Scion xD Insurance Rates

Average insurance prices for a Scion xD are $962 every 12 months with full coverage. Comprehensive insurance costs approximately $134 each year, collision insurance costs $196, and liability costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,080 or more. 16-year-old drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates by individual coverage type:

These estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and xD models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations tend to have more infrequent collision claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

These examples demonstrate why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Scion xD insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $585
• Drivers who choose higher $1,000 deductibles will pay $74 annually
• The average price for a 40-year-old driver who chooses $500 deductibles is $962
• Buying low deductibles for comprehensive and collision insurance costs an extra $142 annually
• Drivers with multiple tickets or accidents could pay around $2,080
• The cost to insure a 16-year-old driver can cost $3,956 a year

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on policy deductibles and limits, your driving record, and the model of your xD.

Opting for high physical damage deductibles could save up to $220 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as low as $900 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 139% more than the average rate. View High Risk Driver Rates

Where you live makes a big difference in Scion xD insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or at least $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheap Scion xD Insurance

Saving money on insurance for a Scion xD not only requires not taking risks behind the wheel, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a brief summary of the coverage data covered in the above illustrations.

• You may be able to save around $110 per year just by quoting online in advance
• Increasing deductibles could save as much as $225 each year
• Teens are expensive to insure, with premiums as much as $330 per month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,120 more per year for xD insurance