Toyota C-Hr Insurance Rates

Average auto insurance rates for a Toyota C-Hr are $960 annually for full coverage insurance. Comprehensive costs on average $198, collision insurance costs $352, and liability is $300. Liability-only coverage costs around $342 a year, and high-risk coverage costs around $2,074. Teens receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Includes $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas tend to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $553
• Raising to $1,000 deductibles will save around $124 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $960
• Selecting more expensive low deductibles will cost $1,204
• At-risk drivers with serious driving violations could pay upwards of $2,074
• The cost with full coverage for a teen driver with full coverage may cost $3,596

View Chart as Image

Car insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, your risk profile, and policy deductibles and limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $3,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 extra per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 127% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $270 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Toyota C-Hr insurance prices. A middle-age driver might find rates as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Cheapest Toyota C-Hr Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a recap of the data covered above.

• Policyholders who require higher levels of liability will pay approximately $330 annually to raise from a minimum limit to higher 250/500 limits
• It is possible to save as much as $120 per year just by shopping early and online
• Increasing deductibles could save up to $375 each year
• Teenage drivers are expensive to insure, costing up to $300 per month if comprehensive and collision insurance is included