Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year with full coverage. Comprehensive costs approximately $134 each year, collision insurance costs $196, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,080. Teen drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and xD models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Scion xD insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save $74 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $962
• Choosing low deductibles for comp and collision coverage will increase the cost to $1,104
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,080
• The price for full coverage for a teen driver can cost $3,956 each year

View Chart as Image

Auto insurance prices for a Scion xD are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles could pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $220 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 139% more than average. View High Risk Driver Rates

How to Find the Best Cheap Scion xD Insurance

Getting lower rates on Scion xD insurance takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a quick review of the data presented in the illustrations above.

• Drivers who purchase higher liability limits will pay about $520 every year to raise limits from a low limit to 250/500 limits
• You may be able to save around $110 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $225 each year
• Teenagers have the highest car insurance prices, costing up to $330 a month if they have full coverage