Toyota GR Corolla Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance prices for a Toyota GR Corolla are $1,284 every 12 months for full coverage insurance. Comprehensive costs an estimated $346 a year, collision costs $570, and liability coverage is $258. Liability-only insurance costs around $306 a year, with high-risk driver insurance costing around $2,750. 16-year-old drivers pay the most at $4,464 a year or more.

Average premium for full coverage: $1,284

Premium estimates broken down by type of coverage:

Comprehensive $346
Collision $570
Liability $258

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and GR Corolla trim levels.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Toyota GR Corolla go from the cheapest price of $306 for just the minimum liability insurance to a high of $2,750 for a policy for a high-risk driver.

Liability Only $306
Full Coverage $1,284
High Risk $2,750

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.

The diagram below illustrates how your location can change insurance prices.

Rural Areas $963
Small Cities $1,348
Large Cities $1,733

These rate differences illustrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Toyota GR Corolla insurance rates for other coverage scenarios.

  • The best full coverage rate is $726
  • Raising to $1,000 deductibles will save approximately $1,076 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,284
  • Buying low $100 deductibles increases the price to $1,688
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,750 or more
  • An auto insurance policy to insure a teenage driver can cost as much as $4,464

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing full coverage Toyota GR Corolla insurance rates range from $726 to $4,464

Insurance prices for a Toyota GR Corolla also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $620 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $232 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,000 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 131% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on Toyota GR Corolla insurance rates. A middle-age driver might find prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,160 -$124 -9.7%
Alaska $986 -$298 -23.2%
Arizona $1,066 -$218 -17.0%
Arkansas $1,284 -$0 0.0%
California $1,462 $178 13.9%
Colorado $1,226 -$58 -4.5%
Connecticut $1,318 $34 2.6%
Delaware $1,454 $170 13.2%
Florida $1,604 $320 24.9%
Georgia $1,188 -$96 -7.5%
Hawaii $922 -$362 -28.2%
Idaho $868 -$416 -32.4%
Illinois $958 -$326 -25.4%
Indiana $966 -$318 -24.8%
Iowa $868 -$416 -32.4%
Kansas $1,218 -$66 -5.1%
Kentucky $1,748 $464 36.1%
Louisiana $1,900 $616 48.0%
Maine $790 -$494 -38.5%
Maryland $1,060 -$224 -17.4%
Massachusetts $1,024 -$260 -20.2%
Michigan $2,228 $944 73.5%
Minnesota $1,076 -$208 -16.2%
Mississippi $1,538 $254 19.8%
Missouri $1,136 -$148 -11.5%
Montana $1,380 $96 7.5%
Nebraska $1,010 -$274 -21.3%
Nevada $1,538 $254 19.8%
New Hampshire $928 -$356 -27.7%
New Jersey $1,434 $150 11.7%
New Mexico $1,136 -$148 -11.5%
New York $1,352 $68 5.3%
North Carolina $738 -$546 -42.5%
North Dakota $1,052 -$232 -18.1%
Ohio $886 -$398 -31.0%
Oklahoma $1,316 $32 2.5%
Oregon $1,178 -$106 -8.3%
Pennsylvania $1,224 -$60 -4.7%
Rhode Island $1,714 $430 33.5%
South Carolina $1,166 -$118 -9.2%
South Dakota $1,084 -$200 -15.6%
Tennessee $1,124 -$160 -12.5%
Texas $1,546 $262 20.4%
Utah $950 -$334 -26.0%
Vermont $876 -$408 -31.8%
Virginia $770 -$514 -40.0%
Washington $988 -$296 -23.1%
West Virginia $1,180 -$104 -8.1%
Wisconsin $890 -$394 -30.7%
Wyoming $1,142 -$142 -11.1%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Every auto insurance company utilizes a different rate formula, and prices will be substantially different.

Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $346 $570 $258 $1,284
2023 Toyota GR Corolla $332 $566 $264 $1,272

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Toyota GR Corolla Insurance

Finding better rates on auto insurance consists of avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the coverage data illustrated above.

  • It is possible to save approximately $160 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $600 each year
  • Teenagers are expensive to insure, with premiums being up to $372 per month if full coverage is included
  • Drivers who tend to receive serious violations could be forced to pay on average $1,470 more annually for car insurance

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,464
20 $2,910
30 $1,358
40 $1,284
50 $1,168
60 $1,146

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,502
$500 $1,284
$1,000 $1,076

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,284
50/100 $1,336
100/300 $1,400
250/500 $1,568
100 CSL $1,361
300 CSL $1,503
500 CSL $1,607

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,624
30 $2,830
40 $2,750
50 $2,616
60 $2,592

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $177

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $100
5-yr Claim Free $84
Paid in Full/EFT $64
Advance Quote $65
Online Quote $94
Total Discounts $558
Rate after discounts $726

Discounts are estimated and may not be available from every company or in every state.

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