Toyota Corolla Cross Insurance Rates

Average auto insurance rates for a Toyota Corolla Cross are $1,208 annually with full coverage. Comprehensive insurance costs an estimated $256 a year, collision insurance costs $478, and liability is estimated at $338. A policy with just liability insurance costs approximately $394 a year, and coverage for high-risk drivers costs $2,616 or more. 16-year-old drivers receive the highest rates at up to $4,490 a year.

Average premium for full coverage: $1,208

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Corolla Cross trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.

These examples demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Corolla Cross insurance rates for other coverage scenarios.

• The best full coverage rate is $694
• Choosing higher $1,000 deductibles can save approximately $1,042 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,208
• Buying low $100 deductibles for comp and collision coverage costs an additional $324 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,616
• The cost with full coverage for a teen driver can cost as much as $4,490 each year

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Insurance rates for a Toyota Corolla Cross can also vary considerably based on the trim level of your Corolla Cross, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $490 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $304 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Toyota Corolla Cross insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or at least $1,630 on average in New York, Michigan, and Florida.

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How to Buy Affordable Toyota Corolla Cross Insurance

Saving money on car insurance takes not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least every other year by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief review of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with DUI or reckless driving convictions pay on average $1,410 more annually for Corolla Cross insurance
• You may be able to save approximately $150 per year just by quoting early and online
• Increasing deductibles could save up to $500 each year
• Policyholders who want higher liability limits will pay around $370 every year to raise limits from a minimum limit to higher 250/500 limits