Toyota Corolla Cross Insurance Rates

U.S. average insurance rates for a Toyota Corolla Cross are $1,208 a year with full coverage. Comprehensive insurance costs approximately $256 a year, collision insurance costs $478, and liability coverage costs around $338. Liability-only coverage costs as low as $394 a year, and high-risk coverage costs $2,616 or more. Teenage drivers pay the highest rates at up to $4,490 a year.

Average premium for full coverage: $1,208

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Corolla Cross trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why it is important to compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota Corolla Cross insurance rates for additional coverage and risk scenarios.

• The best discount rate is $694
• Using higher $1,000 deductibles will save $1,042 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,208
• Using low $100 deductibles for physical damage coverage will cost an extra $324 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,616
• The price for full coverage for a teenage driver can cost $4,490 or more

View Chart as Image

Auto insurance prices for a Toyota Corolla Cross are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

The state you live in has a huge impact on Toyota Corolla Cross insurance rates. A driver around age 40 might see prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,630 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $490 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $304 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy can be around 45% to 129% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Toyota Corolla Cross Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Set aside time to compare rates once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a brief review of the data that was covered above.

• You may be able to save around $150 per year just by quoting early and online
• Consumers who purchase higher liability limits will pay an extra $370 every year to increase from a low limit to 250/500 limits
• Teenagers have the highest car insurance prices, costing up to $374 a month if they have full coverage
• Drivers with DUI or reckless driving convictions pay on average $1,410 more per year for car insurance