Toyota C-Hr Insurance Rates

Estimated insurance rates for a Toyota C-Hr are $960 a year for full coverage insurance. Comprehensive costs approximately $198 a year, collision insurance costs $352, and liability coverage costs around $300. A liability-only policy costs as low as $342 a year, and high-risk insurance costs around $2,074. Teens pay the most at up to $3,596 a year.

Average premium for full coverage: $960

Premium estimates by type of coverage:

These estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and C-Hr trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $553
• Using higher $1,000 deductibles will save $836 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $960
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,204
• Higher-risk drivers with serious driving violations could pay around $2,074
• An auto insurance policy for full coverage for a teenage driver can cost $3,596 or more

View Chart as Image

Auto insurance prices for a Toyota C-Hr also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $3,500 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see prices as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $370 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $270 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,100 to $1,600 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 44% to 127% more than the average policy. View High Risk Driver Rates

How to Find Cheap Toyota C-Hr Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the ideas that were covered above.

• Teens have the highest car insurance prices, with premiums being up to $300 per month if they have full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,110 more per year for C-Hr insurance
• Increasing policy deductibles can save around $375 each year
• It is possible to save around $120 per year just by quoting early and online