Scion xD Insurance Rates

The average insurance prices for a Scion xD are $962 every 12 months with full coverage. Comprehensive costs around $134 a year, collision insurance costs $196, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,080. Teen drivers cost the most to insure at up to $3,956 a year.

Average premium for full coverage: $962

Policy rates for type of insurance:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and xD trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Scion xD insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $585
• Choosing higher $1,000 deductibles can save about $888 annually
• The average price for a good driver age 40 using $500 deductibles is $962
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,104
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,080
• Policy cost to insure a teen driver can be $3,956 each year

View Chart as Image

Car insurance rates for a Scion xD also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing high deductibles can save as much as $220 every year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged as much as $3,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 139% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Scion xD insurance prices. A good driver about age 40 could pay as low as $690 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for the Best Cheap Scion xD Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by getting quotes from direct companies, and also from several local insurance agents.

Below you'll find a quick review of the information presented in the illustrations above.

• You may be able to save up to $110 per year just by quoting early and online
• Youthful drivers are the costliest to insure, as much as $330 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,120 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay about $520 every year to raise limits from a 30/60 limit to a 250/500 level