Toyota C-Hr Insurance Rates

U.S. average auto insurance rates for a Toyota C-Hr are $960 annually for full coverage insurance. Comprehensive insurance costs around $198, collision insurance costs $352, and liability costs around $300. A policy with just liability insurance costs as low as $342 a year, and coverage for high-risk drivers costs $2,074 or more. Teen drivers pay the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Price estimates for individual coverage:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all C-Hr models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above illustrate why everyone should compare prices for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $553
• Using higher $1,000 deductibles will save about $124 each year
• The estimated rate for the average middle-age driver using $500 deductibles is $960
• Choosing pricier low deductibles for physical damage coverage costs an additional $244 every year
• Drivers with multiple violations and an at-fault accident could pay at least $2,074
• The price with full coverage for a teen driver for full coverage can be $3,596 or more

View Chart as Image

Insurance prices for a Toyota C-Hr are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $3,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,100 to $1,600 extra each year, depending on your age. Toyota C-Hr insurance for high-risk drivers can be as much as 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $370 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $270 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see prices as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Cheaper Toyota C-Hr Insurance

Getting lower rates on car insurance requires being a low-risk driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a condensed summary of the coverage data covered in the above illustrations.

• It is possible to save up to $120 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $375 each year
• Teen drivers pay higher prices, as much as $300 a month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents pay on average $1,110 more every year to insure their C-Hr