Volkswagen Arteon Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Volkswagen Arteon are $1,346 annually for full coverage. Comprehensive insurance costs around $326, collision costs $618, and liability is estimated at $292. Liability-only coverage costs approximately $336 a year, with high-risk coverage costing $2,914 or more. Teenage drivers pay the highest rates at $4,782 a year or more.
Average premium for full coverage: $1,346
Price estimates for individual coverage:
Prices are based on $500 physical damage deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Arteon models.
Price Range from Low to High
For a driver around age 40, Volkswagen Arteon insurance prices go from as cheap as $336 for just liability coverage to the much higher price of $2,914 for a high-risk insurance policy.
Geographic Price Range
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.
The example below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above show why everyone should get quotes for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Volkswagen Arteon insurance rates for additional coverage choices and driver risks.
- The best discount rate is $749
- Choosing higher $1,000 deductibles can save about $214 a year
- The estimated rate for the average middle-age driver using $500 deductibles is $1,346
- Using pricier low deductibles for comp and collision coverage costs an additional $418 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,914 or more
- The price with full coverage for a teen driver for full coverage can be $4,782 each year
Auto insurance prices for a Volkswagen Arteon are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. Volkswagen Arteon insurance for high-risk drivers ranges as much as 46% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $640 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $263 extra every year. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Volkswagen Arteon insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,920 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,216 | -$130 | -9.7% |
| Alaska | $1,032 | -$314 | -23.3% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,282 | -$64 | -4.8% |
| Connecticut | $1,382 | $36 | 2.7% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,678 | $332 | 24.7% |
| Georgia | $1,244 | -$102 | -7.6% |
| Hawaii | $968 | -$378 | -28.1% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,014 | -$332 | -24.7% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,280 | -$66 | -4.9% |
| Kentucky | $1,834 | $488 | 36.3% |
| Louisiana | $1,992 | $646 | 48.0% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,108 | -$238 | -17.7% |
| Massachusetts | $1,074 | -$272 | -20.2% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,192 | -$154 | -11.4% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,060 | -$286 | -21.2% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,190 | -$156 | -11.6% |
| New York | $1,416 | $70 | 5.2% |
| North Carolina | $774 | -$572 | -42.5% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $928 | -$418 | -31.1% |
| Oklahoma | $1,380 | $34 | 2.5% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$64 | -4.8% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,134 | -$212 | -15.8% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,620 | $274 | 20.4% |
| Utah | $996 | -$350 | -26.0% |
| Vermont | $918 | -$428 | -31.8% |
| Virginia | $808 | -$538 | -40.0% |
| Washington | $1,040 | -$306 | -22.7% |
| West Virginia | $1,236 | -$110 | -8.2% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,196 | -$150 | -11.1% |
Since prices can be so different, the only way to know your exact price is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Arteon | $384 | $690 | $258 | $1,442 |
| 2023 Volkswagen Arteon | $370 | $686 | $264 | $1,430 |
| 2022 Volkswagen Arteon | $356 | $668 | $274 | $1,408 |
| 2021 Volkswagen Arteon | $344 | $640 | $284 | $1,378 |
| 2020 Volkswagen Arteon | $326 | $618 | $292 | $1,346 |
| 2019 Volkswagen Arteon | $312 | $574 | $298 | $1,294 |
Rates are averaged for all Volkswagen Arteon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Volkswagen Arteon Insurance
Getting lower rates on car insurance takes being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at least every other year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
Below is a brief review of the car insurance concepts covered above.
- Higher risk drivers with DUI or reckless driving convictions pay an average of $1,570 more every year for auto insurance
- Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save up to $625 each year
- Policyholders who may need higher levels of liability will pay an extra $320 each year to raise limits from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,782 |
| 20 | $3,096 |
| 30 | $1,422 |
| 40 | $1,346 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,764 |
| $250 | $1,568 |
| $500 | $1,346 |
| $1,000 | $1,132 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,404 |
| 100/300 | $1,477 |
| 250/500 | $1,667 |
| 100 CSL | $1,434 |
| 300 CSL | $1,594 |
| 500 CSL | $1,711 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,888 |
| 20 | $4,934 |
| 30 | $2,998 |
| 40 | $2,914 |
| 50 | $2,776 |
| 60 | $2,754 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $70 |
| Homeowner | $18 |
| 5-yr Accident Free | $108 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $68 |
| Advance Quote | $71 |
| Online Quote | $99 |
| Total Discounts | $597 |
Discounts are estimated and may not be available from every company or in every state.
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