Toyota GR Corolla Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance prices for a Toyota GR Corolla are $1,272 every 12 months with full coverage. Comprehensive insurance costs an estimated $332, collision insurance costs $566, and liability costs around $264. Buying just liability costs as low as $312 a year, and insurance for high-risk drivers costs $2,728 or more. Teenage drivers cost the most to insure at up to $4,452 a year.

Average premium for full coverage: $1,272

Policy rates broken down by type of insurance:

Comprehensive $332
Collision $566
Liability $264

Rates are based on $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different GR Corolla trim levels.

Price Range Variability

For a 40-year-old driver, Toyota GR Corolla insurance rates range from the cheapest price of $312 for minimum levels of liability insurance to a much higher rate of $2,728 for a policy for a high-risk driver.

Liability Only $312
Full Coverage $1,272
High Risk $2,728

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

Rural Areas $954
Small Cities $1,336
Large Cities $1,717

The examples above demonstrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Toyota GR Corolla insurance rates for other coverage scenarios.

  • The best discount rate is $718
  • Using higher $1,000 deductibles will save approximately $204 annually
  • The average price for a good driver age 40 who has $500 deductibles is $1,272
  • Using more expensive low deductibles for physical damage coverage costs an extra $394 every year
  • Drivers who are prone to accidents and violations could pay up to $2,728
  • Policy cost to insure a teen driver with full coverage can cost as much as $4,452 or more

View Chart as Image

Toyota GR Corolla insurance cost comparison chart
Column chart showing Toyota GR Corolla insurance prices range from $718 to $4,452 for full coverage

Insurance rates for a Toyota GR Corolla also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $600 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $237 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,500 to $2,000 extra every year, depending on your age. High-risk driver insurance can be as much as 45% to 132% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Toyota GR Corolla insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,710 on average in New York, Michigan, and Florida.

Toyota GR Corolla Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,150 -$122 -9.6%
Alaska $974 -$298 -23.4%
Arizona $1,056 -$216 -17.0%
Arkansas $1,272 -$0 0.0%
California $1,448 $176 13.8%
Colorado $1,212 -$60 -4.7%
Connecticut $1,304 $32 2.5%
Delaware $1,438 $166 13.1%
Florida $1,586 $314 24.7%
Georgia $1,174 -$98 -7.7%
Hawaii $912 -$360 -28.3%
Idaho $860 -$412 -32.4%
Illinois $948 -$324 -25.5%
Indiana $958 -$314 -24.7%
Iowa $858 -$414 -32.5%
Kansas $1,208 -$64 -5.0%
Kentucky $1,730 $458 36.0%
Louisiana $1,882 $610 48.0%
Maine $782 -$490 -38.5%
Maryland $1,050 -$222 -17.5%
Massachusetts $1,014 -$258 -20.3%
Michigan $2,206 $934 73.4%
Minnesota $1,064 -$208 -16.4%
Mississippi $1,524 $252 19.8%
Missouri $1,126 -$146 -11.5%
Montana $1,364 $92 7.2%
Nebraska $1,002 -$270 -21.2%
Nevada $1,526 $254 20.0%
New Hampshire $918 -$354 -27.8%
New Jersey $1,418 $146 11.5%
New Mexico $1,126 -$146 -11.5%
New York $1,338 $66 5.2%
North Carolina $730 -$542 -42.6%
North Dakota $1,042 -$230 -18.1%
Ohio $876 -$396 -31.1%
Oklahoma $1,304 $32 2.5%
Oregon $1,166 -$106 -8.3%
Pennsylvania $1,210 -$62 -4.9%
Rhode Island $1,694 $422 33.2%
South Carolina $1,150 -$122 -9.6%
South Dakota $1,072 -$200 -15.7%
Tennessee $1,112 -$160 -12.6%
Texas $1,530 $258 20.3%
Utah $942 -$330 -25.9%
Vermont $868 -$404 -31.8%
Virginia $762 -$510 -40.1%
Washington $982 -$290 -22.8%
West Virginia $1,168 -$104 -8.2%
Wisconsin $880 -$392 -30.8%
Wyoming $1,130 -$142 -11.2%

View Chart as Image

Toyota GR Corolla insurance rates by U.S. city
Toyota GR Corolla Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Toyota GR Corolla $332 $566 $264 $1,272
2023 Toyota GR Corolla $320 $552 $274 $1,256

Rates are averaged for all Toyota GR Corolla models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Toyota GR Corolla Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following is a quick review of the coverage data illustrated above.

  • You may be able to save approximately $160 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save as much as $600 each year
  • Teens are charged the highest rates, as much as $371 each month if they have full coverage
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,460 more annually for GR Corolla insurance

Rates by Driver Age

Toyota GR Corolla Insurance Rates by Driver Age
Driver Age Premium
16 $4,452
20 $2,894
30 $1,344
40 $1,272
50 $1,158
60 $1,136

Full coverage, $500 deductibles

Rates by Deductible

Toyota GR Corolla Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,666
$250 $1,484
$500 $1,272
$1,000 $1,068

Full coverage, driver age 40

Rates by Liability Limit

Toyota GR Corolla Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,272
50/100 $1,325
100/300 $1,391
250/500 $1,562
100 CSL $1,351
300 CSL $1,496
500 CSL $1,602

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota GR Corolla Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,600
30 $2,810
40 $2,728
50 $2,600
60 $2,576

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $176

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $64
Homeowner $17
5-yr Accident Free $99
5-yr Claim Free $83
Paid in Full/EFT $63
Advance Quote $65
Online Quote $93
Total Discounts $554
Rate after discounts $718

Discounts are estimated and may not be available from every company or in every state.

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