Toyota Avalon Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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The average insurance prices for a Toyota Avalon Hybrid are $1,334 every 12 months with full coverage. Comprehensive costs approximately $270, collision insurance costs $540, and liability is estimated at $388. Liability-only insurance costs approximately $434 a year, and high-risk driver insurance costs around $2,906. 16-year-old drivers cost the most to insure at up to $4,984 a year.
Average premium for full coverage: $1,334
Policy rates by type of insurance:
Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Avalon Hybrid models.
Price Range Variability
Using a middle-aged driver as an example, Toyota Avalon Hybrid insurance rates range from the cheapest price of $434 for basic liability insurance to the much higher price of $2,906 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than congested cities. The example below illustrates how where you live affects auto insurance prices.
The examples above demonstrate why everyone should get quotes using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Toyota Avalon Hybrid insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $753
- Choosing higher $1,000 deductibles can save $182 annually
- The average price for a good driver age 40 who chooses $500 deductibles is $1,334
- Buying pricier low deductibles for comp and collision coverage increases the price to $1,694
- Higher-risk drivers with multiple tickets or accidents could pay around $2,906
- Policy cost to insure a 16-year-old driver for full coverage can cost $4,984 each year
Auto insurance rates for a Toyota Avalon Hybrid also range considerably based on liability limits and deductibles, your driving record, and the model of your Avalon Hybrid.
Opting for high physical damage deductibles can save as much as $550 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $349 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. Toyota Avalon Hybrid insurance for high-risk drivers ranges from 44% to 133% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for Toyota Avalon Hybrid insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Utah, Ohio, and New Hampshire, or at least $1,800 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,204 | -$130 | -9.7% |
Alaska | $1,020 | -$314 | -23.5% |
Arizona | $1,106 | -$228 | -17.1% |
Arkansas | $1,334 | -$0 | 0.0% |
California | $1,520 | $186 | 13.9% |
Colorado | $1,272 | -$62 | -4.6% |
Connecticut | $1,370 | $36 | 2.7% |
Delaware | $1,508 | $174 | 13.0% |
Florida | $1,666 | $332 | 24.9% |
Georgia | $1,234 | -$100 | -7.5% |
Hawaii | $958 | -$376 | -28.2% |
Idaho | $902 | -$432 | -32.4% |
Illinois | $992 | -$342 | -25.6% |
Indiana | $1,006 | -$328 | -24.6% |
Iowa | $898 | -$436 | -32.7% |
Kansas | $1,266 | -$68 | -5.1% |
Kentucky | $1,818 | $484 | 36.3% |
Louisiana | $1,974 | $640 | 48.0% |
Maine | $822 | -$512 | -38.4% |
Maryland | $1,100 | -$234 | -17.5% |
Massachusetts | $1,064 | -$270 | -20.2% |
Michigan | $2,312 | $978 | 73.3% |
Minnesota | $1,116 | -$218 | -16.3% |
Mississippi | $1,598 | $264 | 19.8% |
Missouri | $1,184 | -$150 | -11.2% |
Montana | $1,430 | $96 | 7.2% |
Nebraska | $1,050 | -$284 | -21.3% |
Nevada | $1,598 | $264 | 19.8% |
New Hampshire | $962 | -$372 | -27.9% |
New Jersey | $1,490 | $156 | 11.7% |
New Mexico | $1,178 | -$156 | -11.7% |
New York | $1,402 | $68 | 5.1% |
North Carolina | $768 | -$566 | -42.4% |
North Dakota | $1,090 | -$244 | -18.3% |
Ohio | $918 | -$416 | -31.2% |
Oklahoma | $1,366 | $32 | 2.4% |
Oregon | $1,222 | -$112 | -8.4% |
Pennsylvania | $1,272 | -$62 | -4.6% |
Rhode Island | $1,776 | $442 | 33.1% |
South Carolina | $1,208 | -$126 | -9.4% |
South Dakota | $1,124 | -$210 | -15.7% |
Tennessee | $1,164 | -$170 | -12.7% |
Texas | $1,606 | $272 | 20.4% |
Utah | $986 | -$348 | -26.1% |
Vermont | $910 | -$424 | -31.8% |
Virginia | $798 | -$536 | -40.2% |
Washington | $1,028 | -$306 | -22.9% |
West Virginia | $1,224 | -$110 | -8.2% |
Wisconsin | $920 | -$414 | -31.0% |
Wyoming | $1,186 | -$148 | -11.1% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2022 Toyota Avalon Hybrid | $332 | $686 | $338 | $1,492 |
2021 Toyota Avalon Hybrid | $320 | $668 | $354 | $1,478 |
2020 Toyota Avalon Hybrid | $310 | $640 | $364 | $1,450 |
2019 Toyota Avalon Hybrid | $292 | $618 | $376 | $1,422 |
2018 Toyota Avalon Hybrid | $282 | $574 | $384 | $1,376 |
2017 Toyota Avalon Hybrid | $270 | $540 | $388 | $1,334 |
2016 Toyota Avalon Hybrid | $258 | $484 | $390 | $1,268 |
Rates are averaged for all Toyota Avalon Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Toyota Avalon Hybrid Insurance
Finding cheaper rates on insurance for a Toyota Avalon Hybrid takes being safe and accident-free, having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to comparison shop at least every other year by getting rate quotes from direct companies, and also from insurance agencies where you live.
Below you'll find a summary of the car insurance concepts touched on in the above illustrations.
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,570 more per year than a low-risk driver
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save as much as $550 each year
- Insureds who purchase more liability protection will pay around $430 every year to raise limits from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,984 |
20 | $3,100 |
30 | $1,392 |
40 | $1,334 |
50 | $1,220 |
60 | $1,200 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,694 |
$250 | $1,526 |
$500 | $1,334 |
$1,000 | $1,152 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,334 |
50/100 | $1,412 |
100/300 | $1,509 |
250/500 | $1,761 |
100 CSL | $1,450 |
300 CSL | $1,664 |
500 CSL | $1,819 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,134 |
20 | $4,942 |
30 | $2,970 |
40 | $2,906 |
50 | $2,772 |
60 | $2,750 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $72 |
Homeowner | $20 |
5-yr Accident Free | $102 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $63 |
Advance Quote | $68 |
Online Quote | $96 |
Total Discounts | $581 |
Discounts are estimated and may not be available from every company or in every state.
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