Toyota C-Hr Insurance Rates

Estimated auto insurance rates for a Toyota C-Hr are $960 annually for full coverage. Comprehensive insurance costs around $198 a year, collision insurance costs $352, and liability insurance is estimated at $300. A policy with only liability insurance costs approximately $342 a year, and a high-risk policy costs $2,074 or more. 16-year-old drivers pay the most at up to $3,596 a year.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and C-Hr trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $553
• Choosing higher $1,000 deductibles can save about $836 a year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $960
• Buying low $100 deductibles for comp and collision coverage costs an additional $244 a year
• High-risk insureds with multiple tickets or accidents could pay at least $2,074
• An auto insurance policy with full coverage for a teen driver can be $3,596 each year

View Chart as Image

Car insurance prices for a Toyota C-Hr also have a wide range based on the model of your C-Hr, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged as much as $3,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at least $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 127% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $370 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $270 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or at least $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Low Cost Toyota C-Hr Insurance

Finding better rates on Toyota C-Hr insurance takes having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct carriers, and also from local independent and exclusive agents.

The next list is a review of the data covered in the above illustrations.

• Drivers who may need increased levels of liability coverage will pay around $330 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save up to $120 per year just by quoting early and online
• Increasing policy deductibles could save up to $375 each year
• Drivers age 20 and younger are the costliest to insure, as much as $300 per month if comprehensive and collision insurance is included