Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs an estimated $202 each year, collision insurance costs $284, and liability is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs around $2,202. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates broken down by individual coverage:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Toyota Prius v insurance rates for other coverage scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save approximately $110 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,024
• Using low deductibles will increase the cost to $1,236
• Drivers who are prone to accidents and violations could pay up to $2,202
• The price for full coverage for a 16-year-old driver can cost as much as $3,952

View Chart as Image

Car insurance prices for a Toyota Prius v are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $3,900 a year. View Rates by Age

The state you live in also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find prices as low as $740 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $330 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Toyota Prius v Insurance

Getting lower rates on insurance for a Toyota Prius v consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to compare rates every couple of years by requesting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a condensed summary of the material that was covered in the above illustrations.

• Insureds who want more liability coverage will pay an extra $440 every year to raise from a low limit to 250/500 limits
• Teen drivers have the highest car insurance prices, costing up to $329 a month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,180 more annually to insure their Prius v
• Increasing physical damage deductibles can save around $325 each year