Toyota Prius v Insurance Rates

Average auto insurance rates for a Toyota Prius v are $1,024 annually with full coverage. Comprehensive costs approximately $202, collision insurance costs $284, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, and insurance for high-risk drivers costs around $2,202. Teens receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Prius v models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of insurance. Rural locations tend to have fewer collision claims than cities with more traffic congestion. The example below illustrates how location impacts auto insurance prices.

These examples demonstrate why everyone should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $609
• Using higher $1,000 deductibles will save $110 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,024
• Selecting pricier low deductibles for physical damage coverage will cost $1,236
• Higher-risk drivers with serious driving violations could pay around $2,202
• The cost with full coverage for a teenage driver for full coverage can cost $3,952 or more

View Chart as Image

Auto insurance rates for a Toyota Prius v can also vary considerably based on the trim level of your Prius v, your driving record, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 in extra premium per year, depending on your age. Toyota Prius v insurance for high-risk drivers can be around 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $330 a year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota Prius v insurance rates. A driver around age 40 might see rates as low as $740 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Affordable Toyota Prius v Insurance

Saving money on auto insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Spend time shopping around at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The list below is a brief review of the data touched on above.

• Consumers who purchase higher liability limits will pay approximately $440 every year to increase from a minimum limit to higher 250/500 limits
• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $325 each year
• Teenagers have the highest car insurance rates, with premiums as much as $329 per month if full coverage is included