Toyota C-Hr Insurance Rates

Average auto insurance rates for a Toyota C-Hr are $960 annually for full coverage insurance. Comprehensive insurance costs on average $198 each year, collision insurance costs $352, and liability coverage is estimated at $300. Buying just liability costs approximately $342 a year, and insurance for high-risk drivers costs $2,074 or more. Teen drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples illustrate why all drivers should get quotes based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $553
• Choosing higher $1,000 deductibles can save around $124 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $960
• Choosing low deductibles for comp and collision coverage costs an additional $244 each year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,074
• The cost with full coverage for a teenage driver may cost $3,596 each year

View Chart as Image

Auto insurance rates for a Toyota C-Hr can also vary considerably based on the trim level of your C-Hr, your risk profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $3,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 44% to 127% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $370 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $270 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy More Affordable Toyota C-Hr Insurance

Saving money on auto insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a summary of the material that was covered above.

• Consumers who require higher liability limits will pay about $330 annually to raise limits from a minimum limit to higher 250/500 limits
• Teenagers are charged the highest rates, costing up to $300 per month if full coverage is included
• Drivers who have multiple accidents or major violations may pay on average $1,110 more each year for car insurance
• Increasing deductibles could save up to $375 each year