Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive insurance costs on average $202 each year, collision insurance costs $284, and liability insurance is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,202 or more. Teens cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $609
• Raising to $1,000 deductibles will save around $110 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,024
• Selecting low deductibles will cost an extra $212 a year
• Higher-risk drivers with serious driving violations could pay upwards of $2,202
• Policy cost for full coverage for a teen driver may cost $3,952

View Chart as Image

Car insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level of your Prius v, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

Your home state also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find rates as low as $680 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $330 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Finding cheaper rates on Toyota Prius v insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a brief summary of the data that was covered in the above illustrations.

• Drivers can save as much as $120 per year just by quoting online in advance
• Drivers who require higher liability limits will pay approximately $440 each year to raise from a 30/60 limit to 250/500 limits
• Teenagers are expensive to insure, costing up to $329 each month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations will pay on average $1,180 more each year for car insurance