Toyota C-Hr Insurance Rates

Average insurance prices for a Toyota C-Hr are $960 every 12 months with full coverage. Comprehensive insurance costs around $198 a year, collision insurance costs $352, and liability is $300. A policy with just liability insurance costs around $342 a year, and coverage for high-risk drivers costs $2,074 or more. Teens receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates for individual coverage type:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population tend to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $553
• Raising to $1,000 deductibles will save about $836 annually
• The average price for a 40-year-old driver using $500 deductibles is $960
• Selecting low $100 deductibles costs an extra $244 annually
• Drivers with serious driving violations could pay at least $2,074
• The cost to insure a 16-year-old driver can be $3,596

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 annually, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $270 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay as much as $3,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,100 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 127% more than the average policy. View High Risk Driver Rates

Where you live also has a big influence on Toyota C-Hr insurance prices. A middle-age driver might find rates as low as $700 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Low Cost Toyota C-Hr Insurance

Saving money on insurance for a Toyota C-Hr consists of having a good driving record, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around every other policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a review of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger are charged the highest rates, with premiums as much as $300 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,110 more every year to buy Toyota C-Hr insurance
• Increasing deductibles could save as much as $375 each year
• You may be able to save up to $120 per year just by quoting early and online