Toyota C-Hr Insurance Rates

The average insurance prices for a Toyota C-Hr are $988 every 12 months with full coverage. Comprehensive costs an estimated $206 a year, collision insurance costs $374, and liability costs around $298. Liability-only coverage costs as low as $340 a year, and high-risk coverage costs around $2,136. Teenage drivers cost the most to insure at up to $3,678 a year.

Average premium for full coverage: $988

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and C-Hr trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Toyota C-Hr insurance rates for other coverage scenarios.

• The best discount rate is $567
• Using higher $1,000 deductibles will save approximately $858 annually
• The average price for a good driver age 40 who has $500 deductibles is $988
• Using low $100 deductibles for physical damage coverage increases the price to $1,246
• High-risk insureds who are prone to accidents and violations could pay up to $2,136
• Policy cost to insure a 16-year-old driver can cost as much as $3,678 or more

View Chart as Image

Insurance rates for a Toyota C-Hr also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $390 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $268 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $3,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,200 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Toyota C-Hr insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,340 on average in New York, Michigan, and Florida.

View Chart as Image

How to Shop for Affordable Toyota C-Hr Insurance

Finding cheaper rates on insurance for a Toyota C-Hr requires being safe and accident-free, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around every year by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief review of the coverage data raised in the charts and tables above.

• You may be able to save approximately $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $400 each year
• Youthful drivers are expensive to insure, as much as $307 each month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,150 more annually than a low-risk driver