Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year including full coverage. Comprehensive insurance costs on average $202 a year, collision costs $284, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,202 or more. Teenage drivers cost the most to insure at $3,952 a year or more.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Choosing higher $1,000 deductibles can save around $914 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,024
• Using low $100 deductibles for comp and collision coverage will cost an extra $212 annually
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,202 or more
• Policy cost for full coverage for a 16-year-old driver may cost $3,952 each year

View Chart as Image

Car insurance rates for a Toyota Prius v also range considerably based on your risk profile, the model of your Prius v, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Prius v insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,460 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $330 annually, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

How to Find Cheap Toyota Prius v Insurance

Finding cheaper rates on insurance for a Toyota Prius v takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the material that was covered in the charts and tables above.

• Insureds who require an increased level of liability coverage will pay an extra $440 per year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $329 each month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,180 more each year than a safer driver
• Increasing comprehensive and collision deductibles can save around $325 each year