Toyota Crown Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average auto insurance rates for a Toyota Crown are $1,574 annually for full coverage. Comprehensive insurance costs around $404 a year, collision insurance costs $718, and liability insurance is $316. Buying just liability costs around $376 a year, and insurance for high-risk drivers costs $3,396 or more. 16-year-old drivers receive the highest rates at up to $5,550 a year.
Average premium for full coverage: $1,574
Rate estimates for individual coverage type:
Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Crown trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as cheap as $376 for the bare minimum liability coverage to a high of $3,396 for a driver who requires high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.
These examples show why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Toyota Crown insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $885
- Raising to $1,000 deductibles will save about $1,318 a year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,574
- Buying low $100 deductibles costs an additional $496 a year
- Higher-risk drivers with multiple tickets or accidents could pay at least $3,396
- The cost with full coverage for a teen driver can be $5,550
Auto insurance rates for a Toyota Crown can also vary considerably based on the trim level of your Crown, your driver profile, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $5,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at least $1,800 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 128% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce rates by up to $760 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $285 extra every year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Toyota Crown insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Idaho, Maine, and Iowa, or at least $2,250 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,422 | -$152 | -9.7% |
| Alaska | $1,206 | -$368 | -23.4% |
| Arizona | $1,306 | -$268 | -17.0% |
| Arkansas | $1,574 | -$0 | 0.0% |
| California | $1,794 | $220 | 14.0% |
| Colorado | $1,502 | -$72 | -4.6% |
| Connecticut | $1,616 | $42 | 2.7% |
| Delaware | $1,778 | $204 | 13.0% |
| Florida | $1,966 | $392 | 24.9% |
| Georgia | $1,454 | -$120 | -7.6% |
| Hawaii | $1,132 | -$442 | -28.1% |
| Idaho | $1,066 | -$508 | -32.3% |
| Illinois | $1,172 | -$402 | -25.5% |
| Indiana | $1,186 | -$388 | -24.7% |
| Iowa | $1,062 | -$512 | -32.5% |
| Kansas | $1,494 | -$80 | -5.1% |
| Kentucky | $2,146 | $572 | 36.3% |
| Louisiana | $2,330 | $756 | 48.0% |
| Maine | $974 | -$600 | -38.1% |
| Maryland | $1,300 | -$274 | -17.4% |
| Massachusetts | $1,254 | -$320 | -20.3% |
| Michigan | $2,734 | $1,160 | 73.7% |
| Minnesota | $1,318 | -$256 | -16.3% |
| Mississippi | $1,886 | $312 | 19.8% |
| Missouri | $1,396 | -$178 | -11.3% |
| Montana | $1,690 | $116 | 7.4% |
| Nebraska | $1,240 | -$334 | -21.2% |
| Nevada | $1,888 | $314 | 19.9% |
| New Hampshire | $1,134 | -$440 | -28.0% |
| New Jersey | $1,760 | $186 | 11.8% |
| New Mexico | $1,392 | -$182 | -11.6% |
| New York | $1,658 | $84 | 5.3% |
| North Carolina | $906 | -$668 | -42.4% |
| North Dakota | $1,290 | -$284 | -18.0% |
| Ohio | $1,084 | -$490 | -31.1% |
| Oklahoma | $1,614 | $40 | 2.5% |
| Oregon | $1,442 | -$132 | -8.4% |
| Pennsylvania | $1,502 | -$72 | -4.6% |
| Rhode Island | $2,098 | $524 | 33.3% |
| South Carolina | $1,426 | -$148 | -9.4% |
| South Dakota | $1,328 | -$246 | -15.6% |
| Tennessee | $1,376 | -$198 | -12.6% |
| Texas | $1,898 | $324 | 20.6% |
| Utah | $1,164 | -$410 | -26.0% |
| Vermont | $1,076 | -$498 | -31.6% |
| Virginia | $942 | -$632 | -40.2% |
| Washington | $1,214 | -$360 | -22.9% |
| West Virginia | $1,442 | -$132 | -8.4% |
| Wisconsin | $1,090 | -$484 | -30.7% |
| Wyoming | $1,402 | -$172 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Crown | $404 | $718 | $316 | $1,574 |
| 2023 Toyota Crown | $384 | $690 | $332 | $1,542 |
Rates are averaged for all Toyota Crown models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Toyota Crown Insurance
Saving money on Toyota Crown insurance consists of not taking risks behind the wheel, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Make time to compare rates at every other renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The following is a summary of the concepts that were touched on in this article.
- High-risk drivers who have multiple accidents or major violations pay an average of $1,820 more every year for Crown insurance
- Teens are expensive to insure, costing as high as $463 per month if full coverage is included
- Drivers can save up to $200 per year just by quoting early and online
- Increasing deductibles could save up to $750 each year
- Drivers can save up to $200 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,550 |
| 20 | $3,610 |
| 30 | $1,666 |
| 40 | $1,574 |
| 50 | $1,432 |
| 60 | $1,406 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,070 |
| $250 | $1,840 |
| $500 | $1,574 |
| $1,000 | $1,318 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,574 |
| 50/100 | $1,637 |
| 100/300 | $1,716 |
| 250/500 | $1,922 |
| 100 CSL | $1,669 |
| 300 CSL | $1,843 |
| 500 CSL | $1,969 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,982 |
| 20 | $5,738 |
| 30 | $3,496 |
| 40 | $3,396 |
| 50 | $3,232 |
| 60 | $3,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $86 |
| Multi-vehicle | $80 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $103 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $115 |
| Total Discounts | $689 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
