Toyota Prius Prime Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 21, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Toyota Prius Prime are $1,336 a year with full coverage. Comprehensive insurance costs around $292, collision insurance costs $524, and liability coverage costs around $384. Liability-only insurance costs as low as $432 a year, and high-risk driver insurance costs $2,892 or more. Teens cost the most to insure at up to $4,936 a year.
Average premium for full coverage: $1,336
Policy rates for type of insurance:
These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Prius Prime trim levels.
Price Range Variability
For the average driver, Toyota Prius Prime insurance rates range from the low end price of $432 for just liability insurance to a much higher rate of $2,892 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion. The price range example below illustrates how location impacts auto insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Toyota Prius Prime insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $762
- Using higher $1,000 deductibles will save about $186 annually
- The estimated price for a good driver age 40 using $500 deductibles is $1,336
- Selecting more expensive low deductibles for physical damage coverage will cost an additional $360 each year
- Higher-risk drivers with serious driving violations could pay at least $2,892
- Policy cost that insures a teenage driver with full coverage can be $4,936 or more
Auto insurance rates for a Toyota Prius Prime also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can be around 45% to 134% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $4,900 a year. View Rates by Age
Your home state has a huge impact on Toyota Prius Prime insurance rates. A driver around age 40 might see rates as low as $960 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,800 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,206 | -$130 | -9.7% |
| Alaska | $1,024 | -$312 | -23.4% |
| Arizona | $1,106 | -$230 | -17.2% |
| Arkansas | $1,336 | -$0 | 0.0% |
| California | $1,522 | $186 | 13.9% |
| Colorado | $1,272 | -$64 | -4.8% |
| Connecticut | $1,370 | $34 | 2.5% |
| Delaware | $1,508 | $172 | 12.9% |
| Florida | $1,666 | $330 | 24.7% |
| Georgia | $1,234 | -$102 | -7.6% |
| Hawaii | $960 | -$376 | -28.1% |
| Idaho | $904 | -$432 | -32.3% |
| Illinois | $994 | -$342 | -25.6% |
| Indiana | $1,008 | -$328 | -24.6% |
| Iowa | $902 | -$434 | -32.5% |
| Kansas | $1,268 | -$68 | -5.1% |
| Kentucky | $1,820 | $484 | 36.2% |
| Louisiana | $1,976 | $640 | 47.9% |
| Maine | $824 | -$512 | -38.3% |
| Maryland | $1,100 | -$236 | -17.7% |
| Massachusetts | $1,064 | -$272 | -20.4% |
| Michigan | $2,316 | $980 | 73.4% |
| Minnesota | $1,118 | -$218 | -16.3% |
| Mississippi | $1,600 | $264 | 19.8% |
| Missouri | $1,184 | -$152 | -11.4% |
| Montana | $1,434 | $98 | 7.3% |
| Nebraska | $1,050 | -$286 | -21.4% |
| Nevada | $1,600 | $264 | 19.8% |
| New Hampshire | $962 | -$374 | -28.0% |
| New Jersey | $1,492 | $156 | 11.7% |
| New Mexico | $1,180 | -$156 | -11.7% |
| New York | $1,406 | $70 | 5.2% |
| North Carolina | $768 | -$568 | -42.5% |
| North Dakota | $1,092 | -$244 | -18.3% |
| Ohio | $920 | -$416 | -31.1% |
| Oklahoma | $1,370 | $34 | 2.5% |
| Oregon | $1,224 | -$112 | -8.4% |
| Pennsylvania | $1,272 | -$64 | -4.8% |
| Rhode Island | $1,780 | $444 | 33.2% |
| South Carolina | $1,210 | -$126 | -9.4% |
| South Dakota | $1,126 | -$210 | -15.7% |
| Tennessee | $1,168 | -$168 | -12.6% |
| Texas | $1,610 | $274 | 20.5% |
| Utah | $988 | -$348 | -26.0% |
| Vermont | $912 | -$424 | -31.7% |
| Virginia | $798 | -$538 | -40.3% |
| Washington | $1,030 | -$306 | -22.9% |
| West Virginia | $1,224 | -$112 | -8.4% |
| Wisconsin | $922 | -$414 | -31.0% |
| Wyoming | $1,188 | -$148 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $550 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $345 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Toyota Prius Prime | $358 | $630 | $332 | $1,456 |
| 2023 Toyota Prius Prime | $344 | $626 | $338 | $1,444 |
| 2022 Toyota Prius Prime | $332 | $610 | $354 | $1,432 |
| 2021 Toyota Prius Prime | $320 | $586 | $364 | $1,406 |
| 2020 Toyota Prius Prime | $304 | $564 | $376 | $1,380 |
| 2019 Toyota Prius Prime | $292 | $524 | $384 | $1,336 |
| 2018 Toyota Prius Prime | $280 | $494 | $388 | $1,298 |
Rates are averaged for all Toyota Prius Prime models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Toyota Prius Prime Insurance
Finding cheaper rates on auto insurance requires being a safe and courteous driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates every year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
Below is a brief summary of the coverage data touched on above.
- You may be able to save up to $160 per year just by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $550 each year
- Teenage drivers are expensive to insure, as much as $411 each month if the policy includes full coverage
- Drivers that tend to have accidents or serious violations may pay on average $1,560 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,936 |
| 20 | $3,076 |
| 30 | $1,394 |
| 40 | $1,336 |
| 50 | $1,220 |
| 60 | $1,198 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,696 |
| $250 | $1,528 |
| $500 | $1,336 |
| $1,000 | $1,150 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,336 |
| 50/100 | $1,413 |
| 100/300 | $1,509 |
| 250/500 | $1,758 |
| 100 CSL | $1,451 |
| 300 CSL | $1,662 |
| 500 CSL | $1,816 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,064 |
| 20 | $4,900 |
| 30 | $2,958 |
| 40 | $2,892 |
| 50 | $2,758 |
| 60 | $2,732 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $574 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
