Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive insurance costs approximately $202 a year, collision insurance costs $284, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,202 or more. Teenage drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Prius v trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The best discount rate is $609
• Using higher $1,000 deductibles will save $914 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,024
• Using low $100 deductibles for physical damage coverage will cost an extra $212 every year
• Drivers who are prone to accidents and violations could pay around $2,202
• Policy cost for full coverage for a teen driver can cost $3,952 or more

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age

Your home state has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see rates as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,380 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $330 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find the Best Toyota Prius v Insurance

Finding cheaper rates on car insurance requires having a good driving record, having a good credit history, being claim-free, and consideration of higher deductibles. Take the time to compare rates every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief recap of the coverage data covered in the above illustrations.

• It is possible to save around $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $325 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $329 each month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations may pay on average $1,180 more per year to buy Toyota Prius v insurance