Scion xD Insurance Rates

Average auto insurance rates for a Scion xD are $994 annually for full coverage insurance. Comprehensive insurance costs approximately $144, collision insurance costs $214, and liability costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs $2,150 or more. Teen drivers receive the highest rates at up to $4,062 a year.

Average premium for full coverage: $994

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all xD models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Scion xD insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $600
• Drivers who choose higher $1,000 deductibles will pay $82 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $994
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $156 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,150
• The cost with full coverage for a 16-year-old driver for full coverage can cost $4,062 a year

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Insurance rates for a Scion xD can also vary considerably based on the trim level of your xD, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $900 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Scion xD insurance for high-risk drivers can cost from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $240 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Scion xD insurance prices. A 40-year-old driver could pay as low as $650 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,340 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Low Cost Scion xD Insurance

Saving money on insurance for a Scion xD not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a review of the data covered above.

• Insureds who purchase additional liability coverage will pay about $530 annually to go from a minimum limit to higher 250/500 limits
• It is possible to save around $110 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $250 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $339 per month including comprehensive and collision insurance