Suzuki Kizashi Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 4, 2023
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Average insurance rates for a Suzuki Kizashi are $1,044 a year including full coverage. Comprehensive insurance costs approximately $176, collision insurance costs $236, and liability insurance is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,246 or more. 16-year-old drivers receive the highest rates at up to $4,174 a year.
Average premium for full coverage: $1,044
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for different Kizashi trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $522 for minimum levels of liability insurance to a much higher rate of $2,246 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities. The price range example below illustrates how where you live affects auto insurance prices.
These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Suzuki Kizashi insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $632
- Raising to $1,000 deductibles will save $94 every year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,044
- Buying more expensive low deductibles will cost an extra $178 a year
- Higher-risk drivers with multiple tickets or accidents could pay around $2,246
- The cost for full coverage for a teen driver with full coverage can cost $4,174
Auto insurance rates for a Suzuki Kizashi can also vary considerably based on your driver profile, the model of your Kizashi, and physical damage deductibles and liability limits.
An older driver with a good driving record and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $4,100 a year. View Rates by Age
Where you live also has a big influence on Suzuki Kizashi insurance rates. A middle-age driver might find rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,490 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $944 | -$100 | -9.6% |
| Alaska | $800 | -$244 | -23.4% |
| Arizona | $866 | -$178 | -17.0% |
| Arkansas | $1,044 | -$0 | 0.0% |
| California | $1,190 | $146 | 14.0% |
| Colorado | $996 | -$48 | -4.6% |
| Connecticut | $1,074 | $30 | 2.9% |
| Delaware | $1,182 | $138 | 13.2% |
| Florida | $1,306 | $262 | 25.1% |
| Georgia | $964 | -$80 | -7.7% |
| Hawaii | $750 | -$294 | -28.2% |
| Idaho | $706 | -$338 | -32.4% |
| Illinois | $778 | -$266 | -25.5% |
| Indiana | $786 | -$258 | -24.7% |
| Iowa | $706 | -$338 | -32.4% |
| Kansas | $994 | -$50 | -4.8% |
| Kentucky | $1,426 | $382 | 36.6% |
| Louisiana | $1,544 | $500 | 47.9% |
| Maine | $646 | -$398 | -38.1% |
| Maryland | $860 | -$184 | -17.6% |
| Massachusetts | $836 | -$208 | -19.9% |
| Michigan | $1,814 | $770 | 73.8% |
| Minnesota | $874 | -$170 | -16.3% |
| Mississippi | $1,250 | $206 | 19.7% |
| Missouri | $926 | -$118 | -11.3% |
| Montana | $1,122 | $78 | 7.5% |
| Nebraska | $824 | -$220 | -21.1% |
| Nevada | $1,252 | $208 | 19.9% |
| New Hampshire | $752 | -$292 | -28.0% |
| New Jersey | $1,168 | $124 | 11.9% |
| New Mexico | $924 | -$120 | -11.5% |
| New York | $1,100 | $56 | 5.4% |
| North Carolina | $602 | -$442 | -42.3% |
| North Dakota | $854 | -$190 | -18.2% |
| Ohio | $720 | -$324 | -31.0% |
| Oklahoma | $1,074 | $30 | 2.9% |
| Oregon | $956 | -$88 | -8.4% |
| Pennsylvania | $996 | -$48 | -4.6% |
| Rhode Island | $1,392 | $348 | 33.3% |
| South Carolina | $946 | -$98 | -9.4% |
| South Dakota | $882 | -$162 | -15.5% |
| Tennessee | $914 | -$130 | -12.5% |
| Texas | $1,258 | $214 | 20.5% |
| Utah | $772 | -$272 | -26.1% |
| Vermont | $716 | -$328 | -31.4% |
| Virginia | $626 | -$418 | -40.0% |
| Washington | $808 | -$236 | -22.6% |
| West Virginia | $956 | -$88 | -8.4% |
| Wisconsin | $724 | -$320 | -30.7% |
| Wyoming | $932 | -$112 | -10.7% |
Opting for high physical damage deductibles can reduce rates by up to $280 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,800 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 128% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Suzuki Kizashi S | $1,004 | $84 |
| Suzuki Kizashi S AWD | $1,024 | $85 |
| Suzuki Kizashi SE | $1,024 | $85 |
| Suzuki Kizashi GTS | $1,044 | $87 |
| Suzuki Kizashi SE AWD | $1,044 | $87 |
| Suzuki Kizashi GTS AWD | $1,064 | $89 |
| Suzuki Kizashi SLS | $1,064 | $89 |
| Suzuki Kizashi SLS AWD | $1,086 | $91 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2011 Suzuki Kizashi | $176 | $236 | $474 | $1,044 |
| 2010 Suzuki Kizashi | $166 | $214 | $474 | $1,012 |
Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Suzuki Kizashi Insurance
Saving money on Suzuki Kizashi insurance consists of being safe and accident-free, having good credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop every other policy renewal by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.
Below you'll find a brief review of the ideas that were touched on in the above illustrations.
- Youthful drivers have the highest car insurance rates, as much as $348 per month if they have full coverage
- High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,200 more per year than a low-risk driver
- Increasing deductibles can save around $275 each year
- You may be able to save around $120 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,174 |
| 20 | $2,384 |
| 30 | $1,064 |
| 40 | $1,044 |
| 50 | $958 |
| 60 | $938 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,222 |
| $250 | $1,142 |
| $500 | $1,044 |
| $1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,044 |
| 50/100 | $1,181 |
| 100/300 | $1,299 |
| 250/500 | $1,607 |
| 100 CSL | $1,228 |
| 300 CSL | $1,489 |
| 500 CSL | $1,679 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,886 |
| 20 | $3,804 |
| 30 | $2,266 |
| 40 | $2,246 |
| 50 | $2,148 |
| 60 | $2,124 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $53 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $71 |
| Total Discounts | $412 |
Discounts are estimated and may not be available from every company or in every state.
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