Scion xD Insurance Rates

Average insurance rates for a Scion xD are $962 a year including full coverage. Comprehensive insurance costs an estimated $134 each year, collision insurance costs $196, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,080 or more. Teenage drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and xD models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why all drivers should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Scion xD insurance rates for other coverage scenarios.

• The best discount rate is $585
• Using higher $1,000 deductibles will save approximately $74 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $962
• Using low deductibles for physical damage coverage will cost an additional $142 a year
• Drivers who are prone to accidents and violations could pay up to $2,080
• The cost that insures a teen driver can cost as much as $3,956 or more

View Chart as Image

Car insurance rates for a Scion xD can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 139% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $3,900 a year. View Rates by Age

Where you live has a huge impact on Scion xD insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $220 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Scion xD Insurance

Saving money on Scion xD insurance requires being safe and accident-free, having a positive credit history, not filing small claims, and possibly higher deductibles. Compare prices at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below you'll find a review of the data covered above.

• Drivers who want more liability protection will pay an extra $520 per year to increase from a minimum limit to the 250/500 level
• You may be able to save approximately $110 per year just by quoting online in advance
• Increasing deductibles can save approximately $225 each year
• Youthful drivers have the highest car insurance rates, as much as $330 per month if full coverage is purchased