Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs on average $202, collision insurance costs $284, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,202. Teenage drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Estimates include $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and for all Prius v models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why everyone should get quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Choosing higher $1,000 deductibles can save around $110 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,024
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,236
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,202
• The price that insures a teen driver for full coverage may cost $3,952 each year

View Chart as Image

Auto insurance prices for a Toyota Prius v are also quite variable based on the model of your Prius v, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. Toyota Prius v insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Prius v insurance prices. A good driver about age 40 could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,380 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $330 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota Prius v Insurance

Getting lower rates on car insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by obtaining price quotes from direct companies, and also from several local insurance agents.

The following is a review of the data presented in the illustrations above.

• Policyholders who require higher liability limits will pay an extra $440 every year to raise limits from a low limit to the 250/500 level
• You may be able to save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $325 each year
• Teens are charged the highest prices, costing up to $329 a month if the policy includes full coverage