Toyota Prius c Insurance Rates

The average insurance rates for a Toyota Prius c are $1,042 a year for full coverage. Comprehensive costs around $206 each year, collision insurance costs $310, and liability insurance costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,244. Teen drivers cost the most to insure at up to $4,008 a year.

Average premium for full coverage: $1,042

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Prius c models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Prius c insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $617
• Using higher $1,000 deductibles will save about $118 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,042
• Choosing low deductibles for physical damage coverage will increase the cost to $1,268
• Drivers with multiple violations and an at-fault accident could pay at least $2,244
• Policy cost for full coverage for a teen driver can be $4,008 or more

View Chart as Image

Insurance rates for a Toyota Prius c also range considerably based on your risk profile, the trim level of your Prius c, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age

Your home state has a huge impact on Toyota Prius c insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Idaho, Maine, and Iowa, or as much as $1,490 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $350 each year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 42% to 128% more than average. View High Risk Driver Rates

How to Find Cheaper Toyota Prius c Insurance

Finding cheaper rates on Toyota Prius c insurance requires being a good driver, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a condensed summary of the car insurance concepts covered in the above illustrations.

• High-risk drivers with multiple at-fault accidents may be required to pay an average of $1,200 more every year than a safer driver
• Drivers can save up to $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $350 each year
• Drivers who may need an increased level of liability coverage will pay about $430 each year to increase from a 30/60 limit to 250/500 limits