Volkswagen Arteon Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for a Volkswagen Arteon are $1,346 every 12 months including full coverage. Comprehensive costs an estimated $326 a year, collision insurance costs $618, and liability insurance costs around $292. Buying just liability costs as low as $336 a year, and insurance for high-risk drivers costs around $2,914. 16-year-old drivers receive the highest rates at up to $4,782 a year.

Average premium for full coverage: $1,346

Rate estimates broken down by individual coverage type:

Comprehensive $326
Collision $618
Liability $292

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Arteon trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from the cheapest price of $336 for the bare minimum liability coverage to a high of $2,914 for a policy for a high-risk driver.

Liability Only $336
Full Coverage $1,346
High Risk $2,914

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

These examples highlight why it is important to compare prices for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Volkswagen Arteon insurance rates for other coverage scenarios.

  • The best full coverage rate is $749
  • Using higher $1,000 deductibles will save approximately $1,132 every year
  • The average price for a 40-year-old driver who has $500 deductibles is $1,346
  • Buying low $100 deductibles for physical damage coverage increases the price to $1,764
  • Drivers with multiple tickets or accidents could pay up to $2,914
  • The cost to insure a teen driver can cost as much as $4,782 or more

View Chart as Image

Volkswagen Arteon insurance cost comparison chart
Column chart showing Volkswagen Arteon insurance rates range from $749 to $4,782 for full coverage

Auto insurance rates for a Volkswagen Arteon can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $640 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $263 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay at least $4,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 46% to 133% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Volkswagen Arteon insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,920 on average in Louisiana, New York, and Michigan.

Volkswagen Arteon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$130 -9.7%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,282 -$64 -4.8%
Connecticut $1,382 $36 2.7%
Delaware $1,522 $176 13.1%
Florida $1,678 $332 24.7%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $910 -$436 -32.4%
Kansas $1,280 -$66 -4.9%
Kentucky $1,834 $488 36.3%
Louisiana $1,992 $646 48.0%
Maine $828 -$518 -38.5%
Maryland $1,108 -$238 -17.7%
Massachusetts $1,074 -$272 -20.2%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,192 -$154 -11.4%
Montana $1,446 $100 7.4%
Nebraska $1,060 -$286 -21.2%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,190 -$156 -11.6%
New York $1,416 $70 5.2%
North Carolina $774 -$572 -42.5%
North Dakota $1,100 -$246 -18.3%
Ohio $928 -$418 -31.1%
Oklahoma $1,380 $34 2.5%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,282 -$64 -4.8%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,134 -$212 -15.8%
Tennessee $1,178 -$168 -12.5%
Texas $1,620 $274 20.4%
Utah $996 -$350 -26.0%
Vermont $918 -$428 -31.8%
Virginia $808 -$538 -40.0%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $932 -$414 -30.8%
Wyoming $1,196 -$150 -11.1%

View Chart as Image

Volkswagen Arteon insurance rates by U.S. city
Volkswagen Arteon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen Arteon $384 $690 $258 $1,442
2023 Volkswagen Arteon $370 $686 $264 $1,430
2022 Volkswagen Arteon $356 $668 $274 $1,408
2021 Volkswagen Arteon $344 $640 $284 $1,378
2020 Volkswagen Arteon $326 $618 $292 $1,346
2019 Volkswagen Arteon $312 $574 $298 $1,294

Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Volkswagen Arteon Insurance

Saving money on Volkswagen Arteon insurance requires having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to compare rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The next list is a quick review of the coverage data covered in the above illustrations.

  • You may be able to save approximately $170 per year just by quoting early and online
  • Increasing deductibles could save as much as $625 each year
  • Drivers age 20 and younger are the costliest to insure, as much as $399 per month if comprehensive and collision insurance is included
  • High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,570 more annually to buy Volkswagen Arteon insurance

Rates by Driver Age

Volkswagen Arteon Insurance Rates by Driver Age
Driver Age Premium
16 $4,782
20 $3,096
30 $1,422
40 $1,346
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Arteon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,764
$250 $1,568
$500 $1,346
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Arteon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,404
100/300 $1,477
250/500 $1,667
100 CSL $1,434
300 CSL $1,594
500 CSL $1,711

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Arteon Insurance Rates for High Risk Drivers
Age Premium
16 $6,888
20 $4,934
30 $2,998
40 $2,914
50 $2,776
60 $2,754

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $18
5-yr Accident Free $108
5-yr Claim Free $89
Paid in Full/EFT $68
Advance Quote $71
Online Quote $99
Total Discounts $597
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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