Toyota Prius v Insurance Rates

Estimated insurance rates for a Toyota Prius v are $1,024 a year including full coverage. Comprehensive costs on average $202 a year, collision insurance costs $284, and liability costs $402. A policy with only liability insurance costs as little as $446 a year, and a high-risk policy costs around $2,202. Teen drivers pay the most at up to $3,952 a year.

Average premium for full coverage: $1,024

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Prius v trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $609
• Drivers who choose higher $1,000 deductibles will pay around $914 every year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,024
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,236
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,202
• An auto insurance policy for full coverage for a teen driver may cost $3,952 a year

View Chart as Image

Car insurance prices for a Toyota Prius v also have a wide range based on your driving characteristics, the model of your Prius v, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,460 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $330 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than average. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Finding better rates on car insurance not only requires being safe and accident-free, but also having above-average credit, refrain from filing small claims, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the primary concepts that were illustrated above.

• You may be able to save as much as $120 per year just by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,180 more each year than a low-risk driver
• Increasing policy deductibles can save around $325 each year
• Youthful drivers are expensive to insure, with the cost nearing $329 per month if full coverage is included