Toyota Prius c Insurance Rates

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UPDATED: Mar 29, 2024

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U.S. average insurance rates for a Toyota Prius c are $1,084 a year for full coverage insurance. Comprehensive costs approximately $220 a year, collision costs $338, and liability coverage is estimated at $390. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $2,332. Teen drivers pay the highest rates at $4,136 a year or more.

Average premium for full coverage: $1,084

Price estimates by individual coverage:

Comprehensive $220
Collision $338
Liability $390

Prices are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Prius c trim levels.

Price Range from Low to High

For the average 40-year-old driver, Toyota Prius c insurance prices go from as low as $438 for basic liability insurance to a high of $2,332 for high-risk insurance.

Liability Only $438
Full Coverage $1,084
High Risk $2,332

Geographic Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $813
Small Cities $1,138
Large Cities $1,463

The ranges above illustrate why it is important to get quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Toyota Prius c insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $638
  • Choosing higher $1,000 deductibles can save $956 each year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,084
  • Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,326
  • Drivers with multiple violations and an at-fault accident could pay around $2,332 or more
  • The price for full coverage for a teenage driver can cost $4,136 each year

View Chart as Image

Toyota Prius c insurance cost comparison chart
Column chart showing full coverage Toyota Prius c insurance rates range from $638 to $4,136

Car insurance prices for a Toyota Prius c are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Prius c insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,460 on average in Florida, New York, and Michigan.

Toyota Prius c Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $980 -$104 -9.6%
Alaska $830 -$254 -23.4%
Arizona $898 -$186 -17.2%
Arkansas $1,084 -$0 0.0%
California $1,234 $150 13.8%
Colorado $1,034 -$50 -4.6%
Connecticut $1,112 $28 2.6%
Delaware $1,224 $140 12.9%
Florida $1,352 $268 24.7%
Georgia $1,002 -$82 -7.6%
Hawaii $778 -$306 -28.2%
Idaho $732 -$352 -32.5%
Illinois $808 -$276 -25.5%
Indiana $816 -$268 -24.7%
Iowa $730 -$354 -32.7%
Kansas $1,028 -$56 -5.2%
Kentucky $1,478 $394 36.3%
Louisiana $1,604 $520 48.0%
Maine $670 -$414 -38.2%
Maryland $894 -$190 -17.5%
Massachusetts $864 -$220 -20.3%
Michigan $1,880 $796 73.4%
Minnesota $908 -$176 -16.2%
Mississippi $1,298 $214 19.7%
Missouri $962 -$122 -11.3%
Montana $1,162 $78 7.2%
Nebraska $854 -$230 -21.2%
Nevada $1,298 $214 19.7%
New Hampshire $782 -$302 -27.9%
New Jersey $1,212 $128 11.8%
New Mexico $956 -$128 -11.8%
New York $1,142 $58 5.4%
North Carolina $624 -$460 -42.4%
North Dakota $888 -$196 -18.1%
Ohio $746 -$338 -31.2%
Oklahoma $1,112 $28 2.6%
Oregon $994 -$90 -8.3%
Pennsylvania $1,032 -$52 -4.8%
Rhode Island $1,444 $360 33.2%
South Carolina $982 -$102 -9.4%
South Dakota $914 -$170 -15.7%
Tennessee $948 -$136 -12.5%
Texas $1,304 $220 20.3%
Utah $802 -$282 -26.0%
Vermont $740 -$344 -31.7%
Virginia $648 -$436 -40.2%
Washington $836 -$248 -22.9%
West Virginia $994 -$90 -8.3%
Wisconsin $748 -$336 -31.0%
Wyoming $964 -$120 -11.1%

View Chart as Image

Toyota Prius c insurance rates by U.S. city

Choosing high deductibles can save as much as $370 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 134% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Toyota Prius c Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Toyota Prius c $238 $400 $384 $1,158
2017 Toyota Prius c $220 $338 $390 $1,084
2016 Toyota Prius c $206 $310 $390 $1,042

Rates are averaged for all Toyota Prius c models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Toyota Prius c Insurance

Getting lower rates on auto insurance takes having a good driving record, having above-average credit, not filing small claims, and avoiding coverage lapses. Make time to compare rates every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief review of the material that was touched on in this article.

  • Consumers who purchase increased levels of liability coverage will pay about $430 annually to raise limits from a low limit to 250/500 limits
  • Drivers age 20 and younger pay the highest auto insurance prices, as much as $345 a month if full coverage is included
  • Drivers with DUI or reckless driving convictions may pay on average $1,250 more per year to buy Toyota Prius c insurance
  • Increasing physical damage deductibles can save around $375 each year

Rates by Driver Age

Toyota Prius c Insurance Rates by Driver Age
Driver Age Premium
16 $4,136
20 $2,478
30 $1,120
40 $1,084
50 $992
60 $972

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius c Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,326
$250 $1,214
$500 $1,084
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius c Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,084
50/100 $1,162
100/300 $1,260
250/500 $1,513
100 CSL $1,201
300 CSL $1,416
500 CSL $1,572

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius c Insurance Rates for High Risk Drivers
Age Premium
16 $5,874
20 $3,944
30 $2,374
40 $2,332
50 $2,226
60 $2,204

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $148

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $57
Homeowner $17
5-yr Accident Free $74
5-yr Claim Free $69
Paid in Full/EFT $45
Advance Quote $51
Online Quote $76
Total Discounts $446
Rate after discounts $638

Discounts are estimated and may not be available from every company or in every state.

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