Toyota Yaris iA Insurance Rates

Average insurance rates for a Toyota Yaris iA are $1,218 a year with full coverage. Comprehensive insurance costs an estimated $280 each year, collision insurance costs $408, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs $2,600 or more. Teen drivers receive the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,218

Rate estimates broken down by individual coverage type:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Yaris iA models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations tend to have a lower frequency of collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects insurance prices.

These examples demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Yaris iA insurance rates for other coverage scenarios.

• The lowest rate with discounts is $721
• Using higher $1,000 deductibles will save approximately $156 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,218
• Choosing low deductibles for physical damage coverage will cost an extra $298 every year
• Drivers with multiple violations and an at-fault accident could pay up to $2,600
• The cost for full coverage for a teen driver can cost as much as $4,524 or more

View Chart as Image

Insurance rates for a Toyota Yaris iA can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live has a huge impact on Toyota Yaris iA insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,650 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut rates by as much as $460 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 129% more than average. View High Risk Driver Rates

How to Find the Cheapest Toyota Yaris iA Insurance

Saving money on car insurance requires avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at every policy renewal by getting quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The list below is a recap of the data raised in the charts and tables above.

• Policyholders who want higher liability limits will pay about $410 every year to increase from a minimum limit to 250/500 limits
• You may be able to save approximately $140 per year just by quoting online in advance
• Increasing deductibles can save around $450 each year
• Teenagers are expensive to insure, with premiums as much as $377 per month including comprehensive and collision insurance