Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs approximately $202, collision insurance costs $284, and liability costs around $402. A liability-only policy costs as low as $446 a year, and high-risk insurance costs around $2,202. Teens cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance prices.

The examples above demonstrate why everyone should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $609
• Using higher $1,000 deductibles will save $110 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,024
• Selecting pricier low deductibles for physical damage coverage will increase the cost to $1,236
• Drivers with serious driving violations could pay around $2,202
• Policy cost for full coverage for a teen driver for full coverage can cost $3,952 or more

View Chart as Image

Car insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $3,900 a year. View Rates by Age

Your home state has a huge impact on Toyota Prius v insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,380 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $330 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. Toyota Prius v insurance for high-risk drivers can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and attention to physical damage deductibles. Make time to compare rates every year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief summary of the coverage data touched on in this article.

• You may be able to save around $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $325 each year
• Teenage drivers pay the highest auto insurance rates, as much as $329 each month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,180 more per year for auto insurance