Toyota GR Corolla Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Toyota GR Corolla are $1,272 a year for full coverage insurance. Comprehensive costs on average $332, collision insurance costs $566, and liability is $264. Liability-only coverage costs around $312 a year, and high-risk coverage costs around $2,728. 16-year-old drivers cost the most to insure at up to $4,452 a year.

Average premium for full coverage: $1,272

Policy rates by type of insurance:

Comprehensive $332
Collision $566
Liability $264

Price estimates include $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all GR Corolla models.

Price Range Variability

For a driver around age 40, Toyota GR Corolla insurance rates range from the low end price of $312 for liability-only coverage to the much higher price of $2,728 for a driver required to buy high-risk insurance.

Liability Only $312
Full Coverage $1,272
High Risk $2,728

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $954
Small Cities $1,336
Large Cities $1,717

The examples above illustrate why everyone should compare rates quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average Toyota GR Corolla insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $718
  • Raising to $1,000 deductibles will save around $204 each year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,272
  • Buying pricier low deductibles bumps up the cost to $1,666
  • Drivers with multiple tickets or accidents could pay upwards of $2,728
  • Policy cost that insures a 16-year-old driver for full coverage may cost $4,452

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance rates range from $718 to $4,452 for full coverage

Insurance rates for a Toyota GR Corolla also range considerably based on the model of your GR Corolla, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 additional every year, depending on your age. Toyota GR Corolla insurance for high-risk drivers is expensive and can cost from 45% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

Your home state also has a big influence on Toyota GR Corolla insurance prices. A middle-age driver might find rates as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,710 on average in Michigan, New York, and Florida.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$122 -9.6%
Alaska $974 -$298 -23.4%
Arizona $1,056 -$216 -17.0%
Arkansas $1,272 -$0 0.0%
California $1,448 $176 13.8%
Colorado $1,212 -$60 -4.7%
Connecticut $1,304 $32 2.5%
Delaware $1,438 $166 13.1%
Florida $1,586 $314 24.7%
Georgia $1,174 -$98 -7.7%
Hawaii $912 -$360 -28.3%
Idaho $860 -$412 -32.4%
Illinois $948 -$324 -25.5%
Indiana $958 -$314 -24.7%
Iowa $858 -$414 -32.5%
Kansas $1,208 -$64 -5.0%
Kentucky $1,730 $458 36.0%
Louisiana $1,882 $610 48.0%
Maine $782 -$490 -38.5%
Maryland $1,050 -$222 -17.5%
Massachusetts $1,014 -$258 -20.3%
Michigan $2,206 $934 73.4%
Minnesota $1,064 -$208 -16.4%
Mississippi $1,524 $252 19.8%
Missouri $1,126 -$146 -11.5%
Montana $1,364 $92 7.2%
Nebraska $1,002 -$270 -21.2%
Nevada $1,526 $254 20.0%
New Hampshire $918 -$354 -27.8%
New Jersey $1,418 $146 11.5%
New Mexico $1,126 -$146 -11.5%
New York $1,338 $66 5.2%
North Carolina $730 -$542 -42.6%
North Dakota $1,042 -$230 -18.1%
Ohio $876 -$396 -31.1%
Oklahoma $1,304 $32 2.5%
Oregon $1,166 -$106 -8.3%
Pennsylvania $1,210 -$62 -4.9%
Rhode Island $1,694 $422 33.2%
South Carolina $1,150 -$122 -9.6%
South Dakota $1,072 -$200 -15.7%
Tennessee $1,112 -$160 -12.6%
Texas $1,530 $258 20.3%
Utah $942 -$330 -25.9%
Vermont $868 -$404 -31.8%
Virginia $762 -$510 -40.1%
Washington $982 -$290 -22.8%
West Virginia $1,168 -$104 -8.2%
Wisconsin $880 -$392 -30.8%
Wyoming $1,130 -$142 -11.2%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $600 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $237 more each year. View Rates by Deductible or Liability Limit

Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $332 $566 $264 $1,272
2023 Toyota GR Corolla $320 $552 $274 $1,256

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Toyota GR Corolla Insurance

Finding cheaper rates on insurance for a Toyota GR Corolla consists of having a good driving record, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop at every policy renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a condensed summary of the data covered above.

  • Insureds who require increased levels of liability coverage will pay around $290 annually to raise from a 30/60 limit to the 250/500 level
  • It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save approximately $600 each year
  • Drivers age 20 and younger pay higher rates, possibly costing $371 each month if comprehensive and collision insurance is included

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,894
30 $1,344
40 $1,272
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,666
$250 $1,484
$500 $1,272
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,272
50/100 $1,325
100/300 $1,391
250/500 $1,562
100 CSL $1,351
300 CSL $1,496
500 CSL $1,602

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,600
30 $2,810
40 $2,728
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $99
5-yr Claim Free $83
Paid in Full/EFT $63
Advance Quote $65
Online Quote $93
Total Discounts $554
Rate after discounts $718

Discounts are estimated and may not be available from every company or in every state.

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