Toyota C-Hr Insurance Rates

The average insurance prices for a Toyota C-Hr are $960 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $198, collision insurance costs $352, and liability is estimated at $300. Buying just liability costs approximately $342 a year, and insurance for high-risk drivers costs $2,074 or more. 16-year-old drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for different C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than congested cities. The price range example below illustrates how where you live affects auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $553
• Choosing higher $1,000 deductibles can save $124 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $960
• Buying more expensive low deductibles for comp and collision coverage costs an extra $244 every year
• Unlucky drivers with multiple tickets or accidents could pay around $2,074
• Policy cost to insure a teen driver with full coverage can cost $3,596 each year

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on liability limits and deductibles, your risk profile, and the model of your C-Hr.

Opting for high physical damage deductibles can save as much as $370 every year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $270 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance ranges as much as 44% to 127% more than the average rate. View High Risk Driver Rates

Your home state plays a big part in determining prices for Toyota C-Hr insurance prices. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Affordable Toyota C-Hr Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having good credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop at least every other year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following is a brief review of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,110 more per year for C-Hr insurance
• It is possible to save around $120 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Policyholders who purchase higher liability limits will pay around $330 annually to raise limits from a 30/60 limit to a 250/500 level