Scion xD Insurance Rates

Average insurance prices for a Scion xD are $962 every 12 months for full coverage insurance. Comprehensive insurance costs on average $134 a year, collision insurance costs $196, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,080 or more. 16-year-old drivers receive the highest rates at up to $3,956 a year.

Average premium for full coverage: $962

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and xD trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas tend to have more infrequent physical damage claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

These examples illustrate why it is important to compare prices based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Scion xD insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $585
• Using higher $1,000 deductibles will save around $888 each year
• The average price for a 40-year-old driver with $500 deductibles is $962
• Buying low $100 deductibles for physical damage coverage costs an extra $142 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,080
• The cost to insure a teen driver may cost $3,956 or more

View Chart as Image

Auto insurance rates for a Scion xD can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your xD.

Opting for high physical damage deductibles could cut rates by as much as $220 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $900 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $3,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 139% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Scion xD insurance prices. A driver around age 40 might see rates as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Low Cost Scion xD Insurance

Saving money on car insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates at every other renewal by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a review of the concepts that were touched on in this article.

• Higher risk drivers who have several accidents or serious violations pay on average $1,120 more each year for car insurance
• Teenagers are charged the highest rates, costing up to $330 per month if comprehensive and collision insurance is included
• It is possible to save as much as $110 per year just by quoting early and online
• Increasing deductibles could save as much as $225 each year
• It is possible to save as much as $110 per year just by quoting early and online