Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive insurance costs around $202 a year, collision insurance costs $284, and liability is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,202 or more. 16-year-old drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates for individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have lower incidents of accident claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Prius v insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save about $914 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,024
• Buying low $100 deductibles for comp and collision coverage will cost an additional $212 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,202
• The price that insures a 16-year-old driver can be $3,952 each year

View Chart as Image

Insurance prices for a Toyota Prius v are also quite variable based on the trim level of your Prius v, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Prius v insurance prices. A good driver about age 40 could pay as low as $680 a year in states like Idaho, Maine, and Iowa, or at least $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $330 annually, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Toyota Prius v Insurance

Getting lower rates on insurance for a Toyota Prius v takes avoiding accidents and violations, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Comparison shop every year by quoting rates from direct carriers, and also from several local insurance agents.

The list below is a condensed summary of the coverage data touched on in this article.

• Drivers can save up to $120 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $325 each year
• Teenagers are charged the highest prices, with premiums as much as $329 a month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,180 more every year for car insurance