Toyota Yaris iA Insurance Rates

U.S. average insurance rates for a Toyota Yaris iA are $1,218 a year for full coverage insurance. Comprehensive costs around $280 each year, collision insurance costs $408, and liability is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $2,600. Teenage drivers pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates for individual coverage:

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Yaris iA models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above illustrate why all drivers should compare rates quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Toyota Yaris iA insurance rates for additional coverage choices and driver risks.

• The best discount rate is $721
• Raising to $1,000 deductibles will save about $156 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,218
• Using low deductibles will increase the cost to $1,516
• At-risk drivers who are prone to accidents and violations could pay at least $2,600
• The price for full coverage for a teen driver can be $4,524

View Chart as Image

Auto insurance prices for a Toyota Yaris iA are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age

The state you live in also has a big influence on Toyota Yaris iA insurance prices. A middle-age driver might find prices as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $460 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 129% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Toyota Yaris iA Insurance

Getting lower rates on car insurance consists of having a good driving record, having good credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around every other policy renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a summary of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger are expensive to insure, as much as $377 a month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,380 more every year to buy Toyota Yaris iA insurance
• Increasing physical damage deductibles can save around $450 each year
• It is possible to save up to $140 per year just by quoting online in advance