Scion xD Insurance Rates

The average insurance prices for a Scion xD are $962 every 12 months with full coverage. Comprehensive insurance costs approximately $134 a year, collision insurance costs $196, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,080 or more. Teens cost the most to insure at up to $3,956 a year.

Average premium for full coverage: $962

Policy rates by type of insurance:

Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and xD trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Scion xD insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $585
• Choosing higher $1,000 deductibles can save $888 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $962
• Selecting low $100 deductibles for comp and collision coverage costs an extra $142 each year
• Drivers with serious driving violations could pay around $2,080
• Policy cost to insure a teenage driver can cost $3,956 each year

View Chart as Image

Car insurance rates for a Scion xD also range considerably based on liability limits and deductibles, your driving record, and the model of your xD.

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 139% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Scion xD insurance rates. A good driver about age 40 could pay as low as $690 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Cheaper Scion xD Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Spend time shopping around every other policy renewal by requesting quotes from direct companies, and also from insurance agencies where you live.

The following is a condensed summary of the ideas that were touched on above.

• Teens pay the highest auto insurance rates, as much as $330 each month if the policy includes full coverage
• Drivers with multiple at-fault accidents could be forced to pay on average $1,120 more per year for xD insurance
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• You may be able to save around $110 per year just by quoting early and online