Toyota GR Corolla Insurance Rates

The average auto insurance rates for a Toyota GR Corolla are $1,284 annually with full coverage. Comprehensive insurance costs on average $346 a year, collision insurance costs $570, and liability is $258. Liability-only coverage costs around $306 a year, and high-risk coverage costs $2,750 or more. Teen drivers cost the most to insure at up to $4,464 a year.

Average premium for full coverage: $1,284

Policy rates by type of insurance:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and GR Corolla trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota GR Corolla insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $726
• Raising to $1,000 deductibles will save around $1,076 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,284
• Choosing low $100 deductibles costs an additional $404 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,750
• Policy cost with full coverage for a 16-year-old driver may cost $4,464

View Chart as Image

Insurance rates for a Toyota GR Corolla also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,000 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 45% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $620 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $232 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Toyota GR Corolla insurance prices. A middle-age driver might find rates as low as $930 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy Cheap Toyota GR Corolla Insurance

Finding cheaper rates on insurance for a Toyota GR Corolla consists of being a low-risk driver, having good credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a brief summary of the coverage data touched on in this article.

• You may be able to save as much as $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• Teen drivers pay higher rates, as much as $372 each month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,470 more each year to insure their GR Corolla