Toyota Prius c Insurance Rates
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UPDATED: Mar 29, 2024
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Average insurance rates for a Toyota Prius c are $1,130 a year for full coverage. Comprehensive insurance costs an estimated $230 a year, collision costs $376, and liability insurance is estimated at $388. Buying just liability costs approximately $434 a year, with insurance for high-risk drivers costing $2,436 or more. Teens receive the highest rates at $4,282 a year or more.
Average premium for full coverage: $1,130
Rate estimates broken down by individual coverage type:
Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Prius c trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as low as $434 for just the minimum liability insurance to a high of $2,436 for high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.
The diagram below illustrates how where you live affects insurance prices.
These examples show why it is important to get quotes for a targeted area and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Toyota Prius c insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $657
- Choosing higher $1,000 deductibles can save approximately $992 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,130
- Selecting low $100 deductibles for comp and collision coverage will cost an extra $266 a year
- High-risk insureds with serious driving violations could pay up to $2,436 or more
- The cost for full coverage for a teen driver can cost as much as $4,282 each year
Auto insurance rates for a Toyota Prius c can also vary considerably based on your driver profile, the trim level of your Prius c, and liability limits and deductibles.
Older drivers with a good driving record and high deductibles could pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,200 a year. View Rates by Age
Where you live plays a big part in determining prices for Toyota Prius c insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,610 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,020 | -$110 | -9.7% |
| Alaska | $864 | -$266 | -23.5% |
| Arizona | $936 | -$194 | -17.2% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,076 | -$54 | -4.8% |
| Connecticut | $1,158 | $28 | 2.5% |
| Delaware | $1,276 | $146 | 12.9% |
| Florida | $1,408 | $278 | 24.6% |
| Georgia | $1,044 | -$86 | -7.6% |
| Hawaii | $810 | -$320 | -28.3% |
| Idaho | $764 | -$366 | -32.4% |
| Illinois | $838 | -$292 | -25.8% |
| Indiana | $850 | -$280 | -24.8% |
| Iowa | $760 | -$370 | -32.7% |
| Kansas | $1,072 | -$58 | -5.1% |
| Kentucky | $1,538 | $408 | 36.1% |
| Louisiana | $1,672 | $542 | 48.0% |
| Maine | $696 | -$434 | -38.4% |
| Maryland | $932 | -$198 | -17.5% |
| Massachusetts | $900 | -$230 | -20.4% |
| Michigan | $1,958 | $828 | 73.3% |
| Minnesota | $946 | -$184 | -16.3% |
| Mississippi | $1,350 | $220 | 19.5% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,210 | $80 | 7.1% |
| Nebraska | $888 | -$242 | -21.4% |
| Nevada | $1,352 | $222 | 19.6% |
| New Hampshire | $816 | -$314 | -27.8% |
| New Jersey | $1,260 | $130 | 11.5% |
| New Mexico | $996 | -$134 | -11.9% |
| New York | $1,188 | $58 | 5.1% |
| North Carolina | $648 | -$482 | -42.7% |
| North Dakota | $924 | -$206 | -18.2% |
| Ohio | $778 | -$352 | -31.2% |
| Oklahoma | $1,158 | $28 | 2.5% |
| Oregon | $1,032 | -$98 | -8.7% |
| Pennsylvania | $1,074 | -$56 | -5.0% |
| Rhode Island | $1,504 | $374 | 33.1% |
| South Carolina | $1,022 | -$108 | -9.6% |
| South Dakota | $952 | -$178 | -15.8% |
| Tennessee | $986 | -$144 | -12.7% |
| Texas | $1,360 | $230 | 20.4% |
| Utah | $834 | -$296 | -26.2% |
| Vermont | $770 | -$360 | -31.9% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $868 | -$262 | -23.2% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $778 | -$352 | -31.2% |
| Wyoming | $1,004 | -$126 | -11.2% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $410 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $349 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,300 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 128% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Toyota Prius c | $248 | $430 | $376 | $1,190 |
| 2017 Toyota Prius c | $230 | $376 | $388 | $1,130 |
| 2016 Toyota Prius c | $220 | $338 | $390 | $1,084 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Toyota Prius c Insurance
Saving money on Toyota Prius c insurance takes being a good driver, having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Take the time to comparison shop every couple of years by getting quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The following list is a summary of the material that was touched on in the above illustrations.
- Drivers who want an increased level of liability coverage will pay approximately $430 each year to raise limits from a minimum limit to 250/500 limits
- Drivers age 16 to 20 are the costliest to insure, costing as high as $357 per month if they have full coverage
- High-risk drivers who have multiple accidents or major violations pay an average of $1,310 more annually than a safer driver
- Increasing deductibles can save around $400 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,282 |
| 20 | $2,590 |
| 30 | $1,170 |
| 40 | $1,130 |
| 50 | $1,032 |
| 60 | $1,014 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,396 |
| $250 | $1,272 |
| $500 | $1,130 |
| $1,000 | $992 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,208 |
| 100/300 | $1,305 |
| 250/500 | $1,557 |
| 100 CSL | $1,246 |
| 300 CSL | $1,460 |
| 500 CSL | $1,615 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,096 |
| 20 | $4,124 |
| 30 | $2,480 |
| 40 | $2,436 |
| 50 | $2,322 |
| 60 | $2,302 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $60 |
| Homeowner | $18 |
| 5-yr Accident Free | $79 |
| 5-yr Claim Free | $73 |
| Paid in Full/EFT | $49 |
| Advance Quote | $54 |
| Online Quote | $80 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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