Toyota GR Corolla Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Toyota GR Corolla are $1,284 annually for full coverage insurance. Comprehensive insurance costs around $346, collision costs $570, and liability is $258. A policy with just liability insurance costs around $306 a year, with coverage for high-risk drivers costing $2,750 or more. Teenage drivers pay the highest rates at $4,464 a year or more.
Average premium for full coverage: $1,284
Price estimates for individual coverage:
Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all GR Corolla models.
Price Range from Low to High
For the average 40-year-old driver, Toyota GR Corolla insurance prices go from as cheap as $306 for basic liability insurance to the much higher price of $2,750 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population have fewer physical damage claims than densely populated cities.
The example below illustrates the difference location can make on auto insurance rates.
The ranges above illustrate why everyone should compare rates quotes for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Toyota GR Corolla insurance rates for additional coverage choices and driver risks.
- The best discount rate is $726
- Raising to $1,000 deductibles will save about $208 each year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,284
- Using pricier low deductibles costs an additional $404 every year
- At-risk drivers who are prone to accidents and violations could pay at least $2,750 or more
- The price with full coverage for a teen driver for full coverage can be $4,464
Insurance prices for a Toyota GR Corolla are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying at least $1,500 to $2,000 extra each year, depending on your age. Toyota GR Corolla insurance for high-risk drivers is expensive and can cost as much as 45% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $620 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $232 more per year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Toyota GR Corolla insurance prices. A middle-age driver might find prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,730 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,160 | -$124 | -9.7% |
| Alaska | $986 | -$298 | -23.2% |
| Arizona | $1,066 | -$218 | -17.0% |
| Arkansas | $1,284 | -$0 | 0.0% |
| California | $1,462 | $178 | 13.9% |
| Colorado | $1,226 | -$58 | -4.5% |
| Connecticut | $1,318 | $34 | 2.6% |
| Delaware | $1,454 | $170 | 13.2% |
| Florida | $1,604 | $320 | 24.9% |
| Georgia | $1,188 | -$96 | -7.5% |
| Hawaii | $922 | -$362 | -28.2% |
| Idaho | $868 | -$416 | -32.4% |
| Illinois | $958 | -$326 | -25.4% |
| Indiana | $966 | -$318 | -24.8% |
| Iowa | $868 | -$416 | -32.4% |
| Kansas | $1,218 | -$66 | -5.1% |
| Kentucky | $1,748 | $464 | 36.1% |
| Louisiana | $1,900 | $616 | 48.0% |
| Maine | $790 | -$494 | -38.5% |
| Maryland | $1,060 | -$224 | -17.4% |
| Massachusetts | $1,024 | -$260 | -20.2% |
| Michigan | $2,228 | $944 | 73.5% |
| Minnesota | $1,076 | -$208 | -16.2% |
| Mississippi | $1,538 | $254 | 19.8% |
| Missouri | $1,136 | -$148 | -11.5% |
| Montana | $1,380 | $96 | 7.5% |
| Nebraska | $1,010 | -$274 | -21.3% |
| Nevada | $1,538 | $254 | 19.8% |
| New Hampshire | $928 | -$356 | -27.7% |
| New Jersey | $1,434 | $150 | 11.7% |
| New Mexico | $1,136 | -$148 | -11.5% |
| New York | $1,352 | $68 | 5.3% |
| North Carolina | $738 | -$546 | -42.5% |
| North Dakota | $1,052 | -$232 | -18.1% |
| Ohio | $886 | -$398 | -31.0% |
| Oklahoma | $1,316 | $32 | 2.5% |
| Oregon | $1,178 | -$106 | -8.3% |
| Pennsylvania | $1,224 | -$60 | -4.7% |
| Rhode Island | $1,714 | $430 | 33.5% |
| South Carolina | $1,166 | -$118 | -9.2% |
| South Dakota | $1,084 | -$200 | -15.6% |
| Tennessee | $1,124 | -$160 | -12.5% |
| Texas | $1,546 | $262 | 20.4% |
| Utah | $950 | -$334 | -26.0% |
| Vermont | $876 | -$408 | -31.8% |
| Virginia | $770 | -$514 | -40.0% |
| Washington | $988 | -$296 | -23.1% |
| West Virginia | $1,180 | -$104 | -8.1% |
| Wisconsin | $890 | -$394 | -30.7% |
| Wyoming | $1,142 | -$142 | -11.1% |
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $346 | $570 | $258 | $1,284 |
| 2023 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Toyota GR Corolla Insurance
Getting lower rates on car insurance consists of having a good driving record, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Make time to compare rates at every policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The next list is a brief recap of the data touched on in this article.
- Policyholders who may need increased levels of liability coverage will pay an extra $280 annually to raise from a low limit to higher 250/500 limits
- It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save up to $600 each year
- Drivers age 20 and younger pay higher prices, as much as $372 a month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,464 |
| 20 | $2,910 |
| 30 | $1,358 |
| 40 | $1,284 |
| 50 | $1,168 |
| 60 | $1,146 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,502 |
| $500 | $1,284 |
| $1,000 | $1,076 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,284 |
| 50/100 | $1,336 |
| 100/300 | $1,400 |
| 250/500 | $1,568 |
| 100 CSL | $1,361 |
| 300 CSL | $1,503 |
| 500 CSL | $1,607 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,420 |
| 20 | $4,624 |
| 30 | $2,830 |
| 40 | $2,750 |
| 50 | $2,616 |
| 60 | $2,592 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $64 |
| Advance Quote | $65 |
| Online Quote | $94 |
| Total Discounts | $558 |
Discounts are estimated and may not be available from every company or in every state.
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