Toyota Prius v Insurance Rates

U.S. average insurance prices for a Toyota Prius v are $1,024 every 12 months including full coverage. Comprehensive insurance costs on average $202 each year, collision insurance costs $284, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,202 or more. Teen drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts car insurance rates.

The ranges above highlight why all drivers should compare rates based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $609
• Drivers who choose higher $1,000 deductibles will pay around $110 every year
• The average price for the average middle-age driver with $500 deductibles is $1,024
• Choosing low deductibles for comprehensive and collision insurance costs an extra $212 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,202
• The price to insure a teenage driver may cost $3,952 a year

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Car insurance prices for a Toyota Prius v are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Prius v.

Choosing high deductibles could save up to $330 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged upwards of $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,460 on average in Michigan, New York, and Louisiana.

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How to Shop for Affordable Toyota Prius v Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, being claim-free, and possibly raising deductibles. Spend time shopping around at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief review of the primary concepts that were touched on above.

• You may be able to save as much as $120 per year just by quoting online in advance
• Drivers with DUI or reckless driving convictions may pay on average $1,180 more each year for auto insurance
• Increasing physical damage deductibles could save as much as $325 each year
• Teenage drivers are expensive to insure, possibly costing $329 a month if the policy includes full coverage