Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year for full coverage. Comprehensive insurance costs approximately $134, collision insurance costs $196, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs $2,080 or more. Teenage drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all xD models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than densely populated cities. The example below illustrates how your location can change auto insurance prices.

The ranges above show why everyone should compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Scion xD insurance rates for additional coverage and risk scenarios.

• The best discount rate is $585
• Raising to $1,000 deductibles will save $74 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $962
• Using pricier low deductibles will cost an additional $142 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,080
• The price that insures a teenage driver for full coverage can cost $3,956

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on the model of your xD, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Scion xD insurance for high-risk drivers is expensive and can cost around 43% to 139% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in also has a big influence on Scion xD insurance rates. A middle-age driver might find prices as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $220 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Scion xD Insurance

Getting lower rates on auto insurance consists of being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every year by requesting quotes from direct carriers, and also from insurance agencies where you live.

The items below are a brief review of the coverage data illustrated above.

• Drivers can save around $110 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $225 each year
• Teen drivers are expensive to insure, with premiums as much as $330 a month if full coverage is included
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,120 more per year to insure their xD