Toyota Yaris iA Insurance Rates

The average insurance prices for a Toyota Yaris iA are $1,218 every 12 months including full coverage. Comprehensive costs an estimated $280 a year, collision insurance costs $408, and liability coverage is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $2,600. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,218

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Yaris iA trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Toyota Yaris iA insurance rates for other coverage scenarios.

• The best full coverage rate is $721
• Raising to $1,000 deductibles will save approximately $1,062 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,218
• Buying low $100 deductibles increases the price to $1,516
• Unlucky drivers with multiple tickets or accidents could pay up to $2,600
• Policy cost to insure a teenage driver can cost as much as $4,524

View Chart as Image

Insurance rates for a Toyota Yaris iA also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $460 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 129% more than the average rate. View High Risk Driver Rates

Your home state also has a big influence on Toyota Yaris iA insurance rates. A middle-age driver might find rates as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,740 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Toyota Yaris iA Insurance

Finding cheaper rates on auto insurance consists of being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every year by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below is a condensed summary of the coverage data touched on in this article.

• You may be able to save approximately $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Teenage drivers are expensive to insure, with premiums being up to $377 each month if full coverage is included
• Drivers with multiple at-fault accidents may have to pay on average $1,380 more annually for auto insurance