Volkswagen Arteon Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance prices for a Volkswagen Arteon are $1,346 every 12 months including full coverage. Comprehensive insurance costs an estimated $326 a year, collision insurance costs $618, and liability costs $292. Liability-only coverage costs as little as $336 a year, and high-risk coverage costs $2,914 or more. 16-year-old drivers cost the most to insure at up to $4,782 a year.
Average premium for full coverage: $1,346
Policy rates broken down by type of insurance:
Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Arteon trim levels.
Price Range Variability
For the normal driver, Volkswagen Arteon insurance rates range from the cheapest price of $336 for just liability insurance to a high of $2,914 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects insurance prices.
The examples above highlight why it is important to compare rates for a targeted area and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Volkswagen Arteon insurance rates for other coverage scenarios.
- The best full coverage rate is $749
- Drivers who choose higher $1,000 deductibles will pay approximately $1,132 every year
- The average price for a good driver age 40 who has $500 deductibles is $1,346
- Buying low $100 deductibles for comprehensive and collision insurance costs an extra $418 every year
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,914
- Policy cost to insure a teen driver can cost as much as $4,782 a year
Insurance rates for a Volkswagen Arteon also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles could save up to $640 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $263 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $4,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can cost as much as 46% to 133% more than the average rate. View High Risk Driver Rates
Your home state makes a big difference in Volkswagen Arteon insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,920 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$130 | -9.7% |
| Alaska | $1,032 | -$314 | -23.3% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,282 | -$64 | -4.8% |
| Connecticut | $1,382 | $36 | 2.7% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,678 | $332 | 24.7% |
| Georgia | $1,244 | -$102 | -7.6% |
| Hawaii | $968 | -$378 | -28.1% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,014 | -$332 | -24.7% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,280 | -$66 | -4.9% |
| Kentucky | $1,834 | $488 | 36.3% |
| Louisiana | $1,992 | $646 | 48.0% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,108 | -$238 | -17.7% |
| Massachusetts | $1,074 | -$272 | -20.2% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,192 | -$154 | -11.4% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,060 | -$286 | -21.2% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,190 | -$156 | -11.6% |
| New York | $1,416 | $70 | 5.2% |
| North Carolina | $774 | -$572 | -42.5% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $928 | -$418 | -31.1% |
| Oklahoma | $1,380 | $34 | 2.5% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$64 | -4.8% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,134 | -$212 | -15.8% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,620 | $274 | 20.4% |
| Utah | $996 | -$350 | -26.0% |
| Vermont | $918 | -$428 | -31.8% |
| Virginia | $808 | -$538 | -40.0% |
| Washington | $1,040 | -$306 | -22.7% |
| West Virginia | $1,236 | -$110 | -8.2% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,196 | -$150 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2023 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2022 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2021 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2020 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
| 2019 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Volkswagen Arteon Insurance
Finding cheaper rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest the time to compare rates every year by requesting rates from direct car insurance companies, and also from local insurance agencies.
The following is a condensed summary of the coverage data presented in the illustrations above.
- You may be able to save approximately $170 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $625 each year
- Teens are expensive to insure, with premiums being up to $399 each month if full coverage is included
- Higher risk drivers with multiple at-fault accidents may have to pay on average $1,570 more annually for Arteon insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,782 |
| 20 | $3,096 |
| 30 | $1,422 |
| 40 | $1,346 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,764 |
| $250 | $1,568 |
| $500 | $1,346 |
| $1,000 | $1,132 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,404 |
| 100/300 | $1,477 |
| 250/500 | $1,667 |
| 100 CSL | $1,434 |
| 300 CSL | $1,594 |
| 500 CSL | $1,711 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,888 |
| 20 | $4,934 |
| 30 | $2,998 |
| 40 | $2,914 |
| 50 | $2,776 |
| 60 | $2,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $70 |
| Homeowner | $18 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $68 |
| Advance Quote | $71 |
| Online Quote | $99 |
| Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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