Suzuki Kizashi Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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U.S. average insurance prices for a Suzuki Kizashi are $1,084 every 12 months including full coverage. Comprehensive insurance costs approximately $190, collision costs $258, and liability is $478. Buying just liability costs around $526 a year, with insurance for high-risk drivers costing $2,330 or more. Teens pay the highest rates at $4,300 a year or more.

Average premium for full coverage: $1,084

Price estimates by individual coverage:

Comprehensive $190
Collision $258
Liability $478

Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for different Kizashi trim levels.

Price Range from Low to High

For a 40-year-old driver, Suzuki Kizashi insurance prices go from the cheapest price of $526 for the bare minimum liability coverage to a much higher rate of $2,330 for a policy for a high-risk driver.

Liability Only $526
Full Coverage $1,084
High Risk $2,330

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

The ranges above highlight why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $652
  • Raising to $1,000 deductibles will save $104 every year
  • The average price for the average middle-age driver who chooses $500 deductibles is $1,084
  • Selecting more expensive low deductibles costs an extra $192 every year
  • At-risk drivers with serious driving violations could pay around $2,330 or more
  • The price to insure a teen driver with full coverage can cost $4,300

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance prices range from $652 to $4,300

Insurance prices for a Suzuki Kizashi are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Kizashi.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Suzuki Kizashi insurance prices. A middle-age driver might find prices as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,550 on average in Louisiana, New York, and Michigan.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $832 -$252 -23.2%
Arizona $900 -$184 -17.0%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,036 -$48 -4.4%
Connecticut $1,112 $28 2.6%
Delaware $1,226 $142 13.1%
Florida $1,356 $272 25.1%
Georgia $1,000 -$84 -7.7%
Hawaii $776 -$308 -28.4%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,030 -$54 -5.0%
Kentucky $1,478 $394 36.3%
Louisiana $1,602 $518 47.8%
Maine $668 -$416 -38.4%
Maryland $892 -$192 -17.7%
Massachusetts $868 -$216 -19.9%
Michigan $1,884 $800 73.8%
Minnesota $906 -$178 -16.4%
Mississippi $1,298 $214 19.7%
Missouri $960 -$124 -11.4%
Montana $1,164 $80 7.4%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $780 -$304 -28.0%
New Jersey $1,212 $128 11.8%
New Mexico $958 -$126 -11.6%
New York $1,140 $56 5.2%
North Carolina $624 -$460 -42.4%
North Dakota $886 -$198 -18.3%
Ohio $748 -$336 -31.0%
Oklahoma $1,112 $28 2.6%
Oregon $992 -$92 -8.5%
Pennsylvania $1,034 -$50 -4.6%
Rhode Island $1,446 $362 33.4%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $950 -$134 -12.4%
Texas $1,306 $222 20.5%
Utah $802 -$282 -26.0%
Vermont $742 -$342 -31.5%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $992 -$92 -8.5%
Wisconsin $750 -$334 -30.8%
Wyoming $966 -$118 -10.9%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,038 $87
Suzuki Kizashi S AWD $1,062 $89
Suzuki Kizashi SE $1,062 $89
Suzuki Kizashi GTS $1,084 $90
Suzuki Kizashi SE AWD $1,084 $90
Suzuki Kizashi GTS AWD $1,106 $92
Suzuki Kizashi SLS $1,106 $92
Suzuki Kizashi SLS AWD $1,128 $94

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $194 $284 $474 $1,110
2010 Suzuki Kizashi $190 $258 $478 $1,084

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Suzuki Kizashi Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to shop around every year by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a quick review of the coverage data illustrated above.

  • You may be able to save around $120 per year simply by shopping early and online
  • Increasing physical damage deductibles could save as much as $300 each year
  • Drivers under the age of 20 are the costliest to insure, possibly costing $358 a month if full coverage is included
  • Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,250 more per year to insure a Suzuki Kizashi

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,300
20 $2,472
30 $1,106
40 $1,084
50 $994
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,276
$250 $1,190
$500 $1,084
$1,000 $980

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,224
100/300 $1,343
250/500 $1,654
100 CSL $1,271
300 CSL $1,534
500 CSL $1,726

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $6,072
20 $3,944
30 $2,354
40 $2,330
50 $2,228
60 $2,206

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $68
Paid in Full/EFT $41
Advance Quote $48
Online Quote $74
Total Discounts $432
Rate after discounts $652

Discounts are estimated and may not be available from every company or in every state.

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