Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive costs on average $202, collision insurance costs $284, and liability insurance costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs around $2,202. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Drivers who choose higher $1,000 deductibles will pay around $110 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,024
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,236
• High risk drivers who are prone to accidents and violations could pay upwards of $2,202
• The price for full coverage for a teen driver with full coverage may cost $3,952 a year

View Chart as Image

Car insurance prices for a Toyota Prius v are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

An older driver with no driving violations and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

The state you live in makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,380 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $330 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find the Right Toyota Prius v Insurance

Getting lower rates on Toyota Prius v insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a quick rundown of the coverage data covered in the above illustrations.

• It is possible to save as much as $120 per year just by shopping early and online
• Increasing physical damage deductibles can save around $325 each year
• Drivers under the age of 20 are expensive to insure, as much as $329 a month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,180 more each year to insure a Toyota Prius v