Toyota Prius c Insurance Rates

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UPDATED: Mar 29, 2024

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Average auto insurance rates for a Toyota Prius c are $1,042 annually with full coverage. Comprehensive costs approximately $206, collision insurance costs $310, and liability is estimated at $390. A liability-only policy costs approximately $438 a year, and high-risk insurance costs around $2,244. Teenage drivers receive the highest rates at up to $4,008 a year.

Average premium for full coverage: $1,042

Rate estimates by individual coverage type:

Comprehensive $206
Collision $310
Liability $390

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for all Prius c models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as cheap as $438 for minimum levels of liability insurance to the much higher price of $2,244 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,042
High Risk $2,244

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $782
Small Cities $1,094
Large Cities $1,407

These examples demonstrate why everyone should get quotes using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Toyota Prius c insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $617
  • Choosing higher $1,000 deductibles can save $118 annually
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,042
  • Using pricier low deductibles for comp and collision coverage will cost $1,268
  • Unlucky drivers who are prone to accidents and violations could pay around $2,244
  • The cost with full coverage for a teen driver for full coverage can cost $4,008 each year

View Chart as Image

Toyota Prius c insurance cost comparison chart
Column chart showing Toyota Prius c insurance rates range from $617 to $4,008 for full coverage

Insurance rates for a Toyota Prius c can also vary considerably based on the trim level of your Prius c, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 extra per year, depending on your age. Toyota Prius c insurance for high-risk drivers ranges as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $350 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Toyota Prius c insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

Toyota Prius c Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $942 -$100 -9.6%
Alaska $800 -$242 -23.2%
Arizona $864 -$178 -17.1%
Arkansas $1,042 -$0 0.0%
California $1,188 $146 14.0%
Colorado $994 -$48 -4.6%
Connecticut $1,068 $26 2.5%
Delaware $1,178 $136 13.1%
Florida $1,300 $258 24.8%
Georgia $964 -$78 -7.5%
Hawaii $748 -$294 -28.2%
Idaho $706 -$336 -32.2%
Illinois $776 -$266 -25.5%
Indiana $784 -$258 -24.8%
Iowa $702 -$340 -32.6%
Kansas $988 -$54 -5.2%
Kentucky $1,422 $380 36.5%
Louisiana $1,542 $500 48.0%
Maine $644 -$398 -38.2%
Maryland $860 -$182 -17.5%
Massachusetts $830 -$212 -20.3%
Michigan $1,808 $766 73.5%
Minnesota $874 -$168 -16.1%
Mississippi $1,248 $206 19.8%
Missouri $926 -$116 -11.1%
Montana $1,118 $76 7.3%
Nebraska $820 -$222 -21.3%
Nevada $1,248 $206 19.8%
New Hampshire $752 -$290 -27.8%
New Jersey $1,164 $122 11.7%
New Mexico $920 -$122 -11.7%
New York $1,096 $54 5.2%
North Carolina $600 -$442 -42.4%
North Dakota $854 -$188 -18.0%
Ohio $718 -$324 -31.1%
Oklahoma $1,068 $26 2.5%
Oregon $954 -$88 -8.4%
Pennsylvania $992 -$50 -4.8%
Rhode Island $1,390 $348 33.4%
South Carolina $946 -$96 -9.2%
South Dakota $880 -$162 -15.5%
Tennessee $912 -$130 -12.5%
Texas $1,256 $214 20.5%
Utah $772 -$270 -25.9%
Vermont $712 -$330 -31.7%
Virginia $624 -$418 -40.1%
Washington $804 -$238 -22.8%
West Virginia $954 -$88 -8.4%
Wisconsin $718 -$324 -31.1%
Wyoming $926 -$116 -11.1%

View Chart as Image

Toyota Prius c insurance rates by U.S. city
Toyota Prius c Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Toyota Prius c $230 $376 $388 $1,130
2017 Toyota Prius c $206 $310 $390 $1,042
2016 Toyota Prius c $198 $292 $394 $1,020

Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Toyota Prius c Insurance

Saving money on car insurance takes being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a summary of the data covered above.

  • Policyholders who purchase more liability protection will pay an extra $430 every year to raise limits from a minimum limit to higher 250/500 limits
  • You may be able to save around $120 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $350 each year
  • Youthful drivers are expensive to insure, with premiums as much as $334 per month including comprehensive and collision insurance

Rates by Driver Age

Toyota Prius c Insurance Rates by Driver Age
Driver Age Premium
16 $4,008
20 $2,384
30 $1,076
40 $1,042
50 $954
60 $934

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius c Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,268
$250 $1,162
$500 $1,042
$1,000 $924

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius c Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,042
50/100 $1,120
100/300 $1,218
250/500 $1,471
100 CSL $1,159
300 CSL $1,374
500 CSL $1,530

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius c Insurance Rates for High Risk Drivers
Age Premium
16 $5,686
20 $3,792
30 $2,280
40 $2,244
50 $2,142
60 $2,120

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $141

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $55
Homeowner $17
5-yr Accident Free $70
5-yr Claim Free $66
Paid in Full/EFT $43
Advance Quote $48
Online Quote $72
Total Discounts $425
Rate after discounts $617

Discounts are estimated and may not be available from every company or in every state.

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