Toyota GR Corolla Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average insurance rates for a Toyota GR Corolla are $1,272 a year for full coverage insurance. Comprehensive insurance costs on average $332 a year, collision costs $566, and liability is estimated at $264. A policy with just liability insurance costs approximately $312 a year, with coverage for high-risk drivers costing $2,728 or more. Teen drivers receive the highest rates at $4,452 a year or more.
Average premium for full coverage: $1,272
Rate estimates by individual coverage type:
Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and GR Corolla trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the low end price of $312 for basic liability insurance to a high of $2,728 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city can make a big difference on insurance rates. Rural areas tend to have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates the difference between rural and urban areas on car insurance rates.
These examples illustrate why it is important to get quotes based on a specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Toyota GR Corolla insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $718
- Choosing higher $1,000 deductibles can save around $1,068 each year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,272
- Choosing low $100 deductibles for comp and collision coverage will cost an additional $394 annually
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,728 or more
- The cost that insures a 16-year-old driver may cost $4,452 each year
Insurance rates for a Toyota GR Corolla can also vary considerably based on the trim level of your GR Corolla, your age and driving record, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy ranges from 45% to 132% more than average. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age
Where you live plays a big part in determining prices for Toyota GR Corolla insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,710 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,150 | -$122 | -9.6% |
| Alaska | $974 | -$298 | -23.4% |
| Arizona | $1,056 | -$216 | -17.0% |
| Arkansas | $1,272 | -$0 | 0.0% |
| California | $1,448 | $176 | 13.8% |
| Colorado | $1,212 | -$60 | -4.7% |
| Connecticut | $1,304 | $32 | 2.5% |
| Delaware | $1,438 | $166 | 13.1% |
| Florida | $1,586 | $314 | 24.7% |
| Georgia | $1,174 | -$98 | -7.7% |
| Hawaii | $912 | -$360 | -28.3% |
| Idaho | $860 | -$412 | -32.4% |
| Illinois | $948 | -$324 | -25.5% |
| Indiana | $958 | -$314 | -24.7% |
| Iowa | $858 | -$414 | -32.5% |
| Kansas | $1,208 | -$64 | -5.0% |
| Kentucky | $1,730 | $458 | 36.0% |
| Louisiana | $1,882 | $610 | 48.0% |
| Maine | $782 | -$490 | -38.5% |
| Maryland | $1,050 | -$222 | -17.5% |
| Massachusetts | $1,014 | -$258 | -20.3% |
| Michigan | $2,206 | $934 | 73.4% |
| Minnesota | $1,064 | -$208 | -16.4% |
| Mississippi | $1,524 | $252 | 19.8% |
| Missouri | $1,126 | -$146 | -11.5% |
| Montana | $1,364 | $92 | 7.2% |
| Nebraska | $1,002 | -$270 | -21.2% |
| Nevada | $1,526 | $254 | 20.0% |
| New Hampshire | $918 | -$354 | -27.8% |
| New Jersey | $1,418 | $146 | 11.5% |
| New Mexico | $1,126 | -$146 | -11.5% |
| New York | $1,338 | $66 | 5.2% |
| North Carolina | $730 | -$542 | -42.6% |
| North Dakota | $1,042 | -$230 | -18.1% |
| Ohio | $876 | -$396 | -31.1% |
| Oklahoma | $1,304 | $32 | 2.5% |
| Oregon | $1,166 | -$106 | -8.3% |
| Pennsylvania | $1,210 | -$62 | -4.9% |
| Rhode Island | $1,694 | $422 | 33.2% |
| South Carolina | $1,150 | -$122 | -9.6% |
| South Dakota | $1,072 | -$200 | -15.7% |
| Tennessee | $1,112 | -$160 | -12.6% |
| Texas | $1,530 | $258 | 20.3% |
| Utah | $942 | -$330 | -25.9% |
| Vermont | $868 | -$404 | -31.8% |
| Virginia | $762 | -$510 | -40.1% |
| Washington | $982 | -$290 | -22.8% |
| West Virginia | $1,168 | -$104 | -8.2% |
| Wisconsin | $880 | -$392 | -30.8% |
| Wyoming | $1,130 | -$142 | -11.2% |
Choosing high deductibles can save as much as $600 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $237 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota GR Corolla | $332 | $566 | $264 | $1,272 |
| 2023 Toyota GR Corolla | $320 | $552 | $274 | $1,256 |
Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Toyota GR Corolla Insurance
Saving money on insurance for a Toyota GR Corolla takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Shop around every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below is a summary of the ideas that were covered above.
- Teenage drivers pay higher rates, costing up to $371 per month if comprehensive and collision insurance is included
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,460 more each year for auto insurance
- Increasing deductibles can save approximately $600 each year
- It is possible to save as much as $160 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,894 |
| 30 | $1,344 |
| 40 | $1,272 |
| 50 | $1,158 |
| 60 | $1,136 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,666 |
| $250 | $1,484 |
| $500 | $1,272 |
| $1,000 | $1,068 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,272 |
| 50/100 | $1,325 |
| 100/300 | $1,391 |
| 250/500 | $1,562 |
| 100 CSL | $1,351 |
| 300 CSL | $1,496 |
| 500 CSL | $1,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,404 |
| 20 | $4,600 |
| 30 | $2,810 |
| 40 | $2,728 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $64 |
| Homeowner | $17 |
| 5-yr Accident Free | $99 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $63 |
| Advance Quote | $65 |
| Online Quote | $93 |
| Total Discounts | $554 |
Discounts are estimated and may not be available from every company or in every state.
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