Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs on average $202 each year, collision insurance costs $284, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $2,202. Teens cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why all drivers should compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $609
• Using higher $1,000 deductibles will save around $110 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,024
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,236
• High-risk insureds with serious driving violations could pay upwards of $2,202
• Policy cost that insures a 16-year-old driver may cost $3,952 or more

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can be from 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $3,900 a year. View Rates by Age

Your home state has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see rates as low as $740 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,380 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $330 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota Prius v Insurance

Finding cheaper rates on insurance for a Toyota Prius v requires being a safe and courteous driver, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare rates every year by quoting rates from direct companies, and also from several local insurance agents.

Below is a review of the coverage data presented in the illustrations above.

• You may be able to save as much as $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Teenage drivers pay higher rates, as much as $329 each month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,180 more each year for auto insurance