Toyota GR Corolla Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Toyota GR Corolla are $1,272 a year for full coverage. Comprehensive insurance costs on average $332 a year, collision insurance costs $566, and liability costs around $264. Liability-only insurance costs as low as $312 a year, and high-risk driver insurance costs $2,728 or more. Teenage drivers pay the most at up to $4,452 a year.

Average premium for full coverage: $1,272

Premium estimates by type of coverage:

Comprehensive $332
Collision $566
Liability $264

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and GR Corolla trim levels.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Toyota GR Corolla range from as low as $312 for just liability coverage to a high of $2,728 for high-risk insurance.

Liability Only $312
Full Coverage $1,272
High Risk $2,728

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $954
Small Cities $1,336
Large Cities $1,717

These rate differences show why it is important to compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Toyota GR Corolla insurance rates for different risk profiles and scenarios.

  • The best discount rate is $718
  • Using higher $1,000 deductibles will save around $1,068 a year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,272
  • Using low $100 deductibles for physical damage coverage will cost an extra $394 annually
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,728
  • An auto insurance policy for full coverage for a 16-year-old driver may cost $4,452 or more

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance prices range from $718 to $4,452 for full coverage

Insurance prices for a Toyota GR Corolla also have a wide range based on your driving characteristics, the trim level of your GR Corolla, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota GR Corolla insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,810 on average in Michigan, Louisiana, and New York.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$122 -9.6%
Alaska $974 -$298 -23.4%
Arizona $1,056 -$216 -17.0%
Arkansas $1,272 -$0 0.0%
California $1,448 $176 13.8%
Colorado $1,212 -$60 -4.7%
Connecticut $1,304 $32 2.5%
Delaware $1,438 $166 13.1%
Florida $1,586 $314 24.7%
Georgia $1,174 -$98 -7.7%
Hawaii $912 -$360 -28.3%
Idaho $860 -$412 -32.4%
Illinois $948 -$324 -25.5%
Indiana $958 -$314 -24.7%
Iowa $858 -$414 -32.5%
Kansas $1,208 -$64 -5.0%
Kentucky $1,730 $458 36.0%
Louisiana $1,882 $610 48.0%
Maine $782 -$490 -38.5%
Maryland $1,050 -$222 -17.5%
Massachusetts $1,014 -$258 -20.3%
Michigan $2,206 $934 73.4%
Minnesota $1,064 -$208 -16.4%
Mississippi $1,524 $252 19.8%
Missouri $1,126 -$146 -11.5%
Montana $1,364 $92 7.2%
Nebraska $1,002 -$270 -21.2%
Nevada $1,526 $254 20.0%
New Hampshire $918 -$354 -27.8%
New Jersey $1,418 $146 11.5%
New Mexico $1,126 -$146 -11.5%
New York $1,338 $66 5.2%
North Carolina $730 -$542 -42.6%
North Dakota $1,042 -$230 -18.1%
Ohio $876 -$396 -31.1%
Oklahoma $1,304 $32 2.5%
Oregon $1,166 -$106 -8.3%
Pennsylvania $1,210 -$62 -4.9%
Rhode Island $1,694 $422 33.2%
South Carolina $1,150 -$122 -9.6%
South Dakota $1,072 -$200 -15.7%
Tennessee $1,112 -$160 -12.6%
Texas $1,530 $258 20.3%
Utah $942 -$330 -25.9%
Vermont $868 -$404 -31.8%
Virginia $762 -$510 -40.1%
Washington $982 -$290 -22.8%
West Virginia $1,168 -$104 -8.2%
Wisconsin $880 -$392 -30.8%
Wyoming $1,130 -$142 -11.2%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $600 annually, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $237 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy can be from 45% to 132% more than a normal policy. View High Risk Driver Rates

Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $332 $566 $264 $1,272
2023 Toyota GR Corolla $320 $552 $274 $1,256

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Toyota GR Corolla Insurance

Finding better rates on insurance for a Toyota GR Corolla requires avoiding accidents and claims, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

The points below are a summary of the material that was touched on in this article.

  • Insureds who require increased liability limits will pay an extra $290 each year to increase from 30/60 bodily injury limits to 250/500 limits
  • Drivers under the age of 20 pay higher prices, as much as $371 per month including comprehensive and collision insurance
  • Drivers considered higher risk who have multiple accidents or major violations will pay on average $1,460 more each year to insure a Toyota GR Corolla
  • Increasing policy deductibles can save around $600 each year

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,894
30 $1,344
40 $1,272
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,666
$250 $1,484
$500 $1,272
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,272
50/100 $1,325
100/300 $1,391
250/500 $1,562
100 CSL $1,351
300 CSL $1,496
500 CSL $1,602

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,600
30 $2,810
40 $2,728
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $99
5-yr Claim Free $83
Paid in Full/EFT $63
Advance Quote $65
Online Quote $93
Total Discounts $554
Rate after discounts $718

Discounts are estimated and may not be available from every company or in every state.

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