Toyota Prius v Insurance Rates

U.S. average insurance rates for a Toyota Prius v are $1,024 a year with full coverage. Comprehensive costs on average $202 a year, collision insurance costs $284, and liability coverage is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs around $2,202. 16-year-old drivers pay the highest rates at up to $3,952 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Prius v trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above demonstrate why it is important to get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $609
• Choosing higher $1,000 deductibles can save around $914 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,024
• Buying low $100 deductibles for comp and collision coverage will increase the cost to $1,236
• Drivers with multiple tickets or accidents could pay upwards of $2,202
• The price for full coverage for a teenage driver may cost $3,952 each year

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Car insurance prices for a Toyota Prius v are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $3,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Prius v insurance rates. A good driver about age 40 could pay as low as $740 a year in states like New Hampshire, Ohio, and Utah, or at least $1,380 on average in Florida, Michigan, and New York.

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Opting for high physical damage deductibles can save as much as $330 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 131% more than the average rate. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The list below is a brief summary of the data touched on above.

• Consumers who require higher liability limits will pay around $440 every year to raise limits from a low limit to 250/500 limits
• You may be able to save as much as $120 per year just by quoting early and online
• Increasing physical damage deductibles can save around $325 each year
• Teenagers are expensive to insure, costing up to $329 a month if full coverage is included