Toyota Yaris iA Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 15, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average auto insurance rates for a Toyota Yaris iA are $1,218 annually for full coverage. Comprehensive insurance costs an estimated $280 a year, collision insurance costs $408, and liability is estimated at $372. Buying just liability costs approximately $438 a year, and insurance for high-risk drivers costs $2,600 or more. Teens pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Price estimates broken down by individual coverage:

Comprehensive $280
Collision $408
Liability $372

These estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Yaris iA trim levels.

Price Range from Low to High

For an average driver, Toyota Yaris iA insurance prices range from as cheap as $438 for the bare minimum liability coverage to a high of $2,600 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,218
High Risk $2,600

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations have fewer accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $914
Small Cities $1,279
Large Cities $1,644

The ranges above show why it is important to get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Toyota Yaris iA insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $721
  • Choosing higher $1,000 deductibles can save approximately $1,062 a year
  • The estimated rate for the average middle-age driver who has $500 deductibles is $1,218
  • Selecting low $100 deductibles for comp and collision coverage costs an additional $298 every year
  • Unlucky drivers with serious driving violations could pay up to $2,600
  • The price with full coverage for a teen driver can cost as much as $4,524 each year

View Chart as Image

Toyota Yaris iA insurance cost comparison chart
Column chart showing Toyota Yaris iA insurance prices range from $721 to $4,524 for full coverage

Insurance prices for a Toyota Yaris iA are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $460 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Toyota Yaris iA insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,740 on average in New York, Louisiana, and Michigan.

Toyota Yaris iA Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,102 -$116 -9.5%
Alaska $936 -$282 -23.2%
Arizona $1,010 -$208 -17.1%
Arkansas $1,218 -$0 0.0%
California $1,388 $170 14.0%
Colorado $1,164 -$54 -4.4%
Connecticut $1,252 $34 2.8%
Delaware $1,380 $162 13.3%
Florida $1,524 $306 25.1%
Georgia $1,126 -$92 -7.6%
Hawaii $876 -$342 -28.1%
Idaho $824 -$394 -32.3%
Illinois $910 -$308 -25.3%
Indiana $916 -$302 -24.8%
Iowa $822 -$396 -32.5%
Kansas $1,158 -$60 -4.9%
Kentucky $1,662 $444 36.5%
Louisiana $1,804 $586 48.1%
Maine $754 -$464 -38.1%
Maryland $1,006 -$212 -17.4%
Massachusetts $976 -$242 -19.9%
Michigan $2,116 $898 73.7%
Minnesota $1,018 -$200 -16.4%
Mississippi $1,460 $242 19.9%
Missouri $1,082 -$136 -11.2%
Montana $1,310 $92 7.6%
Nebraska $962 -$256 -21.0%
Nevada $1,460 $242 19.9%
New Hampshire $878 -$340 -27.9%
New Jersey $1,362 $144 11.8%
New Mexico $1,078 -$140 -11.5%
New York $1,284 $66 5.4%
North Carolina $702 -$516 -42.4%
North Dakota $998 -$220 -18.1%
Ohio $840 -$378 -31.0%
Oklahoma $1,252 $34 2.8%
Oregon $1,116 -$102 -8.4%
Pennsylvania $1,164 -$54 -4.4%
Rhode Island $1,624 $406 33.3%
South Carolina $1,104 -$114 -9.4%
South Dakota $1,028 -$190 -15.6%
Tennessee $1,068 -$150 -12.3%
Texas $1,468 $250 20.5%
Utah $904 -$314 -25.8%
Vermont $834 -$384 -31.5%
Virginia $730 -$488 -40.1%
Washington $942 -$276 -22.7%
West Virginia $1,118 -$100 -8.2%
Wisconsin $844 -$374 -30.7%
Wyoming $1,086 -$132 -10.8%

View Chart as Image

Toyota Yaris iA insurance rates by U.S. city
Toyota Yaris iA Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Toyota Yaris iA $200 $274 $460 $1,092

Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Toyota Yaris iA Insurance

Getting lower rates on car insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a brief summary of the data that was covered in the above illustrations.

  • Drivers can save approximately $140 per year just by quoting early and online
  • Policyholders who want increased levels of liability coverage will pay approximately $410 each year to raise limits from a low limit to higher 250/500 limits
  • Drivers age 20 and younger are expensive to insure, with premiums as much as $377 a month if they have full coverage
  • Higher risk drivers that tend to have accidents or serious violations may pay on average $1,380 more annually to buy Toyota Yaris iA insurance

Rates by Driver Age

Toyota Yaris iA Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,766
30 $1,266
40 $1,218
50 $1,112
60 $1,088

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris iA Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,516
$250 $1,380
$500 $1,218
$1,000 $1,062

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris iA Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,218
50/100 $1,292
100/300 $1,385
250/500 $1,627
100 CSL $1,330
300 CSL $1,534
500 CSL $1,683

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris iA Insurance Rates for High Risk Drivers
Age Premium
16 $6,424
20 $4,384
30 $2,652
40 $2,600
50 $2,480
60 $2,454

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $161

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $84
5-yr Claim Free $76
Paid in Full/EFT $52
Advance Quote $57
Online Quote $85
Total Discounts $497
Rate after discounts $721

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles