Toyota Prius c Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 29, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Toyota Prius c are $1,084 a year for full coverage insurance. Comprehensive costs approximately $220 a year, collision costs $338, and liability coverage is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,332. Teen drivers pay the highest rates at $4,136 a year or more.
Average premium for full coverage: $1,084
Price estimates by individual coverage:
Prices are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Prius c trim levels.
Price Range from Low to High
For the average 40-year-old driver, Toyota Prius c insurance prices go from as low as $438 for basic liability insurance to a high of $2,332 for high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance prices.
The ranges above illustrate why it is important to get quotes using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Toyota Prius c insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $638
- Choosing higher $1,000 deductibles can save $956 each year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,084
- Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,326
- Drivers with multiple violations and an at-fault accident could pay around $2,332 or more
- The price for full coverage for a teenage driver can cost $4,136 each year
Car insurance prices for a Toyota Prius c are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.
Older drivers with no driving violations and high deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age
The state you live in plays a big part in determining prices for Toyota Prius c insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $980 | -$104 | -9.6% |
Alaska | $830 | -$254 | -23.4% |
Arizona | $898 | -$186 | -17.2% |
Arkansas | $1,084 | -$0 | 0.0% |
California | $1,234 | $150 | 13.8% |
Colorado | $1,034 | -$50 | -4.6% |
Connecticut | $1,112 | $28 | 2.6% |
Delaware | $1,224 | $140 | 12.9% |
Florida | $1,352 | $268 | 24.7% |
Georgia | $1,002 | -$82 | -7.6% |
Hawaii | $778 | -$306 | -28.2% |
Idaho | $732 | -$352 | -32.5% |
Illinois | $808 | -$276 | -25.5% |
Indiana | $816 | -$268 | -24.7% |
Iowa | $730 | -$354 | -32.7% |
Kansas | $1,028 | -$56 | -5.2% |
Kentucky | $1,478 | $394 | 36.3% |
Louisiana | $1,604 | $520 | 48.0% |
Maine | $670 | -$414 | -38.2% |
Maryland | $894 | -$190 | -17.5% |
Massachusetts | $864 | -$220 | -20.3% |
Michigan | $1,880 | $796 | 73.4% |
Minnesota | $908 | -$176 | -16.2% |
Mississippi | $1,298 | $214 | 19.7% |
Missouri | $962 | -$122 | -11.3% |
Montana | $1,162 | $78 | 7.2% |
Nebraska | $854 | -$230 | -21.2% |
Nevada | $1,298 | $214 | 19.7% |
New Hampshire | $782 | -$302 | -27.9% |
New Jersey | $1,212 | $128 | 11.8% |
New Mexico | $956 | -$128 | -11.8% |
New York | $1,142 | $58 | 5.4% |
North Carolina | $624 | -$460 | -42.4% |
North Dakota | $888 | -$196 | -18.1% |
Ohio | $746 | -$338 | -31.2% |
Oklahoma | $1,112 | $28 | 2.6% |
Oregon | $994 | -$90 | -8.3% |
Pennsylvania | $1,032 | -$52 | -4.8% |
Rhode Island | $1,444 | $360 | 33.2% |
South Carolina | $982 | -$102 | -9.4% |
South Dakota | $914 | -$170 | -15.7% |
Tennessee | $948 | -$136 | -12.5% |
Texas | $1,304 | $220 | 20.3% |
Utah | $802 | -$282 | -26.0% |
Vermont | $740 | -$344 | -31.7% |
Virginia | $648 | -$436 | -40.2% |
Washington | $836 | -$248 | -22.9% |
West Virginia | $994 | -$90 | -8.3% |
Wisconsin | $748 | -$336 | -31.0% |
Wyoming | $964 | -$120 | -11.1% |
Choosing high deductibles can save as much as $370 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes may be quite different from one company to the next.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Toyota Prius c | $238 | $400 | $384 | $1,158 |
2017 Toyota Prius c | $220 | $338 | $390 | $1,084 |
2016 Toyota Prius c | $206 | $310 | $390 | $1,042 |
Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Toyota Prius c Insurance
Getting lower rates on auto insurance takes having a good driving record, having above-average credit, not filing small claims, and avoiding coverage lapses. Make time to compare rates every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The next list is a brief review of the material that was touched on in this article.
- Consumers who purchase increased levels of liability coverage will pay about $430 annually to raise limits from a low limit to 250/500 limits
- Drivers age 20 and younger pay the highest auto insurance prices, as much as $345 a month if full coverage is included
- Drivers with DUI or reckless driving convictions may pay on average $1,250 more per year to buy Toyota Prius c insurance
- Increasing physical damage deductibles can save around $375 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,136 |
20 | $2,478 |
30 | $1,120 |
40 | $1,084 |
50 | $992 |
60 | $972 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,326 |
$250 | $1,214 |
$500 | $1,084 |
$1,000 | $956 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,084 |
50/100 | $1,162 |
100/300 | $1,260 |
250/500 | $1,513 |
100 CSL | $1,201 |
300 CSL | $1,416 |
500 CSL | $1,572 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,874 |
20 | $3,944 |
30 | $2,374 |
40 | $2,332 |
50 | $2,226 |
60 | $2,204 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $57 |
Multi-vehicle | $57 |
Homeowner | $17 |
5-yr Accident Free | $74 |
5-yr Claim Free | $69 |
Paid in Full/EFT | $45 |
Advance Quote | $51 |
Online Quote | $76 |
Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area