Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs approximately $202 a year, collision insurance costs $284, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,202 or more. Teen drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above illustrate why it is important to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $609
• Drivers who choose higher $1,000 deductibles will pay $914 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,024
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $212 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,202
• Policy cost for full coverage for a teen driver can cost $3,952 a year

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $3,900 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $330 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than average. View High Risk Driver Rates

How to Find Low Cost Toyota Prius v Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and possibly higher deductibles. Invest the time to compare rates every year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a review of the coverage data presented in the illustrations above.

• It is possible to save around $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $325 each year
• Teenage drivers have the highest car insurance rates, possibly costing $329 each month if they have full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,180 more per year for auto insurance