Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs on average $202 each year, collision insurance costs $284, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs around $2,202. Teens pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Prius v models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $609
• Drivers who choose higher $1,000 deductibles will pay around $110 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,024
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,236
• Higher-risk drivers with serious driving violations could pay upwards of $2,202
• The price that insures a teen driver may cost $3,952 a year

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Car insurance prices for a Toyota Prius v are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,900 a year. View Rates by Age

The state you live in makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,380 on average in Florida, Michigan, and New York.

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Choosing higher comprehensive and collision insurance deductibles could save up to $330 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Toyota Prius v Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every year by getting quotes from direct companies, and also from several local insurance agents.

The following list is a summary of the coverage data covered in the charts and tables above.

• You may be able to save as much as $120 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $325 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $329 a month if full coverage is purchased
• Higher risk drivers who have multiple accidents or major violations pay on average $1,180 more each year than a safer driver