Toyota C-Hr Insurance Rates

The average insurance rates for a Toyota C-Hr are $960 a year for full coverage. Comprehensive costs on average $198 each year, collision insurance costs $352, and liability costs $300. Liability-only coverage costs as little as $342 a year, and high-risk coverage costs around $2,074. Teenage drivers cost the most to insure at up to $3,596 a year.

Average premium for full coverage: $960

Policy rates by type of insurance:

Estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and C-Hr models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above show why all drivers should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota C-Hr insurance rates for different risk profiles and scenarios.

• The best discount rate is $553
• Drivers who choose higher $1,000 deductibles will pay around $124 a year
• The estimated price for a good driver age 40 with $500 deductibles is $960
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,204
• Drivers who are prone to accidents and violations could pay upwards of $2,074
• Policy cost that insures a 16-year-old driver may cost $3,596 a year

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,100 to $1,600 additional every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 127% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $3,500 a year. View Rates by Age

Your home state makes a big difference in Toyota C-Hr insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,370 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $370 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $270 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota C-Hr Insurance

Finding cheaper rates on insurance for a Toyota C-Hr not only requires not taking risks behind the wheel, but also having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every year by quoting rates from direct carriers, and also from local exclusive and independent agents.

The following is a review of the coverage data covered in the above illustrations.

• Drivers can save as much as $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teens pay higher rates, costing up to $300 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,110 more each year for C-Hr insurance