Scion xD Insurance Rates

U.S. average insurance rates for a Scion xD are $962 a year for full coverage insurance. Comprehensive costs approximately $134 each year, collision insurance costs $196, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,080. Teen drivers pay the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and xD models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Scion xD insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $585
• Drivers who choose higher $1,000 deductibles will pay $74 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $962
• Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,104
• Drivers with multiple violations and an at-fault accident could pay around $2,080
• The price for full coverage for a 16-year-old driver can cost $3,956 a year

View Chart as Image

Insurance prices for a Scion xD are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in makes a big difference in Scion xD insurance prices. A 40-year-old driver could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $220 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 139% more than average. View High Risk Driver Rates

How to Find Cheap Scion xD Insurance

Getting lower rates on insurance for a Scion xD not only requires being a safe and courteous driver, but also maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every other policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a brief summary of the ideas that were touched on in the above illustrations.

• Teenage drivers are expensive to insure, as much as $330 a month for full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,120 more per year for auto insurance
• Increasing physical damage deductibles can save around $225 each year
• It is possible to save around $110 per year just by quoting online in advance