Toyota Yaris iA Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 15, 2024
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The average insurance prices for a Toyota Yaris iA are $1,218 every 12 months including full coverage. Comprehensive insurance costs on average $280 a year, collision costs $408, and liability coverage costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $2,600 or more. Teen drivers cost the most to insure at $4,524 a year or more.
Average premium for full coverage: $1,218
Policy rates by type of insurance:
These estimates include $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Yaris iA trim levels.
Price Range Variability
For a driver around age 40, Toyota Yaris iA insurance rates go from the cheapest price of $438 for liability-only coverage to a high of $2,600 for high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than larger metro areas.
The diagram below illustrates the difference between rural and urban areas on car insurance rates.
The examples above highlight why it is important to compare rates based on a specific location and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Toyota Yaris iA insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $721
- Drivers who choose higher $1,000 deductibles will pay around $1,062 every year
- The average price for a good driver age 40 with $500 deductibles is $1,218
- Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $298 each year
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,600 or more
- Policy cost to insure a teenage driver may cost $4,524 a year
Insurance rates for a Toyota Yaris iA also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Yaris iA.
Choosing high deductibles could save up to $460 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 129% more than average. View High Risk Driver Rates
Your home state makes a big difference in Toyota Yaris iA insurance rates. A 40-year-old driver could pay as low as $940 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,740 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,102 | -$116 | -9.5% |
| Alaska | $936 | -$282 | -23.2% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,388 | $170 | 14.0% |
| Colorado | $1,164 | -$54 | -4.4% |
| Connecticut | $1,252 | $34 | 2.8% |
| Delaware | $1,380 | $162 | 13.3% |
| Florida | $1,524 | $306 | 25.1% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $876 | -$342 | -28.1% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $910 | -$308 | -25.3% |
| Indiana | $916 | -$302 | -24.8% |
| Iowa | $822 | -$396 | -32.5% |
| Kansas | $1,158 | -$60 | -4.9% |
| Kentucky | $1,662 | $444 | 36.5% |
| Louisiana | $1,804 | $586 | 48.1% |
| Maine | $754 | -$464 | -38.1% |
| Maryland | $1,006 | -$212 | -17.4% |
| Massachusetts | $976 | -$242 | -19.9% |
| Michigan | $2,116 | $898 | 73.7% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,460 | $242 | 19.9% |
| Missouri | $1,082 | -$136 | -11.2% |
| Montana | $1,310 | $92 | 7.6% |
| Nebraska | $962 | -$256 | -21.0% |
| Nevada | $1,460 | $242 | 19.9% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,284 | $66 | 5.4% |
| North Carolina | $702 | -$516 | -42.4% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,252 | $34 | 2.8% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,164 | -$54 | -4.4% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,104 | -$114 | -9.4% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,068 | -$150 | -12.3% |
| Texas | $1,468 | $250 | 20.5% |
| Utah | $904 | -$314 | -25.8% |
| Vermont | $834 | -$384 | -31.5% |
| Virginia | $730 | -$488 | -40.1% |
| Washington | $942 | -$276 | -22.7% |
| West Virginia | $1,118 | -$100 | -8.2% |
| Wisconsin | $844 | -$374 | -30.7% |
| Wyoming | $1,086 | -$132 | -10.8% |
Because rates have so much variability, the best way to figure out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different rate calculation, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Toyota Yaris iA | $200 | $274 | $460 | $1,092 |
Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Toyota Yaris iA Insurance
Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Set aside time to compare rates every couple of years by getting price quotes from direct car insurance companies, and also from your local independent and exclusive agents.
The following is a brief summary of the material that was covered above.
- Consumers who require higher liability limits will pay about $410 per year to go from a 30/60 limit to a 250/500 level
- Teens pay the highest rates, with premiums being up to $377 each month if they have full coverage
- Drivers that tend to have accidents or serious violations may pay on average $1,380 more each year for Yaris iA insurance
- Increasing comprehensive and collision deductibles could save as much as $450 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,766 |
| 30 | $1,266 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,516 |
| $250 | $1,380 |
| $500 | $1,218 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,292 |
| 100/300 | $1,385 |
| 250/500 | $1,627 |
| 100 CSL | $1,330 |
| 300 CSL | $1,534 |
| 500 CSL | $1,683 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,384 |
| 30 | $2,652 |
| 40 | $2,600 |
| 50 | $2,480 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
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