Toyota Prius v Insurance Rates

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UPDATED: May 7, 2024

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Average insurance rates for a Toyota Prius v are $1,024 a year for full coverage insurance. Comprehensive costs an estimated $202 a year, collision costs $284, and liability costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing around $2,202. Teens receive the highest rates at $3,952 a year or more.

Average premium for full coverage: $1,024

Rate estimates broken down by individual coverage type:

Comprehensive $202
Collision $284
Liability $402

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Prius v trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as low as $446 for your basic liability-only policy to a high of $2,202 for coverage for higher-risk drivers.

Liability Only $446
Full Coverage $1,024
High Risk $2,202

Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $768
Small Cities $1,075
Large Cities $1,382

These examples illustrate why it is important to compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Toyota Prius v insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $609
  • Drivers who choose higher $1,000 deductibles will pay approximately $914 each year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,024
  • Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,236
  • Higher-risk drivers with serious driving violations could pay up to $2,202 or more
  • The cost for full coverage for a teen driver can cost as much as $3,952 a year

View Chart as Image

Toyota Prius v insurance cost comparison chart
Column chart showing full coverage Toyota Prius v insurance rates range from $609 to $3,952

Auto insurance rates for a Toyota Prius v can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $3,900 a year. View Rates by Age

Where you live makes a big difference in Toyota Prius v insurance prices. A 40-year-old driver could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,380 on average in Florida, New York, and Michigan.

Toyota Prius v Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $926 -$98 -9.6%
Alaska $786 -$238 -23.2%
Arizona $850 -$174 -17.0%
Arkansas $1,024 -$0 0.0%
California $1,168 $144 14.1%
Colorado $976 -$48 -4.7%
Connecticut $1,052 $28 2.7%
Delaware $1,156 $132 12.9%
Florida $1,278 $254 24.8%
Georgia $948 -$76 -7.4%
Hawaii $736 -$288 -28.1%
Idaho $694 -$330 -32.2%
Illinois $764 -$260 -25.4%
Indiana $772 -$252 -24.6%
Iowa $692 -$332 -32.4%
Kansas $972 -$52 -5.1%
Kentucky $1,394 $370 36.1%
Louisiana $1,516 $492 48.0%
Maine $632 -$392 -38.3%
Maryland $846 -$178 -17.4%
Massachusetts $816 -$208 -20.3%
Michigan $1,776 $752 73.4%
Minnesota $858 -$166 -16.2%
Mississippi $1,228 $204 19.9%
Missouri $908 -$116 -11.3%
Montana $1,098 $74 7.2%
Nebraska $806 -$218 -21.3%
Nevada $1,228 $204 19.9%
New Hampshire $738 -$286 -27.9%
New Jersey $1,144 $120 11.7%
New Mexico $906 -$118 -11.5%
New York $1,078 $54 5.3%
North Carolina $590 -$434 -42.4%
North Dakota $840 -$184 -18.0%
Ohio $706 -$318 -31.1%
Oklahoma $1,050 $26 2.5%
Oregon $938 -$86 -8.4%
Pennsylvania $976 -$48 -4.7%
Rhode Island $1,364 $340 33.2%
South Carolina $928 -$96 -9.4%
South Dakota $866 -$158 -15.4%
Tennessee $896 -$128 -12.5%
Texas $1,234 $210 20.5%
Utah $758 -$266 -26.0%
Vermont $698 -$326 -31.8%
Virginia $614 -$410 -40.0%
Washington $788 -$236 -23.0%
West Virginia $938 -$86 -8.4%
Wisconsin $706 -$318 -31.1%
Wyoming $910 -$114 -11.1%

View Chart as Image

Toyota Prius v insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $330 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes and see which company has the best rate. Every company calculates rates differently, and quoted rates can be significantly different from one company to the next.

Toyota Prius v Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Toyota Prius v $232 $350 $390 $1,108
2016 Toyota Prius v $224 $328 $394 $1,082
2015 Toyota Prius v $220 $306 $402 $1,064
2014 Toyota Prius v $202 $284 $402 $1,024
2013 Toyota Prius v $198 $258 $406 $998

Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Toyota Prius v Insurance

Saving money on car insurance not only requires having a decent driving record, but also having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at least once a year by getting quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following items are a brief summary of the primary concepts that were touched on in this article.

  • It is possible to save approximately $120 per year simply by quoting early and online
  • Higher risk drivers that tend to have accidents or serious violations pay on average $1,180 more annually than a driver with a clean driving record
  • Increasing deductibles can save around $325 each year
  • 16 to 18-year-old drivers are the costliest to insure, costing up to $329 per month if they have full coverage

Rates by Driver Age

Toyota Prius v Insurance Rates by Driver Age
Driver Age Premium
16 $3,952
20 $2,330
30 $1,052
40 $1,024
50 $938
60 $918

Full coverage, $500 deductibles

Rates by Deductible

Toyota Prius v Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,236
$250 $1,140
$500 $1,024
$1,000 $914

Full coverage, driver age 40

Rates by Liability Limit

Toyota Prius v Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,024
50/100 $1,104
100/300 $1,205
250/500 $1,466
100 CSL $1,145
300 CSL $1,366
500 CSL $1,527

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Prius v Insurance Rates for High Risk Drivers
Age Premium
16 $5,602
20 $3,712
30 $2,234
40 $2,202
50 $2,098
60 $2,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $67
5-yr Claim Free $65
Paid in Full/EFT $41
Advance Quote $47
Online Quote $71
Total Discounts $415
Rate after discounts $609

Discounts are estimated and may not be available from every company or in every state.

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