Toyota Prius v Insurance Rates

Estimated auto insurance rates for a Toyota Prius v are $1,024 annually for full coverage. Comprehensive costs on average $202, collision insurance costs $284, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,202. Teens pay the most at up to $3,952 a year.

Average premium for full coverage: $1,024

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all Prius v models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on car insurance rates.

These rate differences show why everyone should get quotes based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $609
• Choosing higher $1,000 deductibles can save around $110 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,024
• Selecting pricier low deductibles for comp and collision coverage will cost $1,236
• Drivers with serious driving violations could pay upwards of $2,202
• An auto insurance policy with full coverage for a teenage driver for full coverage may cost $3,952 each year

View Chart as Image

Insurance prices for a Toyota Prius v also have a wide range based on the model of your Prius v, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 additional annually, depending on your age. Toyota Prius v insurance for high-risk drivers ranges around 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $330 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,460 on average in Michigan, Louisiana, and New York.

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How to Buy Cheaper Toyota Prius v Insurance

Finding better rates on auto insurance takes being safe and accident-free, having good credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at every policy renewal by getting quotes from direct carriers, and also from local insurance agents.

Below you'll find a condensed summary of the data covered in the above illustrations.

• Consumers who require more liability protection will pay approximately $440 each year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $325 each year
• Youthful drivers pay higher prices, as much as $329 per month if they have full coverage