Scion xD Insurance Rates

Average auto insurance rates for a Scion xD are $962 annually for full coverage. Comprehensive costs an estimated $134, collision insurance costs $196, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs around $2,080. Teens receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates broken down by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different xD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how location helps determine insurance prices.

These examples show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Scion xD insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $585
• Drivers who choose higher $1,000 deductibles will pay approximately $74 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $962
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,104
• High-risk insureds with serious driving violations could pay up to $2,080
• The cost with full coverage for a teenage driver with full coverage can cost as much as $3,956 a year

View Chart as Image

Insurance rates for a Scion xD can also vary considerably based on the trim level of your xD, your driver profile, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $900 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,200 to $1,700 additional per year, depending on your age. High-risk driver insurance can cost around 43% to 139% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $220 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Scion xD insurance rates. A 40-year-old driver could pay as low as $640 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,370 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy Affordable Scion xD Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having good credit, eliminating unneeded coverage, and possibly raising deductibles. Invest time comparing rates every other policy renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief review of the ideas that were covered in the charts and tables above.

• Teen drivers are expensive to insure, costing as high as $330 per month if they have full coverage
• Drivers with DUI or reckless driving convictions may pay on average $1,120 more annually to insure their xD
• Increasing deductibles could save up to $225 each year
• Drivers can save approximately $110 per year just by shopping early and online