Suzuki Kizashi Insurance Rates

The average insurance rates for a Suzuki Kizashi are $1,044 a year for full coverage. Comprehensive insurance costs an estimated $176, collision costs $236, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,246 or more. Teenage drivers cost the most to insure at $4,174 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Kizashi trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on insurance prices.

The examples above show why anyone shopping for car insurance should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Suzuki Kizashi insurance rates for other coverage scenarios.

• The best discount rate is $632
• Using higher $1,000 deductibles will save approximately $94 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,044
• Using more expensive low deductibles for physical damage coverage will cost an additional $178 annually
• High-risk insureds who are prone to accidents and violations could pay up to $2,246 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $4,174 or more

View Chart as Image

Insurance rates for a Suzuki Kizashi also range considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,200 to $1,800 extra every year, depending on your age. High-risk driver insurance can be from 43% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

Your home state has a huge impact on Suzuki Kizashi insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $280 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Suzuki Kizashi Insurance

Finding cheaper rates on insurance for a Suzuki Kizashi requires being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Compare prices at every other renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the concepts that were covered in the above illustrations.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,200 more annually than a low-risk driver
• Youthful drivers are charged the highest rates, costing up to $348 each month if full coverage is included
• Drivers can save approximately $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Drivers can save approximately $120 per year simply by shopping early and online