Toyota Prius v Insurance Rates

Estimated insurance rates for a Toyota Prius v are $1,064 a year for full coverage. Comprehensive insurance costs on average $220 a year, collision insurance costs $306, and liability is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,280 or more. 16-year-old drivers pay the most at up to $4,062 a year.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Prius v trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $630
• Raising to $1,000 deductibles will save around $942 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,064
• Buying low $100 deductibles will cost an additional $226 every year
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,280
• An auto insurance policy that insures a teen driver may cost $4,062

View Chart as Image

Auto insurance prices for a Toyota Prius v also have a wide range based on the trim level of your Prius v, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 137% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Prius v insurance prices. A middle-age driver might find prices as low as $700 a year in states like Idaho, Maine, and Iowa, or at least $1,520 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $350 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheap Toyota Prius v Insurance

Finding better rates on car insurance consists of being safe and accident-free, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Comparison shop at every policy renewal by quoting rates from direct carriers, and also from local exclusive and independent agents.

Below you'll find a brief summary of the data touched on above.

• Policyholders who require more liability protection will pay around $440 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers can save as much as $120 per year just by quoting early and online
• Increasing policy deductibles can save approximately $350 each year
• Youthful drivers are charged the highest prices, as much as $339 per month if the policy includes full coverage