Toyota Crown Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Mar 28, 2024
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Average insurance prices for a Toyota Crown are $1,542 every 12 months for full coverage insurance. Comprehensive insurance costs on average $384, collision insurance costs $690, and liability coverage is $332. Buying just liability costs around $388 a year, and insurance for high-risk drivers costs $3,332 or more. 16-year-old drivers receive the highest rates at up to $5,482 a year.
Average premium for full coverage: $1,542
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Crown models.
Price Range by Coverage and Risk
For an average driver, prices range range from the cheapest price of $388 for the bare minimum liability coverage to the much higher price of $3,332 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have more infrequent physical damage claims than congested cities. The example below illustrates the effect of geographic area on car insurance rates.
These examples illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Toyota Crown insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $868
- Raising to $1,000 deductibles will save around $244 each year
- The average price for a 40-year-old driver with $500 deductibles is $1,542
- Buying pricier low deductibles costs an extra $476 each year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $3,332
- The cost to insure a teenage driver for full coverage may cost $5,482
Auto insurance rates for a Toyota Crown can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Crown.
Opting for high physical damage deductibles can reduce rates by up to $720 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $299 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may only pay around $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,400 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,800 to $2,400 in extra premium per year, depending on your age. Toyota Crown insurance for high-risk drivers is expensive and can cost around 44% to 130% more than the average rate. View High Risk Driver Rates
Where you live also has a big influence on Toyota Crown insurance rates. A middle-age driver might find rates as low as $1,010 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,080 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,394 | -$148 | -9.6% |
| Alaska | $1,184 | -$358 | -23.2% |
| Arizona | $1,280 | -$262 | -17.0% |
| Arkansas | $1,542 | -$0 | 0.0% |
| California | $1,758 | $216 | 14.0% |
| Colorado | $1,472 | -$70 | -4.5% |
| Connecticut | $1,584 | $42 | 2.7% |
| Delaware | $1,744 | $202 | 13.1% |
| Florida | $1,928 | $386 | 25.0% |
| Georgia | $1,426 | -$116 | -7.5% |
| Hawaii | $1,108 | -$434 | -28.1% |
| Idaho | $1,044 | -$498 | -32.3% |
| Illinois | $1,146 | -$396 | -25.7% |
| Indiana | $1,162 | -$380 | -24.6% |
| Iowa | $1,040 | -$502 | -32.6% |
| Kansas | $1,464 | -$78 | -5.1% |
| Kentucky | $2,104 | $562 | 36.4% |
| Louisiana | $2,282 | $740 | 48.0% |
| Maine | $952 | -$590 | -38.3% |
| Maryland | $1,274 | -$268 | -17.4% |
| Massachusetts | $1,230 | -$312 | -20.2% |
| Michigan | $2,678 | $1,136 | 73.7% |
| Minnesota | $1,292 | -$250 | -16.2% |
| Mississippi | $1,848 | $306 | 19.8% |
| Missouri | $1,370 | -$172 | -11.2% |
| Montana | $1,656 | $114 | 7.4% |
| Nebraska | $1,216 | -$326 | -21.1% |
| Nevada | $1,850 | $308 | 20.0% |
| New Hampshire | $1,112 | -$430 | -27.9% |
| New Jersey | $1,724 | $182 | 11.8% |
| New Mexico | $1,364 | -$178 | -11.5% |
| New York | $1,624 | $82 | 5.3% |
| North Carolina | $888 | -$654 | -42.4% |
| North Dakota | $1,266 | -$276 | -17.9% |
| Ohio | $1,062 | -$480 | -31.1% |
| Oklahoma | $1,582 | $40 | 2.6% |
| Oregon | $1,412 | -$130 | -8.4% |
| Pennsylvania | $1,470 | -$72 | -4.7% |
| Rhode Island | $2,058 | $516 | 33.5% |
| South Carolina | $1,398 | -$144 | -9.3% |
| South Dakota | $1,300 | -$242 | -15.7% |
| Tennessee | $1,348 | -$194 | -12.6% |
| Texas | $1,860 | $318 | 20.6% |
| Utah | $1,142 | -$400 | -25.9% |
| Vermont | $1,054 | -$488 | -31.6% |
| Virginia | $922 | -$620 | -40.2% |
| Washington | $1,192 | -$350 | -22.7% |
| West Virginia | $1,416 | -$126 | -8.2% |
| Wisconsin | $1,066 | -$476 | -30.9% |
| Wyoming | $1,374 | -$168 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Crown | $384 | $690 | $332 | $1,542 |
| 2023 Toyota Crown | $370 | $686 | $338 | $1,530 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Toyota Crown Insurance
Saving money on auto insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to compare rates every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following list is a quick review of the ideas that were covered in the above illustrations.
- Drivers age 16 to 20 are charged the highest rates, costing up to $457 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation pay on average $1,790 more each year than a safer driver
- Increasing deductibles could save as much as $725 each year
- It is possible to save as much as $190 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,482 |
| 20 | $3,542 |
| 30 | $1,628 |
| 40 | $1,542 |
| 50 | $1,404 |
| 60 | $1,380 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,018 |
| $250 | $1,798 |
| $500 | $1,542 |
| $1,000 | $1,298 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,542 |
| 50/100 | $1,608 |
| 100/300 | $1,691 |
| 250/500 | $1,907 |
| 100 CSL | $1,642 |
| 300 CSL | $1,824 |
| 500 CSL | $1,957 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,880 |
| 20 | $5,634 |
| 30 | $3,428 |
| 40 | $3,332 |
| 50 | $3,172 |
| 60 | $3,144 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $77 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
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