Scion xD Insurance Rates

Estimated insurance rates for a Scion xD are $962 a year for full coverage. Comprehensive insurance costs on average $134, collision insurance costs $196, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,080 or more. Teenage drivers pay the most at up to $3,956 a year.

Average premium for full coverage: $962

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all xD models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

These rate differences show why everyone should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Scion xD insurance rates for different risk profiles and scenarios.

• The best discount rate is $585
• Drivers who choose higher $1,000 deductibles will pay around $74 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $962
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $142 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,080
• An auto insurance policy that insures a teenage driver for full coverage may cost $3,956 a year

View Chart as Image

Insurance prices for a Scion xD also have a wide range based on the model of your xD, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,200 to $1,700 extra annually, depending on your age. Scion xD insurance for high-risk drivers can cost around 43% to 139% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $3,900 a year. View Rates by Age

Where you choose to live makes a big difference in Scion xD insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $220 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find Affordable Scion xD Insurance

Finding better rates on auto insurance not only requires having a good driving record, but also having above-average credit, not filing small claims, and determing if full coverage is necessary. Compare prices once a year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a brief review of the data that was presented in the illustrations above.

• Drivers can save as much as $110 per year just by quoting online well ahead of the renewal date
• Consumers who require increased levels of liability coverage will pay an extra $520 each year to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 20 and younger pay the highest prices, as much as $330 per month if full coverage is included
• Drivers with DUI or reckless driving convictions may pay on average $1,120 more each year to buy Scion xD insurance