Toyota Yaris iA Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 15, 2024
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Average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage. Comprehensive insurance costs approximately $280 each year, collision costs $408, and liability is $372. A policy with just liability insurance costs around $438 a year, with coverage for high-risk drivers costing $2,600 or more. Teen drivers receive the highest rates at $4,524 a year or more.
Average premium for full coverage: $1,218
Rate estimates by individual coverage type:
Full coverage includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Yaris iA models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $438 for minimum levels of liability insurance to a high rate of $2,600 for a high-risk insurance policy.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than larger metro areas.
The graphic below illustrates how where you live affects auto insurance prices.
These examples show why all drivers should compare rates quotes using their specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Toyota Yaris iA insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $721
- Raising to $1,000 deductibles will save $156 a year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,218
- Choosing low deductibles will cost an additional $298 every year
- At-risk drivers with multiple violations and an at-fault accident could pay around $2,600 or more
- The cost that insures a teen driver can cost $4,524
Insurance rates for a Toyota Yaris iA can also vary considerably based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you could be paying anywhere from $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 129% more than average. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age
Where you live also has a big influence on Toyota Yaris iA insurance prices. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or as much as $1,740 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,102 | -$116 | -9.5% |
| Alaska | $936 | -$282 | -23.2% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,388 | $170 | 14.0% |
| Colorado | $1,164 | -$54 | -4.4% |
| Connecticut | $1,252 | $34 | 2.8% |
| Delaware | $1,380 | $162 | 13.3% |
| Florida | $1,524 | $306 | 25.1% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $876 | -$342 | -28.1% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $910 | -$308 | -25.3% |
| Indiana | $916 | -$302 | -24.8% |
| Iowa | $822 | -$396 | -32.5% |
| Kansas | $1,158 | -$60 | -4.9% |
| Kentucky | $1,662 | $444 | 36.5% |
| Louisiana | $1,804 | $586 | 48.1% |
| Maine | $754 | -$464 | -38.1% |
| Maryland | $1,006 | -$212 | -17.4% |
| Massachusetts | $976 | -$242 | -19.9% |
| Michigan | $2,116 | $898 | 73.7% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,460 | $242 | 19.9% |
| Missouri | $1,082 | -$136 | -11.2% |
| Montana | $1,310 | $92 | 7.6% |
| Nebraska | $962 | -$256 | -21.0% |
| Nevada | $1,460 | $242 | 19.9% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,284 | $66 | 5.4% |
| North Carolina | $702 | -$516 | -42.4% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,252 | $34 | 2.8% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,164 | -$54 | -4.4% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,104 | -$114 | -9.4% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,068 | -$150 | -12.3% |
| Texas | $1,468 | $250 | 20.5% |
| Utah | $904 | -$314 | -25.8% |
| Vermont | $834 | -$384 | -31.5% |
| Virginia | $730 | -$488 | -40.1% |
| Washington | $942 | -$276 | -22.7% |
| West Virginia | $1,118 | -$100 | -8.2% |
| Wisconsin | $844 | -$374 | -30.7% |
| Wyoming | $1,086 | -$132 | -10.8% |
Choosing high deductibles can reduce rates by up to $460 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Every auto insurance company uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Toyota Yaris iA | $200 | $274 | $460 | $1,092 |
Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Toyota Yaris iA Insurance
Saving money on car insurance consists of being a low-risk driver, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Shop around at least every other year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a summary of the car insurance concepts touched on in the above illustrations.
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,380 more per year to insure their Yaris iA
- Drivers can save around $140 per year simply by quoting online in advance
- Increasing deductibles can save approximately $450 each year
- Policyholders who purchase more liability coverage will pay about $410 each year to raise from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,766 |
| 30 | $1,266 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,516 |
| $250 | $1,380 |
| $500 | $1,218 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,292 |
| 100/300 | $1,385 |
| 250/500 | $1,627 |
| 100 CSL | $1,330 |
| 300 CSL | $1,534 |
| 500 CSL | $1,683 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,384 |
| 30 | $2,652 |
| 40 | $2,600 |
| 50 | $2,480 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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