Toyota Prius v Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 7, 2024
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Estimated insurance rates for a Toyota Prius v are $1,064 a year for full coverage insurance. Comprehensive insurance costs an estimated $220 each year, collision insurance costs $306, and liability insurance is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $2,280 or more. Teens pay the most at up to $4,062 a year.
Average premium for full coverage: $1,064
Premium estimates broken down by type of coverage:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Prius v models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Toyota Prius v range from the low end price of $446 for just liability insurance to a high rate of $2,280 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on insurance prices.
These rate differences illustrate why all drivers should compare rates quotes for a targeted area, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Toyota Prius v insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $630
- Raising to $1,000 deductibles will save approximately $122 each year
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,064
- Selecting low deductibles will cost an additional $226 a year
- Higher-risk drivers with serious driving violations could pay up to $2,280
- An auto insurance policy that insures a teen driver can cost as much as $4,062
Insurance prices for a Toyota Prius v also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.
If you have a few violations or you caused an accident, you are probably paying $1,300 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 137% more than the average policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,000 a year. View Rates by Age
Where you choose to live also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,430 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,210 | $146 | 13.7% |
| Colorado | $1,014 | -$50 | -4.7% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,200 | $136 | 12.8% |
| Florida | $1,326 | $262 | 24.6% |
| Georgia | $982 | -$82 | -7.7% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $802 | -$262 | -24.6% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,008 | -$56 | -5.3% |
| Kentucky | $1,446 | $382 | 35.9% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $848 | -$216 | -20.3% |
| Michigan | $1,842 | $778 | 73.1% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,140 | $76 | 7.1% |
| Nebraska | $834 | -$230 | -21.6% |
| Nevada | $1,272 | $208 | 19.5% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $938 | -$126 | -11.8% |
| New York | $1,118 | $54 | 5.1% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $872 | -$192 | -18.0% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,088 | $24 | 2.3% |
| Oregon | $972 | -$92 | -8.6% |
| Pennsylvania | $1,012 | -$52 | -4.9% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $962 | -$102 | -9.6% |
| South Dakota | $896 | -$168 | -15.8% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $786 | -$278 | -26.1% |
| Vermont | $724 | -$340 | -32.0% |
| Virginia | $638 | -$426 | -40.0% |
| Washington | $820 | -$244 | -22.9% |
| West Virginia | $972 | -$92 | -8.6% |
| Wisconsin | $734 | -$330 | -31.0% |
| Wyoming | $946 | -$118 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2016 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2015 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2014 Toyota Prius v | $220 | $306 | $402 | $1,064 |
| 2013 Toyota Prius v | $202 | $284 | $402 | $1,024 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Toyota Prius v Insurance
Finding better rates on Toyota Prius v insurance consists of being a good driver, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare rates every other policy renewal by getting quotes from direct insurance companies, and also from local insurance agencies.
The following list is a summary of the ideas that were covered in the above illustrations.
- Drivers age 16 to 20 are expensive to insure, with premiums being up to $339 per month if comprehensive and collision insurance is included
- High-risk drivers who have multiple accidents or major violations may have to pay on average $1,220 more annually than a safer driver
- Increasing policy deductibles can save approximately $350 each year
- It is possible to save approximately $120 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,062 |
| 20 | $2,416 |
| 30 | $1,094 |
| 40 | $1,064 |
| 50 | $972 |
| 60 | $952 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,290 |
| $250 | $1,186 |
| $500 | $1,064 |
| $1,000 | $942 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,144 |
| 100/300 | $1,245 |
| 250/500 | $1,506 |
| 100 CSL | $1,185 |
| 300 CSL | $1,406 |
| 500 CSL | $1,567 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,842 |
| 30 | $2,318 |
| 40 | $2,280 |
| 50 | $2,174 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $56 |
| Homeowner | $17 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $43 |
| Advance Quote | $49 |
| Online Quote | $74 |
| Total Discounts | $434 |
Discounts are estimated and may not be available from every company or in every state.
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