Toyota Yaris iA Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 15, 2024
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Average insurance prices for a Toyota Yaris iA are $1,218 every 12 months with full coverage. Comprehensive insurance costs around $280 a year, collision costs $408, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $2,600 or more. Teen drivers receive the highest rates at $4,524 a year or more.
Average premium for full coverage: $1,218
Rate estimates for individual coverage type:
Includes $500 deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Yaris iA trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the cheapest price of $438 for your basic liability-only policy to a high of $2,600 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have more infrequent collision claims than larger metro areas.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These examples demonstrate why it is important to get quotes for a specific zip code and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Toyota Yaris iA insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $721
- Choosing higher $1,000 deductibles can save about $1,062 annually
- The average price for a 40-year-old driver using $500 deductibles is $1,218
- Choosing low $100 deductibles for comp and collision coverage costs an extra $298 a year
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,600 or more
- The cost to insure a teen driver can be $4,524 each year
Insurance rates for a Toyota Yaris iA can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.
Choosing high deductibles can save as much as $460 each year, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 129% more than average. View High Risk Driver Rates
Where you live plays a big part in determining prices for Toyota Yaris iA insurance rates. A good driver about age 40 could pay as low as $880 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,650 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,102 | -$116 | -9.5% |
| Alaska | $936 | -$282 | -23.2% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,388 | $170 | 14.0% |
| Colorado | $1,164 | -$54 | -4.4% |
| Connecticut | $1,252 | $34 | 2.8% |
| Delaware | $1,380 | $162 | 13.3% |
| Florida | $1,524 | $306 | 25.1% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $876 | -$342 | -28.1% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $910 | -$308 | -25.3% |
| Indiana | $916 | -$302 | -24.8% |
| Iowa | $822 | -$396 | -32.5% |
| Kansas | $1,158 | -$60 | -4.9% |
| Kentucky | $1,662 | $444 | 36.5% |
| Louisiana | $1,804 | $586 | 48.1% |
| Maine | $754 | -$464 | -38.1% |
| Maryland | $1,006 | -$212 | -17.4% |
| Massachusetts | $976 | -$242 | -19.9% |
| Michigan | $2,116 | $898 | 73.7% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,460 | $242 | 19.9% |
| Missouri | $1,082 | -$136 | -11.2% |
| Montana | $1,310 | $92 | 7.6% |
| Nebraska | $962 | -$256 | -21.0% |
| Nevada | $1,460 | $242 | 19.9% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,284 | $66 | 5.4% |
| North Carolina | $702 | -$516 | -42.4% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,252 | $34 | 2.8% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,164 | -$54 | -4.4% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,104 | -$114 | -9.4% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,068 | -$150 | -12.3% |
| Texas | $1,468 | $250 | 20.5% |
| Utah | $904 | -$314 | -25.8% |
| Vermont | $834 | -$384 | -31.5% |
| Virginia | $730 | -$488 | -40.1% |
| Washington | $942 | -$276 | -22.7% |
| West Virginia | $1,118 | -$100 | -8.2% |
| Wisconsin | $844 | -$374 | -30.7% |
| Wyoming | $1,086 | -$132 | -10.8% |
With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Toyota Yaris iA | $200 | $274 | $460 | $1,092 |
Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Toyota Yaris iA Insurance
Saving money on Toyota Yaris iA insurance takes not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at every policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
The following is a recap of the data covered above.
- Drivers who may need higher liability limits will pay about $410 every year to raise limits from a minimum limit to a 250/500 level
- You may be able to save up to $140 per year simply by quoting early and online
- Increasing deductibles could save as much as $450 each year
- Teens pay higher rates, with premiums as much as $377 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,766 |
| 30 | $1,266 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,516 |
| $250 | $1,380 |
| $500 | $1,218 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,292 |
| 100/300 | $1,385 |
| 250/500 | $1,627 |
| 100 CSL | $1,330 |
| 300 CSL | $1,534 |
| 500 CSL | $1,683 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,384 |
| 30 | $2,652 |
| 40 | $2,600 |
| 50 | $2,480 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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