Toyota C-Hr Insurance Rates

Average insurance rates for a Toyota C-Hr are $960 a year for full coverage insurance. Comprehensive insurance costs an estimated $198 each year, collision insurance costs $352, and liability insurance is estimated at $300. A liability-only policy costs approximately $342 a year, and high-risk insurance costs $2,074 or more. Teenage drivers receive the highest rates at up to $3,596 a year.

Average premium for full coverage: $960

Rate estimates broken down by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and C-Hr models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects insurance prices.

These examples illustrate why all drivers should get quotes for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota C-Hr insurance rates for other coverage scenarios.

• The best discount rate is $553
• Choosing higher $1,000 deductibles can save approximately $124 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $960
• Using low deductibles for comp and collision coverage will cost an extra $244 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,074
• The cost for full coverage for a teen driver can cost as much as $3,596 each year

View Chart as Image

Insurance rates for a Toyota C-Hr can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles could pay as little as $900 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $3,500 a year. View Rates by Age

Where you live plays a big part in determining prices for Toyota C-Hr insurance rates. A good driver about age 40 could pay as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,300 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $370 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $270 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,100 to $1,600 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Toyota C-Hr Insurance

Saving money on Toyota C-Hr insurance takes having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around every year by requesting rates from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following items are a review of the coverage data raised in the charts and tables above.

• It is possible to save approximately $120 per year just by quoting online in advance
• Increasing deductibles can save around $375 each year
• 16 to 18-year-old drivers are charged the highest rates, costing up to $300 per month for full coverage
• High-risk drivers who have several accidents or serious violations pay on average $1,110 more annually than a driver with a clean driving record