Toyota Land Cruiser Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Toyota Land Cruiser are $1,566 a year including full coverage. Comprehensive costs approximately $342, collision costs $610, and liability costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing around $3,396. Teens pay the highest rates at $5,804 a year or more.
Average premium for full coverage: $1,566
Price estimates by individual coverage:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Land Cruiser trim levels.
Price Range from Low to High
For the normal driver, Toyota Land Cruiser insurance prices go from as low as $508 for just liability insurance to a much higher rate of $3,396 for a driver who requires high-risk insurance.
Geographic Price Range
Where you live can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how geographic area affects auto insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Toyota Land Cruiser insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $893
- Using higher $1,000 deductibles will save $216 every year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,566
- Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,986
- Drivers with serious driving violations could pay around $3,396 or more
- The price for full coverage for a teen driver with full coverage can cost $5,804 or more
Car insurance prices for a Toyota Land Cruiser are also quite variable based on your driving record, the model of your Land Cruiser, and physical damage deductibles and liability limits.
An older driver with no driving violations and high deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $5,800 a year. View Rates by Age
The state you live in has a huge impact on Toyota Land Cruiser insurance prices. A driver around age 40 might see prices as low as $1,200 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,230 on average in Louisiana, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,416 | -$150 | -9.6% |
Alaska | $1,202 | -$364 | -23.2% |
Arizona | $1,300 | -$266 | -17.0% |
Arkansas | $1,566 | -$0 | 0.0% |
California | $1,784 | $218 | 13.9% |
Colorado | $1,498 | -$68 | -4.3% |
Connecticut | $1,610 | $44 | 2.8% |
Delaware | $1,772 | $206 | 13.2% |
Florida | $1,960 | $394 | 25.2% |
Georgia | $1,446 | -$120 | -7.7% |
Hawaii | $1,126 | -$440 | -28.1% |
Idaho | $1,060 | -$506 | -32.3% |
Illinois | $1,168 | -$398 | -25.4% |
Indiana | $1,180 | -$386 | -24.6% |
Iowa | $1,056 | -$510 | -32.6% |
Kansas | $1,488 | -$78 | -5.0% |
Kentucky | $2,138 | $572 | 36.5% |
Louisiana | $2,318 | $752 | 48.0% |
Maine | $966 | -$600 | -38.3% |
Maryland | $1,292 | -$274 | -17.5% |
Massachusetts | $1,252 | -$314 | -20.1% |
Michigan | $2,720 | $1,154 | 73.7% |
Minnesota | $1,312 | -$254 | -16.2% |
Mississippi | $1,876 | $310 | 19.8% |
Missouri | $1,388 | -$178 | -11.4% |
Montana | $1,682 | $116 | 7.4% |
Nebraska | $1,234 | -$332 | -21.2% |
Nevada | $1,878 | $312 | 19.9% |
New Hampshire | $1,128 | -$438 | -28.0% |
New Jersey | $1,750 | $184 | 11.7% |
New Mexico | $1,386 | -$180 | -11.5% |
New York | $1,650 | $84 | 5.4% |
North Carolina | $902 | -$664 | -42.4% |
North Dakota | $1,282 | -$284 | -18.1% |
Ohio | $1,082 | -$484 | -30.9% |
Oklahoma | $1,608 | $42 | 2.7% |
Oregon | $1,434 | -$132 | -8.4% |
Pennsylvania | $1,494 | -$72 | -4.6% |
Rhode Island | $2,090 | $524 | 33.5% |
South Carolina | $1,420 | -$146 | -9.3% |
South Dakota | $1,322 | -$244 | -15.6% |
Tennessee | $1,370 | -$196 | -12.5% |
Texas | $1,886 | $320 | 20.4% |
Utah | $1,160 | -$406 | -25.9% |
Vermont | $1,074 | -$492 | -31.4% |
Virginia | $938 | -$628 | -40.1% |
Washington | $1,212 | -$354 | -22.6% |
West Virginia | $1,434 | -$132 | -8.4% |
Wisconsin | $1,084 | -$482 | -30.8% |
Wyoming | $1,396 | -$170 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $640 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,900 to $2,500 extra each year, depending on your age. High-risk driver insurance can be as much as 43% to 136% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see which company has the best price. Each insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2021 Toyota Land Cruiser | $392 | $724 | $430 | $1,704 |
2020 Toyota Land Cruiser | $370 | $698 | $442 | $1,668 |
2019 Toyota Land Cruiser | $356 | $648 | $452 | $1,614 |
2018 Toyota Land Cruiser | $342 | $610 | $456 | $1,566 |
2017 Toyota Land Cruiser | $328 | $548 | $460 | $1,494 |
Rates are averaged for all Toyota Land Cruiser models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Toyota Land Cruiser Insurance
Getting lower rates on car insurance requires being safe and accident-free, having above-average credit, being claim-free, and avoiding coverage lapses. Invest the time to compare rates at every other renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
Below you'll find a recap of the concepts that were presented in the illustrations above.
- Higher risk drivers that have major violations or accidents could be forced to pay on average $1,830 more per year than a low-risk driver
- Youthful drivers pay the highest auto insurance prices, possibly costing $484 a month if full coverage is included
- You may be able to save around $190 per year simply by shopping early and online
- Increasing physical damage deductibles can save around $625 each year
- You may be able to save around $190 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,804 |
20 | $3,610 |
30 | $1,634 |
40 | $1,566 |
50 | $1,428 |
60 | $1,402 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,986 |
$250 | $1,792 |
$500 | $1,566 |
$1,000 | $1,350 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,566 |
50/100 | $1,657 |
100/300 | $1,771 |
250/500 | $2,068 |
100 CSL | $1,703 |
300 CSL | $1,954 |
500 CSL | $2,136 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,300 |
20 | $5,754 |
30 | $3,470 |
40 | $3,396 |
50 | $3,240 |
60 | $3,212 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $84 |
Multi-vehicle | $83 |
Homeowner | $23 |
5-yr Accident Free | $117 |
5-yr Claim Free | $102 |
Paid in Full/EFT | $73 |
Advance Quote | $78 |
Online Quote | $113 |
Total Discounts | $673 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area