Toyota GR Corolla Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance rates for a Toyota GR Corolla are $1,272 a year for full coverage. Comprehensive insurance costs around $332, collision costs $566, and liability insurance is $264. Liability-only coverage costs around $312 a year, with high-risk coverage costing $2,728 or more. Teenage drivers receive the highest rates at $4,452 a year or more.
Average premium for full coverage: $1,272
Rate estimates for individual coverage type:
Full coverage includes $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all GR Corolla models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as low as $312 for your basic liability-only policy to the much higher price of $2,728 for high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities.
The example below illustrates how rural and urban location affects auto insurance rates.
These examples show why everyone should compare rates quotes for a specific zip code and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Toyota GR Corolla insurance rates for additional coverage choices and driver risks.
- The best discount rate is $718
- Raising to $1,000 deductibles will save about $204 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,272
- Using pricier low deductibles will cost an extra $394 a year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,728 or more
- The cost for full coverage for a teen driver for full coverage can be $4,452
Car insurance rates for a Toyota GR Corolla can also vary considerably based on your driver profile, the trim level of your GR Corolla, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged as much as $4,400 a year. View Rates by Age
Where you live also has a big influence on Toyota GR Corolla insurance rates. A middle-age driver might find rates as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,810 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$122 | -9.6% |
| Alaska | $974 | -$298 | -23.4% |
| Arizona | $1,056 | -$216 | -17.0% |
| Arkansas | $1,272 | -$0 | 0.0% |
| California | $1,448 | $176 | 13.8% |
| Colorado | $1,212 | -$60 | -4.7% |
| Connecticut | $1,304 | $32 | 2.5% |
| Delaware | $1,438 | $166 | 13.1% |
| Florida | $1,586 | $314 | 24.7% |
| Georgia | $1,174 | -$98 | -7.7% |
| Hawaii | $912 | -$360 | -28.3% |
| Idaho | $860 | -$412 | -32.4% |
| Illinois | $948 | -$324 | -25.5% |
| Indiana | $958 | -$314 | -24.7% |
| Iowa | $858 | -$414 | -32.5% |
| Kansas | $1,208 | -$64 | -5.0% |
| Kentucky | $1,730 | $458 | 36.0% |
| Louisiana | $1,882 | $610 | 48.0% |
| Maine | $782 | -$490 | -38.5% |
| Maryland | $1,050 | -$222 | -17.5% |
| Massachusetts | $1,014 | -$258 | -20.3% |
| Michigan | $2,206 | $934 | 73.4% |
| Minnesota | $1,064 | -$208 | -16.4% |
| Mississippi | $1,524 | $252 | 19.8% |
| Missouri | $1,126 | -$146 | -11.5% |
| Montana | $1,364 | $92 | 7.2% |
| Nebraska | $1,002 | -$270 | -21.2% |
| Nevada | $1,526 | $254 | 20.0% |
| New Hampshire | $918 | -$354 | -27.8% |
| New Jersey | $1,418 | $146 | 11.5% |
| New Mexico | $1,126 | -$146 | -11.5% |
| New York | $1,338 | $66 | 5.2% |
| North Carolina | $730 | -$542 | -42.6% |
| North Dakota | $1,042 | -$230 | -18.1% |
| Ohio | $876 | -$396 | -31.1% |
| Oklahoma | $1,304 | $32 | 2.5% |
| Oregon | $1,166 | -$106 | -8.3% |
| Pennsylvania | $1,210 | -$62 | -4.9% |
| Rhode Island | $1,694 | $422 | 33.2% |
| South Carolina | $1,150 | -$122 | -9.6% |
| South Dakota | $1,072 | -$200 | -15.7% |
| Tennessee | $1,112 | -$160 | -12.6% |
| Texas | $1,530 | $258 | 20.3% |
| Utah | $942 | -$330 | -25.9% |
| Vermont | $868 | -$404 | -31.8% |
| Virginia | $762 | -$510 | -40.1% |
| Washington | $982 | -$290 | -22.8% |
| West Virginia | $1,168 | -$104 | -8.2% |
| Wisconsin | $880 | -$392 | -30.8% |
| Wyoming | $1,130 | -$142 | -11.2% |
Using high physical damage deductibles can reduce rates by up to $600 each year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $237 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,500 to $2,000 extra per year, depending on your age. Toyota GR Corolla insurance for high-risk drivers is expensive and can cost anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the only way to know your exact price is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
| 2023 Toyota GR Corolla | $320 | $552 | $274 | $1,256 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Toyota GR Corolla Insurance
Saving money on Toyota GR Corolla insurance consists of being a low-risk driver, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to shop around every couple of years by getting rate quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.
The items below are a summary of the material that was raised in the charts and tables above.
- Drivers who may need more liability coverage will pay an extra $290 each year to raise from a minimum limit to 250/500 limits
- Teen drivers are the costliest to insure, costing as high as $371 per month if full coverage is included
- High-risk drivers who have multiple accidents or major violations may be required to pay an average of $1,460 more every year to insure their GR Corolla
- Increasing deductibles can save around $600 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,894 |
| 30 | $1,344 |
| 40 | $1,272 |
| 50 | $1,158 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,666 |
| $250 | $1,484 |
| $500 | $1,272 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,272 |
| 50/100 | $1,325 |
| 100/300 | $1,391 |
| 250/500 | $1,562 |
| 100 CSL | $1,351 |
| 300 CSL | $1,496 |
| 500 CSL | $1,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,600 |
| 30 | $2,810 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $63 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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