Toyota Prius v Insurance Rates

Average auto insurance rates for a Toyota Prius v are $1,024 annually including full coverage. Comprehensive costs approximately $202 a year, collision insurance costs $284, and liability coverage is estimated at $402. A policy with just liability insurance costs approximately $446 a year, and coverage for high-risk drivers costs around $2,202. 16-year-old drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Prius v trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

These examples highlight why it is important to get quotes using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save $914 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,024
• Buying low $100 deductibles for comp and collision coverage will cost $1,236
• Drivers with multiple tickets or accidents could pay around $2,202
• The cost with full coverage for a teenage driver can cost $3,952 each year

View Chart as Image

Insurance rates for a Toyota Prius v can also vary considerably based on the trim level of your Prius v, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $330 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,460 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Buy Affordable Toyota Prius v Insurance

Saving money on auto insurance takes having a good driving record, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The next list is a brief review of the data presented in the illustrations above.

• Consumers who purchase increased levels of liability coverage will pay around $440 per year to raise limits from a minimum limit to higher 250/500 limits
• You may be able to save around $120 per year just by quoting early and online
• Increasing deductibles could save up to $325 each year
• Drivers age 20 and younger are the costliest to insure, as much as $329 per month if they have full coverage