Toyota Prius v Insurance Rates

Average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive costs on average $202, collision insurance costs $284, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,202. Teen drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all Prius v models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas. The example below illustrates the effect of geographic area on car insurance rates.

These examples show why everyone should get quotes based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $609
• Choosing higher $1,000 deductibles can save around $110 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,024
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,236
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,202
• The cost for full coverage for a teen driver for full coverage may cost $3,952 each year

View Chart as Image

Car insurance rates for a Toyota Prius v can also vary considerably based on your driver profile, the trim level of your Prius v, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Where you live plays a big part in determining prices for Toyota Prius v insurance prices. A good driver about age 40 could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $330 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,200 to $1,700 extra per year, depending on your age. Toyota Prius v insurance for high-risk drivers ranges as much as 43% to 131% more than average. View High Risk Driver Rates

How to Find the Cheapest Toyota Prius v Insurance

Saving money on car insurance takes being a low-risk driver, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Take the time to compare rates every couple of years by requesting quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The items below are a recap of the material that was covered in the above illustrations.

• Policyholders who require more liability coverage will pay about $440 each year to raise limits from a minimum limit to 250/500 limits
• Teen drivers are expensive to insure, costing as high as $329 per month if full coverage is included
• Higher risk drivers that have major violations or accidents will pay on average $1,180 more each year to insure their Prius v
• Increasing deductibles can save around $325 each year