Toyota Yaris iA Insurance Rates

The average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive insurance costs on average $280 a year, collision insurance costs $408, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $2,600 or more. Teens cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,218

Policy rates by type of insurance:

These estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Yaris iA trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects car insurance rates.

The examples above show why it is important to compare rates based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota Yaris iA insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $721
• Drivers who choose higher $1,000 deductibles will pay around $1,062 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,218
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $298 each year
• High-risk insureds with serious driving violations could pay upwards of $2,600
• Policy cost that insures a teenage driver may cost $4,524 a year

View Chart as Image

Car insurance rates for a Toyota Yaris iA also range considerably based on the trim level of your Yaris iA, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 129% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Toyota Yaris iA insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $460 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Toyota Yaris iA Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates every other policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The points below are a brief summary of the ideas that were touched on in the above illustrations.

• Drivers under the age of 20 are expensive to insure, costing up to $377 each month if full coverage is purchased
• Drivers that tend to have accidents or serious violations may pay on average $1,380 more each year to insure a Toyota Yaris iA
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Drivers can save as much as $140 per year just by quoting early and online