Toyota Prius c Insurance Rates

The average insurance prices for a Toyota Prius c are $1,042 every 12 months with full coverage. Comprehensive insurance costs on average $206 each year, collision insurance costs $310, and liability costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $2,244 or more. Teenage drivers cost the most to insure at up to $4,008 a year.

Average premium for full coverage: $1,042

Policy rates by type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Prius c models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota Prius c insurance rates for different risk profiles and scenarios.

• The best discount rate is $617
• Using higher $1,000 deductibles will save around $118 annually
• The average price for a good driver age 40 with $500 deductibles is $1,042
• Using low deductibles for physical damage coverage costs an extra $226 every year
• Drivers who are prone to accidents and violations could pay upwards of $2,244
• Policy cost to insure a teen driver may cost $4,008 or more

View Chart as Image

Insurance rates for a Toyota Prius c also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Prius c.

Using high physical damage deductibles could cut rates by as much as $350 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Toyota Prius c insurance prices. A driver around age 40 might see rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Cheap Toyota Prius c Insurance

Finding cheaper rates on car insurance requires having a good driving record, having good credit, not filing small claims, and determing if full coverage is necessary. Set aside time to shop around at least once a year by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The next list is a brief summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $120 per year just by quoting online in advance
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,200 more each year to buy Toyota Prius c insurance
• Increasing comprehensive and collision deductibles could save as much as $350 each year
• Drivers age 20 and younger pay the highest rates, as much as $334 each month if they have full coverage