Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs an estimated $202 each year, collision insurance costs $284, and liability costs around $402. A policy with just liability insurance costs as low as $446 a year, and coverage for high-risk drivers costs $2,202 or more. Teens pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates broken down by individual coverage:

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Prius v models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how your location can change insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Toyota Prius v insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $609
• Using higher $1,000 deductibles will save approximately $110 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,024
• Selecting low deductibles for physical damage coverage will cost an extra $212 annually
• High-risk insureds with serious driving violations could pay up to $2,202
• The price for full coverage for a 16-year-old driver can cost as much as $3,952 or more

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $3,900 a year. View Rates by Age

The state you live in has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see prices as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $330 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Toyota Prius v Insurance

Getting lower rates on insurance for a Toyota Prius v requires having a good driving record, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The next list is a quick review of the data that was illustrated above.

• It is possible to save approximately $120 per year just by quoting online in advance
• Insureds who want increased levels of liability coverage will pay approximately $440 annually to increase from a low limit to 250/500 limits
• Drivers age 20 and younger are charged the highest prices, as much as $329 a month for full coverage
• Drivers considered higher risk with a DUI or reckless driving violation pay on average $1,180 more annually to buy Toyota Prius v insurance