Suzuki Kizashi Insurance Rates
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UPDATED: Jun 4, 2023
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Estimated insurance prices for a Suzuki Kizashi are $1,084 every 12 months including full coverage. Comprehensive insurance costs around $190 a year, collision costs $258, and liability is estimated at $478. A policy with only liability insurance costs approximately $526 a year, with a high-risk policy costing $2,330 or more. Teenage drivers pay the most at $4,300 a year or more.
Average premium for full coverage: $1,084
Premium estimates for type of coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Kizashi trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Suzuki Kizashi go from the cheapest price of $526 for just liability insurance to a high of $2,330 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.
The diagram below illustrates how rural and urban location affects auto insurance rates.
These rate differences highlight why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Suzuki Kizashi insurance rates for additional coverage choices and driver risks.
- The best discount rate is $652
- Choosing higher $1,000 deductibles can save about $980 every year
- The average price for a 40-year-old good driver using $500 deductibles is $1,084
- Using low $100 deductibles for comp and collision coverage costs an extra $192 annually
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,330 or more
- An auto insurance policy to insure a 16-year-old driver can be $4,300 each year
Car insurance prices for a Suzuki Kizashi also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.
Using high physical damage deductibles can save as much as $300 annually, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 134% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,550 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $980 | -$104 | -9.6% |
| Alaska | $832 | -$252 | -23.2% |
| Arizona | $900 | -$184 | -17.0% |
| Arkansas | $1,084 | -$0 | 0.0% |
| California | $1,234 | $150 | 13.8% |
| Colorado | $1,036 | -$48 | -4.4% |
| Connecticut | $1,112 | $28 | 2.6% |
| Delaware | $1,226 | $142 | 13.1% |
| Florida | $1,356 | $272 | 25.1% |
| Georgia | $1,000 | -$84 | -7.7% |
| Hawaii | $776 | -$308 | -28.4% |
| Idaho | $732 | -$352 | -32.5% |
| Illinois | $808 | -$276 | -25.5% |
| Indiana | $816 | -$268 | -24.7% |
| Iowa | $730 | -$354 | -32.7% |
| Kansas | $1,030 | -$54 | -5.0% |
| Kentucky | $1,478 | $394 | 36.3% |
| Louisiana | $1,602 | $518 | 47.8% |
| Maine | $668 | -$416 | -38.4% |
| Maryland | $892 | -$192 | -17.7% |
| Massachusetts | $868 | -$216 | -19.9% |
| Michigan | $1,884 | $800 | 73.8% |
| Minnesota | $906 | -$178 | -16.4% |
| Mississippi | $1,298 | $214 | 19.7% |
| Missouri | $960 | -$124 | -11.4% |
| Montana | $1,164 | $80 | 7.4% |
| Nebraska | $854 | -$230 | -21.2% |
| Nevada | $1,298 | $214 | 19.7% |
| New Hampshire | $780 | -$304 | -28.0% |
| New Jersey | $1,212 | $128 | 11.8% |
| New Mexico | $958 | -$126 | -11.6% |
| New York | $1,140 | $56 | 5.2% |
| North Carolina | $624 | -$460 | -42.4% |
| North Dakota | $886 | -$198 | -18.3% |
| Ohio | $748 | -$336 | -31.0% |
| Oklahoma | $1,112 | $28 | 2.6% |
| Oregon | $992 | -$92 | -8.5% |
| Pennsylvania | $1,034 | -$50 | -4.6% |
| Rhode Island | $1,446 | $362 | 33.4% |
| South Carolina | $982 | -$102 | -9.4% |
| South Dakota | $914 | -$170 | -15.7% |
| Tennessee | $950 | -$134 | -12.4% |
| Texas | $1,306 | $222 | 20.5% |
| Utah | $802 | -$282 | -26.0% |
| Vermont | $742 | -$342 | -31.5% |
| Virginia | $648 | -$436 | -40.2% |
| Washington | $836 | -$248 | -22.9% |
| West Virginia | $992 | -$92 | -8.5% |
| Wisconsin | $750 | -$334 | -30.8% |
| Wyoming | $966 | -$118 | -10.9% |
With such a large range in prices, the best way to figure out your exact price is to get quotes from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,038 | $87 |
| Suzuki Kizashi S AWD | $1,062 | $89 |
| Suzuki Kizashi SE | $1,062 | $89 |
| Suzuki Kizashi GTS | $1,084 | $90 |
| Suzuki Kizashi SE AWD | $1,084 | $90 |
| Suzuki Kizashi GTS AWD | $1,106 | $92 |
| Suzuki Kizashi SLS | $1,106 | $92 |
| Suzuki Kizashi SLS AWD | $1,128 | $94 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $190 | $258 | $478 | $1,084 |
| 2010 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Suzuki Kizashi Insurance
Finding better rates on insurance for a Suzuki Kizashi takes avoiding accidents and violations, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Set aside time to shop around at every other renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.
The list below is a review of the concepts that were raised in the charts and tables above.
- Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,250 more every year for car insurance
- Teenagers are the costliest to insure, with the cost nearing $358 per month if the policy includes full coverage
- You may be able to save up to $120 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $300 each year
- You may be able to save up to $120 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,300 |
| 20 | $2,472 |
| 30 | $1,106 |
| 40 | $1,084 |
| 50 | $994 |
| 60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,276 |
| $250 | $1,190 |
| $500 | $1,084 |
| $1,000 | $980 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,084 |
| 50/100 | $1,224 |
| 100/300 | $1,343 |
| 250/500 | $1,654 |
| 100 CSL | $1,271 |
| 300 CSL | $1,534 |
| 500 CSL | $1,726 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,072 |
| 20 | $3,944 |
| 30 | $2,354 |
| 40 | $2,330 |
| 50 | $2,228 |
| 60 | $2,206 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $68 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $41 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $432 |
Discounts are estimated and may not be available from every company or in every state.
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