Toyota Prius c Insurance Rates

Estimated insurance rates for a Toyota Prius c are $1,042 a year for full coverage. Comprehensive insurance costs on average $206 a year, collision insurance costs $310, and liability costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs $2,244 or more. 16-year-old drivers pay the most at up to $4,008 a year.

Average premium for full coverage: $1,042

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Prius c trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than congested cities. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences show why it is important to compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Prius c insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $617
• Using higher $1,000 deductibles will save around $924 a year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,042
• Buying low $100 deductibles for physical damage coverage will cost an extra $226 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,244
• An auto insurance policy for full coverage for a teen driver may cost $4,008 or more

View Chart as Image

Auto insurance prices for a Toyota Prius c also have a wide range based on your driving characteristics, the trim level of your Prius c, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Prius c insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Idaho, Maine, and Iowa, or at least $1,490 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $350 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 128% more than the average rate. View High Risk Driver Rates

How to Find Affordable Toyota Prius c Insurance

Finding better rates on car insurance requires being safe and accident-free, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.

Below you'll find a brief review of the data covered in the above illustrations.

• Policyholders who require more liability protection will pay around $430 each year to increase from 30/60 bodily injury limits to 250/500 limits
• Drivers can save as much as $120 per year just by quoting early and online
• Increasing policy deductibles can save around $350 each year
• Youthful drivers are charged the highest prices, as much as $334 per month if they have full coverage