Scion xD Insurance Rates

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UPDATED: Jun 10, 2023

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Estimated insurance prices for a Scion xD are $962 every 12 months including full coverage. Comprehensive costs on average $134 a year, collision insurance costs $196, and liability coverage is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,080. 16-year-old drivers pay the most at up to $3,956 a year.

Average premium for full coverage: $962

Premium estimates by type of coverage:

Comprehensive $134
Collision $196
Liability $474

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and xD trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Scion xD range from the cheapest price of $522 for the bare minimum liability coverage to a high of $2,080 for a high-risk driver policy.

Liability Only $522
Full Coverage $962
High Risk $2,080

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

Rural Areas $722
Small Cities $1,010
Large Cities $1,299

These rate differences highlight why it is important to get quotes based on a specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Rate Information

The chart below breaks down average Scion xD insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $585
  • Choosing higher $1,000 deductibles can save around $888 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $962
  • Buying low $100 deductibles for comp and collision coverage increases the price to $1,104
  • Drivers with multiple tickets or accidents could pay upwards of $2,080
  • An auto insurance policy to insure a teenage driver may cost $3,956 each year

View Chart as Image

Scion xD insurance cost comparison chart
Column chart showing Scion xD insurance rates range from $585 to $3,956 for full coverage

Insurance prices for a Scion xD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your xD.

Opting for high physical damage deductibles can save as much as $220 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $3,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 139% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,370 on average in Michigan, New York, and Louisiana.

Scion xD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $870 -$92 -9.6%
Alaska $736 -$226 -23.5%
Arizona $798 -$164 -17.0%
Arkansas $962 -$0 0.0%
California $1,096 $134 13.9%
Colorado $920 -$42 -4.4%
Connecticut $990 $28 2.9%
Delaware $1,088 $126 13.1%
Florida $1,204 $242 25.2%
Georgia $888 -$74 -7.7%
Hawaii $692 -$270 -28.1%
Idaho $650 -$312 -32.4%
Illinois $716 -$246 -25.6%
Indiana $722 -$240 -24.9%
Iowa $648 -$314 -32.6%
Kansas $914 -$48 -5.0%
Kentucky $1,312 $350 36.4%
Louisiana $1,422 $460 47.8%
Maine $594 -$368 -38.3%
Maryland $792 -$170 -17.7%
Massachusetts $770 -$192 -20.0%
Michigan $1,672 $710 73.8%
Minnesota $804 -$158 -16.4%
Mississippi $1,152 $190 19.8%
Missouri $852 -$110 -11.4%
Montana $1,034 $72 7.5%
Nebraska $758 -$204 -21.2%
Nevada $1,154 $192 20.0%
New Hampshire $692 -$270 -28.1%
New Jersey $1,076 $114 11.9%
New Mexico $852 -$110 -11.4%
New York $1,012 $50 5.2%
North Carolina $554 -$408 -42.4%
North Dakota $788 -$174 -18.1%
Ohio $664 -$298 -31.0%
Oklahoma $988 $26 2.7%
Oregon $880 -$82 -8.5%
Pennsylvania $920 -$42 -4.4%
Rhode Island $1,282 $320 33.3%
South Carolina $870 -$92 -9.6%
South Dakota $812 -$150 -15.6%
Tennessee $842 -$120 -12.5%
Texas $1,158 $196 20.4%
Utah $712 -$250 -26.0%
Vermont $660 -$302 -31.4%
Virginia $576 -$386 -40.1%
Washington $744 -$218 -22.7%
West Virginia $880 -$82 -8.5%
Wisconsin $666 -$296 -30.8%
Wyoming $856 -$106 -11.0%

View Chart as Image

Scion xD insurance rates by U.S. city
Scion xD Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Scion xD $134 $196 $474 $962
2009 Scion xD $120 $156 $460 $894

Rates are averaged for all Scion xD models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Scion xD Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having good credit, refrain from filing small claims, and determing if full coverage is necessary. Invest the time to shop around every time your policy renews by getting price quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The list below is a summary of the information illustrated above.

  • You may be able to save as much as $110 per year just by quoting early and online
  • Teenagers pay the highest prices, with the cost nearing $330 per month if they have full coverage
  • Increasing policy deductibles could save as much as $225 each year
  • Drivers who have multiple accidents or major violations may pay on average $1,120 more each year for car insurance
  • Consumers who require higher liability limits will pay around $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Scion xD Insurance Rates by Driver Age
Driver Age Premium
16 $3,956
20 $2,216
30 $974
40 $962
50 $884
60 $866

Full coverage, $500 deductibles

Rates by Deductible

Scion xD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,104
$250 $1,040
$500 $962
$1,000 $888

Full coverage, driver age 40

Rates by Liability Limit

Scion xD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $962
50/100 $1,057
100/300 $1,175
250/500 $1,483
100 CSL $1,104
300 CSL $1,365
500 CSL $1,555

Full coverage, driver age 40

Rates for High Risk Drivers

Scion xD Insurance Rates for High Risk Drivers
Age Premium
16 $5,564
20 $3,538
30 $2,090
40 $2,080
50 $1,992
60 $1,970

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $131

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $58
5-yr Claim Free $60
Paid in Full/EFT $34
Advance Quote $42
Online Quote $64
Total Discounts $377
Rate after discounts $585

Discounts are estimated and may not be available from every company or in every state.

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