Toyota Prius v Insurance Rates

The average auto insurance rates for a Toyota Prius v are $1,024 annually including full coverage. Comprehensive insurance costs around $202 each year, collision costs $284, and liability insurance is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing $2,202 or more. Teenage drivers cost the most to insure at $3,952 a year or more.

Average premium for full coverage: $1,024

Policy rates for type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how geographic area affects auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The best discount rate is $609
• Choosing higher $1,000 deductibles can save about $110 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,024
• Using low deductibles for comp and collision coverage costs an additional $212 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,202 or more
• Policy cost with full coverage for a teen driver can be $3,952 each year

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $330 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,460 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates will be varied between companies.

How to Buy Low Cost Toyota Prius v Insurance

Finding cheaper rates on Toyota Prius v insurance takes avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to compare rates at least every other year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the car insurance concepts presented in the illustrations above.

• High-risk drivers who have several accidents or serious violations may pay on average $1,180 more every year to insure a Toyota Prius v
• You may be able to save up to $120 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $325 each year
• Drivers who may need increased liability limits will pay an extra $440 per year to raise limits from a 30/60 limit to higher 250/500 limits