Toyota Crown Insurance Rates

The average insurance rates for a Toyota Crown are $1,530 a year for full coverage insurance. Comprehensive insurance costs an estimated $370 a year, collision insurance costs $686, and liability coverage is estimated at $338. Liability-only coverage costs approximately $394 a year, and high-risk coverage costs $3,310 or more. Teenage drivers cost the most to insure at up to $5,472 a year.

Average premium for full coverage: $1,530

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Crown trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Toyota Crown insurance rates for other coverage scenarios.

• The best discount rate is $858
• Choosing higher $1,000 deductibles can save approximately $1,288 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,530
• Using low $100 deductibles for comp and collision coverage will cost an additional $464 each year
• Drivers who are prone to accidents and violations could pay up to $3,310
• Policy cost that insures a teenage driver can cost as much as $5,472 each year

View Chart as Image

Insurance rates for a Toyota Crown also range considerably based on the trim level of your Crown, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,800 to $2,400 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Crown insurance rates. A good driver about age 40 could pay as low as $1,000 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,060 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $710 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $304 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Toyota Crown Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit score, being claim-free, and possibly raising deductibles. Compare prices every couple of years by requesting rates from direct insurance companies, and also from local insurance agencies.

The list below is a recap of the material that was covered in the charts and tables above.

• Consumers who want higher liability limits will pay an extra $370 annually to raise limits from a 30/60 limit to the 250/500 level
• Teenagers are expensive to insure, possibly costing $456 each month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may have to pay on average $1,780 more annually for car insurance
• Increasing comprehensive and collision deductibles can save approximately $700 each year