Toyota GR Corolla Insurance Rates

U.S. average insurance rates for a Toyota GR Corolla are $1,272 a year with full coverage. Comprehensive insurance costs on average $332 each year, collision insurance costs $566, and liability coverage is $264. A policy with just liability insurance costs around $312 a year, and coverage for high-risk drivers costs $2,728 or more. 16-year-old drivers pay the highest rates at up to $4,452 a year.

Average premium for full coverage: $1,272

Price estimates by individual coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and GR Corolla models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota GR Corolla insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $718
• Raising to $1,000 deductibles will save around $204 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,272
• Buying low deductibles will cost an extra $394 each year
• Unlucky drivers with multiple tickets or accidents could pay upwards of $2,728
• The price for full coverage for a teenage driver may cost $4,452

View Chart as Image

Insurance prices for a Toyota GR Corolla are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,400 a year. View Rates by Age

The state you live in also has a big influence on Toyota GR Corolla insurance rates. A middle-age driver might find prices as low as $920 a year in states like New Hampshire, Ohio, and Utah, or at least $1,710 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $600 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $237 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 132% more than the average rate. View High Risk Driver Rates

How to Find Low Cost Toyota GR Corolla Insurance

Getting lower rates on auto insurance consists of having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates at least every other year by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following items are a review of the car insurance concepts covered in the above illustrations.

• Drivers who have several accidents or serious violations may be required to pay an average of $1,460 more each year than a driver with a clean driving record
• You may be able to save as much as $160 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $600 each year
• Consumers who require additional liability coverage will pay around $290 every year to raise from a low limit to 250/500 limits