Toyota Prius c Insurance Rates

The average insurance rates for a Toyota Prius c are $1,084 a year for full coverage. Comprehensive costs approximately $220, collision insurance costs $338, and liability coverage costs $390. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs around $2,332. Teenage drivers cost the most to insure at up to $4,136 a year.

Average premium for full coverage: $1,084

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different Prius c trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Prius c insurance rates for additional coverage and risk scenarios.

• The best discount rate is $638
• Drivers who choose higher $1,000 deductibles will pay $128 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,084
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,326
• High-risk insureds who are prone to accidents and violations could pay around $2,332
• Policy cost for full coverage for a teenage driver with full coverage can cost $4,136 a year

View Chart as Image

Insurance rates for a Toyota Prius c also range considerably based on your risk profile, the trim level of your Prius c, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius c insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,550 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $370 a year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Affordable Toyota Prius c Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every policy renewal by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following items are a brief review of the data illustrated above.

• Consumers who purchase additional liability coverage will pay an extra $430 each year to go from a 30/60 limit to 250/500 limits
• Drivers can save around $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $375 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $345 each month for full coverage