Utah $1,236 -$434 -26.0%
Vermont $1,142 -$528 -31.6%
Virginia $1,002 -$668 -40.0%
Washington $1,292 -$378 -22.6%
West Virginia $1,532 -$138 -8.3%
Wisconsin $1,156 -$514 -30.8%
Wyoming $1,490 -$180 -10.8%

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each insurance company utilizes a different rate formula, and quoted rates can be significantly different.

Additional Saab Vehicles

U.S. averages for full coverage Saab vehicle insurance

Average Policy Cost $1,670
Comprehensive Premium $390
Collision Premium $750
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Saab models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Saab Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $6,028
20 $3,868
30 $1,760
40 $1,670
50 $1,522
60 $1,494

Full coverage, $500 deductibles

Rates by Deductible

Saab Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,174
$250 $1,940
$500 $1,670
$1,000 $1,410

Full coverage, driver age 40

Rates for High Risk Drivers

Saab Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $8,650
20 $6,148
30 $3,720
40 $3,624
50 $3,454
60 $3,424

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $236

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $91
Multi-vehicle $86
Homeowner $23
5-yr Accident Free $132
5-yr Claim Free $109
Paid in Full/EFT $83
Advance Quote $86
Online Quote $121
Total Discounts $731
Rate after discounts $939

Discounts are estimated and may not be available from every company or in every state.

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