Toyota GR Corolla Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Toyota GR Corolla are $1,272 every 12 months for full coverage insurance. Comprehensive costs on average $332, collision costs $566, and liability costs around $264. Liability-only coverage costs as low as $312 a year, with high-risk coverage costing around $2,728. 16-year-old drivers pay the highest rates at $4,452 a year or more.
Average premium for full coverage: $1,272
Price estimates by individual coverage:
Estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different GR Corolla trim levels.
Price Range from Low to High
For a 40-year-old driver, Toyota GR Corolla insurance prices go from the cheapest price of $312 for just liability insurance to a much higher rate of $2,728 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can have significant affects on insurance rates. Rural areas have more infrequent physical damage claims than congested cities.
The price range example below illustrates how your location can change car insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Toyota GR Corolla insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $718
- Using higher $1,000 deductibles will save around $204 each year
- The average price for the average middle-age driver with $500 deductibles is $1,272
- Buying more expensive low deductibles for physical damage coverage increases the price to $1,666
- Drivers with multiple tickets or accidents could pay upwards of $2,728 or more
- The price to insure a teen driver with full coverage may cost $4,452 or more
Auto insurance prices for a Toyota GR Corolla are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your GR Corolla.
Opting for high physical damage deductibles could cut prices by as much as $600 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $237 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $4,400 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance can be as much as 45% to 132% more than the average rate. View High Risk Driver Rates
The state you live in has a huge impact on Toyota GR Corolla insurance prices. A driver around age 40 might see prices as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,710 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$122 | -9.6% |
| Alaska | $974 | -$298 | -23.4% |
| Arizona | $1,056 | -$216 | -17.0% |
| Arkansas | $1,272 | -$0 | 0.0% |
| California | $1,448 | $176 | 13.8% |
| Colorado | $1,212 | -$60 | -4.7% |
| Connecticut | $1,304 | $32 | 2.5% |
| Delaware | $1,438 | $166 | 13.1% |
| Florida | $1,586 | $314 | 24.7% |
| Georgia | $1,174 | -$98 | -7.7% |
| Hawaii | $912 | -$360 | -28.3% |
| Idaho | $860 | -$412 | -32.4% |
| Illinois | $948 | -$324 | -25.5% |
| Indiana | $958 | -$314 | -24.7% |
| Iowa | $858 | -$414 | -32.5% |
| Kansas | $1,208 | -$64 | -5.0% |
| Kentucky | $1,730 | $458 | 36.0% |
| Louisiana | $1,882 | $610 | 48.0% |
| Maine | $782 | -$490 | -38.5% |
| Maryland | $1,050 | -$222 | -17.5% |
| Massachusetts | $1,014 | -$258 | -20.3% |
| Michigan | $2,206 | $934 | 73.4% |
| Minnesota | $1,064 | -$208 | -16.4% |
| Mississippi | $1,524 | $252 | 19.8% |
| Missouri | $1,126 | -$146 | -11.5% |
| Montana | $1,364 | $92 | 7.2% |
| Nebraska | $1,002 | -$270 | -21.2% |
| Nevada | $1,526 | $254 | 20.0% |
| New Hampshire | $918 | -$354 | -27.8% |
| New Jersey | $1,418 | $146 | 11.5% |
| New Mexico | $1,126 | -$146 | -11.5% |
| New York | $1,338 | $66 | 5.2% |
| North Carolina | $730 | -$542 | -42.6% |
| North Dakota | $1,042 | -$230 | -18.1% |
| Ohio | $876 | -$396 | -31.1% |
| Oklahoma | $1,304 | $32 | 2.5% |
| Oregon | $1,166 | -$106 | -8.3% |
| Pennsylvania | $1,210 | -$62 | -4.9% |
| Rhode Island | $1,694 | $422 | 33.2% |
| South Carolina | $1,150 | -$122 | -9.6% |
| South Dakota | $1,072 | -$200 | -15.7% |
| Tennessee | $1,112 | -$160 | -12.6% |
| Texas | $1,530 | $258 | 20.3% |
| Utah | $942 | -$330 | -25.9% |
| Vermont | $868 | -$404 | -31.8% |
| Virginia | $762 | -$510 | -40.1% |
| Washington | $982 | -$290 | -22.8% |
| West Virginia | $1,168 | -$104 | -8.2% |
| Wisconsin | $880 | -$392 | -30.8% |
| Wyoming | $1,130 | -$142 | -11.2% |

Since prices can be so different, the only way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company utilizes a different rate formula, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
| 2023 Toyota GR Corolla | $320 | $552 | $274 | $1,256 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Toyota GR Corolla Insurance
Getting lower rates on car insurance requires having a good driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Invest the time to shop around once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a review of the data that was illustrated above.
- It is possible to save as much as $160 per year simply by shopping early and online
- Policyholders who require increased levels of liability coverage will pay around $290 annually to increase from a low limit to a 250/500 level
- Drivers age 20 and younger are charged the highest prices, as much as $371 a month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations pay on average $1,460 more each year to buy Toyota GR Corolla insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,894 |
| 30 | $1,344 |
| 40 | $1,272 |
| 50 | $1,158 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,666 |
| $250 | $1,484 |
| $500 | $1,272 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,272 |
| 50/100 | $1,325 |
| 100/300 | $1,391 |
| 250/500 | $1,562 |
| 100 CSL | $1,351 |
| 300 CSL | $1,496 |
| 500 CSL | $1,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,600 |
| 30 | $2,810 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $63 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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