Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $988 a year for full coverage. Comprehensive costs on average $206, collision insurance costs $374, and liability coverage costs around $298. Buying just liability costs as low as $340 a year, and insurance for high-risk drivers costs around $2,136. Teens receive the highest rates at up to $3,678 a year.

Average premium for full coverage: $988

Rate estimates by individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for all C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas tend to have a lower frequency of accident claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on car insurance rates.

These examples show why everyone should compare prices based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $567
• Using higher $1,000 deductibles will save around $130 a year
• The average rate for a 40-year-old driver with $500 deductibles is $988
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,246
• Higher-risk drivers with serious driving violations could pay upwards of $2,136
• The cost for full coverage for a teenage driver for full coverage may cost $3,678 or more

View Chart as Image

Auto insurance rates for a Toyota C-Hr can also vary considerably based on your driver profile, the trim level of your C-Hr, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $900 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $3,600 a year. View Rates by Age

Where you live has a huge impact on Toyota C-Hr insurance rates. A driver around age 40 might see rates as low as $650 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,410 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $390 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $268 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,200 to $1,600 in extra premium per year, depending on your age. Toyota C-Hr insurance for high-risk drivers can be around 44% to 135% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Toyota C-Hr Insurance

Saving money on auto insurance requires being a low-risk driver, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Take the time to compare rates at every other renewal by obtaining price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The items below are a review of the concepts that were covered in the above illustrations.

• Drivers who have several accidents or serious violations will pay on average $1,150 more each year to insure their C-Hr
• Teen drivers are charged the highest rates, costing as high as $307 per month if they have full coverage
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $400 each year
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date