Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive insurance costs approximately $202 each year, collision insurance costs $284, and liability coverage costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs $2,202 or more. Teens cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

The examples above show why all drivers should compare rates using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota Prius v insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $609
• Drivers who choose higher $1,000 deductibles will pay $110 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,024
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $212 each year
• High-risk insureds with serious driving violations could pay around $2,202
• Policy cost that insures a teenage driver can cost $3,952 a year

View Chart as Image

Auto insurance rates for a Toyota Prius v also range considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $3,900 a year. View Rates by Age

Your home state makes a big difference in Toyota Prius v insurance rates. A 40-year-old driver could pay as low as $680 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,460 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $330 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit

How to Find Low Cost Toyota Prius v Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The next list is a review of the data covered in the charts and tables above.

• Consumers who purchase increased levels of liability coverage will pay approximately $440 each year to go from a 30/60 limit to the 250/500 level
• Drivers can save around $120 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $325 each year
• Drivers age 20 and younger have the highest car insurance rates, costing up to $329 each month if the policy includes full coverage