Volkswagen Atlas Cross Sport Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Volkswagen Atlas Cross Sport are $1,880 a year with full coverage. Comprehensive costs on average $320 a year, collision costs $698, and liability is estimated at $624. Liability-only insurance costs approximately $710 a year, with high-risk driver insurance costing around $4,106. 16-year-old drivers pay the highest rates at $7,282 a year or more.
Average premium for full coverage: $1,880
Price estimates by individual coverage:
Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Atlas Cross Sport trim levels.
Price Range from Low to High
For the average 40-year-old driver, Volkswagen Atlas Cross Sport insurance prices go from as low as $710 for basic liability insurance to a high of $4,106 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.
The diagram below illustrates the difference location can make on car insurance rates.
The ranges above demonstrate why it is important to get quotes based on a specific location and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated Volkswagen Atlas Cross Sport insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $1,082
- Choosing higher $1,000 deductibles can save around $1,650 annually
- The average rate for the average middle-age driver with $500 deductibles is $1,880
- Buying low $100 deductibles for comp and collision coverage will increase the cost to $2,334
- Unlucky drivers with multiple tickets or accidents could pay upwards of $4,106 or more
- The price for full coverage for a teen driver may cost $7,282 each year
Car insurance prices for a Volkswagen Atlas Cross Sport are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.
Older drivers with no driving violations and high deductibles may pay as little as $1,700 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $7,200 a year. View Rates by Age
The state you live in plays a big part in determining prices for Volkswagen Atlas Cross Sport insurance prices. A good driver about age 40 could pay as low as $1,350 a year in states like New Hampshire, Ohio, and Utah, or at least $2,540 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,700 | -$180 | -9.6% |
| Alaska | $1,440 | -$440 | -23.4% |
| Arizona | $1,558 | -$322 | -17.1% |
| Arkansas | $1,880 | -$0 | 0.0% |
| California | $2,146 | $266 | 14.1% |
| Colorado | $1,796 | -$84 | -4.5% |
| Connecticut | $1,932 | $52 | 2.8% |
| Delaware | $2,128 | $248 | 13.2% |
| Florida | $2,350 | $470 | 25.0% |
| Georgia | $1,736 | -$144 | -7.7% |
| Hawaii | $1,348 | -$532 | -28.3% |
| Idaho | $1,274 | -$606 | -32.2% |
| Illinois | $1,402 | -$478 | -25.4% |
| Indiana | $1,418 | -$462 | -24.6% |
| Iowa | $1,272 | -$608 | -32.3% |
| Kansas | $1,784 | -$96 | -5.1% |
| Kentucky | $2,566 | $686 | 36.5% |
| Louisiana | $2,784 | $904 | 48.1% |
| Maine | $1,162 | -$718 | -38.2% |
| Maryland | $1,552 | -$328 | -17.4% |
| Massachusetts | $1,502 | -$378 | -20.1% |
| Michigan | $3,264 | $1,384 | 73.6% |
| Minnesota | $1,574 | -$306 | -16.3% |
| Mississippi | $2,252 | $372 | 19.8% |
| Missouri | $1,670 | -$210 | -11.2% |
| Montana | $2,020 | $140 | 7.4% |
| Nebraska | $1,482 | -$398 | -21.2% |
| Nevada | $2,252 | $372 | 19.8% |
| New Hampshire | $1,352 | -$528 | -28.1% |
| New Jersey | $2,102 | $222 | 11.8% |
| New Mexico | $1,666 | -$214 | -11.4% |
| New York | $1,982 | $102 | 5.4% |
| North Carolina | $1,084 | -$796 | -42.3% |
| North Dakota | $1,536 | -$344 | -18.3% |
| Ohio | $1,298 | -$582 | -31.0% |
| Oklahoma | $1,928 | $48 | 2.6% |
| Oregon | $1,724 | -$156 | -8.3% |
| Pennsylvania | $1,796 | -$84 | -4.5% |
| Rhode Island | $2,508 | $628 | 33.4% |
| South Carolina | $1,704 | -$176 | -9.4% |
| South Dakota | $1,586 | -$294 | -15.6% |
| Tennessee | $1,644 | -$236 | -12.6% |
| Texas | $2,264 | $384 | 20.4% |
| Utah | $1,392 | -$488 | -26.0% |
| Vermont | $1,286 | -$594 | -31.6% |
| Virginia | $1,126 | -$754 | -40.1% |
| Washington | $1,452 | -$428 | -22.8% |
| West Virginia | $1,724 | -$156 | -8.3% |
| Wisconsin | $1,302 | -$578 | -30.7% |
| Wyoming | $1,676 | -$204 | -10.9% |
Opting for high physical damage deductibles can save as much as $690 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $561 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $2,200 to $3,100 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 130% more than the average rate. View High Risk Driver Rates
Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen Atlas Cross Sport | $362 | $750 | $558 | $1,908 |
| 2023 Volkswagen Atlas Cross Sport | $346 | $720 | $584 | $1,888 |
| 2022 Volkswagen Atlas Cross Sport | $332 | $714 | $598 | $1,882 |
| 2021 Volkswagen Atlas Cross Sport | $320 | $698 | $624 | $1,880 |
| 2020 Volkswagen Atlas Cross Sport | $310 | $668 | $644 | $1,860 |
Rates are averaged for all Volkswagen Atlas Cross Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Volkswagen Atlas Cross Sport Insurance
Getting lower rates on car insurance takes being safe and accident-free, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates every other policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from local insurance agents.
Below you'll find a brief recap of the ideas that were touched on in this article.
- Youthful drivers are expensive to insure, costing up to $607 a month if full coverage is included
- Higher risk drivers who tend to receive serious violations may be required to pay an average of $2,230 more each year than a low-risk driver
- Increasing physical damage deductibles can save around $675 each year
- You may be able to save as much as $220 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,406 |
| 30 | $1,948 |
| 40 | $1,880 |
| 50 | $1,722 |
| 60 | $1,692 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,334 |
| $250 | $2,120 |
| $500 | $1,880 |
| $1,000 | $1,650 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,880 |
| 50/100 | $2,005 |
| 100/300 | $2,161 |
| 250/500 | $2,566 |
| 100 CSL | $2,067 |
| 300 CSL | $2,410 |
| 500 CSL | $2,660 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,366 |
| 20 | $7,022 |
| 30 | $4,178 |
| 40 | $4,106 |
| 50 | $3,924 |
| 60 | $3,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $99 |
| Multi-vehicle | $102 |
| Homeowner | $29 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $122 |
| Paid in Full/EFT | $84 |
| Advance Quote | $93 |
| Online Quote | $131 |
| Total Discounts | $798 |
Discounts are estimated and may not be available from every company or in every state.
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