Toyota Prius v Insurance Rates

The average insurance rates for a Toyota Prius v are $1,024 a year for full coverage. Comprehensive costs on average $202, collision insurance costs $284, and liability coverage is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,202. Teenage drivers cost the most to insure at up to $3,952 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Prius v models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

The examples above show why everyone should compare rates quotes based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Toyota Prius v insurance rates for different risk profiles and scenarios.

• The best discount rate is $609
• Raising to $1,000 deductibles will save around $110 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,024
• Using pricier low deductibles will increase the cost to $1,236
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,202
• Policy cost for full coverage for a teenage driver for full coverage may cost $3,952

View Chart as Image

Insurance rates for a Toyota Prius v also range considerably based on your risk profile, the trim level of your Prius v, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $3,900 a year. View Rates by Age

Your home state also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find rates as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,460 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $330 a year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,200 to $1,700 extra every year, depending on your age. Toyota Prius v insurance for high-risk drivers is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Toyota Prius v Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates at least every other year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a brief summary of the car insurance concepts touched on in this article.

• Drivers that tend to have accidents or serious violations will pay on average $1,180 more each year for car insurance
• Drivers can save as much as $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $325 each year
• Consumers who require higher liability limits will pay an extra $440 each year to raise from a 30/60 limit to 250/500 limits