Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage insurance. Comprehensive costs around $198, collision insurance costs $352, and liability coverage is $300. A policy with just liability insurance costs around $342 a year, and coverage for high-risk drivers costs around $2,074. 16-year-old drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates for individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for all C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than congested cities. The example below illustrates how where you live affects auto insurance rates.

These examples illustrate why everyone should compare rates quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota C-Hr insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $553
• Raising to $1,000 deductibles will save about $124 each year
• The average rate for a 40-year-old driver using $500 deductibles is $960
• Buying pricier low deductibles will increase the cost to $1,204
• Unlucky drivers with multiple tickets or accidents could pay at least $2,074
• The cost for full coverage for a teenage driver for full coverage can be $3,596

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $900 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $3,500 a year. View Rates by Age

Where you live also has a big influence on Toyota C-Hr insurance rates. A middle-age driver might find rates as low as $630 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,300 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $370 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $270 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,100 to $1,600 additional per year, depending on your age. Toyota C-Hr insurance for high-risk drivers is expensive and can cost around 44% to 127% more than the average rate. View High Risk Driver Rates

How to Find the Best Cheap Toyota C-Hr Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a quick review of the data touched on in the above illustrations.

• Consumers who may need higher liability limits will pay around $330 annually to raise from a minimum limit to 250/500 limits
• It is possible to save up to $120 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $375 each year
• Teenagers are charged the highest rates, costing up to $300 per month including comprehensive and collision insurance