Toyota GR Corolla Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average insurance rates for a Toyota GR Corolla are $1,272 a year for full coverage. Comprehensive costs an estimated $332, collision costs $566, and liability is $264. Buying just liability costs around $312 a year, with insurance for high-risk drivers costing around $2,728. Teen drivers receive the highest rates at $4,452 a year or more.
Average premium for full coverage: $1,272
Rate estimates broken down by individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different GR Corolla trim levels.
Price Range by Coverage and Risk
For the average driver, prices range go from the low end price of $312 for your basic liability-only policy to a much higher rate of $2,728 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than larger metro areas.
The price range example below illustrates how location impacts insurance prices.
These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Toyota GR Corolla insurance rates for other coverage scenarios.
- The lowest rate with discounts is $718
- Raising to $1,000 deductibles will save approximately $204 a year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,272
- Choosing more expensive low deductibles bumps up the cost to $1,666
- Drivers with multiple violations and an at-fault accident could pay up to $2,728 or more
- The cost that insures a 16-year-old driver with full coverage can cost as much as $4,452
Auto insurance rates for a Toyota GR Corolla can also vary considerably based on the model year and trim level, how you drive, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you could be paying $1,500 to $2,000 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 45% to 132% more than average. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,400 a year. View Rates by Age
Where you live also has a big influence on Toyota GR Corolla insurance prices. A middle-age driver might find rates as low as $840 a year in states like Iowa, Maine, and Idaho, or as much as $1,810 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$122 | -9.6% |
| Alaska | $974 | -$298 | -23.4% |
| Arizona | $1,056 | -$216 | -17.0% |
| Arkansas | $1,272 | -$0 | 0.0% |
| California | $1,448 | $176 | 13.8% |
| Colorado | $1,212 | -$60 | -4.7% |
| Connecticut | $1,304 | $32 | 2.5% |
| Delaware | $1,438 | $166 | 13.1% |
| Florida | $1,586 | $314 | 24.7% |
| Georgia | $1,174 | -$98 | -7.7% |
| Hawaii | $912 | -$360 | -28.3% |
| Idaho | $860 | -$412 | -32.4% |
| Illinois | $948 | -$324 | -25.5% |
| Indiana | $958 | -$314 | -24.7% |
| Iowa | $858 | -$414 | -32.5% |
| Kansas | $1,208 | -$64 | -5.0% |
| Kentucky | $1,730 | $458 | 36.0% |
| Louisiana | $1,882 | $610 | 48.0% |
| Maine | $782 | -$490 | -38.5% |
| Maryland | $1,050 | -$222 | -17.5% |
| Massachusetts | $1,014 | -$258 | -20.3% |
| Michigan | $2,206 | $934 | 73.4% |
| Minnesota | $1,064 | -$208 | -16.4% |
| Mississippi | $1,524 | $252 | 19.8% |
| Missouri | $1,126 | -$146 | -11.5% |
| Montana | $1,364 | $92 | 7.2% |
| Nebraska | $1,002 | -$270 | -21.2% |
| Nevada | $1,526 | $254 | 20.0% |
| New Hampshire | $918 | -$354 | -27.8% |
| New Jersey | $1,418 | $146 | 11.5% |
| New Mexico | $1,126 | -$146 | -11.5% |
| New York | $1,338 | $66 | 5.2% |
| North Carolina | $730 | -$542 | -42.6% |
| North Dakota | $1,042 | -$230 | -18.1% |
| Ohio | $876 | -$396 | -31.1% |
| Oklahoma | $1,304 | $32 | 2.5% |
| Oregon | $1,166 | -$106 | -8.3% |
| Pennsylvania | $1,210 | -$62 | -4.9% |
| Rhode Island | $1,694 | $422 | 33.2% |
| South Carolina | $1,150 | -$122 | -9.6% |
| South Dakota | $1,072 | -$200 | -15.7% |
| Tennessee | $1,112 | -$160 | -12.6% |
| Texas | $1,530 | $258 | 20.3% |
| Utah | $942 | -$330 | -25.9% |
| Vermont | $868 | -$404 | -31.8% |
| Virginia | $762 | -$510 | -40.1% |
| Washington | $982 | -$290 | -22.8% |
| West Virginia | $1,168 | -$104 | -8.2% |
| Wisconsin | $880 | -$392 | -30.8% |
| Wyoming | $1,130 | -$142 | -11.2% |
Choosing high deductibles can reduce rates by up to $600 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $237 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know which company is cheapest is to compare rates from multiple companies. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
| 2023 Toyota GR Corolla | $320 | $552 | $274 | $1,256 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Toyota GR Corolla Insurance
Saving money on insurance for a Toyota GR Corolla consists of avoiding accidents and claims, maintaining a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Shop around every year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The points below are a quick review of the coverage data touched on above.
- Drivers can save approximately $160 per year simply by shopping early and online
- Increasing deductibles can save approximately $600 each year
- Drivers under the age of 20 are the costliest to insure, costing as high as $371 per month if the policy includes full coverage
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,460 more annually to insure a Toyota GR Corolla
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,894 |
| 30 | $1,344 |
| 40 | $1,272 |
| 50 | $1,158 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,666 |
| $250 | $1,484 |
| $500 | $1,272 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,272 |
| 50/100 | $1,325 |
| 100/300 | $1,391 |
| 250/500 | $1,562 |
| 100 CSL | $1,351 |
| 300 CSL | $1,496 |
| 500 CSL | $1,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,600 |
| 30 | $2,810 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $63 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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