Toyota Yaris iA Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 15, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Toyota Yaris iA are $1,218 every 12 months for full coverage insurance. Comprehensive insurance costs on average $280, collision costs $408, and liability costs $372. A policy with only liability insurance costs as little as $438 a year, with a high-risk policy costing $2,600 or more. 16-year-old drivers pay the most at $4,524 a year or more.
Average premium for full coverage: $1,218
Premium estimates by type of coverage:
Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and for all Yaris iA models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Toyota Yaris iA go from the cheapest price of $438 for minimum levels of liability insurance to the much higher price of $2,600 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Your location can have significant affects on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than congested cities.
The example below illustrates how geographic area affects car insurance rates.
These rate differences illustrate why everyone should compare rates based on a specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Toyota Yaris iA insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $721
- Drivers who choose higher $1,000 deductibles will pay around $156 each year
- The average price for a 40-year-old good driver with $500 deductibles is $1,218
- Buying pricier low deductibles for comprehensive and collision insurance costs an extra $298 every year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,600 or more
- An auto insurance policy to insure a teen driver for full coverage may cost $4,524 a year
Car insurance prices for a Toyota Yaris iA also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Yaris iA.
Opting for high physical damage deductibles could save up to $460 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,500 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Toyota Yaris iA insurance for high-risk drivers can cost as much as 42% to 129% more than the average rate. View High Risk Driver Rates
Where you choose to live makes a big difference in Toyota Yaris iA insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,650 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,102 | -$116 | -9.5% |
| Alaska | $936 | -$282 | -23.2% |
| Arizona | $1,010 | -$208 | -17.1% |
| Arkansas | $1,218 | -$0 | 0.0% |
| California | $1,388 | $170 | 14.0% |
| Colorado | $1,164 | -$54 | -4.4% |
| Connecticut | $1,252 | $34 | 2.8% |
| Delaware | $1,380 | $162 | 13.3% |
| Florida | $1,524 | $306 | 25.1% |
| Georgia | $1,126 | -$92 | -7.6% |
| Hawaii | $876 | -$342 | -28.1% |
| Idaho | $824 | -$394 | -32.3% |
| Illinois | $910 | -$308 | -25.3% |
| Indiana | $916 | -$302 | -24.8% |
| Iowa | $822 | -$396 | -32.5% |
| Kansas | $1,158 | -$60 | -4.9% |
| Kentucky | $1,662 | $444 | 36.5% |
| Louisiana | $1,804 | $586 | 48.1% |
| Maine | $754 | -$464 | -38.1% |
| Maryland | $1,006 | -$212 | -17.4% |
| Massachusetts | $976 | -$242 | -19.9% |
| Michigan | $2,116 | $898 | 73.7% |
| Minnesota | $1,018 | -$200 | -16.4% |
| Mississippi | $1,460 | $242 | 19.9% |
| Missouri | $1,082 | -$136 | -11.2% |
| Montana | $1,310 | $92 | 7.6% |
| Nebraska | $962 | -$256 | -21.0% |
| Nevada | $1,460 | $242 | 19.9% |
| New Hampshire | $878 | -$340 | -27.9% |
| New Jersey | $1,362 | $144 | 11.8% |
| New Mexico | $1,078 | -$140 | -11.5% |
| New York | $1,284 | $66 | 5.4% |
| North Carolina | $702 | -$516 | -42.4% |
| North Dakota | $998 | -$220 | -18.1% |
| Ohio | $840 | -$378 | -31.0% |
| Oklahoma | $1,252 | $34 | 2.8% |
| Oregon | $1,116 | -$102 | -8.4% |
| Pennsylvania | $1,164 | -$54 | -4.4% |
| Rhode Island | $1,624 | $406 | 33.3% |
| South Carolina | $1,104 | -$114 | -9.4% |
| South Dakota | $1,028 | -$190 | -15.6% |
| Tennessee | $1,068 | -$150 | -12.3% |
| Texas | $1,468 | $250 | 20.5% |
| Utah | $904 | -$314 | -25.8% |
| Vermont | $834 | -$384 | -31.5% |
| Virginia | $730 | -$488 | -40.1% |
| Washington | $942 | -$276 | -22.7% |
| West Virginia | $1,118 | -$100 | -8.2% |
| Wisconsin | $844 | -$374 | -30.7% |
| Wyoming | $1,086 | -$132 | -10.8% |
With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company utilizes a different rate formula, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Toyota Yaris iA | $208 | $306 | $456 | $1,128 |
Rates are averaged for all Toyota Yaris iA models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Toyota Yaris iA Insurance
Finding better rates on car insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by requesting quotes from direct insurance companies, and also from several local insurance agents.
The following is a condensed summary of the ideas that were presented in the illustrations above.
- Teens are expensive to insure, with premiums being up to $377 per month if the policy includes full coverage
- Higher risk drivers with multiple at-fault accidents pay on average $1,380 more each year for Yaris iA insurance
- Increasing policy deductibles could save as much as $450 each year
- It is possible to save as much as $140 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,524 |
| 20 | $2,766 |
| 30 | $1,266 |
| 40 | $1,218 |
| 50 | $1,112 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,516 |
| $250 | $1,380 |
| $500 | $1,218 |
| $1,000 | $1,062 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,218 |
| 50/100 | $1,292 |
| 100/300 | $1,385 |
| 250/500 | $1,627 |
| 100 CSL | $1,330 |
| 300 CSL | $1,534 |
| 500 CSL | $1,683 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,424 |
| 20 | $4,384 |
| 30 | $2,652 |
| 40 | $2,600 |
| 50 | $2,480 |
| 60 | $2,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $497 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
