Toyota C-Hr Insurance Rates

Average insurance prices for a Toyota C-Hr are $988 every 12 months for full coverage. Comprehensive insurance costs around $206 a year, collision insurance costs $374, and liability is $298. A policy with just liability insurance costs around $340 a year, and coverage for high-risk drivers costs $2,136 or more. Teens receive the highest rates at up to $3,678 a year.

Average premium for full coverage: $988

Rate estimates for individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance rates.

These examples show why it is important to compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $567
• Raising to $1,000 deductibles will save about $858 a year
• The average price for a 40-year-old driver using $500 deductibles is $988
• Selecting low $100 deductibles costs an extra $258 every year
• At-risk drivers with serious driving violations could pay at least $2,136
• The cost to insure a teen driver can be $3,678

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Insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $390 every year, while buying higher liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $268 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $3,600 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,200 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 135% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Toyota C-Hr insurance prices. A middle-age driver might find rates as low as $650 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,410 on average in Michigan, Louisiana, and New York.

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How to Shop for the Best Toyota C-Hr Insurance

Saving money on car insurance consists of avoiding accidents and violations, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a brief recap of the ideas that were illustrated above.

• Teenagers are charged the highest rates, costing as high as $307 per month if full coverage is included
• Higher risk drivers who tend to receive serious violations may pay on average $1,150 more every year for car insurance
• Increasing deductibles could save as much as $400 each year
• Drivers can save up to $120 per year just by quoting early and online