Toyota Yaris iA Insurance Rates

Average insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage. Comprehensive costs an estimated $280, collision insurance costs $408, and liability is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $2,600. 16-year-old drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all Yaris iA models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. More rural locations tend to have more infrequent accident claims than congested cities. The example below illustrates how location helps determine insurance prices.

These examples show why everyone should compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Yaris iA insurance rates for other coverage scenarios.

• The best full coverage rate is $721
• Raising to $1,000 deductibles will save approximately $156 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,218
• Buying pricier low deductibles increases the price to $1,516
• At-risk drivers with multiple tickets or accidents could pay up to $2,600
• The cost to insure a teen driver for full coverage can cost as much as $4,524

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Car insurance rates for a Toyota Yaris iA can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $460 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged at least $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,400 to $1,900 extra per year, depending on your age. Toyota Yaris iA insurance for high-risk drivers is expensive and can cost as much as 42% to 129% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Toyota Yaris iA insurance prices. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,740 on average in New York, Louisiana, and Michigan.

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How to Shop for Affordable Toyota Yaris iA Insurance

Saving money on car insurance consists of having a decent driving record, maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Invest time comparing rates at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following items are a brief review of the data covered in the charts and tables above.

• Policyholders who want additional liability coverage will pay around $410 each year to raise from a minimum limit to a 250/500 level
• Drivers can save approximately $140 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $450 each year
• 16 to 18-year-old drivers have the highest car insurance rates, costing as high as $377 per month if the policy includes full coverage