Volkswagen Beetle Convertible Insurance Rates

U.S. average insurance rates for a Volkswagen Beetle Convertible are $1,024 a year for full coverage. Comprehensive costs approximately $230 each year, collision insurance costs $380, and liability is estimated at $304. A policy with just liability insurance costs approximately $346 a year, and coverage for high-risk drivers costs around $2,198. Teenage drivers pay the highest rates at up to $3,758 a year.

Average premium for full coverage: $1,024

Price estimates by individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and Beetle Convertible models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.

The ranges above show why all drivers should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Volkswagen Beetle Convertible insurance rates for additional coverage and risk scenarios.

• The best discount rate is $591
• Choosing higher $1,000 deductibles can save $140 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,024
• Using low deductibles for comp and collision coverage will increase the cost to $1,290
• Unlucky drivers who are prone to accidents and violations could pay around $2,198
• The price for full coverage for a teen driver can cost $3,758 each year

View Chart as Image

Insurance prices for a Volkswagen Beetle Convertible are also quite variable based on your driving record, the trim level of your Beetle Convertible, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $3,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Volkswagen Beetle Convertible insurance prices. A good driver about age 40 could pay as low as $680 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,460 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $410 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $273 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Volkswagen Beetle Convertible Insurance

Getting lower rates on car insurance takes being a low-risk driver, maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a review of the data covered in the charts and tables above.

• Policyholders who purchase more liability coverage will pay an extra $330 each year to raise limits from a low limit to 250/500 limits
• Drivers can save around $120 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $400 each year
• Teen drivers are expensive to insure, with premiums as much as $313 a month for full coverage