Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive costs on average $202 each year, collision insurance costs $284, and liability costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs around $2,202. Teenage drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why all drivers should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Drivers who choose higher $1,000 deductibles will pay around $110 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,024
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,236
• Drivers who are prone to accidents and violations could pay upwards of $2,202
• Policy cost that insures a 16-year-old driver may cost $3,952 a year

View Chart as Image

Car insurance rates for a Toyota Prius v also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $3,900 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $330 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Toyota Prius v Insurance

Finding cheaper rates on insurance for a Toyota Prius v not only requires being safe and accident-free, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare prices at every other renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a quick review of the concepts that were covered above.

• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,180 more each year than a low-risk driver
• Youthful drivers are expensive to insure, costing up to $329 each month if full coverage is purchased
• Drivers can save as much as $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers can save as much as $120 per year just by quoting online in advance