Toyota C-Hr Insurance Rates

Average insurance prices for a Toyota C-Hr are $960 every 12 months for full coverage insurance. Comprehensive costs around $198 each year, collision insurance costs $352, and liability insurance is estimated at $300. Liability-only coverage costs approximately $342 a year, and high-risk coverage costs around $2,074. Teen drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates for individual coverage type:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on auto insurance rates.

These examples illustrate why all drivers should get quotes for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $553
• Choosing higher $1,000 deductibles can save about $124 each year
• The average price for a 40-year-old driver using $500 deductibles is $960
• Choosing low deductibles for comp and collision coverage increases the price to $1,204
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,074
• The cost to insure a teen driver can be $3,596 each year

View Chart as Image

Car insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $370 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $900 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 127% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for the Best Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance takes avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief recap of the material that was touched on in this article.

• Drivers who may need increased liability limits will pay about $330 annually to raise limits from a minimum limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, costing up to $300 per month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may pay on average $1,110 more every year to insure a Toyota C-Hr
• Increasing deductibles could save as much as $375 each year