Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs approximately $202 a year, collision insurance costs $284, and liability costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs around $2,202. Teen drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above demonstrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $609
• Drivers who choose higher $1,000 deductibles will pay $914 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,024
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,236
• Drivers with multiple violations and an at-fault accident could pay around $2,202
• The price for full coverage for a 16-year-old driver can cost $3,952 a year

View Chart as Image

Auto insurance prices for a Toyota Prius v are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age

The state you live in makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $330 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 131% more than average. View High Risk Driver Rates

How to Find Low Cost Toyota Prius v Insurance

Getting lower rates on insurance for a Toyota Prius v not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a review of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk who have several accidents or serious violations pay on average $1,180 more per year than a low-risk driver
• You may be able to save around $120 per year just by quoting early and online
• Increasing physical damage deductibles can save around $325 each year
• Insureds who purchase more liability protection will pay about $440 every year to go from a low limit to 250/500 limits