Suzuki Kizashi Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

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Average insurance rates for a Suzuki Kizashi are $1,084 a year for full coverage. Comprehensive insurance costs approximately $190 each year, collision costs $258, and liability is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing $2,330 or more. Teens receive the highest rates at $4,300 a year or more.

Average premium for full coverage: $1,084

Rate estimates by individual coverage type:

Comprehensive $190
Collision $258
Liability $478

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Kizashi models.

Price Range by Coverage and Risk

For the normal driver, prices range go from the low end price of $526 for minimum levels of liability insurance to a high rate of $2,330 for a policy for a high-risk driver.

Liability Only $526
Full Coverage $1,084
High Risk $2,330

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance prices.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

These examples show why all drivers should get quotes using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Suzuki Kizashi insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $652
  • Choosing higher $1,000 deductibles can save $104 a year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,084
  • Selecting low deductibles for comp and collision coverage will cost an additional $192 annually
  • Higher-risk drivers with serious driving violations could pay around $2,330 or more
  • The cost that insures a 16-year-old driver can cost $4,300 each year

View Chart as Image

Suzuki Kizashi insurance cost comparison chart
Column chart showing full coverage Suzuki Kizashi insurance prices range from $652 to $4,300

Insurance rates for a Suzuki Kizashi can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers ranges from 42% to 134% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Suzuki Kizashi insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,550 on average in New York, Louisiana, and Michigan.

Suzuki Kizashi Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $832 -$252 -23.2%
Arizona $900 -$184 -17.0%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,036 -$48 -4.4%
Connecticut $1,112 $28 2.6%
Delaware $1,226 $142 13.1%
Florida $1,356 $272 25.1%
Georgia $1,000 -$84 -7.7%
Hawaii $776 -$308 -28.4%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,030 -$54 -5.0%
Kentucky $1,478 $394 36.3%
Louisiana $1,602 $518 47.8%
Maine $668 -$416 -38.4%
Maryland $892 -$192 -17.7%
Massachusetts $868 -$216 -19.9%
Michigan $1,884 $800 73.8%
Minnesota $906 -$178 -16.4%
Mississippi $1,298 $214 19.7%
Missouri $960 -$124 -11.4%
Montana $1,164 $80 7.4%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $780 -$304 -28.0%
New Jersey $1,212 $128 11.8%
New Mexico $958 -$126 -11.6%
New York $1,140 $56 5.2%
North Carolina $624 -$460 -42.4%
North Dakota $886 -$198 -18.3%
Ohio $748 -$336 -31.0%
Oklahoma $1,112 $28 2.6%
Oregon $992 -$92 -8.5%
Pennsylvania $1,034 -$50 -4.6%
Rhode Island $1,446 $362 33.4%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $950 -$134 -12.4%
Texas $1,306 $222 20.5%
Utah $802 -$282 -26.0%
Vermont $742 -$342 -31.5%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $992 -$92 -8.5%
Wisconsin $750 -$334 -30.8%
Wyoming $966 -$118 -10.9%

View Chart as Image

Suzuki Kizashi insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Each auto insurer calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Suzuki Kizashi Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Suzuki Kizashi S $1,038 $87
Suzuki Kizashi S AWD $1,062 $89
Suzuki Kizashi SE $1,062 $89
Suzuki Kizashi GTS $1,084 $90
Suzuki Kizashi SE AWD $1,084 $90
Suzuki Kizashi GTS AWD $1,106 $92
Suzuki Kizashi SLS $1,106 $92
Suzuki Kizashi SLS AWD $1,128 $94

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Suzuki Kizashi Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2011 Suzuki Kizashi $190 $258 $478 $1,084
2010 Suzuki Kizashi $176 $236 $474 $1,044

Rates are averaged for all Suzuki Kizashi models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Suzuki Kizashi Insurance

Saving money on insurance for a Suzuki Kizashi takes being a safe and courteous driver, having above-average credit, eliminating unneeded coverage, and maximizing policy discounts. Compare rates every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the coverage data presented in the illustrations above.

  • Drivers can save around $120 per year simply by quoting online in advance
  • Increasing deductibles can save approximately $300 each year
  • Teenage drivers are expensive to insure, costing as high as $358 per month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,250 more per year for auto insurance

Rates by Driver Age

Suzuki Kizashi Insurance Rates by Driver Age
Driver Age Premium
16 $4,300
20 $2,472
30 $1,106
40 $1,084
50 $994
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Suzuki Kizashi Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,276
$250 $1,190
$500 $1,084
$1,000 $980

Full coverage, driver age 40

Rates by Liability Limit

Suzuki Kizashi Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,224
100/300 $1,343
250/500 $1,654
100 CSL $1,271
300 CSL $1,534
500 CSL $1,726

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki Kizashi Insurance Rates for High Risk Drivers
Age Premium
16 $6,072
20 $3,944
30 $2,354
40 $2,330
50 $2,228
60 $2,206

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $68
Paid in Full/EFT $41
Advance Quote $48
Online Quote $74
Total Discounts $432
Rate after discounts $652

Discounts are estimated and may not be available from every company or in every state.

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