Scion xD Insurance Rates

The average insurance prices for a Scion xD are $962 every 12 months for full coverage. Comprehensive insurance costs on average $134, collision insurance costs $196, and liability is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs $2,080 or more. Teen drivers cost the most to insure at up to $3,956 a year.

Average premium for full coverage: $962

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all xD models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas. The example below illustrates how rural and urban location affects car insurance rates.

The examples above show why everyone should get quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Scion xD insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save around $74 a year
• The average price for a good driver age 40 with $500 deductibles is $962
• Choosing pricier low deductibles for comp and collision coverage costs an extra $142 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,080
• Policy cost to insure a teen driver for full coverage may cost $3,956 each year

View Chart as Image

Insurance rates for a Scion xD also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your xD.

Choosing high deductibles can save as much as $220 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Scion xD insurance for high-risk drivers ranges as much as 43% to 139% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Scion xD insurance prices. A good driver about age 40 could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Low Cost Scion xD Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Set aside time to shop around at least every other year by requesting rates from direct carriers, and also from local independent and exclusive agents.

The points below are a review of the car insurance concepts raised in the charts and tables above.

• Higher risk drivers who have several accidents or serious violations pay an average of $1,120 more each year to insure a Scion xD
• Drivers can save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Policyholders who require increased liability limits will pay about $520 each year to raise limits from a 30/60 limit to a 250/500 level