Toyota Prius c Insurance Rates

Average insurance prices for a Toyota Prius c are $1,084 every 12 months for full coverage insurance. Comprehensive costs around $220 each year, collision insurance costs $338, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,332. Teens receive the highest rates at up to $4,136 a year.

Average premium for full coverage: $1,084

Rate estimates for individual coverage type:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Prius c models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

These examples illustrate why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $638
• Using higher $1,000 deductibles will save about $128 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,084
• Selecting low deductibles for physical damage coverage increases the price to $1,326
• Drivers with serious driving violations could pay at least $2,332
• The cost to insure a teen driver can be $4,136 or more

View Chart as Image

Insurance rates for a Toyota Prius c can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles could pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Where you live has a huge impact on Toyota Prius c insurance rates. A driver around age 40 might see rates as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for More Affordable Toyota Prius c Insurance

Saving money on Toyota Prius c insurance requires being safe and accident-free, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest time comparing rates every couple of years by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a summary of the material that was covered in the charts and tables above.

• Drivers who may need more liability protection will pay approximately $430 annually to increase from a minimum limit to a 250/500 level
• Youthful drivers pay higher rates, costing up to $345 per month if they have full coverage
• High-risk drivers who have multiple accidents or major violations may pay on average $1,250 more every year than a low-risk driver
• Increasing deductibles could save as much as $375 each year