Toyota Yaris iA Insurance Rates

U.S. average insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage. Comprehensive costs on average $280 a year, collision insurance costs $408, and liability insurance costs around $372. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs around $2,600. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates by individual coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Yaris iA trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The ranges above show why it is important to compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Yaris iA insurance rates for different risk profiles and scenarios.

• The best discount rate is $721
• Using higher $1,000 deductibles will save around $1,062 a year
• The average price for the average middle-age driver with $500 deductibles is $1,218
• Using low $100 deductibles for physical damage coverage increases the price to $1,516
• Drivers who are prone to accidents and violations could pay upwards of $2,600
• The price to insure a teen driver may cost $4,524 or more

View Chart as Image

Auto insurance prices for a Toyota Yaris iA are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Yaris iA.

Using high physical damage deductibles could cut prices by as much as $460 each year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Toyota Yaris iA insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Right Toyota Yaris iA Insurance

Getting lower rates on Toyota Yaris iA insurance requires being a good driver, having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around at every other renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a quick rundown of the concepts that were illustrated above.

• High-risk drivers with reckless driving or DUI convictions pay an average of $1,380 more each year than a safer driver
• Drivers age 16 to 20 are charged the highest prices, with premiums as much as $377 a month if comprehensive and collision insurance is included
• Drivers can save as much as $140 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $450 each year
• Drivers can save as much as $140 per year just by quoting early and online