Toyota Prius v Insurance Rates

Average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs approximately $202 a year, collision insurance costs $284, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs $2,202 or more. Teenage drivers receive the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Prius v trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save $914 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,024
• Using low $100 deductibles will cost an extra $212 each year
• Unlucky drivers who are prone to accidents and violations could pay around $2,202
• The cost for full coverage for a teenage driver can cost $3,952

View Chart as Image

Insurance rates for a Toyota Prius v can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

Where you live also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $330 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Toyota Prius v Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates once a year by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below is a summary of the data that was covered in the charts and tables above.

• It is possible to save around $120 per year just by quoting early and online
• Consumers who purchase higher levels of liability will pay an extra $440 annually to raise from a minimum limit to 250/500 limits
• Teenage drivers are the costliest to insure, costing up to $329 per month including comprehensive and collision insurance
• Drivers who have multiple accidents or major violations may pay on average $1,180 more per year for auto insurance