Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive costs around $198 a year, collision costs $352, and liability coverage costs around $300. Buying just liability costs as low as $342 a year, with insurance for high-risk drivers costing around $2,074. Teens receive the highest rates at $3,596 a year or more.

Average premium for full coverage: $960

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and C-Hr trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance rates.

These examples show why it is important to compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $553
• Using higher $1,000 deductibles will save about $836 a year
• The average rate for a 40-year-old driver using $500 deductibles is $960
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,204
• Higher-risk drivers with serious driving violations could pay at least $2,074 or more
• The cost for full coverage for a teenage driver can be $3,596 or more

View Chart as Image

Auto insurance rates for a Toyota C-Hr can also vary considerably based on your driver profile, the trim level of your C-Hr, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $3,500 a year. View Rates by Age

Where you live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see rates as low as $640 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $270 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,100 to $1,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be around 44% to 127% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company calculates rates differently, and quoted rates can be significantly different from one company to the next.

How to Find Cheap Toyota C-Hr Insurance

Saving money on auto insurance requires avoiding accidents and violations, having good credit, eliminating unneeded coverage, and maximizing policy discounts. Spend time shopping around at every policy renewal by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The list below is a brief summary of the data touched on above.

• Consumers who may need higher liability limits will pay approximately $330 each year to increase from a minimum limit to 250/500 limits
• Drivers can save up to $120 per year simply by quoting early and online
• Increasing deductibles can save around $375 each year
• Teenagers are expensive to insure, costing as high as $300 per month if they have full coverage