Volkswagen Arteon Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Volkswagen Arteon are $1,346 a year for full coverage. Comprehensive insurance costs on average $326 each year, collision costs $618, and liability coverage costs around $292. A policy with only liability insurance costs as low as $336 a year, with a high-risk policy costing $2,914 or more. Teenage drivers pay the most at $4,782 a year or more.
Average premium for full coverage: $1,346
Premium estimates by type of coverage:
Includes $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Arteon models.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Volkswagen Arteon go from as low as $336 for just the minimum liability insurance to a high rate of $2,914 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have a lower frequency of accident claims than densely populated cities.
The graphic below illustrates how geographic area affects car insurance rates.
These rate differences show why all drivers should compare prices based on a specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Volkswagen Arteon insurance rates for different risk profiles and scenarios.
- The best discount rate is $749
- Using higher $1,000 deductibles will save around $214 a year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,346
- Using low deductibles for physical damage coverage will cost an extra $418 each year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,914 or more
- An auto insurance policy for full coverage for a teenage driver may cost $4,782 or more
Car insurance prices for a Volkswagen Arteon also have a wide range based on your driving characteristics, the trim level of your Arteon, and policy deductibles and limits.
More mature drivers with no driving violations and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age
Where you choose to live has a huge impact on Volkswagen Arteon insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$130 | -9.7% |
| Alaska | $1,032 | -$314 | -23.3% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,282 | -$64 | -4.8% |
| Connecticut | $1,382 | $36 | 2.7% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,678 | $332 | 24.7% |
| Georgia | $1,244 | -$102 | -7.6% |
| Hawaii | $968 | -$378 | -28.1% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,014 | -$332 | -24.7% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,280 | -$66 | -4.9% |
| Kentucky | $1,834 | $488 | 36.3% |
| Louisiana | $1,992 | $646 | 48.0% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,108 | -$238 | -17.7% |
| Massachusetts | $1,074 | -$272 | -20.2% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,192 | -$154 | -11.4% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,060 | -$286 | -21.2% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,190 | -$156 | -11.6% |
| New York | $1,416 | $70 | 5.2% |
| North Carolina | $774 | -$572 | -42.5% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $928 | -$418 | -31.1% |
| Oklahoma | $1,380 | $34 | 2.5% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$64 | -4.8% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,134 | -$212 | -15.8% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,620 | $274 | 20.4% |
| Utah | $996 | -$350 | -26.0% |
| Vermont | $918 | -$428 | -31.8% |
| Virginia | $808 | -$538 | -40.0% |
| Washington | $1,040 | -$306 | -22.7% |
| West Virginia | $1,236 | -$110 | -8.2% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,196 | -$150 | -11.1% |
Using high physical damage deductibles could cut prices by as much as $640 a year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost up to $263 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be around 46% to 133% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2023 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2022 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2021 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2020 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
| 2019 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Volkswagen Arteon Insurance
Finding better rates on auto insurance requires avoiding accidents and claims, having above-average credit, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local insurance agents.
The points below are a recap of the information presented in the illustrations above.
- Drivers can save as much as $170 per year simply by quoting online in advance
- Drivers under the age of 20 are expensive to insure, as much as $399 per month if full coverage is included
- Increasing policy deductibles can save around $625 each year
- Drivers that have major violations or accidents will pay on average $1,570 more each year to insure a Volkswagen Arteon
- Consumers who require increased liability limits will pay an extra $320 each year to increase from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,782 |
| 20 | $3,096 |
| 30 | $1,422 |
| 40 | $1,346 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,764 |
| $250 | $1,568 |
| $500 | $1,346 |
| $1,000 | $1,132 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,404 |
| 100/300 | $1,477 |
| 250/500 | $1,667 |
| 100 CSL | $1,434 |
| 300 CSL | $1,594 |
| 500 CSL | $1,711 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,888 |
| 20 | $4,934 |
| 30 | $2,998 |
| 40 | $2,914 |
| 50 | $2,776 |
| 60 | $2,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $70 |
| Homeowner | $18 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $68 |
| Advance Quote | $71 |
| Online Quote | $99 |
| Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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