Toyota Prius v Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 7, 2024
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Estimated insurance rates for a Toyota Prius v are $1,064 a year for full coverage. Comprehensive insurance costs around $220, collision insurance costs $306, and liability coverage is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $2,280 or more. Teenage drivers pay the most at up to $4,062 a year.
Average premium for full coverage: $1,064
Premium estimates for type of coverage:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Prius v models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Toyota Prius v range from the low end price of $446 for just liability insurance to the much higher price of $2,280 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.
These rate differences show why everyone should compare rates quotes for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Toyota Prius v insurance rates for additional coverage choices and driver risks.
- The best discount rate is $630
- Raising to $1,000 deductibles will save about $122 a year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,064
- Using pricier low deductibles will cost an additional $226 each year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,280
- An auto insurance policy that insures a teenage driver for full coverage can be $4,062
Insurance prices for a Toyota Prius v also have a wide range based on the model of your Prius v, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,300 to $1,800 additional annually, depending on your age. Toyota Prius v insurance for high-risk drivers is expensive and can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,000 a year. View Rates by Age
Where you choose to live also has a big influence on Toyota Prius v insurance rates. A middle-age driver might find prices as low as $700 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,520 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $960 | -$104 | -9.8% |
| Alaska | $814 | -$250 | -23.5% |
| Arizona | $882 | -$182 | -17.1% |
| Arkansas | $1,064 | -$0 | 0.0% |
| California | $1,210 | $146 | 13.7% |
| Colorado | $1,014 | -$50 | -4.7% |
| Connecticut | $1,092 | $28 | 2.6% |
| Delaware | $1,200 | $136 | 12.8% |
| Florida | $1,326 | $262 | 24.6% |
| Georgia | $982 | -$82 | -7.7% |
| Hawaii | $764 | -$300 | -28.2% |
| Idaho | $718 | -$346 | -32.5% |
| Illinois | $792 | -$272 | -25.6% |
| Indiana | $802 | -$262 | -24.6% |
| Iowa | $716 | -$348 | -32.7% |
| Kansas | $1,008 | -$56 | -5.3% |
| Kentucky | $1,446 | $382 | 35.9% |
| Louisiana | $1,572 | $508 | 47.7% |
| Maine | $656 | -$408 | -38.3% |
| Maryland | $876 | -$188 | -17.7% |
| Massachusetts | $848 | -$216 | -20.3% |
| Michigan | $1,842 | $778 | 73.1% |
| Minnesota | $890 | -$174 | -16.4% |
| Mississippi | $1,272 | $208 | 19.5% |
| Missouri | $942 | -$122 | -11.5% |
| Montana | $1,140 | $76 | 7.1% |
| Nebraska | $834 | -$230 | -21.6% |
| Nevada | $1,272 | $208 | 19.5% |
| New Hampshire | $766 | -$298 | -28.0% |
| New Jersey | $1,188 | $124 | 11.7% |
| New Mexico | $938 | -$126 | -11.8% |
| New York | $1,118 | $54 | 5.1% |
| North Carolina | $612 | -$452 | -42.5% |
| North Dakota | $872 | -$192 | -18.0% |
| Ohio | $732 | -$332 | -31.2% |
| Oklahoma | $1,088 | $24 | 2.3% |
| Oregon | $972 | -$92 | -8.6% |
| Pennsylvania | $1,012 | -$52 | -4.9% |
| Rhode Island | $1,416 | $352 | 33.1% |
| South Carolina | $962 | -$102 | -9.6% |
| South Dakota | $896 | -$168 | -15.8% |
| Tennessee | $930 | -$134 | -12.6% |
| Texas | $1,280 | $216 | 20.3% |
| Utah | $786 | -$278 | -26.1% |
| Vermont | $724 | -$340 | -32.0% |
| Virginia | $638 | -$426 | -40.0% |
| Washington | $820 | -$244 | -22.9% |
| West Virginia | $972 | -$92 | -8.6% |
| Wisconsin | $734 | -$330 | -31.0% |
| Wyoming | $946 | -$118 | -11.1% |
Using high physical damage deductibles can reduce prices by up to $350 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Toyota Prius v | $248 | $380 | $390 | $1,154 |
| 2016 Toyota Prius v | $232 | $350 | $390 | $1,108 |
| 2015 Toyota Prius v | $224 | $328 | $394 | $1,082 |
| 2014 Toyota Prius v | $220 | $306 | $402 | $1,064 |
| 2013 Toyota Prius v | $202 | $284 | $402 | $1,024 |
Rates are averaged for all Toyota Prius v models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Toyota Prius v Insurance
Finding better rates on auto insurance consists of having a decent driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every other policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.
The following items are a quick review of the ideas that were touched on in the above illustrations.
- 16 to 18-year-old drivers are charged the highest prices, as much as $339 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation pay on average $1,220 more every year than a driver with a clean driving record
- Increasing policy deductibles can save approximately $350 each year
- Drivers can save up to $120 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,062 |
| 20 | $2,416 |
| 30 | $1,094 |
| 40 | $1,064 |
| 50 | $972 |
| 60 | $952 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,290 |
| $250 | $1,186 |
| $500 | $1,064 |
| $1,000 | $942 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,064 |
| 50/100 | $1,144 |
| 100/300 | $1,245 |
| 250/500 | $1,506 |
| 100 CSL | $1,185 |
| 300 CSL | $1,406 |
| 500 CSL | $1,567 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,764 |
| 20 | $3,842 |
| 30 | $2,318 |
| 40 | $2,280 |
| 50 | $2,174 |
| 60 | $2,154 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $56 |
| Homeowner | $17 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $43 |
| Advance Quote | $49 |
| Online Quote | $74 |
| Total Discounts | $434 |
Discounts are estimated and may not be available from every company or in every state.
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